😐A single person spends $1,017 per month in Erbil vs $620 in Ad Diwaniyah, rent included.
😐A couple spends around $1,518 per month in Erbil vs $873 in Ad Diwaniyah, rent included.
😐A family of three spends $2,019 per month in Erbil vs $1,127 in Ad Diwaniyah, rent included.
😐Erbil costs about 64% more than Ad Diwaniyah, driven mainly by Sport & Entertainment.
📊Both Erbil and Ad Diwaniyah are more affordable than the global median – Erbil24% lower, Ad Diwaniyah54% lower.
Currency
🍽 Eating Out
Erbil
Ad Diwaniyah
Difference
Meal at Budget Restaurant
$7.59IQD 9,938
$3.01IQD 3,943
152.16%
Three-Course Dinner for Two, Mid-Range
$22.90IQD 30.0K
$11.58IQD 15.2K
97.75%
Fast Food Meal(McDonalds, etc)
$8.65IQD 11.3K
$5.04IQD 6,602
71.63%
Cappuccino
$3.25IQD 4,260
$1.47IQD 1,926
121.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.52IQD 676
$0.37IQD 484
40.54%
Water(0.33 liter bottle)
$0.20IQD 261
$0.19IQD 245
5.26%
Local Beer(0.5 liter draught)
$1.95IQD 2,555
$2.87IQD 3,756
-32.06%
Imported Beer(0.33 liter bottle)
$2.04IQD 2,675
$2.95IQD 3,867
-30.85%
🛒 Groceries & Markets
Erbil
Ad Diwaniyah
Difference
Milk(1 liter)
$1.32IQD 1,725
$1.37IQD 1,796
-3.65%
White Bread(500g)
$0.81IQD 1,062
$0.74IQD 975
9.46%
Rice(white)(1kg)
$1.80IQD 2,357
$1.35IQD 1,774
33.33%
Eggs
$1.91IQD 2,505
$1.73IQD 2,265
10.40%
Local Cheese(1kg)
$7.50IQD 9,816
$4.59IQD 6,009
63.40%
Chicken Fillets(1kg)
$4.82IQD 6,315
$5.00IQD 6,546
-3.60%
Beef Round Steak(1kg)
$14.10IQD 18.5K
$10.40IQD 13.6K
35.58%
Apples(1kg)
$1.18IQD 1,551
$0.80IQD 1,048
47.50%
Banana(1kg)
$1.15IQD 1,500
$0.97IQD 1,266
18.56%
Oranges(1kg)
$1.14IQD 1,494
$0.90IQD 1,184
26.67%
Tomato(1kg)
$0.80IQD 1,045
$0.56IQD 727
42.86%
Potato(1kg)
$0.66IQD 863
$0.65IQD 857
1.54%
Onion(1kg)
$0.77IQD 1,002
$0.66IQD 868
16.67%
Lettuce(1 head)
$0.77IQD 1,008
$0.49IQD 643
57.14%
Water(1.5 liter bottle)
$0.55IQD 721
$0.62IQD 811
-11.29%
Cigarettes 20 Pack(Marlboro, Camel)
$2.74IQD 3,594
$1.93IQD 2,534
41.97%
Wine(Bottle)
$12.38IQD 16.2K
$7.09IQD 9,290
74.61%
Local Beer(0.5 liter bottle)
$1.37IQD 1,794
$1.79IQD 2,338
-23.46%
Imported Beer(0.33 liter bottle)
$2.00IQD 2,619
$2.18IQD 2,859
-8.26%
🚌 Getting Around
Erbil
Ad Diwaniyah
Difference
One-way Ticket(Public Transport)
$0.59IQD 768
$0.40IQD 519
47.50%
Public Transport Monthly Pass(Regular Price)
$34.99IQD 45.8K
$30.85IQD 40.4K
13.42%
Taxi Start(Normal Tariff)
$2.25IQD 2,942
$1.96IQD 2,567
14.80%
Taxi(Normal Tariff)(1km)
$2.29IQD 2,993
$1.24IQD 1,630
84.68%
Taxi 1hour Waiting(Normal Tariff)
$6.85IQD 8,966
$7.80IQD 10.2K
-12.18%
Gasoline(1 liter)
$0.64IQD 839
$0.38IQD 504
68.42%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.3KIQD 25.3M
$9,802IQD 12.8M
97.15%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7KIQD 27.2M
$18.2KIQD 23.8M
14.00%
🧾 Monthly Utilities & Internet
Erbil
Ad Diwaniyah
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$101IQD 132.2K
$38.14IQD 49.9K
164.68%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.35IQD 22.7K
$17.12IQD 22.4K
1.34%
Internet(50+ Mbps, Unlimited Data)
$30.25IQD 39.6K
$38.65IQD 50.6K
-21.73%
🎉 Sport & Entertainment
Erbil
Ad Diwaniyah
Difference
Gym Membership(Monthly)
