😐A single person spends $1,043 per month in Erbil vs $606 in Ad Diwaniyah, rent included.
😐A couple spends around $1,545 per month in Erbil vs $860 in Ad Diwaniyah, rent included.
😐A family of three spends $2,046 per month in Erbil vs $1,114 in Ad Diwaniyah, rent included.
😐Erbil costs about 72% more than Ad Diwaniyah, driven mainly by Sport & Entertainment.
📊Both Erbil and Ad Diwaniyah are more affordable than the global median – Erbil22% lower, Ad Diwaniyah54% lower.
Currency
🍽 Eating Out
Erbil
Ad Diwaniyah
Difference
Meal at Budget Restaurant
$7.85IQD 10.3K
$3.07IQD 4,024
155.70%
Three-Course Dinner for Two, Mid-Range
$23.11IQD 30.3K
$11.59IQD 15.2K
99.40%
Fast Food Meal(McDonalds, etc)
$9.01IQD 11.8K
$5.08IQD 6,651
77.36%
Cappuccino
$3.24IQD 4,240
$1.47IQD 1,930
120.41%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.49IQD 640
$0.40IQD 522
22.50%
Water(0.33 liter bottle)
$0.22IQD 288
$0.20IQD 260
10.00%
Local Beer(0.5 liter draught)
$1.96IQD 2,562
$2.96IQD 3,875
-33.78%
Imported Beer(0.33 liter bottle)
$2.16IQD 2,824
$2.95IQD 3,868
-26.78%
🛒 Groceries & Markets
Erbil
Ad Diwaniyah
Difference
Milk(1 liter)
$1.31IQD 1,718
$1.32IQD 1,735
-0.76%
White Bread(500g)
$0.79IQD 1,034
$0.76IQD 1,001
3.95%
Rice(white)(1kg)
$1.87IQD 2,450
$1.34IQD 1,759
39.55%
Eggs
$1.95IQD 2,557
$1.81IQD 2,367
7.73%
Local Cheese(1kg)
$7.26IQD 9,502
$4.52IQD 5,913
60.62%
Chicken Fillets(1kg)
$4.69IQD 6,144
$4.90IQD 6,414
-4.29%
Beef Round Steak(1kg)
$14.08IQD 18.4K
$10.43IQD 13.7K
35.00%
Apples(1kg)
$1.15IQD 1,502
$0.76IQD 999
51.32%
Banana(1kg)
$1.18IQD 1,547
$0.89IQD 1,169
32.58%
Oranges(1kg)
$1.13IQD 1,480
$0.97IQD 1,270
16.49%
Tomato(1kg)
$0.75IQD 982
$0.60IQD 780
25.00%
Potato(1kg)
$0.72IQD 948
$0.65IQD 846
10.77%
Onion(1kg)
$0.76IQD 990
$0.64IQD 836
18.75%
Lettuce(1 head)
$0.76IQD 1,001
$0.49IQD 640
55.10%
Water(1.5 liter bottle)
$0.56IQD 738
$0.66IQD 871
-15.15%
Cigarettes 20 Pack(Marlboro, Camel)
$2.66IQD 3,486
$1.87IQD 2,443
42.25%
Wine(Bottle)
$12.28IQD 16.1K
$3.72IQD 4,870
230.11%
Local Beer(0.5 liter bottle)
$1.44IQD 1,880
$1.76IQD 2,308
-18.18%
Imported Beer(0.33 liter bottle)
$1.94IQD 2,538
$2.07IQD 2,715
-6.28%
🚌 Getting Around
Erbil
Ad Diwaniyah
Difference
One-way Ticket(Public Transport)
$0.59IQD 767
$0.39IQD 515
51.28%
Public Transport Monthly Pass(Regular Price)
$34.79IQD 45.6K
$30.61IQD 40.1K
13.66%
Taxi Start(Normal Tariff)
$2.27IQD 2,971
$1.98IQD 2,589
14.65%
Taxi(Normal Tariff)(1km)
$2.32IQD 3,033
$1.19IQD 1,559
94.96%
Taxi 1hour Waiting(Normal Tariff)
$7.05IQD 9,233
$7.63IQD 9,993
-7.60%
Gasoline(1 liter)
$0.64IQD 837
$0.39IQD 506
64.10%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.9KIQD 24.8M
$9,833IQD 12.9M
92.35%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.6KIQD 27.0M
$18.2KIQD 23.8M
13.32%
🧾 Monthly Utilities & Internet
Erbil
Ad Diwaniyah
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$101IQD 132.5K
$38.45IQD 50.4K
163.25%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.79IQD 23.3K
$17.23IQD 22.6K
3.25%
Internet(50+ Mbps, Unlimited Data)
$29.56IQD 38.7K
$38.07IQD 49.8K
-22.35%
🎉 Sport & Entertainment
Erbil
Ad Diwaniyah
Difference
