Last update: Nov 2026 3.8M

Cost of Living in Bosnia and Herzegovina

Name: Bosnia and Herzegovina
Address: BA

Across Bosnia and Herzegovina, living costs for one person average $1,019 a month, including rent and utilities, which take more than a third of the total. Other living expenses average about $20 a day.

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🇧🇦 Bosnia and Herzegovina

Monthly Cost of Living

How much you'll spend in Bosnia and Herzegovina

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bosnia and Herzegovina actually costs, broken down by who's living it.

Average monthly costs for a single person come to about $1,019 including rent across Bosnia and Herzegovina.

$1,019 /mo

Estimated average monthly cost for a couple: $1,538 including rent across Bosnia and Herzegovina.

$1,538 /mo

Average monthly costs for a family of three come to about $2,057 including rent across Bosnia and Herzegovina.

$2,057 /mo

Living costs in Bosnia and Herzegovina vary widely – from $777 in the most affordable city to $1,213 in the most expensive one, spanning a $436 range across 31 cities.

Meal at Budget Restaurant

$6.99 BAM 12.17

$4.47 BAM 7.79

$11.18 BAM 19.47

Three-Course Dinner for Two, Mid-Range

$35.89 BAM 62.5

$22.97 BAM 40.02

$68.9 BAM 120

Fast Food Meal (McDonalds, etc)

$7.67 BAM 13.37

$5.90 BAM 10.29

$8.84 BAM 15.41

Cappuccino

$1.70 BAM 2.97

$1.16 BAM 2.03

$2.39 BAM 4.17

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 BAM 3.42

$1.74 BAM 3.03

$2.56 BAM 4.46

Water (0.33 liter bottle)

$1.34 BAM 2.34

$1.06 BAM 1.84

$1.76 BAM 3.07

Local Beer (0.5 liter draught)

$2.28 BAM 3.97

$1.71 BAM 2.98

$3.42 BAM 5.96

Imported Beer (0.33 liter bottle)

$2.24 BAM 3.90

$1.68 BAM 2.93

$3.37 BAM 5.86

Milk (1 liter)

$1.24 BAM 2.16

$0.93 BAM 1.61

$1.62 BAM 2.82

White Bread (500g)

$1.09 BAM 1.89

$0.79 BAM 1.37

$1.70 BAM 2.96

Rice (white) (1kg)

$1.97 BAM 3.44

$1.18 BAM 2.06

$2.95 BAM 5.14

Eggs

$2.82 BAM 4.91

$2.09 BAM 3.64

$3.48 BAM 6.07

Local Cheese (1kg)

$8.79 BAM 15.32

$4.65 BAM 8.10

$14.53 BAM 25.31

Chicken Fillets (1kg)

$7.58 BAM 13.20

$4.64 BAM 8.08

$8.69 BAM 15.14

Beef Round Steak (1kg)

$12.27 BAM 21.38

$9.22 BAM 16.06

$17.28 BAM 30.12

Apples (1kg)

$1.41 BAM 2.46

$0.88 BAM 1.54

$1.77 BAM 3.08

Banana (1kg)

$1.67 BAM 2.90

$1.13 BAM 1.96

$2.24 BAM 3.91

Oranges (1kg)

$1.56 BAM 2.72

$1.14 BAM 1.98

$2.84 BAM 4.94

Tomato (1kg)

$1.81 BAM 3.16

$1.01 BAM 1.77

$2.83 BAM 4.93

Potato (1kg)

$1.03 BAM 1.79

$0.56 BAM 0.98

$1.70 BAM 2.96

Onion (1kg)

$1.27 BAM 2.21

$0.58 BAM 1.01

$1.75 BAM 3.04

Lettuce (1 head)

$1.05 BAM 1.83

$0.56 BAM 0.97

$1.69 BAM 2.94

Water (1.5 liter bottle)

$0.74 BAM 1.28

$0.50 BAM 0.88

$1.12 BAM 1.94

Cigarettes 20 Pack (Marlboro, Camel)

$3.72 BAM 6.48

$3.38 BAM 5.88

$3.94 BAM 6.87

Wine (Bottle)

$7.55 BAM 13.16

$4.07 BAM 7.09

$10.45 BAM 18.20

Local Beer (0.5 liter bottle)

$0.92 BAM 1.60

$0.58 BAM 1.00

$1.45 BAM 2.52

Imported Beer (0.33 liter bottle)

$1.33 BAM 2.32

$0.87 BAM 1.51

$2.31 BAM 4.03

One-way Ticket (Public Transport)

$1.25 BAM 2.18

$1.02 BAM 1.78

$1.99 BAM 3.47

Public Transport Monthly Pass (Regular Price)

$33.84 BAM 59.0

$31.01 BAM 54.0

$49.62 BAM 86.5

Taxi Start (Normal Tariff)

$1.74 BAM 3.03

$1.16 BAM 2.02

$2.90 BAM 5.05

Taxi (Normal Tariff) (1km)