$72.1IQD 94.4K
$17.24IQD 22.6K
318.33%
Tennis Court(1 Hour on Weekend)
$11.54IQD 15.1K
$9.01IQD 11.8K
28.08%
Cinema Ticket
$11.28IQD 14.8K
$5.51IQD 7,219
104.72%
🧸 Childcare & Education
Erbil
Ad Diwaniyah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$271IQD 354.5K
$91.8IQD 120.1K
195.07%
International Primary School, 1 Child(Yearly)
$3,274IQD 4.3M
$756IQD 989.9K
333.17%
👕👟 Clothing & Footwear
Erbil
Ad Diwaniyah
Difference
Jeans(Levis 501 Or Similar)
$32.30IQD 42.3K
$19.63IQD 25.7K
64.54%
Summer Dress(H&M, Zara, etc)
$49.61IQD 65.0K
$30.39IQD 39.8K
63.24%
Sport Shoes(Adidas, Nike)
$81.1IQD 106.1K
$19.73IQD 25.8K
310.80%
Men's Leather Business Shoes
$77.2IQD 101.0K
$24.74IQD 32.4K
211.88%
🏠 Accommodation & Living
Erbil
Ad Diwaniyah
Difference
1-bedroom Apartment, City Center(Monthly)
$425IQD 556.0K
$138IQD 180.1K
208.64%
1-bedroom Apartment, Outside City Center(Monthly)
$279IQD 365.3K
$181IQD 237.3K
53.95%
3-bedroom Apartment, City Center(Monthly)
$740IQD 969.0K
$237IQD 310.8K
211.79%
3-bedroom Apartment, Outside City Center(Monthly)
$491IQD 643.3K
$196IQD 256.5K
150.79%
Buy Apartment in City Center(m2)
$1,098IQD 1.4M
$743IQD 972.5K
47.87%
Buy Apartment Outside City Center(m2)
$646IQD 845.4K
$298IQD 389.6K
117.00%
💵 Salaries & Financials
Erbil
Ad Diwaniyah
Difference
Average Monthly Net Salary(After Tax)
$591IQD 773.3K
$482IQD 631.3K
22.51%
20-Year Fixed Mortgage Interest Rate(Annual %)
14.33
5.67
152.73%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Erbil: June 6, 2026
Last update for Ad Diwaniyah: June 8, 2026
Cost Breakdown
🏠A central one-bedroom costs $425 in Erbil versus $138 in Ad Diwaniyah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 23% higher in Erbil, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $23.00 in Erbil versus $12.00 in Ad Diwaniyah. Monthly groceries follow the same trend: $195 vs $160 – making Ad Diwaniyah the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Erbil vs Ad Diwaniyah: Cost of Living - Frequently Asked Questions
Is Ad Diwaniyah cheaper than Erbil?
Yes – Erbil is pricier by about 64%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,525 per month in Erbil and $930 in Ad Diwaniyah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ad Diwaniyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $271 per month in Erbil and $91.8 in Ad Diwaniyah. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Erbil and Ad Diwaniyah?
Groceries cost about 22% more in Erbil, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for Erbil or Ad Diwaniyah?
A $1,500 monthly budget goes further in Ad Diwaniyah, where all-in costs run around $620, than in Erbil at $1,017. In Ad Diwaniyah it covers expenses comfortably, while in Erbil it requires careful planning or may not stretch far enough.
Is Erbil or Ad Diwaniyah more family-friendly?
Families tend to lean toward Ad Diwaniyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Erbil or Ad Diwaniyah?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ad Diwaniyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Erbil makes more sense. Both are solid long-term options with distinct trade-offs.