Gym Membership(Monthly)
$73.8IQD 96.7K
$16.81IQD 22.0K
339.26%
Tennis Court(1 Hour on Weekend)
$11.76IQD 15.4K
$8.99IQD 11.8K
30.81%
Cinema Ticket
$11.25IQD 14.7K
$5.47IQD 7,167
105.67%
🧸 Childcare & Education
Erbil
Ad Diwaniyah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$269IQD 351.6K
$92.0IQD 120.5K
191.78%
International Primary School, 1 Child(Yearly)
$3,330IQD 4.4M
$743IQD 973.4K
347.90%
👕👟 Clothing & Footwear
Erbil
Ad Diwaniyah
Difference
Jeans(Levis 501 Or Similar)
$32.93IQD 43.1K
$19.82IQD 26.0K
66.15%
Summer Dress(H&M, Zara, etc)
$49.13IQD 64.3K
$30.71IQD 40.2K
59.98%
Sport Shoes(Adidas, Nike)
$80.7IQD 105.7K
$20.23IQD 26.5K
298.86%
Men's Leather Business Shoes
$77.9IQD 102.0K
$25.24IQD 33.1K
208.68%
🏠 Accommodation & Living
Erbil
Ad Diwaniyah
Difference
1-bedroom Apartment, City Center(Monthly)
$436IQD 571.5K
$140IQD 183.4K
211.70%
1-bedroom Apartment, Outside City Center(Monthly)
$275IQD 360.4K
$177IQD 231.9K
55.38%
3-bedroom Apartment, City Center(Monthly)
$739IQD 968.0K
$241IQD 315.3K
206.97%
3-bedroom Apartment, Outside City Center(Monthly)
$496IQD 649.8K
$203IQD 266.1K
144.21%
Buy Apartment in City Center(m2)
$1,089IQD 1.4M
-
-
Buy Apartment Outside City Center(m2)
$653IQD 855.1K
-
-
💵 Salaries & Financials
Erbil
Ad Diwaniyah
Difference
Average Monthly Net Salary(After Tax)
$580IQD 759.9K
$389IQD 509.3K
49.21%
20-Year Fixed Mortgage Interest Rate(Annual %)
14.33
5.67
152.73%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Erbil: July 27, 2026
Last update for Ad Diwaniyah: July 27, 2026
Cost Breakdown
🏠A central one-bedroom costs $436 in Erbil versus $140 in Ad Diwaniyah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 49% higher in Erbil, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $23.00 in Erbil versus $12.00 in Ad Diwaniyah. Monthly groceries follow the same trend: $194 vs $152 – making Ad Diwaniyah the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Erbil vs Ad Diwaniyah: Cost of Living - Frequently Asked Questions
Is Ad Diwaniyah cheaper than Erbil?
Yes – Erbil is pricier by about 72%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,565 per month in Erbil and $909 in Ad Diwaniyah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ad Diwaniyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $269 per month in Erbil and $92.0 in Ad Diwaniyah. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Erbil and in Ad Diwaniyah?
Groceries cost about 27% more in Erbil, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Erbil or in Ad Diwaniyah?
A $1,500 monthly budget goes further in Ad Diwaniyah, where all-in costs run around $606, than in Erbil at $1,043. In Ad Diwaniyah it covers expenses comfortably, while in Erbil it requires careful planning or may not stretch far enough.
Is Erbil or Ad Diwaniyah more family-friendly?
Families tend to lean toward Ad Diwaniyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Erbil or Ad Diwaniyah?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ad Diwaniyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Erbil makes more sense. Both are solid long-term options with distinct trade-offs.