Cost of Living in Accra - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $557 (excluding rent), and $748 including rent.

Family of 3: Estimated monthly costs are $1,394 (excluding rent), and $1,846 including rent.

Meal at Budget Restaurant

$4.37 GHS 47.43

$2.76 GHS 29.92

$10.07 GHS 109

Three-Course Dinner for Two, Mid-Range

$46.58 GHS 505

$30.83 GHS 335

$84.9 GHS 921

Fast Food Meal (McDonalds, etc)

$8.01 GHS 86.9

$6.86 GHS 74.4

$9.60 GHS 104

Cappuccino

$3.44 GHS 37.36

$2.05 GHS 22.29

$6.01 GHS 65.2

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 GHS 10.19

$0.53 GHS 5.73

$2.93 GHS 31.84

Water (0.33 liter bottle)

$0.38 GHS 4.10

$0.20 GHS 2.16

$0.99 GHS 10.71

Local Beer (0.5 liter draught)

$1.53 GHS 16.57

$0.86 GHS 9.36

$2.49 GHS 27.01

Imported Beer (0.33 liter bottle)

$2.49 GHS 26.99

$1.39 GHS 15.05

$4.12 GHS 44.73

Milk (1 liter)

$3.50 GHS 37.94

$2.05 GHS 22.25

$4.52 GHS 49.06

White Bread (500g)

$1.50 GHS 16.29

$0.91 GHS 9.87

$2.28 GHS 24.72

Rice (white) (1kg)

$2.33 GHS 25.27

$1.27 GHS 13.79

$3.88 GHS 42.11

Eggs

$2.28 GHS 24.72

$1.46 GHS 15.81

$4.38 GHS 47.53

Local Cheese (1kg)

$11.09 GHS 120

$3.12 GHS 33.80

$24.98 GHS 271

Chicken Fillets (1kg)

$4.72 GHS 51.2

$2.65 GHS 28.79

$6.86 GHS 74.4

Beef Round Steak (1kg)

$5.76 GHS 62.5

$2.18 GHS 23.65

$11.68 GHS 127

Apples (1kg)

$2.99 GHS 32.44

$1.06 GHS 11.51

$4.62 GHS 50.1

Banana (1kg)

$1.45 GHS 15.68

$0.76 GHS 8.28

$2.28 GHS 24.73

Oranges (1kg)

$1.70 GHS 18.48

$0.45 GHS 4.87

$4.21 GHS 45.69

Tomato (1kg)

$3.17 GHS 34.45

$1.30 GHS 14.13

$5.98 GHS 64.9

Potato (1kg)

$3.12 GHS 33.84

$1.05 GHS 11.39

$5.10 GHS 55.3

Onion (1kg)

$2.46 GHS 26.65

$1.23 GHS 13.38

$3.95 GHS 42.82

Lettuce (1 head)

$0.77 GHS 8.34

$0.30 GHS 3.21

$1.26 GHS 13.68

Water (1.5 liter bottle)

$0.52 GHS 5.66

$0.38 GHS 4.07

$0.78 GHS 8.49

Cigarettes 20 Pack (Marlboro, Camel)

$1.64 GHS 17.81

$1.56 GHS 16.92

$3.57 GHS 38.71

Wine (Bottle)

$5.91 GHS 64.1

$3.41 GHS 36.95

$11.91 GHS 129

Local Beer (0.5 liter bottle)

$1.17 GHS 12.72

$0.79 GHS 8.59

$1.57 GHS 17.08

Imported Beer (0.33 liter bottle)

$1.95 GHS 21.16

$1.31 GHS 14.18

$2.76 GHS 29.91

One-way Ticket (Public Transport)

$1.08 GHS 11.68

$0.78 GHS 8.49

$1.60 GHS 17.41

Public Transport Monthly Pass (Regular Price)

$34.47 GHS 374

$23.29 GHS 253

$61.2 GHS 664

Taxi Start (Normal Tariff)

$1.57 GHS 16.99

$1.39 GHS 15.05

$2.22 GHS 24.09

Taxi (Normal Tariff) (1km)

$1.20 GHS 13.02

$1.01 GHS 10.94

$1.35 GHS 14.66

Taxi 1hour Waiting (Normal Tariff)

$5.46 GHS 59.3

$3.08 GHS 33.38

$8.78 GHS 95.3

Gasoline (1 liter)

