Cost of Living in Cape Coast - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $471 (excluding rent), and $777 including rent.

Family of 3: Estimated monthly costs are $1,212 (excluding rent), and $1,833 including rent.

Meal at Budget Restaurant

$4.39 GHS 44.91

$2.77 GHS 28.33

$10.12 GHS 103

Three-Course Dinner for Two, Mid-Range

$48.12 GHS 492

$31.85 GHS 326

$87.7 GHS 897

Fast Food Meal (McDonalds, etc)

$7.99 GHS 81.6

$6.84 GHS 69.9

$9.58 GHS 97.9

Cappuccino

$3.61 GHS 36.86

$2.15 GHS 21.99

$6.29 GHS 64.3

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 GHS 10.08

$0.55 GHS 5.67

$3.08 GHS 31.51

Water (0.33 liter bottle)

$0.37 GHS 3.81

$0.2 GHS 2.01

$0.97 GHS 9.96

Local Beer (0.5 liter draught)

$1.57 GHS 16.08

$0.89 GHS 9.08

$2.56 GHS 26.2

Imported Beer (0.33 liter bottle)

$2.56 GHS 26.12

$1.43 GHS 14.57

$4.24 GHS 43.29

Milk (1 liter)

$3.51 GHS 35.84

$2.06 GHS 21.02

$4.54 GHS 46.35

White Bread (500g)

$1.44 GHS 14.67

$0.87 GHS 8.88

$2.18 GHS 22.25

Rice (white) (1kg)

$2.33 GHS 23.84

$1.27 GHS 13.01

$3.89 GHS 39.74

Eggs

$2.34 GHS 23.95

$1.5 GHS 15.32

$4.51 GHS 46.05

Local Cheese (1kg)

$10.93 GHS 112

$3.07 GHS 31.39

$24.63 GHS 252

Chicken Fillets (1kg)

$4.56 GHS 46.63

$2.57 GHS 26.22

$6.63 GHS 67.8

Beef Round Steak (1kg)

$6.02 GHS 61.5

$2.28 GHS 23.27

$12.2 GHS 125

Apples (1kg)

$2.92 GHS 29.82

$1.03 GHS 10.58

$4.5 GHS 46.04

Banana (1kg)

$1.4 GHS 14.27

$0.74 GHS 7.54

$2.2 GHS 22.51

Oranges (1kg)

$1.71 GHS 17.43

$0.45 GHS 4.59

$4.22 GHS 43.11

Tomato (1kg)

$3.19 GHS 32.65

$1.31 GHS 13.4

$6.02 GHS 61.5

Potato (1kg)

$2.97 GHS 30.39

$1 GHS 10.23

$4.86 GHS 49.66

Onion (1kg)

$2.36 GHS 24.15

$1.19 GHS 12.12

$3.8 GHS 38.8

Lettuce (1 head)

$0.8 GHS 8.2

$0.31 GHS 3.15

$1.32 GHS 13.45

Water (1.5 liter bottle)

$0.49 GHS 4.97

$0.35 GHS 3.58

$0.73 GHS 7.46

Cigarettes 20 Pack (Marlboro, Camel)

$1.58 GHS 16.15

$1.5 GHS 15.35

$3.43 GHS 35.1

Wine (Bottle)

$5.5 GHS 56.2

$2.86 GHS 29.26

$11.93 GHS 122

Local Beer (0.5 liter bottle)

$1.12 GHS 11.41

$0.75 GHS 7.71

$1.5 GHS 15.31

Imported Beer (0.33 liter bottle)

$1.87 GHS 19.06

$1.25 GHS 12.78

$2.64 GHS 26.95

Taxi Start (Normal Tariff)

$1.54 GHS 15.77

$1.37 GHS 13.97

$2.19 GHS 22.35

Taxi (Normal Tariff) (1km)

