Cost of Living Comparison Between Ubud, Bali and Accra Cost of Living Comparison Between Ubud, Bali and Accra

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $746 in Accra, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,304 in Accra, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,862 in Accra, rent included.

Ubud, Bali costs about 89% more than Accra, driven mainly by Clothing & Footwear.

Ubud, Bali sits 5% above the global median, while Accra is 44% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$4.34 GHS 50.1

-20.51%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$48.15 GHS 556

-32.83%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$7.70 GHS 88.9

-37.14%

Cappuccino

$2.75 Rp 49.4K

$3.50 GHS 40.40

-21.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.00 GHS 11.54

38.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.35 GHS 3.98

114.29%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.53 GHS 17.61

95.42%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.56 GHS 29.53

50.39%

Milk (1 liter)

$1.74 Rp 31.2K

$3.37 GHS 38.91

-48.37%

White Bread (500g)

$2.46 Rp 44.2K

$1.46 GHS 16.83

68.49%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.47 GHS 28.46

-52.63%

Eggs

$2.43 Rp 43.7K

$2.27 GHS 26.17

7.05%

Local Cheese (1kg)

$14.50 Rp 260.6K

$11.22 GHS 129

29.23%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.54 GHS 52.4

-4.19%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$5.87 GHS 67.8

104.09%

Apples (1kg)

$3.72 Rp 66.8K

$2.90 GHS 33.44

28.28%

Banana (1kg)

$1.63 Rp 29.2K

$1.46 GHS 16.84

11.64%

Oranges (1kg)

$2.74 Rp 49.3K

$1.71 GHS 19.78

60.23%

Tomato (1kg)

$2.24 Rp 40.3K

$3.17 GHS 36.59

-29.34%

Potato (1kg)

$1.92 Rp 34.5K

$2.98 GHS 34.36

-35.57%

Onion (1kg)

$2.28 Rp 40.9K

$2.46 GHS 28.38

-7.32%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.76 GHS 8.80

39.47%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.48 GHS 5.54

50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$1.58 GHS 18.26

108.23%

Wine (Bottle)

$23.19 Rp 416.8K

$7.30 GHS 84.3

217.67%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.16 GHS 13.37

139.66%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.96 GHS 22.66

39.29%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.05 GHS 12.09

-74.29%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$35.17 GHS 406

-76.94%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.54 GHS 17.74

-68.83%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.17 GHS 13.45

-64.10%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$5.38 GHS 62.0

15.61%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.13 GHS 12.99

-28.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$8,009 GHS 92.4K

232.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$9,480 GHS 109.4K

239.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$55.6 GHS 642

40.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$13.03 GHS 150

-68.76%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$37.61 GHS 434

-35.31%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$35.17 GHS 406

180.38%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$16.03 GHS 185

-60.45%

Cinema Ticket

$3.99 Rp 71.6K

$9.74 GHS 112

-59.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$72.2 GHS 833

322.60%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$7,959 GHS 91.8K

-16.54%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$14.51 GHS 167

273.12%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$18.82 GHS 217

100.90%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$28.88 GHS 333

200.69%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$40.84 GHS 471

86.95%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$530 GHS 6,114

87.22%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$147 GHS 1,698

357.14%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,048 GHS 12.1K

222.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$378 GHS 4,366

441.95%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,797 GHS 32.3K

0.27%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,469 GHS 17.0K

51.62%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$180 GHS 2,081

-7.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

25.4

-47.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Accra: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $530 in Accra. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Accra, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $48.00 in Accra. Groceries tell a different story – $297 in Ubud, Bali vs $234 in Accra – so Accra wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Accra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $746 in Accra – roughly 89% apart. Ubud, Bali costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,119 in Accra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Accra, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 27% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $48.00 in Accra. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Accra, where all-in costs run around $746, than in Ubud, Bali at $1,408. In Accra it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $746 in Accra to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Accra. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.