$1.08 GHS 11.67

$1.02 GHS 11.03

$1.14 GHS 12.41

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,921 GHS 85.9K

$7,075 GHS 76.8K

$15.8K GHS 170.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,471 GHS 102.8K

$8,234 GHS 89.3K

$11.8K GHS 127.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.6 GHS 603

$36.55 GHS 397

$128 GHS 1,387

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.27 GHS 144

$7.51 GHS 81.5

$23.98 GHS 260

Internet (50+ Mbps, Unlimited Data)

$38.12 GHS 414

$22.56 GHS 245

$101 GHS 1,093

Gym Membership (Monthly)

$35.86 GHS 389

$16.15 GHS 175

$75.8 GHS 822

Tennis Court (1 Hour on Weekend)

$15.71 GHS 170

$9.44 GHS 102

$19.93 GHS 216

Cinema Ticket

$9.88 GHS 107

$7.25 GHS 78.7

$12.26 GHS 133

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$72.6 GHS 788

$67.1 GHS 728

$105 GHS 1,140

International Primary School, 1 Child (Yearly)

$7,973 GHS 86.5K

$4,757 GHS 51.6K

$25.8K GHS 280.1K

Jeans (Levis 501 Or Similar)

$14.82 GHS 161

$7.56 GHS 82.0

$30.21 GHS 328

Summer Dress (H&M, Zara, etc)

$18.51 GHS 201

$9.81 GHS 106

$25.74 GHS 279

Sport Shoes (Adidas, Nike)

$29.33 GHS 318

$17.64 GHS 191

$66.9 GHS 726

Men's Leather Business Shoes

$41.20 GHS 447

$20.50 GHS 222

$79.8 GHS 865

1-bedroom Apartment, City Center (Monthly)

$527 GHS 5,714

$246 GHS 2,673

$1,183 GHS 12.8K

1-bedroom Apartment, Outside City Center (Monthly)

$148 GHS 1,608

$60.6 GHS 657

$384 GHS 4,168

3-bedroom Apartment, City Center (Monthly)

$1,051 GHS 11.4K

$388 GHS 4,209

$2,505 GHS 27.2K

3-bedroom Apartment, Outside City Center (Monthly)

$371 GHS 4,030

$199 GHS 2,164

$637 GHS 6,907

Buy Apartment in City Center (m2)

$2,749 GHS 29.8K

$1,773 GHS 19.2K

$4,952 GHS 53.7K

Buy Apartment Outside City Center (m2)

$1,489 GHS 16.2K

$1,003 GHS 10.9K

$2,507 GHS 27.2K

Average Monthly Net Salary (After Tax)

$163 GHS 1,770

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

35.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

Accra Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌍 Africa

Cost of Living in Accra - Frequently Asked Questions

Accra balances value and variety, with affordable street food and public transport offset by higher prices in prime districts and imported goods. Some neighborhoods offer great value, while others carry a premium because of location or views near the water. Understanding the Cost of Living in Accra helps you set expectations: you can eat well on local fare, ride efficiently by bus or app, and still enjoy coffee culture and weekend markets. Longer stays often unlock better rental terms, especially if you’re willing to share spaces or live slightly farther from the center. Tip: map a few bases and test costs for a few weeks.

Daily life in Accra revolves around neighborhood choices and practical routines. For housing, look beyond central Osu to more affordable pockets in East Legon or Spintex, where longer leases unlock better rates. Food options range from vibrant markets to modern cafés; buying groceries at local markets helps stretch the budget. Transport covers tro-tro buses, taxis, and rideshares; compare routes and timing to avoid peak surges. Co-working spaces vary by access and community, so start with a day pass or short-term membership. Errands are manageable with a reliable app-based ride or a scooter option in busy districts. Accra living cost can shift with rainy season and major events. Tip: map a few core neighborhoods and test commute times before choosing a base.

Quality of life in Accra comes from balance between pace, safety, and access to services. Adopt a straightforward budgeting framework: separate fixed costs (rent, utilities) from flexible ones (eating out, entertainment) and review weekly to stay on track. Seasonal rhythm matters; the rainy months influence transport and outdoor plans, while festivals and markets create pockets of good value and social energy. To find neighborhood fit, consider your preferred vibe, walking options, and proximity to coworking or beaches. In practice, test a few bases for a month, track commutes, and compare nights out versus quiet evenings at home. Tip: build a short list of non-negotiables and reassess after the first month.