Cost of Living Comparison Between Accra and Ubud, Bali Cost of Living Comparison Between Accra and Ubud, Bali

🙂 Solo nomad: Accra is 28.1% cheaper than Ubud, Bali without rent, and 46.3% cheaper with rent.
🙂 Family of 3: Accra is 5.1% cheaper than Ubud, Bali without rent, and 51.1% cheaper with rent.
Currency
🍽 Eating Out
Accra
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.47 GHS 49.56
$3.48 Rp 59.7K
28.45%
Three-Course Dinner for Two, Mid-Range
$47.90 GHS 531
$32.88 Rp 564.0K
45.68%
Fast Food Meal (McDonalds, etc)
$7.76 GHS 86.0
$5.09 Rp 87.3K
52.46%
Cappuccino
$3.47 GHS 38.46
$2.75 Rp 47.1K
26.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.92 GHS 10.17
$1.38 Rp 23.7K
-33.33%
Water (0.33 liter bottle)
$0.37 GHS 4.13
$0.71 Rp 12.2K
-47.89%
Local Beer (0.5 liter draught)
$1.55 GHS 17.18
$2.88 Rp 49.4K
-46.18%
Imported Beer (0.33 liter bottle)
$2.55 GHS 28.27
$3.87 Rp 66.4K
-34.11%
🛒 Groceries & Markets
Accra
Ubud, Bali
Difference
Milk (1 liter)
$3.31 GHS 36.68
$1.79 Rp 30.7K
84.92%
White Bread (500g)
$1.51 GHS 16.76
$2.45 Rp 42.0K
-38.37%
Rice (white) (1kg)
$2.37 GHS 26.22
$1.21 Rp 20.7K
95.87%
Eggs
$2.38 GHS 26.39
$2.39 Rp 40.9K
-0.42%
Local Cheese (1kg)
$11.34 GHS 126
$14.70 Rp 252.1K
-22.86%
Chicken Fillets (1kg)
$4.57 GHS 50.6
$4.24 Rp 72.7K
7.78%
Beef Round Steak (1kg)
$5.94 GHS 65.9
$12.08 Rp 207.1K
-50.83%
Apples (1kg)
$3.00 GHS 33.27
$3.66 Rp 62.9K
-18.03%
Banana (1kg)
$1.46 GHS 16.20
$1.61 Rp 27.6K
-9.32%
Oranges (1kg)
$1.63 GHS 18.08
$2.72 Rp 46.6K
-40.07%
Tomato (1kg)
$3.10 GHS 34.34
$2.27 Rp 39.0K
36.56%
Potato (1kg)
$3.03 GHS 33.60
$1.90 Rp 32.6K
59.47%
Onion (1kg)
$2.37 GHS 26.31
$2.30 Rp 39.4K
3.04%
Lettuce (1 head)
$0.81 GHS 8.94
$1.02 Rp 17.4K
-20.59%
Water (1.5 liter bottle)
$0.51 GHS 5.65
$0.78 Rp 13.4K
-34.62%
Cigarettes 20 Pack (Marlboro, Camel)
$1.63 GHS 18.08
$3.24 Rp 55.7K
-49.69%
Wine (Bottle)
$6.52 GHS 72.2
$24.06 Rp 412.7K
-72.90%
Local Beer (0.5 liter bottle)
$1.17 GHS 12.91
$2.84 Rp 48.7K
-58.80%
Imported Beer (0.33 liter bottle)
$1.96 GHS 21.76
$2.79 Rp 47.8K
-29.75%
🚌 Getting Around
Accra
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.09 GHS 12.07
$0.27 Rp 4,610
303.70%
Public Transport Monthly Pass (Regular Price)
$34.90 GHS 387
$8.24 Rp 141.4K
323.54%
Taxi Start (Normal Tariff)
$1.55 GHS 17.17
$0.45 Rp 7,708
244.44%
Taxi (Normal Tariff) (1km)
$1.16 GHS 12.86
$0.43 Rp 7,305
169.77%
Taxi 1hour Waiting (Normal Tariff)
$5.45 GHS 60.4
$6.02 Rp 103.3K
-9.47%
Gasoline (1 liter)
$1.13 GHS 12.52
$0.86 Rp 14.7K
31.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$7,991 GHS 88.5K
$26.1K Rp 447.1M
-69.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,777 GHS 108.3K
$31.7K Rp 543.7M
-69.16%
🧾 Monthly Utilities & Internet
Accra
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$54.9 GHS 609
$78.3 Rp 1.3M
-29.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.19 GHS 146
$4.00 Rp 68.5K
229.75%
Internet (50+ Mbps, Unlimited Data)
$38.14 GHS 423
$24.35 Rp 417.7K
56.63%
🎉 Sport & Entertainment
Accra
Ubud, Bali
Difference
Gym Membership (Monthly)
$35.53 GHS 394
$95.8 Rp 1.6M
-62.90%
Tennis Court (1 Hour on Weekend)
$15.77 GHS 175
$6.46 Rp 110.7K
144.12%
Cinema Ticket
$9.78 GHS 108
$4.01 Rp 68.7K
143.89%
🧸 Childcare & Education
Accra
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$71.9 GHS 797
$302 Rp 5.2M
-76.16%
International Primary School, 1 Child (Yearly)
$8,165 GHS 90.5K
$6,545 Rp 112.3M
24.75%
👕👟 Clothing & Footwear
Accra
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$14.83 GHS 164
$53.4 Rp 916.3K
-72.24%
Summer Dress (H&M, Zara, etc)
$18.53 GHS 205
$38.55 Rp 661.2K
-51.93%
Sport Shoes (Adidas, Nike)
$28.97 GHS 321
$89.1 Rp 1.5M
-67.48%
Men's Leather Business Shoes
$41.79 GHS 463
$78.9 Rp 1.4M
-47.03%
🏠 Accommodation & Living
Accra
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$541 GHS 5,990
$1,016 Rp 17.4M
-46.79%
1-bedroom Apartment, Outside City Center (Monthly)
$148 GHS 1,644
$672 Rp 11.5M
-77.93%
3-bedroom Apartment, City Center (Monthly)
$1,039 GHS 11.5K
$3,368 Rp 57.8M
-69.16%
3-bedroom Apartment, Outside City Center (Monthly)
$369 GHS 4,092
$2,108 Rp 36.2M
-82.48%
Buy Apartment in City Center (m2)
$2,901 GHS 32.1K
$3,001 Rp 51.5M
-3.34%
Buy Apartment Outside City Center (m2)
$1,475 GHS 16.3K
$2,337 Rp 40.1M
-36.89%
💵 Salaries & Financials
Accra
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$159 GHS 1,762
$178 Rp 3.0M
-10.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
25.4
13.28
91.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: April 12, 2026

Last update for Ubud, Bali: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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