Cost of Living Comparison Between Accra and Ubud, Bali Cost of Living Comparison Between Accra and Ubud, Bali

🙂 Solo nomad: Accra is 3.6% cheaper than Ubud, Bali without rent, and 46.9% cheaper with rent.
🙂 Family of 3: Accra is 22.7% cheaper than Ubud, Bali without rent, and 51.8% cheaper with rent.
Currency
🍽 Eating Out
Accra
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.29 GHS 46.26
$3.47 Rp 58.6K
23.63%
Three-Course Dinner for Two, Mid-Range
$47.04 GHS 507
$32.10 Rp 542.9K
46.54%
Fast Food Meal (McDonalds, etc)
$7.67 GHS 82.6
$4.86 Rp 82.2K
57.82%
Cappuccino
$3.58 GHS 38.55
$2.82 Rp 47.7K
26.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.92 GHS 9.92
$1.37 Rp 23.2K
-32.85%
Water (0.33 liter bottle)
$0.34 GHS 3.72
$0.73 Rp 12.4K
-53.42%
Local Beer (0.5 liter draught)
$1.56 GHS 16.83
$2.90 Rp 49.0K
-46.21%
Imported Beer (0.33 liter bottle)
$2.53 GHS 27.27
$3.92 Rp 66.2K
-35.46%
đź›’ Groceries & Markets
Accra
Ubud, Bali
Difference
Milk (1 liter)
$3.36 GHS 36.20
$1.74 Rp 29.4K
93.10%
White Bread (500g)
$1.50 GHS 16.12
$2.44 Rp 41.3K
-38.52%
Rice (white) (1kg)
$2.44 GHS 26.26
$1.17 Rp 19.7K
108.55%
Eggs
$2.39 GHS 25.72
$2.35 Rp 39.8K
1.70%
Local Cheese (1kg)
$11.32 GHS 122
$14.78 Rp 250.0K
-23.41%
Chicken Fillets (1kg)
$4.78 GHS 51.5
$4.25 Rp 71.9K
12.47%
Beef Round Steak (1kg)
$6.05 GHS 65.2
$12.21 Rp 206.6K
-50.45%
Apples (1kg)
$3.02 GHS 32.56
$3.72 Rp 62.9K
-18.82%
Banana (1kg)
$1.38 GHS 14.88
$1.56 Rp 26.3K
-11.54%
Oranges (1kg)
$1.72 GHS 18.49
$2.69 Rp 45.5K
-36.06%
Tomato (1kg)
$3.09 GHS 33.28
$2.34 Rp 39.5K
32.05%
Potato (1kg)
$3.10 GHS 33.45
$2.00 Rp 33.8K
55.00%
Onion (1kg)
$2.45 GHS 26.45
$2.31 Rp 39.0K
6.06%
Lettuce (1 head)
$0.75 GHS 8.06
$1.01 Rp 17.2K
-25.74%
Water (1.5 liter bottle)
$0.52 GHS 5.59
$0.73 Rp 12.3K
-28.77%
Cigarettes 20 Pack (Marlboro, Camel)
$1.58 GHS 17.04
$3.31 Rp 56.1K
-52.27%
Wine (Bottle)
$6.52 GHS 70.2
$25.14 Rp 425.2K
-74.07%
Local Beer (0.5 liter bottle)
$1.16 GHS 12.56
$2.90 Rp 49.0K
-60.00%
Imported Beer (0.33 liter bottle)
$1.94 GHS 20.96
$2.77 Rp 46.9K
-29.96%
🚌 Getting Around
Accra
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.08 GHS 11.60
$0.27 Rp 4,537
300.00%
Public Transport Monthly Pass (Regular Price)
$35.62 GHS 384
$8.26 Rp 139.7K
331.23%
Taxi Start (Normal Tariff)
$1.53 GHS 16.54
$0.45 Rp 7,652
240.00%
Taxi (Normal Tariff) (1km)
$1.21 GHS 13.03
$0.42 Rp 7,146
188.10%
Taxi 1hour Waiting (Normal Tariff)
$5.46 GHS 58.9
$6.26 Rp 105.8K
-12.78%
Gasoline (1 liter)
$1.13 GHS 12.13
$0.86 Rp 14.6K
31.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$8,144 GHS 87.8K
$25.9K Rp 437.9M
-68.55%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,818 GHS 105.8K
$31.9K Rp 539.4M
-69.22%
đź§ľ Monthly Utilities & Internet
Accra
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$54.5 GHS 588
$80.8 Rp 1.4M
-32.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.02 GHS 140
$3.98 Rp 67.2K
227.14%
Internet (50+ Mbps, Unlimited Data)
$37.89 GHS 408
$23.55 Rp 398.2K
60.89%
🎉 Sport & Entertainment
Accra
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.16 GHS 390
$97.3 Rp 1.6M
-62.83%
Tennis Court (1 Hour on Weekend)
$15.87 GHS 171
$6.42 Rp 108.6K
147.20%
Cinema Ticket
$9.83 GHS 106
$4.16 Rp 70.4K
136.30%
🧸 Childcare & Education
Accra
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$73.8 GHS 795
$294 Rp 5.0M
-74.91%
International Primary School, 1 Child (Yearly)
$8,183 GHS 88.2K
$6,548 Rp 110.7M
24.97%
👕👟 Clothing & Footwear
Accra
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$14.81 GHS 160
$54.2 Rp 916.1K
-72.66%
Summer Dress (H&M, Zara, etc)
$18.66 GHS 201
$37.95 Rp 641.8K
-50.83%
Sport Shoes (Adidas, Nike)
$28.78 GHS 310
$88.1 Rp 1.5M
-67.33%
Men's Leather Business Shoes
$40.78 GHS 440
$78.1 Rp 1.3M
-47.78%
🏠 Accommodation & Living
Accra
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$528 GHS 5,692
$995 Rp 16.8M
-46.95%
1-bedroom Apartment, Outside City Center (Monthly)
$147 GHS 1,590
$668 Rp 11.3M
-77.91%
3-bedroom Apartment, City Center (Monthly)
$1,069 GHS 11.5K
$3,391 Rp 57.4M
-68.49%
3-bedroom Apartment, Outside City Center (Monthly)
$375 GHS 4,046
$2,080 Rp 35.2M
-81.95%
Buy Apartment in City Center (m2)
$2,785 GHS 30.0K
$3,037 Rp 51.4M
-8.30%
Buy Apartment Outside City Center (m2)
$1,460 GHS 15.7K
$2,378 Rp 40.2M
-38.59%
đź’µ Salaries & Financials
Accra
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$165 GHS 1,777
$180 Rp 3.0M
-8.19%
20-Year Fixed Mortgage Interest Rate (Annual %)
25.4
13.28
91.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: March 1, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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