😐A single person spends $1,101 per month in Erbil vs $574 in Ad Diwaniyah, rent included.
😐A couple spends around $1,630 per month in Erbil vs $882 in Ad Diwaniyah, rent included.
😐A family of three spends $2,158 per month in Erbil vs $1,189 in Ad Diwaniyah, rent included.
😐Erbil costs about 92% more than Ad Diwaniyah, driven mainly by Eating Out.
📊Both Erbil and Ad Diwaniyah are more affordable than the global median – Erbil19% lower, Ad Diwaniyah58% lower.
Currency
🍽 Eating Out
Erbil
Ad Diwaniyah
Difference
Meal at Budget Restaurant
$7.69IQD 10.1K
$3.32IQD 4,342
131.63%
Three-Course Dinner for Two, Mid-Range
$44.38IQD 58.1K
$11.67IQD 15.3K
280.29%
Fast Food Meal(McDonalds, etc)
$8.42IQD 11.0K
$5.38IQD 7,041
56.51%
Cappuccino
$3.84IQD 5,027
$1.95IQD 2,559
96.92%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.03IQD 1,353
$0.37IQD 481
178.38%
Water(0.33 liter bottle)
$0.44IQD 580
$0.26IQD 343
69.23%
Local Beer(0.5 liter draught)
$6.05IQD 7,920
$3.91IQD 5,121
54.73%
Imported Beer(0.33 liter bottle)
$4.71IQD 6,166
$3.84IQD 5,024
22.66%
🛒 Groceries & Markets
Erbil
Ad Diwaniyah
Difference
Milk(1 liter)
$1.27IQD 1,657
$1.04IQD 1,368
22.12%
White Bread(500g)
$0.83IQD 1,083
$0.75IQD 981
10.67%
Rice(white)(1kg)
$1.68IQD 2,197
$1.37IQD 1,796
22.63%
Eggs
$1.79IQD 2,345
$1.91IQD 2,495
-6.28%
Local Cheese(1kg)
$8.06IQD 10.6K
$3.93IQD 5,152
105.09%
Chicken Fillets(1kg)
$5.78IQD 7,574
$3.73IQD 4,882
54.96%
Beef Round Steak(1kg)
$14.84IQD 19.4K
$11.42IQD 14.9K
29.95%
Apples(1kg)
$1.13IQD 1,483
$0.73IQD 958
54.79%
Banana(1kg)
$1.10IQD 1,443
$0.78IQD 1,020
41.03%
Oranges(1kg)
$1.23IQD 1,612
$0.79IQD 1,037
55.70%
Tomato(1kg)
$0.82IQD 1,068
$0.78IQD 1,027
5.13%
Potato(1kg)
$0.70IQD 911
$0.70IQD 922
-
Onion(1kg)
$0.69IQD 905
$0.64IQD 838
7.81%
Lettuce(1 head)
$0.74IQD 969
$0.39IQD 514
89.74%
Water(1.5 liter bottle)
$0.55IQD 723
$0.65IQD 854
-15.38%
Cigarettes 20 Pack(Marlboro, Camel)
$2.52IQD 3,294
$1.80IQD 2,356
40.00%
Wine(Bottle)
$12.54IQD 16.4K
$3.79IQD 4,966
230.87%
Local Beer(0.5 liter bottle)
$1.69IQD 2,217
$2.14IQD 2,798
-21.03%
Imported Beer(0.33 liter bottle)
$2.09IQD 2,735
$2.17IQD 2,841
-3.69%
🚌 Getting Around
Erbil
Ad Diwaniyah
Difference
One-way Ticket(Public Transport)
$0.59IQD 772
-
-
Public Transport Monthly Pass(Regular Price)
$43.81IQD 57.4K
-
-
Taxi Start(Normal Tariff)
$1.94IQD 2,544
$2.35IQD 3,083
-17.45%
Taxi(Normal Tariff)(1km)
$1.82IQD 2,381
$1.00IQD 1,306
82.00%
Taxi 1hour Waiting(Normal Tariff)
$6.56IQD 8,588
$7.58IQD 9,930
-13.46%
Gasoline(1 liter)
$0.67IQD 882
$0.33IQD 430
103.03%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.3KIQD 24.0M
$18.9KIQD 24.8M
-3.20%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.1KIQD 26.3M
$18.9KIQD 24.7M
6.66%
🧾 Monthly Utilities & Internet
Erbil
Ad Diwaniyah
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$128IQD 167.0K
$37.82IQD 49.5K
237.15%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.95IQD 18.3K
$17.08IQD 22.4K
-18.33%
Internet(50+ Mbps, Unlimited Data)
$28.49IQD 37.3K
$38.02IQD 49.8K
-25.07%
🎉 Sport & Entertainment
Erbil
Ad Diwaniyah
Difference
Gym Membership(Monthly)
$66.0IQD 86.4K
$18.73IQD 24.5K
