Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ad Diwaniyah

For one person, living is cheaper in Ad Diwaniyah: $570 a month against $918 in Cebu, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
28

Cost of Living Index in Ad Diwaniyah
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Ad Diwaniyah Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Ad Diwaniyah

🇮🇶 Iraq

$570

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ad Diwaniyah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ad Diwaniyah actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $570 in Ad Diwaniyah, rent included.

Cebu $918
Ad Diwaniyah $570

A couple spends around $1,409 per month in Cebu vs $904 in Ad Diwaniyah, rent included.

Cebu $1,409
Ad Diwaniyah $904

A family of three spends $1,900 per month in Cebu vs $1,237 in Ad Diwaniyah, rent included.

Cebu $1,900
Ad Diwaniyah $1,237

Cebu costs about 61% more than Ad Diwaniyah, and outside of rent the biggest gap is in groceries.

Both Cebu and Ad Diwaniyah are more affordable than the global median – Cebu 32% lower, Ad Diwaniyah 58% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.83 IQD 4,276

9.19%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$9.77 IQD 14.8K

147.90%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$4.70 IQD 7,108

-16.60%

Cappuccino

$2.51 ₱158

$1.69 IQD 2,549

48.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.33 IQD 493

381.82%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.20 IQD 302

165.00%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.35 IQD 5,066

-46.87%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.22 IQD 4,861

-32.61%

Milk (1 liter)

$1.92 ₱121

$0.95 IQD 1,442

102.11%

White Bread (500g)

$1.36 ₱85.4

$0.65 IQD 980

109.23%

Rice (white) (1kg)

$1.01 ₱63.5

$1.17 IQD 1,763

-13.68%

Eggs

$2.03 ₱128

$1.63 IQD 2,469

24.54%

Local Cheese (1kg)

$9.86 ₱621

$3.26 IQD 4,924

202.45%

Chicken Fillets (1kg)

$4.39 ₱277

$3.33 IQD 5,032

31.83%

Beef Round Steak (1kg)

$7.60 ₱479

$10.13 IQD 15.3K

-24.98%

Apples (1kg)

$3.30 ₱208

$0.67 IQD 1,017

392.54%

Banana (1kg)

$1.39 ₱87.8

$0.65 IQD 977

113.85%

Oranges (1kg)

$2.33 ₱147

$0.64 IQD 965

264.06%

Tomato (1kg)

$1.50 ₱94.3

$0.64 IQD 974

134.38%

Potato (1kg)

$2.36 ₱149

$0.59 IQD 895

300.00%

Onion (1kg)

$1.90 ₱119

$0.56 IQD 852

239.29%

Lettuce (1 head)

$1.19 ₱74.9

$0.32 IQD 476

271.87%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.57 IQD 867

10.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$1.63 IQD 2,458

84.05%

Wine (Bottle)

$6.03 ₱379

$3.33 IQD 5,024

81.08%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.92 IQD 2,895

-35.94%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.94 IQD 2,929

-9.79%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.45 IQD 687

-44.44%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$21.45 IQD 32.4K

-41.07%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.02 IQD 3,046

-61.88%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.84 IQD 1,269

-72.62%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$6.68 IQD 10.1K

-33.23%

Gasoline (1 liter)

$1.31 ₱82.8

$0.31 IQD 475

322.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$16.5K IQD 25.0M

28.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$16.4K IQD 24.8M

16.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$32.58 IQD 49.2K

269.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$14.58 IQD 22.0K

-3.98%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$32.98 IQD 49.8K

-16.49%

Gym Membership (Monthly)

$32.33 ₱2,035

$37.85 IQD 57.2K

-14.58%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$6.75 IQD 10.2K

-1.48%

Cinema Ticket

$5.65 ₱356

$6.64 IQD 10.0K

-14.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$66.5 IQD 100.4K

314.25%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$2,972 IQD 4.5M

166.46%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$25.11 IQD 37.9K

96.46%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$27.75 IQD 41.9K

-9.05%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$59.9 IQD 90.6K

28.40%

Men's Leather Business Shoes

$57.2 ₱3,601

$42.57 IQD 64.3K

34.37%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$175 IQD 263.9K

186.01%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$129 IQD 194.6K

139.84%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$375 IQD 566.2K

187.65%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$317 IQD 478.5K

94.28%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$814 IQD 1.2M

254.40%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$632 IQD 954.8K

203.32%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$328 IQD 495.6K

5.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.12

74.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Ad Diwaniyah: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Ad Diwaniyah

$129 22.6% 58.3% $180

Groceries & Markets

Cebu

$206 22.4%

Ad Diwaniyah

$128 22.5% 37.7% $78

Monthly Utilities & Internet

Cebu

$162 17.6%

Ad Diwaniyah

$80 14.1% 50.5% $82

Clothing & Footwear

Cebu

$94 10.2%

Ad Diwaniyah

$70 12.3% 25.6% $24

Eating Out

Cebu

$88 9.6%

Ad Diwaniyah

$82 14.4% 6.8% $6

Sport & Entertainment

Cebu

$44 4.8%

Ad Diwaniyah

$51 9% 17.2% $7.5

Getting Around

Cebu

$16 1.7%

Ad Diwaniyah

$29 5.2% 89.3% $14

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $175 in Ad Diwaniyah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Cebu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Cebu versus $10.00 in Ad Diwaniyah. Monthly groceries follow the same trend: $206 vs $128 – making Ad Diwaniyah the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇮🇶 Ad Diwaniyah

🕒 Local time

01:22 1:22 AM

20:22 8:22 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

650,927

💱 Currency

Philippine Peso PHP ₱

Iraqi Dinar IQD ع.د

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

Exchange rates and currency converter

IQD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Ad Diwaniyah 8,370 km ≈ 11 h nonstop flight

From you

Cebu
Ad Diwaniyah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ad Diwaniyah: Cost of Living - Frequently Asked Questions

Yes – Cebu is pricier by about 61%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,377 per month in Cebu and $855 in Ad Diwaniyah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ad Diwaniyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $275 per month in Cebu and $66.5 in Ad Diwaniyah. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 61% more in Cebu, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 covers both cities comfortably – all-in costs are $918 in Cebu and $570 in Ad Diwaniyah, leaving budget for savings and extras in both cases.

Families tend to lean toward Ad Diwaniyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ad Diwaniyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.