$1.14 BAM 1.99

$0.56 BAM 0.98

$1.31 BAM 2.28

Taxi 1hour Waiting (Normal Tariff)

$12.36 BAM 21.54

$8.62 BAM 15.02

$17.25 BAM 30.06

Gasoline (1 liter)

$1.57 BAM 2.73

$1.32 BAM 2.31

$1.89 BAM 3.30

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K BAM 51.8K

$30.4K BAM 53.0K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K BAM 38.1K

$20.6K BAM 35.9K

$25.4K BAM 44.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$166 BAM 289

$98.6 BAM 172

$232 BAM 404

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.03 BAM 29.68

$8.49 BAM 14.80

$22.65 BAM 39.47

Internet (50+ Mbps, Unlimited Data)

$27.13 BAM 47.27

$20.13 BAM 35.08

$40.26 BAM 70.1

Gym Membership (Monthly)

$35.27 BAM 61.5

$22.92 BAM 39.94

$45.85 BAM 79.9

Tennis Court (1 Hour on Weekend)

$14.76 BAM 25.72

$8.77 BAM 15.27

$20.47 BAM 35.66

Cinema Ticket

$5.85 BAM 10.20

$4.68 BAM 8.15

$8.77 BAM 15.28

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$210 BAM 365

$117 BAM 204

$292 BAM 509

International Primary School, 1 Child (Yearly)

$5,069 BAM 8,831

$2,046 BAM 3,565

$18.9K BAM 32.9K

Jeans (Levis 501 Or Similar)

$68.8 BAM 120

$28.48 BAM 49.62

$125 BAM 218

Summer Dress (H&M, Zara, etc)

$33.76 BAM 58.8

$17.54 BAM 30.57

$46.78 BAM 81.5

Sport Shoes (Adidas, Nike)

$93.9 BAM 164

$65.8 BAM 115

$114 BAM 199

Men's Leather Business Shoes

$105 BAM 183

$68.7 BAM 120

$155 BAM 270

1-bedroom Apartment, City Center (Monthly)

$317 BAM 552

$170 BAM 297

$472 BAM 823

1-bedroom Apartment, Outside City Center (Monthly)

$234 BAM 408

$142 BAM 247

$340 BAM 593

3-bedroom Apartment, City Center (Monthly)

$554 BAM 965

$282 BAM 491

$941 BAM 1,640

3-bedroom Apartment, Outside City Center (Monthly)

$384 BAM 669

$228 BAM 398

$655 BAM 1,141

Buy Apartment in City Center (m2)

$2,346 BAM 4,088

$1,512 BAM 2,635

$3,548 BAM 6,181

Buy Apartment Outside City Center (m2)

$1,740 BAM 3,032

$1,153 BAM 2,009

$2,618 BAM 4,561

Average Monthly Net Salary (After Tax)

$875 BAM 1,525

20-Year Fixed Mortgage Interest Rate (Annual %)

4.46

3.55

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 9, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Bosnia and Herzegovina $1,019

Accommodation & Living

$234 23%

Groceries & Markets

$217 21.3%

Monthly Utilities & Internet

$210 20.6%

Clothing & Footwear

$136 13.3%

Eating Out

$128 12.6%

Sport & Entertainment

$47 4.6%

Getting Around

$46 4.5%

Cost Breakdown

Average rent for a one-bedroom apartment in the city center: $266 in Bosnia and Herzegovina. For reference, capital rent is $429 in Sarajevo, and $170 in Gradiska.

National average salary: $725. With average costs at $1,019, it doesn’t cover a typical monthly budget. Expats and remote workers with foreign income benefit most.

Expect to spend about $210 monthly on groceries. Dining out at a mid-range restaurant averages $33 for two.

In Sarajevo (capital), expect about $1,213 per month, while Gradiska offers the lowest costs at $777 – which city you pick has a tangible effect on the budget.

Cost Highlights

Overall cost of living ($1,019) is 24% below the global median of $1,337.

Average rent ($266) is 60% below the global median of $673.

Dinner for two at a restaurant ($33) is 31% below the global median of $48.

Good to know

🕒 Local time

22:28 10:28 PM

🌤 Weather

👥 Population

3,816,459

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 BAM = 0.574 USD

1 BAM = 0.511 EUR

Exchange rates and currency converter

USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of November 10, 2026: 1 USD = 1.74 BAM (1 BAM = 0.574 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

