Last update: Oct 2026

Cost of Living Comparison Between Ad Diwaniyah and Cebu

For one person, living is cheaper in Ad Diwaniyah: $570 a month against $918 in Cebu, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

28

Cost of Living Index in Ad Diwaniyah
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Ad Diwaniyah Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Ad Diwaniyah

🇮🇶 Iraq

$570

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Ad Diwaniyah and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ad Diwaniyah and in Cebu actually costs, broken down by who's living it.

A single person spends $570 per month in Ad Diwaniyah vs $918 in Cebu, rent included.

Ad Diwaniyah $570
Cebu $918

A couple spends around $904 per month in Ad Diwaniyah vs $1,409 in Cebu, rent included.

Ad Diwaniyah $904
Cebu $1,409

A family of three spends $1,237 per month in Ad Diwaniyah vs $1,900 in Cebu, rent included.

Ad Diwaniyah $1,237
Cebu $1,900

Ad Diwaniyah is about 38% cheaper than Cebu, and outside of rent the biggest gap is in groceries.

Both Ad Diwaniyah and Cebu are more affordable than the global median – Ad Diwaniyah 58% lower, Cebu 32% lower.

Meal at Budget Restaurant

$2.83 IQD 4,276

$3.09 ₱194

-8.41%

Three-Course Dinner for Two, Mid-Range

$9.77 IQD 14.8K

$24.22 ₱1,525

-59.66%

Fast Food Meal (McDonalds, etc)

$4.70 IQD 7,108

$3.92 ₱247

19.90%

Cappuccino

$1.69 IQD 2,549

$2.51 ₱158

-32.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 IQD 493

$1.59 ₱100

-79.25%

Water (0.33 liter bottle)

$0.20 IQD 302

$0.53 ₱33.43

-62.26%

Local Beer (0.5 liter draught)

$3.35 IQD 5,066

$1.78 ₱112

88.20%

Imported Beer (0.33 liter bottle)

$3.22 IQD 4,861

$2.17 ₱137

48.39%

Milk (1 liter)

$0.95 IQD 1,442

$1.92 ₱121

-50.52%

White Bread (500g)

$0.65 IQD 980

$1.36 ₱85.4

-52.21%

Rice (white) (1kg)

$1.17 IQD 1,763

$1.01 ₱63.5

15.84%

Eggs

$1.63 IQD 2,469

$2.03 ₱128

-19.70%

Local Cheese (1kg)

$3.26 IQD 4,924

$9.86 ₱621

-66.94%

Chicken Fillets (1kg)

$3.33 IQD 5,032

$4.39 ₱277

-24.15%

Beef Round Steak (1kg)

$10.13 IQD 15.3K

$7.60 ₱479

33.29%

Apples (1kg)

$0.67 IQD 1,017

$3.30 ₱208

-79.70%

Banana (1kg)

$0.65 IQD 977

$1.39 ₱87.8

-53.24%

Oranges (1kg)

$0.64 IQD 965

$2.33 ₱147

-72.53%

Tomato (1kg)

$0.64 IQD 974

$1.50 ₱94.3

-57.33%

Potato (1kg)

$0.59 IQD 895

$2.36 ₱149

-75.00%

Onion (1kg)

$0.56 IQD 852

$1.90 ₱119

-70.53%

Lettuce (1 head)

$0.32 IQD 476

$1.19 ₱74.9

-73.11%

Water (1.5 liter bottle)

$0.57 IQD 867

$0.63 ₱39.71

-9.52%

Cigarettes 20 Pack (Marlboro, Camel)

$1.63 IQD 2,458

$3.00 ₱189

-45.67%

Wine (Bottle)

$3.33 IQD 5,024

$6.03 ₱379

-44.78%

Local Beer (0.5 liter bottle)

$1.92 IQD 2,895

$1.23 ₱77.7

56.10%

Imported Beer (0.33 liter bottle)

$1.94 IQD 2,929

$1.75 ₱110

10.86%

One-way Ticket (Public Transport)

$0.45 IQD 687

$0.25 ₱15.86

80.00%

Public Transport Monthly Pass (Regular Price)

$21.45 IQD 32.4K

$12.64 ₱796

69.70%

Taxi Start (Normal Tariff)

$2.02 IQD 3,046

$0.77 ₱48.62

162.34%

Taxi (Normal Tariff) (1km)

$0.84 IQD 1,269

$0.23 ₱14.53

265.22%

Taxi 1hour Waiting (Normal Tariff)

$6.68 IQD 10.1K

$4.46 ₱281

49.78%

Gasoline (1 liter)

