Cost of Living Comparison Between Accra and Tema Cost of Living Comparison Between Accra and Tema

😐 Solo nomad: Accra is 13.6% more expensive than Tema without rent, and 23.4% more expensive with rent.
😐 Family of 3: Accra is 8.8% more expensive than Tema without rent, and 30.6% more expensive with rent.
Currency
🍽 Eating Out
Accra
Tema
Difference
Meal at Budget Restaurant
$4.29 GHS 46.26
$7.28 GHS 78.5
-41.07%
Three-Course Dinner for Two, Mid-Range
$47.04 GHS 507
$28.15 GHS 304
67.10%
Fast Food Meal (McDonalds, etc)
$7.67 GHS 82.6
$8.11 GHS 87.4
-5.43%
Cappuccino
$3.58 GHS 38.55
$1.44 GHS 15.53
148.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.92 GHS 9.92
$1.00 GHS 10.74
-8.00%
Water (0.33 liter bottle)
$0.34 GHS 3.72
$0.33 GHS 3.56
3.03%
Local Beer (0.5 liter draught)
$1.56 GHS 16.83
$1.77 GHS 19.11
-11.86%
Imported Beer (0.33 liter bottle)
$2.53 GHS 27.27
$2.73 GHS 29.44
-7.33%
🛒 Groceries & Markets
Accra
Tema
Difference
Milk (1 liter)
$3.36 GHS 36.20
$2.93 GHS 31.56
14.68%
White Bread (500g)
$1.50 GHS 16.12
$1.62 GHS 17.45
-7.41%
Rice (white) (1kg)
$2.44 GHS 26.26
$1.54 GHS 16.62
58.44%
Eggs
$2.39 GHS 25.72
$2.25 GHS 24.27
6.22%
Local Cheese (1kg)
$11.32 GHS 122
$3.75 GHS 40.44
201.87%
Chicken Fillets (1kg)
$4.78 GHS 51.5
$2.61 GHS 28.17
83.14%
Beef Round Steak (1kg)
$6.05 GHS 65.2
$2.51 GHS 27.08
141.04%
Apples (1kg)
$3.02 GHS 32.56
$2.71 GHS 29.16
11.44%
Banana (1kg)
$1.38 GHS 14.88
$2.09 GHS 22.52
-33.97%
Oranges (1kg)
$1.72 GHS 18.49
$2.09 GHS 22.54
-17.70%
Tomato (1kg)
$3.09 GHS 33.28
$2.95 GHS 31.85
4.75%
Potato (1kg)
$3.10 GHS 33.45
$1.86 GHS 20.08
66.67%
Onion (1kg)
$2.45 GHS 26.45
$1.90 GHS 20.53
28.95%
Lettuce (1 head)
$0.75 GHS 8.06
$0.60 GHS 6.48
25.00%
Water (1.5 liter bottle)
$0.52 GHS 5.59
$0.82 GHS 8.86
-36.59%
Cigarettes 20 Pack (Marlboro, Camel)
$1.58 GHS 17.04
-
-
Wine (Bottle)
$6.52 GHS 70.2
$8.31 GHS 89.6
-21.54%
Local Beer (0.5 liter bottle)
$1.16 GHS 12.56
$0.84 GHS 9.04
38.10%
Imported Beer (0.33 liter bottle)
$1.94 GHS 20.96
-
-
🚌 Getting Around
Accra
Tema
Difference
One-way Ticket (Public Transport)
$1.08 GHS 11.60
$2.09 GHS 22.51
-48.33%
Public Transport Monthly Pass (Regular Price)
$35.62 GHS 384
$39.44 GHS 425
-9.69%
Taxi Start (Normal Tariff)
$1.53 GHS 16.54
$1.41 GHS 15.21
8.51%
Taxi (Normal Tariff) (1km)
$1.21 GHS 13.03
$0.72 GHS 7.81
68.06%
Taxi 1hour Waiting (Normal Tariff)
$5.46 GHS 58.9
-
-
Gasoline (1 liter)
$1.13 GHS 12.13
$1.22 GHS 13.17
-7.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$8,144 GHS 87.8K
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,818 GHS 105.8K
-
-
🧾 Monthly Utilities & Internet
Accra
Tema
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$54.5 GHS 588
$30.29 GHS 326
79.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.02 GHS 140
$12.19 GHS 131
6.81%
Internet (50+ Mbps, Unlimited Data)
$37.89 GHS 408
$64.0 GHS 690
-40.80%
🎉 Sport & Entertainment
Accra
Tema
Difference
Gym Membership (Monthly)
$36.16 GHS 390
$19.50 GHS 210
85.44%
Tennis Court (1 Hour on Weekend)
$15.87 GHS 171
-
-
Cinema Ticket
$9.83 GHS 106
-
-
🧸 Childcare & Education
Accra
Tema
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$73.8 GHS 795
$83.0 GHS 895
-11.12%
International Primary School, 1 Child (Yearly)
$8,183 GHS 88.2K
-
-
👕👟 Clothing & Footwear
Accra
Tema
Difference
Jeans (Levis 501 Or Similar)
$14.81 GHS 160
$24.51 GHS 264
-39.58%
Summer Dress (H&M, Zara, etc)
$18.66 GHS 201
$24.26 GHS 262
-23.08%
Sport Shoes (Adidas, Nike)
$28.78 GHS 310
$45.82 GHS 494
-37.19%
Men's Leather Business Shoes
$40.78 GHS 440
$61.3 GHS 661
-33.52%
🏠 Accommodation & Living
Accra
Tema
Difference
1-bedroom Apartment, City Center (Monthly)
$528 GHS 5,692
$119 GHS 1,283
343.69%
1-bedroom Apartment, Outside City Center (Monthly)
$147 GHS 1,590
$66.6 GHS 718
121.34%
3-bedroom Apartment, City Center (Monthly)
$1,069 GHS 11.5K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$375 GHS 4,046
$138 GHS 1,490
171.57%
Buy Apartment in City Center (m2)
$2,785 GHS 30.0K
$9,953 GHS 107.3K
-72.02%
Buy Apartment Outside City Center (m2)
$1,460 GHS 15.7K
$6,055 GHS 65.3K
-75.88%
💵 Salaries & Financials
Accra
Tema
Difference
Average Monthly Net Salary (After Tax)
$165 GHS 1,777
$464 GHS 5,000
-64.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
25.4
32.5
-21.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: March 1, 2026

Last update for Tema: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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