$1.17 GHS 11.94

$0.98 GHS 10.04

$1.32 GHS 13.45

Taxi 1hour Waiting (Normal Tariff)

$5.45 GHS 55.7

$3.07 GHS 31.38

$8.77 GHS 89.6

Gasoline (1 liter)

$1.11 GHS 11.36

$1.05 GHS 10.74

$1.18 GHS 12.08

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,994 GHS 81.7K

$7,140 GHS 73K

$15.9K GHS 162.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,659 GHS 98.7K

$8,397 GHS 85.8K

$12K GHS 122.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$54.6 GHS 558

$35.91 GHS 367

$126 GHS 1,283

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.47 GHS 138

$7.63 GHS 78

$24.34 GHS 249

Internet (50+ Mbps, Unlimited Data)

$38.57 GHS 394

$22.83 GHS 233

$102 GHS 1,042

Cinema Ticket

$9.55 GHS 97.6

$7.01 GHS 71.7

$11.85 GHS 121

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.2 GHS 748

$67.7 GHS 692

$106 GHS 1,082

International Primary School, 1 Child (Yearly)

$8,191 GHS 83.7K

$4,888 GHS 50K

$26.5K GHS 271K

Jeans (Levis 501 Or Similar)

$14.51 GHS 148

$7.4 GHS 75.7

$29.59 GHS 302

Summer Dress (H&M, Zara, etc)

$18.65 GHS 191

$9.88 GHS 101

$25.94 GHS 265

Sport Shoes (Adidas, Nike)

$28.74 GHS 294

$17.29 GHS 177

$65.6 GHS 670

Men's Leather Business Shoes

$41.19 GHS 421

$20.49 GHS 209

$79.7 GHS 815

1-bedroom Apartment, City Center (Monthly)

$710 GHS 7,260

1-bedroom Apartment, Outside City Center (Monthly)

$261 GHS 2,670

3-bedroom Apartment, City Center (Monthly)

$1,390 GHS 14.2K

3-bedroom Apartment, Outside City Center (Monthly)

$545 GHS 5,570

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

35.8

Citycost data is based on AI and user input – minor inaccuracies may occur.

City tags:

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Cost of Living in Cape Coast - Frequently Asked Questions

Cost of Living in Cape Coast offers an approachable balance of comfort and value for many travelers and long-stay visitors. Housing is cheaper outside the core tourist zones, with a mix of modest apartments, guesthouses, and family-run rentals that suit various budgets. Local markets, seafood stalls, and traditional eateries help keep daily meals economical, while imported goods or tourist services can push costs during peak seasons. The situation remains flexible for different lifestyles, but many find it balances comfort and value by choosing neighborhood clusters a short ride from the center, cooking at home, and negotiating monthly rents when possible. Tip: start with a short stay to test prices before committing.

Daily life in Cape Coast centers on markets, coastal scenery, and a friendly pace. For housing, aim for central Cape Coast or just uptown near campuses to balance access and cost; outskirts offer quieter streets and more space if you want more affordable rents. Food options range from busy market stalls to family-run diners serving local dishes; shop at Kotokuraba for fresh produce and negotiate if you buy in bulk. Transport is usually via taxis, shared minibuses, or motorbikes; walking is workable in the compact core. Co-working and cafes with Wi-Fi exist but expect variability – plan a backup connection for important work. Tip: keep a small backup data plan for work days.

Quality of life here rewards mindful planning and neighborhood fit. Build a simple budgeting framework around rent, utilities, groceries, transport, and occasional leisure, then adjust by season. The rainy period can alter daily routines and utility usage, while dry spells open more outdoor options but may bring weekend crowds to the coast. Favor residential areas a quick ride from the center that still offer markets and coworking spaces. Shopping locally and cooking at home routinely lowers overall costs; consider shared workspaces to stretch your budget for productivity. Cape Coast living cost awareness helps you align choices with your lifestyle. Tip: set a monthly cap for eating out and explore off-peak travel days.