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Cost of Living Comparison Between Accra and Ubud, Bali Cost of Living Comparison Between Accra and Ubud, Bali

😐 Solo nomad: Accra is 19.9% more expensive than Ubud, Bali without rent, and 1.7% more expensive with rent.
😐 Family of 3: Accra is 4.6% more expensive than Ubud, Bali without rent, and 18.4% more expensive with rent.
Currency
🍽 Eating Out
Accra
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.32 GHS 48.88
$2.85 Rp 47.5K
51.58%
Three-Course Dinner for Two, Mid-Range
$47.58 GHS 538
$12.26 Rp 204.3K
288.09%
Fast Food Meal (McDonalds, etc)
$7.94 GHS 89.8
$3.28 Rp 54.6K
142.07%
Cappuccino
$3.54 GHS 39.99
$2.3 Rp 38.3K
53.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.94 GHS 10.59
$1.11 Rp 18.5K
-15.32%
Water (0.33 liter bottle)
$0.34 GHS 3.88
$0.26 Rp 4,324
30.77%
Local Beer (0.5 liter draught)
$1.52 GHS 17.16
$2.4 Rp 40K
-36.67%
Imported Beer (0.33 liter bottle)
$2.45 GHS 27.71
$3.15 Rp 52.5K
-22.22%
🛒 Groceries & Markets
Accra
Ubud, Bali
Difference
Milk (1 liter)
$3.38 GHS 38.2
$1.49 Rp 24.9K
126.85%
White Bread (500g)
$1.45 GHS 16.4
$1.65 Rp 27.5K
-12.12%
Rice (white) (1kg)
$2.37 GHS 26.83
$1.13 Rp 18.9K
109.73%
Eggs
$2.26 GHS 25.6
$2.33 Rp 38.9K
-3.00%
Local Cheese (1kg)
$11.27 GHS 128
$13.7 Rp 228.3K
-17.74%
Chicken Fillets (1kg)
$4.6 GHS 52
$3.97 Rp 66.2K
15.87%
Beef Round Steak (1kg)
$5.81 GHS 65.7
$11.22 Rp 187K
-48.22%
Apples (1kg)
$2.97 GHS 33.6
$3.48 Rp 57.9K
-14.66%
Banana (1kg)
$1.44 GHS 16.34
$1.5 Rp 25K
-4.00%
Oranges (1kg)
$1.68 GHS 19.05
$2.68 Rp 44.6K
-37.31%
Tomato (1kg)
$3.16 GHS 35.71
$1.35 Rp 22.5K
134.07%
Potato (1kg)
$3.02 GHS 34.12
$1.57 Rp 26.2K
92.36%
Onion (1kg)
$2.37 GHS 26.82
$2.1 Rp 34.9K
12.86%
Lettuce (1 head)
$0.82 GHS 9.22
$1.03 Rp 17.1K
-20.39%
Water (1.5 liter bottle)
$0.49 GHS 5.53
$0.57 Rp 9,488
-14.04%
Cigarettes 20 Pack (Marlboro, Camel)
$1.64 GHS 18.56
$2.31 Rp 38.5K
-29.00%
Wine (Bottle)
$5.96 GHS 67.4
$15.21 Rp 253.5K
-60.82%
Local Beer (0.5 liter bottle)
$1.16 GHS 13.13
$2.49 Rp 41.5K
-53.41%
Imported Beer (0.33 liter bottle)
$1.95 GHS 22.06
$2.66 Rp 44.3K
-26.69%
🚌 Getting Around
Accra
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.08 GHS 12.21
$0.29 Rp 4,911
272.41%
Public Transport Monthly Pass (Regular Price)
$34.66 GHS 392
$10.03 Rp 167.1K
245.56%
Taxi Start (Normal Tariff)
$1.6 GHS 18.14
$0.45 Rp 7,480
255.56%
Taxi (Normal Tariff) (1km)
$1.2 GHS 13.59
$0.34 Rp 5,748
252.94%
Taxi 1hour Waiting (Normal Tariff)
$5.38 GHS 60.9
$5.97 Rp 99.4K
-9.88%
Gasoline (1 liter)
$1.12 GHS 12.61
$0.75 Rp 12.4K
49.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$7,870 GHS 89K
$25.8K Rp 430.2M
-69.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,817 GHS 111K
$31.7K Rp 528.9M
-69.07%
🧾 Monthly Utilities & Internet
Accra
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$55 GHS 622
$64.6 Rp 1.1M
-14.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.07 GHS 148
$4.14 Rp 69K
215.70%
Internet (50+ Mbps, Unlimited Data)
$38.59 GHS 436
$23.99 Rp 399.7K
60.86%
🎉 Sport & Entertainment
Accra
Ubud, Bali
Difference
Gym Membership (Monthly)
$34.95 GHS 395
$23.29 Rp 388.1K
50.06%
Tennis Court (1 Hour on Weekend)
$15.64 GHS 177
$6.19 Rp 103.1K
152.67%
Cinema Ticket
$9.72 GHS 110
$3.45 Rp 57.5K
181.74%
🧸 Childcare & Education
Accra
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$71.4 GHS 807
$91.9 Rp 1.5M
-22.35%
International Primary School, 1 Child (Yearly)
$8,042 GHS 91K
$5,912 Rp 98.5M
36.02%
👕👟 Clothing & Footwear
Accra
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$14.42 GHS 163
$51.5 Rp 857.6K
-71.98%
Summer Dress (H&M, Zara, etc)
$18.92 GHS 214
$24.45 Rp 407.3K
-22.62%
Sport Shoes (Adidas, Nike)
$28.55 GHS 323
$84.4 Rp 1.4M
-66.16%
Men's Leather Business Shoes
$41.19 GHS 466
$74.3 Rp 1.2M
-44.57%
🏠 Accommodation & Living
Accra
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$535 GHS 6,055
$261 Rp 4.4M
104.86%
1-bedroom Apartment, Outside City Center (Monthly)
$146 GHS 1,649
$160 Rp 2.7M
-8.62%
3-bedroom Apartment, City Center (Monthly)
$1,044 GHS 11.8K
$585 Rp 9.7M
78.39%
3-bedroom Apartment, Outside City Center (Monthly)
$372 GHS 4,202
$328 Rp 5.5M
13.17%
Buy Apartment in City Center (m2)
$4,024 GHS 45.5K
$985 Rp 16.4M
308.45%
Buy Apartment Outside City Center (m2)
$1,901 GHS 21.5K
$847 Rp 14.1M
124.48%
💵 Salaries & Financials
Accra
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$167 GHS 1,893
$178 Rp 3M
-5.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
25.4
13.28
91.27%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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