😐A single person spends $1,019 per month in Erbil vs $621 in Ad Diwaniyah, rent included.
😐A couple spends around $1,524 per month in Erbil vs $872 in Ad Diwaniyah, rent included.
😐A family of three spends $2,029 per month in Erbil vs $1,123 in Ad Diwaniyah, rent included.
😐Erbil costs about 64% more than Ad Diwaniyah, driven mainly by Sport & Entertainment.
📊Both Erbil and Ad Diwaniyah are more affordable than the global median – Erbil24% lower, Ad Diwaniyah54% lower.
Currency
🍽 Eating Out
Erbil
Ad Diwaniyah
Difference
Meal at Budget Restaurant
$7.78IQD 10.2K
$3.04IQD 3,984
155.92%
Three-Course Dinner for Two, Mid-Range
$22.99IQD 30.1K
$11.37IQD 14.9K
102.20%
Fast Food Meal(McDonalds, etc)
$8.97IQD 11.7K
$5.31IQD 6,963
68.93%
Cappuccino
$3.25IQD 4,252
$1.49IQD 1,948
118.12%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.48IQD 630
$0.40IQD 521
20.00%
Water(0.33 liter bottle)
$0.22IQD 289
$0.19IQD 249
15.79%
Local Beer(0.5 liter draught)
$2.01IQD 2,633
$2.97IQD 3,886
-32.32%
Imported Beer(0.33 liter bottle)
$2.04IQD 2,671
$2.81IQD 3,678
-27.40%
🛒 Groceries & Markets
Erbil
Ad Diwaniyah
Difference
Milk(1 liter)
$1.32IQD 1,727
$1.36IQD 1,785
-2.94%
White Bread(500g)
$0.85IQD 1,115
$0.75IQD 983
13.33%
Rice(white)(1kg)
$1.81IQD 2,368
$1.35IQD 1,768
34.07%
Eggs
$1.98IQD 2,590
$1.74IQD 2,284
13.79%
Local Cheese(1kg)
$7.44IQD 9,745
$4.40IQD 5,762
69.09%
Chicken Fillets(1kg)
$4.75IQD 6,229
$5.05IQD 6,621
-5.94%
Beef Round Steak(1kg)
$13.99IQD 18.3K
$10.21IQD 13.4K
37.02%
Apples(1kg)
$1.15IQD 1,509
$0.81IQD 1,067
41.98%
Banana(1kg)
$1.16IQD 1,514
$0.92IQD 1,201
26.09%
Oranges(1kg)
$1.13IQD 1,483
$0.89IQD 1,172
26.97%
Tomato(1kg)
$0.81IQD 1,061
$0.60IQD 787
35.00%
Potato(1kg)
$0.71IQD 936
$0.64IQD 844
10.94%
Onion(1kg)
$0.76IQD 997
$0.62IQD 816
22.58%
Lettuce(1 head)
$0.76IQD 1,002
$0.45IQD 586
68.89%
Water(1.5 liter bottle)
$0.53IQD 690
$0.66IQD 859
-19.70%
Cigarettes 20 Pack(Marlboro, Camel)
$2.76IQD 3,610
$1.96IQD 2,565
40.82%
Wine(Bottle)
$12.29IQD 16.1K
$7.02IQD 9,199
75.07%
Local Beer(0.5 liter bottle)
$1.42IQD 1,862
$1.82IQD 2,389
-21.98%
Imported Beer(0.33 liter bottle)
$2.00IQD 2,627
$2.15IQD 2,820
-6.98%
🚌 Getting Around
Erbil
Ad Diwaniyah
Difference
One-way Ticket(Public Transport)
$0.56IQD 728
$0.36IQD 474
55.56%
Public Transport Monthly Pass(Regular Price)
$34.51IQD 45.2K
$30.64IQD 40.1K
12.63%
Taxi Start(Normal Tariff)
$2.28IQD 2,992
$1.94IQD 2,542
17.53%
Taxi(Normal Tariff)(1km)
$2.29IQD 2,997
$1.25IQD 1,632
83.20%
Taxi 1hour Waiting(Normal Tariff)
$6.92IQD 9,060
$7.87IQD 10.3K
-12.07%
Gasoline(1 liter)
$0.70IQD 911
$0.38IQD 498
84.21%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.0KIQD 24.9M
$9,902IQD 13.0M
92.28%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.8KIQD 27.2M
$17.9KIQD 23.4M
16.07%
🧾 Monthly Utilities & Internet
Erbil
Ad Diwaniyah
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$100IQD 131.3K
$37.55IQD 49.2K
166.90%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.57IQD 23.0K
$17.19IQD 22.5K
2.21%
Internet(50+ Mbps, Unlimited Data)
$29.61IQD 38.8K
$38.47IQD 50.4K
-23.03%
🎉 Sport & Entertainment
Erbil
Ad Diwaniyah
Difference
Gym Membership(Monthly)