252.11%
Tennis Court(1 Hour on Weekend)
$14.62IQD 19.1K
$7.76IQD 10.2K
88.40%
Cinema Ticket
$11.67IQD 15.3K
$7.56IQD 9,897
54.37%
🧸 Childcare & Education
Erbil
Ad Diwaniyah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$309IQD 405.1K
$74.9IQD 98.1K
312.92%
International Primary School, 1 Child(Yearly)
$3,144IQD 4.1M
$3,527IQD 4.6M
-10.86%
👕👟 Clothing & Footwear
Erbil
Ad Diwaniyah
Difference
Jeans(Levis 501 Or Similar)
$31.32IQD 41.0K
$29.14IQD 38.2K
7.48%
Summer Dress(H&M, Zara, etc)
$44.84IQD 58.7K
$37.50IQD 49.1K
19.57%
Sport Shoes(Adidas, Nike)
$69.3IQD 90.7K
$72.8IQD 95.3K
-4.81%
Men's Leather Business Shoes
$67.4IQD 88.3K
$47.48IQD 62.2K
41.98%
🏠 Accommodation & Living
Erbil
Ad Diwaniyah
Difference
1-bedroom Apartment, City Center(Monthly)
$460IQD 602.5K
$76.5IQD 100.2K
501.15%
1-bedroom Apartment, Outside City Center(Monthly)
$297IQD 389.4K
$114IQD 149.8K
159.92%
3-bedroom Apartment, City Center(Monthly)
$740IQD 969.5K
$154IQD 201.7K
380.65%
3-bedroom Apartment, Outside City Center(Monthly)
$432IQD 566.1K
$226IQD 295.9K
91.33%
Buy Apartment in City Center(m2)
$1,092IQD 1.4M
-
-
Buy Apartment Outside City Center(m2)
$665IQD 870.8K
-
-
💵 Salaries & Financials
Erbil
Ad Diwaniyah
Difference
Average Monthly Net Salary(After Tax)
$614IQD 803.9K
$387IQD 507.4K
58.44%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.53
4.12
-38.59%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Erbil: September 14, 2026
Last update for Ad Diwaniyah: September 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $460 in Erbil versus $76.5 in Ad Diwaniyah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 58% higher in Erbil, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $44.00 in Erbil versus $12.00 in Ad Diwaniyah. Monthly groceries follow the same trend: $204 vs $147 – making Ad Diwaniyah the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Erbil vs Ad Diwaniyah: Cost of Living - Frequently Asked Questions
Is Ad Diwaniyah cheaper than Erbil?
Yes – Erbil is pricier by about 92%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,652 per month in Erbil and $862 in Ad Diwaniyah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ad Diwaniyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Erbil and in Ad Diwaniyah?
Monthly expenses with rent come to $1,101 in Erbil and $574 in Ad Diwaniyah. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $309 per month in Erbil and $74.9 in Ad Diwaniyah. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Erbil or in Ad Diwaniyah?
A $1,500 monthly budget goes further in Ad Diwaniyah, where all-in costs run around $574, than in Erbil at $1,101. In Ad Diwaniyah it covers expenses comfortably, while in Erbil it requires careful planning or may not stretch far enough.
Is Erbil or Ad Diwaniyah more family-friendly?
Families tend to lean toward Ad Diwaniyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Erbil or Ad Diwaniyah?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ad Diwaniyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Erbil makes more sense. Both are solid long-term options with distinct trade-offs.