USD to BAM in detail →

By City in Bosnia and Herzegovina

Lowest

Highest

Rank	City	Population	Living Index	Solo costs (no rent) / month	Solo costs (with rent) / month	Family of 3 costs (no rent) / month	Family of 3 costs (with rent) / month	Mobile download speed (Mbps)	Internet download speed (Mbps)
1	Banja Luka	138963	58	$737	$1,200	$1,828	$2,462	153.86	33.91
2	Bihac	39690	47	$586	$991	$1,407	$1,883	161.24	13.75
3	Bijeljina	42278	43	$593	$900	$1,458	$1,879	142.3	26.55
4	Bosanska Krupa	10196	41	$526	$866	$1,239	$1,727	144.4	9.58
5	Brcko	39893	46	$527	$961	$1,289	$1,811	86.44	21.46
6	Bugojno	15555	42	$549	$849	$1,321	$1,811	32.19	21.13
7	Cazin	13863	39	$531	$817	$1,266	$1,650	218.85	9.58
8	Doboj	25132	40	$491	$840	$1,140	$1,638	34.88	19.57
9	Foca	12334	45	$578	$931	$1,329	$1,834	167.41	21.78
10	Gorazde	20897	44	$573	$897	$1,386	$1,883	217.31	20.75
11	Gracanica	12882	44	$641	$947	$1,548	$2,031	186.33	26.76
12	Gradiska	14368	37	$547	$777	$1,357	$1,755	179.19	19.94
13	Istočno Sarajevo	10642	45	$656	$935	$1,601	$1,906	53.25	43.07
14	Kakanj	11796	45	$595	$949	$1,445	$1,936	22.96	20.73
15	Konjic	10732	51	$707	$1,064	$1,759	$2,267	194.55	65.38
16	Livno	17000	42	$543	$879	$1,307	$1,811	122.19	29.58
17	Lukavac	12061	40	$556	$823	$1,336	$1,740	108.22	23.96
18	Maglaj	7000	43	$600	$888	$1,456	$1,895	78.76	16.06
19	Mostar	60195	44	$566	$910	$1,396	$1,944	133.8	126.83
20	Neum	3200	42	$550	$882	$1,334	$1,811	80.51	23.55
21	Pale	12569	48	$661	$992	$1,618	$2,005	57.78	21.33
22	Prijedor	32342	47	$625	$968	$1,507	$1,849	29.49	49.96
23	Sanski Most	16913	38	$535	$798	$1,287	$1,616	39.66	12.41
24	Sarajevo	271194	58	$673	$1,213	$1,649	$2,456	92.95	111.71
25	Tesanj	5500	41	$564	$849	$1,314	$1,725	30.74	15.06
26	Travnik	15344	44	$553	$909	$1,341	$1,829	31.9	23.4
27	Trebinje	25589	41	$574	$847	$1,396	$1,850	33.55	60.06
28	Tuzla	74475	43	$572	$899	$1,374	$1,777	116.66	23.63
29	Visoko	11552	46	$656	$961	$1,599	$2,031	67.7	46.84
30	Zenica	70533	41	$547	$852	$1,276	$1,641	158.96	33.11
31	Zepce	7500	53	$712	$1,096	$1,777	$2,286	136.79	20.79

Bosnia and Herzegovina Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cost of Living in Bosnia and Herzegovina - Frequently Asked Questions

Cost of Living in Bosnia And Herzegovina tends to feel approachable for travelers and long-term visitors, with a broad mix of housing, food, and culture. You can find affordable options in smaller towns and a satisfying range of central apartments in key cities like Sarajevo, Mostar, and Banja Luka. Rural areas often offer even more breathing room for your budget. Seasonal needs, such as heating in winter and cooling in summer, shape monthly expenses more than raw price tags. Neighborhoods span quaint old-town cores to modern residential belts, so you can tailor lifestyle to your pace. Tip: spend a few days exploring different neighborhoods to gauge value and vibe.

Bosnia And Herzegovina living cost varies by city, neighborhood, and building type, so you’ll want to tailor your searches. For housing, check trusted local agencies, university boards, and popular online groups; expect short-term trials before a longer lease and be mindful of heating policies and energy usage. Food options span vibrant markets, bakeries, and family-run eateries; cooking at home with seasonal produce can stretch your budget. Public transit is practical in cities, with trams and buses; bikes and rideshares fill gaps. For errands, locate a nearby market, pharmacy, and coworking hub to minimize trips. Tip: map a core walkable zone to simplify daily routines.

Quality of life leans on balance: you can enjoy outdoor time in mountain trails and river towns; budgeting frameworks like flexible envelopes help. Seasons matter: winter adds heating needs; summer brings cooling; plan for occasional peak travel. To save, pick a neighborhood with proximity to markets, cafes, and transit, and mix cooking at home with occasional dining out at local spots. Seek a base that offers safety, community events, and easy access to nature or historic areas. Tip: keep a short list of go-to places and revisit it seasonally.

By international standards, Bosnia and Herzegovina is moderately priced. Smaller cities offer better deals, while capitals run higher. Most visitors and residents find costs manageable without extreme budgeting.

As of 2026, living expenses in Bosnia and Herzegovina span $777 to $1,213 monthly. Which city you choose has a big effect on your budget.

Outside the capital, costs in Bosnia and Herzegovina drop noticeably. Gradiska is one of the best budget options.

Living costs in Bosnia and Herzegovina are average by world standards. Regional cities offer better value than Sarajevo, and most residents with steady jobs or remote income find things manageable.