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Cost of Living in Whakatane - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $886 (excluding rent), and $1,783 including rent.
Family of 3: Estimated monthly costs are $2,407 (excluding rent), and $3,765 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$14.88 NZ$25.99
$10.71 NZ$18.71
$41.68 NZ$72.8
Three-Course Dinner for Two, Mid-Range
$72.8 NZ$127
$42.48 NZ$74.2
$121 NZ$212
Fast Food Meal (McDonalds, etc)
$9.58 NZ$16.72
$8.64 NZ$15.09
$11.11 NZ$19.4
Cappuccino
$3.48 NZ$6.09
$3.01 NZ$5.25
$4.3 NZ$7.51
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.27 NZ$3.97
$1.78 NZ$3.11
$3.27 NZ$5.71
Water (0.33 liter bottle)
$2.18 NZ$3.81
$1.76 NZ$3.08
$3.53 NZ$6.16
Local Beer (0.5 liter draught)
$6.73 NZ$11.75
$5.51 NZ$9.63
$9.18 NZ$16.03
Imported Beer (0.33 liter bottle)
$6.76 NZ$11.81
$5.54 NZ$9.67
$8.61 NZ$15.03
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.8 NZ$3.14
$1.22 NZ$2.13
$3.04 NZ$5.31
White Bread (500g)
$1.04 NZ$1.81
$0.73 NZ$1.28
$3.06 NZ$5.35
Rice (white) (1kg)
$2.03 NZ$3.54
$1.24 NZ$2.16
$3.08 NZ$5.38
Eggs
$6.04 NZ$10.55
$4.35 NZ$7.59
$8.94 NZ$15.61
Local Cheese (1kg)
$7.85 NZ$13.71
$5.54 NZ$9.68
$12.31 NZ$21.5
Chicken Fillets (1kg)
$9.25 NZ$16.15
$5.96 NZ$10.41
$11.93 NZ$20.83
Beef Round Steak (1kg)
$13.19 NZ$23.03
$7.95 NZ$13.89
$17.13 NZ$29.9
Apples (1kg)
$2.68 NZ$4.68
$1.83 NZ$3.2
$4.27 NZ$7.46
Banana (1kg)
$2.25 NZ$3.93
$1.82 NZ$3.18
$3.03 NZ$5.29
Oranges (1kg)
$3.26 NZ$5.69
$2.39 NZ$4.17
$4.78 NZ$8.34
Tomato (1kg)
$3.99 NZ$6.96
$2.05 NZ$3.58
$11.14 NZ$19.46
Potato (1kg)
$1.98 NZ$3.45
$1.18 NZ$2.06
$3.53 NZ$6.16
Onion (1kg)
$1.7 NZ$2.98
$0.98 NZ$1.71
$2.46 NZ$4.29
Lettuce (1 head)
$1.96 NZ$3.42
$1.23 NZ$2.14
$3.05 NZ$5.33
Water (1.5 liter bottle)
$1.22 NZ$2.14
$0.61 NZ$1.07
$2.46 NZ$4.29
Cigarettes 20 Pack (Marlboro, Camel)
$25.68 NZ$44.84
$22.01 NZ$38.43
$30.57 NZ$53.4
Wine (Bottle)
$8.36 NZ$14.59
$8.36 NZ$14.59
$13.92 NZ$24.31
Local Beer (0.5 liter bottle)
$1.51 NZ$2.64
$1.51 NZ$2.64
$5.89 NZ$10.29
Imported Beer (0.33 liter bottle)
$1.23 NZ$2.16
$1.23 NZ$2.16
$7.39 NZ$12.9
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.08 NZ$3.63
$1.34 NZ$2.34
$2.37 NZ$4.14
Public Transport Monthly Pass (Regular Price)
$64.6 NZ$113
$8.21 NZ$14.33
$64.6 NZ$113
Taxi Start (Normal Tariff)
$2.05 NZ$3.59
$1.76 NZ$3.08
$2.93 NZ$5.12
Taxi (Normal Tariff) (1km)
$1.97 NZ$3.44
$1.52 NZ$2.65
$3.83 NZ$6.69
Taxi 1hour Waiting (Normal Tariff)
$34.57 NZ$60.4
$29.55 NZ$51.6
$35.46 NZ$61.9
Gasoline (1 liter)
$1.62 NZ$2.82
$1.47 NZ$2.57
$1.73 NZ$3.03
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.4K NZ$49.6K
$24.2K NZ$42.2K
$32.7K NZ$57K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,539 NZ$16.7K
$9,539 NZ$16.7K
$22.7K NZ$39.6K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$126 NZ$219
$97.4 NZ$170
$212 NZ$370
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.09 NZ$52.5
$11.9 NZ$20.78
$47.61 NZ$83.1
Internet (50+ Mbps, Unlimited Data)
$47.7 NZ$83.3
$39.58 NZ$69.1
$66.4 NZ$116
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$37.3 NZ$65.1
$17.12 NZ$29.89
$50.5 NZ$88.1
Tennis Court (1 Hour on Weekend)
$11.82 NZ$20.65
$4.73 NZ$8.25
$15.37 NZ$26.84
Cinema Ticket
$8.89 NZ$15.52
$8.89 NZ$15.52
$17.78 NZ$31.05
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$890 NZ$1,554
$782 NZ$1,366
$1,234 NZ$2,154
International Primary School, 1 Child (Yearly)
$13.5K NZ$23.5K
$11.9K NZ$20.8K
$16.7K NZ$29.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$71 NZ$124
$42.56 NZ$74.3
$97.3 NZ$170
Summer Dress (H&M, Zara, etc)
$43.29 NZ$75.6
$29.65 NZ$51.8
$71.2 NZ$124
Sport Shoes (Adidas, Nike)
$90.5 NZ$158
$60.4 NZ$105
$121 NZ$211
Men's Leather Business Shoes
$124 NZ$217
$77.7 NZ$136
$209 NZ$365
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$980 NZ$1,711
$730 NZ$1,274
$1,338 NZ$2,336
1-bedroom Apartment, Outside City Center (Monthly)
$775 NZ$1,353
$416 NZ$727
$1,127 NZ$1,968
3-bedroom Apartment, City Center (Monthly)
$1,589 NZ$2,775
$1,218 NZ$2,127
$1,994 NZ$3,482
3-bedroom Apartment, Outside City Center (Monthly)
$1,406 NZ$2,454
$1,221 NZ$2,131
$1,724 NZ$3,010
Buy Apartment in City Center (m2)
$4,088 NZ$7,139
$2,246 NZ$3,922
$4,212 NZ$7,354
Buy Apartment Outside City Center (m2)
$3,111 NZ$5,433
$2,108 NZ$3,681
$4,885 NZ$8,530
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,028 NZ$7,034
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
5
8

