For one person, living costs in Camden, NJ are estimated at $2,569 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $37 a day.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Camden, NJ actually costs, broken down by who's living it.
Living costs for one person come to about $2,569 monthly including rent, or $1,122 excluding housing.
$2,569 /mo
Estimated monthly costs for a couple: $3,856 with rent, or $1,933 without housing.
$3,856 /mo
Monthly costs for a family of three come to about $5,143 including rent, or $2,744 for daily expenses alone.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.3K$31.3K
$27.8K$27.8K
$37.0K$37.0K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K$26.3K
$25.3K$25.3K
$27.2K$27.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$219$219
$132$132
$405$405
SIM Card Monthly Plan(Calls and 10GB+ Data)
$61.7$61.7
$30.36$30.36
$192$192
Internet(50+ Mbps, Unlimited Data)
$61.7$61.7
$34.80$34.80
$119$119
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$38.94$38.94
$18.70$18.70
$46.74$46.74
Cinema Ticket
$15.52$15.52
$14.01$14.01
$27.03$27.03
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,186$2,186
$819$819
$3,340$3,340
International Primary School, 1 Child(Yearly)
$34.4K$34.4K
$24.6K$24.6K
$50.9K$50.9K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$48.59$48.59
$29.94$29.94
$99.8$99.8
Summer Dress(H&M, Zara, etc)
$47.56$47.56
$25.20$25.20
$101$101
Sport Shoes(Adidas, Nike)
$102$102
$63.9$63.9
$177$177
Men's Leather Business Shoes
$120$120
$75.1$75.1
$301$301
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$1,382$1,382
$1,065$1,065
$1,558$1,558
1-bedroom Apartment, Outside City Center(Monthly)
$1,228$1,228
$944$944
$1,417$1,417
3-bedroom Apartment, City Center(Monthly)
$2,815$2,815
$2,114$2,114
$3,143$3,143
3-bedroom Apartment, Outside City Center(Monthly)
$2,180$2,180
$1,622$1,622
$2,535$2,535
Buy Apartment in City Center(m2)
$2,470$2,470
$2,470$2,470
$2,470$2,470
Buy Apartment Outside City Center(m2)
$2,498$2,498
$2,498$2,498
$2,498$2,498
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$3,216$3,216
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.62
6
7.58
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 18, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Camden, NJ$2,569
Camden, NJ$5,143
🏠Accommodation & Living
$1.2K 47.8%
🛒Groceries & Markets
$440 17.1%
🧾Monthly Utilities & Internet
$343 13.3%
🍽Eating Out
$326 12.7%
👕👟Clothing & Footwear
$143 5.6%
🎉Sport & Entertainment
$70 2.7%
🚌Getting Around
$19 * 0.7%
Categories marked with * are only partly priced – their share counts the items that do have prices.
🏠Accommodation & Living
$2.2K 42.4%
🛒Groceries & Markets
$1K 19.5%
🧾Monthly Utilities & Internet
$404 7.9%
🍽Eating Out
$1.1K 20.5%
👕👟Clothing & Footwear
$318 6.2%
🎉Sport & Entertainment
$140 * 2.7%
🚌Getting Around
$42 * 0.8%
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠Expect to pay about $1,382 for a central one-bedroom, or $1,228 outside the center. At 43% of the average salary ($3,216), housing is the biggest financial pressure.
💰Average take-home pay sits at $3,216, while typical expenses reach $2,569. This leaves some room for savings, though a comfortable buffer starts closer to $3,853.
🛒Expect to spend about $440 monthly on groceries. Dining out at a mid-range restaurant costs roughly $79.0 for two.
Cost Highlights
⭐Rice is more expensive than 96% of cities in North America
⭐Preschool or kindergarten, full day, private, 1 child is more expensive than 93% of cities in North America
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
English is commonly used in services, signage, and daily life
Cost of Living in Camden, NJ - Frequently Asked Questions
How does Camden compare in terms of overall affordability for travelers, expats, and digital nomads?
Camden tends toward value without sacrificing access to major cities. For travelers, expats, and digital nomads, the mix of affordable lodging options, flexible leases, and nearby amenities can add up to a comfortable baseline. The Cost of Living in Camden, NJ, United States sits between dense city centers and more suburban alternatives, so you can trade high rents for proximity to transport, parks, and makerspaces. Neighborhoods near transit hubs offer easier daily routines, while a waterfront stroll after work lends a high-quality lifestyle. Plan on a variable schedule – weekday groceries, weekend events, and occasional commuting spikes. Tip: use a simple monthly budget to compare housing, food, and transit costs.
What does day-to-day life look like in Camden, and where should you focus your housing search, food options, transport, and errands?
Day-to-day life in Camden blends practical budgeting with small-city charm. Start your housing hunt near light-rail lines or the riverfront to cut commute time and transport costs. You’ll find a range of options – from modern apartments to co-living spaces – with leases that can flex to your work schedule. For groceries and dining, expect a mix of national chains and local markets, which helps you stretch a budget. Walkable neighborhoods, bike-friendly streets, and decent transit access help daily errands stay manageable. Camden, NJ, United States living cost is most favorable when you plan around transit and seasonal activity. Tip: explore short-term stays to test neighborhoods before committing.
How can you maximize quality of life in Camden, approach budgeting, and gauge seasonality and neighborhood fit?
Quality of life in Camden comes from choosing a neighborhood that fits your rhythm, not just your budget. Use a simple budgeting framework – essential, discretionary, and savings – to map monthly needs around rent, groceries, and coworking fees. Seek built-in amenities like gyms, parks, or riverfront paths that reduce extra outings. A mix of seasonal events and cultural spots adds value beyond dollars. For personalization, spend a weekend roaming different districts, noting noise levels, safety, and access to public transit. Tip: start with a short-term stay in a neighborhood you like to test daily routines before committing.
What are the monthly living expenses in Camden, NJ as of 2026?
As of 2026, monthly living costs in Camden, NJ come to around $2,569 including rent, or roughly $1,122 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
Is Camden, NJ really that expensive?
Living in Camden, NJ doesn't come cheap – monthly expenses with rent reach $2,569, putting it among the pricier cities worldwide. Housing dominates the cost, but food, services, and leisure all sit above the global median too.
What income level supports a comfortable lifestyle in Camden, NJ?
Earning $3,853 monthly in Camden, NJ means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What is the rental price range for apartments in Camden, NJ?
Rents for a 1-bedroom flat in Camden, NJ range from $1,228 to $1,382, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
How expensive is preschool in Camden, NJ per month?
Childcare averages $2,186 monthly at a private kindergarten in Camden, NJ. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
Why are groceries so expensive in Camden, NJ?
A single person's grocery bill in Camden, NJ runs about $440 monthly, which is above average. Everything from dairy and meat to fresh produce costs more here, reflecting the city's overall high price level.
Is $3,000 enough to cover living costs in Camden, NJ?
At $2,569 in typical monthly expenses, a $3,000 budget barely covers Camden, NJ. You'd need a shared flat in an outer area, home-cooked meals, and serious discipline with discretionary spending to make it work.
Why do digital nomads choose Camden, NJ?
Remote workers pick Camden, NJ for good reason: fast internet, low crime rates, vibrant nightlife, all at about $2,569 per month including rent. It fits a wide range of remote salaries without compromising on comfort or connectivity.
How much can you save per month in Camden, NJ?
Monthly expenses in Camden, NJ run around $2,569, so putting money aside takes more than $3,853 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
Camden, NJ vs other spots: cost of living compared