$0.31 IQD 475

$1.31 ₱82.8

-76.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.5K IQD 25.0M

$21.2K ₱1.3M

-22.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.4K IQD 24.8M

$19.1K ₱1.2M

-14.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$32.58 IQD 49.2K

$120 ₱7,569

-72.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.58 IQD 22.0K

$14.00 ₱882

4.14%

Internet (50+ Mbps, Unlimited Data)

$32.98 IQD 49.8K

$27.54 ₱1,734

19.75%

Gym Membership (Monthly)

$37.85 IQD 57.2K

$32.33 ₱2,035

17.07%

Tennis Court (1 Hour on Weekend)

$6.75 IQD 10.2K

$6.65 ₱419

1.50%

Cinema Ticket

$6.64 IQD 10.0K

$5.65 ₱356

17.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$66.5 IQD 100.4K

$275 ₱17.3K

-75.86%

International Primary School, 1 Child (Yearly)

$2,972 IQD 4.5M

$7,918 ₱498.5K

-62.47%

Jeans (Levis 501 Or Similar)

$25.11 IQD 37.9K

$49.33 ₱3,106

-49.10%

Summer Dress (H&M, Zara, etc)

$27.75 IQD 41.9K

$25.24 ₱1,589

9.94%

Sport Shoes (Adidas, Nike)

$59.9 IQD 90.6K

$77.0 ₱4,846

-22.12%

Men's Leather Business Shoes

$42.57 IQD 64.3K

$57.2 ₱3,601

-25.58%

1-bedroom Apartment, City Center (Monthly)

$175 IQD 263.9K

$500 ₱31.5K

-65.04%

1-bedroom Apartment, Outside City Center (Monthly)

$129 IQD 194.6K

$309 ₱19.4K

-58.31%

3-bedroom Apartment, City Center (Monthly)

$375 IQD 566.2K

$1,078 ₱67.9K

-65.24%

3-bedroom Apartment, Outside City Center (Monthly)

$317 IQD 478.5K

$615 ₱38.7K

-48.53%

Buy Apartment in City Center (m2)

$814 IQD 1.2M

$2,886 ₱181.7K

-71.78%

Buy Apartment Outside City Center (m2)

$632 IQD 954.8K

$1,917 ₱120.7K

-67.03%

Average Monthly Net Salary (After Tax)

$328 IQD 495.6K

$346 ₱21.8K

-5.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

7.2

-42.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ad Diwaniyah: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ad Diwaniyah

$129 22.6%

Cebu

$309 33.6% 140% $180

Groceries & Markets

Ad Diwaniyah

$128 22.5%

Cebu

$206 22.4% 60.6% $78

Eating Out

Ad Diwaniyah

$82 14.4%

Cebu

$88 9.6% 7.2% $6

Monthly Utilities & Internet

Ad Diwaniyah

$80 14.1%

Cebu

$162 17.6% 102% $82

Clothing & Footwear

Ad Diwaniyah

$70 12.3%

Cebu

$94 10.2% 34.4% $24

Sport & Entertainment

Ad Diwaniyah

$51 9%

Cebu

$44 4.8% 14.7% $7.5

Getting Around

Ad Diwaniyah

$29 5.2%

Cebu

$16 1.7% 47.2% $14

Cost Breakdown

A central one-bedroom costs $175 in Ad Diwaniyah versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Cebu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $10.00 in Ad Diwaniyah versus $24.00 in Cebu. Monthly groceries follow the same trend: $128 vs $206 – making Ad Diwaniyah the more affordable choice for daily food spending.

Good to know

🇮🇶 Ad Diwaniyah

🇵🇭 Cebu

🕒 Local time

19:37 7:37 PM

00:37 12:37 AM

5 h ahead of Ad Diwaniyah

🌤 Weather

👥 Population

650,927

964,169

💱 Currency

Iraqi Dinar IQD ع.د

Philippine Peso PHP ₱

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Ad Diwaniyah Cebu 8,370 km ≈ 11 h nonstop flight

From you

Ad Diwaniyah
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ad Diwaniyah vs Cebu: Cost of Living - Frequently Asked Questions

Yes – Cebu is pricier by about 61%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $855 per month in Ad Diwaniyah and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ad Diwaniyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $66.5 per month in Ad Diwaniyah and $275 in Cebu. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 61% more in Cebu, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 covers both cities comfortably – all-in costs are $570 in Ad Diwaniyah and $918 in Cebu, leaving budget for savings and extras in both cases.

Families tend to lean toward Ad Diwaniyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ad Diwaniyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.