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Cost of Living Comparison Between Accra and Ubud, Bali Cost of Living Comparison Between Accra and Ubud, Bali

🙂 Solo nomad: Accra is 13.8% cheaper than Ubud, Bali without rent, and 47.6% cheaper with rent.
😐 Family of 3: Accra is 2.1% more expensive than Ubud, Bali without rent, and 50.6% cheaper with rent.
Currency
🍽 Eating Out
Accra
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.37 GHS 47.43
$3.43 Rp 58.1K
27.41%
Three-Course Dinner for Two, Mid-Range
$46.58 GHS 505
$32.70 Rp 553.4K
42.45%
Fast Food Meal (McDonalds, etc)
$8.01 GHS 86.9
$5.04 Rp 85.2K
58.93%
Cappuccino
$3.44 GHS 37.36
$2.85 Rp 48.2K
20.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.94 GHS 10.19
$1.34 Rp 22.8K
-29.85%
Water (0.33 liter bottle)
$0.38 GHS 4.10
$0.75 Rp 12.6K
-49.33%
Local Beer (0.5 liter draught)
$1.53 GHS 16.57
$2.90 Rp 49.1K
-47.24%
Imported Beer (0.33 liter bottle)
$2.49 GHS 26.99
$3.94 Rp 66.7K
-36.80%
🛒 Groceries & Markets
Accra
Ubud, Bali
Difference
Milk (1 liter)
$3.50 GHS 37.94
$1.80 Rp 30.5K
94.44%
White Bread (500g)
$1.50 GHS 16.29
$2.55 Rp 43.2K
-41.18%
Rice (white) (1kg)
$2.33 GHS 25.27
$1.19 Rp 20.2K
95.80%
Eggs
$2.28 GHS 24.72
$2.42 Rp 40.9K
-5.79%
Local Cheese (1kg)
$11.09 GHS 120
$14.38 Rp 243.4K
-22.88%
Chicken Fillets (1kg)
$4.72 GHS 51.2
$4.21 Rp 71.2K
12.11%
Beef Round Steak (1kg)
$5.76 GHS 62.5
$11.88 Rp 201.0K
-51.52%
Apples (1kg)
$2.99 GHS 32.44
$3.71 Rp 62.8K
-19.41%
Banana (1kg)
$1.45 GHS 15.68
$1.56 Rp 26.4K
-7.05%
Oranges (1kg)
$1.70 GHS 18.48
$2.77 Rp 46.9K
-38.63%
Tomato (1kg)
$3.17 GHS 34.45
$2.22 Rp 37.6K
42.79%
Potato (1kg)
$3.12 GHS 33.84
$1.99 Rp 33.8K
56.78%
Onion (1kg)
$2.46 GHS 26.65
$2.29 Rp 38.8K
7.42%
Lettuce (1 head)
$0.77 GHS 8.34
$1.01 Rp 17.1K
-23.76%
Water (1.5 liter bottle)
$0.52 GHS 5.66
$0.78 Rp 13.3K
-33.33%
Cigarettes 20 Pack (Marlboro, Camel)
$1.64 GHS 17.81
$3.17 Rp 53.6K
-48.26%
Wine (Bottle)
$5.91 GHS 64.1
$23.70 Rp 401.1K
-75.06%
Local Beer (0.5 liter bottle)
$1.17 GHS 12.72
$2.78 Rp 47.0K
-57.91%
Imported Beer (0.33 liter bottle)
$1.95 GHS 21.16
$2.75 Rp 46.5K
-29.09%
🚌 Getting Around
Accra
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.08 GHS 11.68
$0.27 Rp 4,514
300.00%
Public Transport Monthly Pass (Regular Price)
$34.47 GHS 374
$8.14 Rp 137.7K
323.46%
Taxi Start (Normal Tariff)
$1.57 GHS 16.99
$0.45 Rp 7,609
248.89%
Taxi (Normal Tariff) (1km)
$1.20 GHS 13.02
$0.42 Rp 7,192
185.71%
Taxi 1hour Waiting (Normal Tariff)
$5.46 GHS 59.3
$6.18 Rp 104.6K
-11.65%
Gasoline (1 liter)
$1.08 GHS 11.67
$0.80 Rp 13.5K
35.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$7,921 GHS 85.9K
$26.2K Rp 443.1M
-69.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,471 GHS 102.8K
$31.6K Rp 534.8M
-70.03%
🧾 Monthly Utilities & Internet
Accra
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$55.6 GHS 603
$80.7 Rp 1.4M
-31.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.27 GHS 144
$4.12 Rp 69.8K
222.09%
Internet (50+ Mbps, Unlimited Data)
$38.12 GHS 414
$23.70 Rp 401.0K
60.84%
🎉 Sport & Entertainment
Accra
Ubud, Bali
Difference
Gym Membership (Monthly)
$35.86 GHS 389
$96.9 Rp 1.6M
-62.98%
Tennis Court (1 Hour on Weekend)
$15.71 GHS 170
$6.29 Rp 106.4K
149.76%
Cinema Ticket
$9.88 GHS 107
$4.11 Rp 69.5K
140.39%
🧸 Childcare & Education
Accra
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$72.6 GHS 788
$298 Rp 5.0M
-75.66%
International Primary School, 1 Child (Yearly)
$7,973 GHS 86.5K
$6,540 Rp 110.7M
21.91%
👕👟 Clothing & Footwear
Accra
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$14.82 GHS 161
$53.4 Rp 904.2K
-72.26%
Summer Dress (H&M, Zara, etc)
$18.51 GHS 201
$38.33 Rp 648.6K
-51.71%
Sport Shoes (Adidas, Nike)
$29.33 GHS 318
$86.4 Rp 1.5M
-66.05%
Men's Leather Business Shoes
$41.20 GHS 447
$78.9 Rp 1.3M
-47.79%
🏠 Accommodation & Living
Accra
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$527 GHS 5,714
$1,015 Rp 17.2M
-48.14%
1-bedroom Apartment, Outside City Center (Monthly)
$148 GHS 1,608
$669 Rp 11.3M
-77.83%
3-bedroom Apartment, City Center (Monthly)
$1,051 GHS 11.4K
$3,348 Rp 56.7M
-68.60%
3-bedroom Apartment, Outside City Center (Monthly)
$371 GHS 4,030
$2,114 Rp 35.8M
-82.43%
Buy Apartment in City Center (m2)
$2,749 GHS 29.8K
$3,020 Rp 51.1M
-8.97%
Buy Apartment Outside City Center (m2)
$1,489 GHS 16.2K
$2,334 Rp 39.5M
-36.20%
💵 Salaries & Financials
Accra
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$163 GHS 1,770
$178 Rp 3.0M
-8.54%
20-Year Fixed Mortgage Interest Rate (Annual %)
25.4
13.28
91.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: January 12, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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