$74.2IQD 97.2K
$17.10IQD 22.4K
333.92%
Tennis Court(1 Hour on Weekend)
$11.82IQD 15.5K
$8.85IQD 11.6K
33.56%
Cinema Ticket
$11.57IQD 15.2K
$5.62IQD 7,364
105.87%
🧸 Childcare & Education
Erbil
Ad Diwaniyah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$264IQD 345.7K
$92.9IQD 121.7K
184.17%
International Primary School, 1 Child(Yearly)
$3,284IQD 4.3M
$738IQD 966.2K
345.23%
👕👟 Clothing & Footwear
Erbil
Ad Diwaniyah
Difference
Jeans(Levis 501 Or Similar)
$32.96IQD 43.2K
$20.20IQD 26.5K
63.17%
Summer Dress(H&M, Zara, etc)
$49.58IQD 65.0K
$30.87IQD 40.4K
60.61%
Sport Shoes(Adidas, Nike)
$83.8IQD 109.7K
$20.14IQD 26.4K
315.84%
Men's Leather Business Shoes
$76.7IQD 100.5K
$25.08IQD 32.9K
205.98%
🏠 Accommodation & Living
Erbil
Ad Diwaniyah
Difference
1-bedroom Apartment, City Center(Monthly)
$430IQD 562.8K
$138IQD 180.2K
212.27%
1-bedroom Apartment, Outside City Center(Monthly)
$281IQD 367.7K
$181IQD 237.2K
55.04%
3-bedroom Apartment, City Center(Monthly)
$716IQD 938.5K
$241IQD 315.1K
197.87%
3-bedroom Apartment, Outside City Center(Monthly)
$486IQD 637.2K
$199IQD 261.0K
144.17%
Buy Apartment in City Center(m2)
$1,111IQD 1.5M
$757IQD 991.2K
46.84%
Buy Apartment Outside City Center(m2)
$652IQD 854.1K
$302IQD 395.4K
116.03%
💵 Salaries & Financials
Erbil
Ad Diwaniyah
Difference
Average Monthly Net Salary(After Tax)
$576IQD 754.2K
$481IQD 630.1K
19.70%
20-Year Fixed Mortgage Interest Rate(Annual %)
14.33
5.67
152.73%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Erbil: April 26, 2026
Last update for Ad Diwaniyah: April 26, 2026
Cost Breakdown
🏠A central one-bedroom costs $430 in Erbil versus $138 in Ad Diwaniyah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 20% higher in Erbil, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $23.00 in Erbil versus $11.00 in Ad Diwaniyah. Monthly groceries follow the same trend: $195 vs $159 – making Ad Diwaniyah the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Erbil vs Ad Diwaniyah: Cost of Living - Frequently Asked Questions
Is Ad Diwaniyah cheaper than Erbil?
Yes – Erbil is pricier by about 64%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,528 per month in Erbil and $931 in Ad Diwaniyah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ad Diwaniyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $264 per month in Erbil and $92.9 in Ad Diwaniyah. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Erbil and Ad Diwaniyah?
Groceries cost about 23% more in Erbil, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for Erbil or Ad Diwaniyah?
A $1,500 monthly budget goes further in Ad Diwaniyah, where all-in costs run around $621, than in Erbil at $1,019. In Ad Diwaniyah it covers expenses comfortably, while in Erbil it requires careful planning or may not stretch far enough.
Is Erbil or Ad Diwaniyah more family-friendly?
Families tend to lean toward Ad Diwaniyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Erbil or Ad Diwaniyah?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ad Diwaniyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Erbil makes more sense. Both are solid long-term options with distinct trade-offs.