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 2, 2025

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Cost of Living in Whakatane - Frequently Asked Questions
Is Whakatane a good value for money compared with larger New Zealand cities, and who tends to find it most affordable and livable?
Whakatane offers a balance that many travelers and remote workers appreciate. Because it is smaller and less touristy than Auckland or Wellington, everyday costs around groceries, dining, and services tend to feel more accessible, though seasonal demand can shift prices. Cost of Living in Whakatane, New Zealand is generally manageable when you plan around town movements and local markets. Housing ranges from compact rentals to waterfront options, often with shorter commutes and a calmer pace. You’ll find practical amenities within easy reach, plus day trips to the coast and nearby forests. Tip: Plan a simple weekly budget around essentials and local markets to maximize value.
What does daily life look like in Whakatane for housing, food, transport, and errands?
Daily life in Whakatane centers on a walkable town core, with a mix of modest rentals and homes near the river. Housing options range from compact apartments to cozy cottages, all within easy reach of shops and eateries. Groceries are convenient, with fresh local produce at markets on weekends and steady options at supermarkets. Public transport works well for short trips, and many remote workers pair it with biking for errands. Co-working spaces and casual cafes support productive days. For context, Whakatane, New Zealand living cost tends to be friendlier than bigger cities, helping you balance work and leisure. Tip: Test several neighborhoods by foot to find your preferred pace and access.
How can you optimize your budget and choose neighborhoods to fit your lifestyle, considering seasonality and local flavor?
Quality of life in Whakatane depends on choosing a neighborhood that matches your pace, from riverwalks to cafe hubs. Use a simple budgeting approach that starts with essentials, then flexible spending, and room for occasional experiences. Seasonal shifts affect activities and dining: summer markets are vibrant, shoulder seasons bring quieter days, and a beach day is always feasible. Local flavor comes through weekend markets, fishing trips, and easy access to nature. Tip: Map a short-term housing plan and a few neighborhoods you like, then adjust as you settle in.

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