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Cost of Living in Whakatane - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $838 (excluding rent), and $1,814 including rent.
Family of 3: Estimated monthly costs are $2,408 (excluding rent), and $3,905 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$15.21 NZ$26.47
$10.95 NZ$19.06
$42.61 NZ$74.1
Three-Course Dinner for Two, Mid-Range
$73.7 NZ$128
$42.96 NZ$74.8
$123 NZ$214
Fast Food Meal (McDonalds, etc)
$9.34 NZ$16.25
$8.43 NZ$14.67
$10.84 NZ$18.86
Cappuccino
$3.44 NZ$5.98
$2.96 NZ$5.16
$4.24 NZ$7.38
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.25 NZ$3.91
$1.76 NZ$3.06
$3.23 NZ$5.62
Water (0.33 liter bottle)
$2.25 NZ$3.92
$1.82 NZ$3.17
$3.64 NZ$6.33
Local Beer (0.5 liter draught)
$6.59 NZ$11.47
$5.40 NZ$9.39
$8.99 NZ$15.64
Imported Beer (0.33 liter bottle)
$6.76 NZ$11.76
$5.53 NZ$9.63
$8.60 NZ$14.97
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.81 NZ$3.15
$1.23 NZ$2.14
$3.06 NZ$5.32
White Bread (500g)
$1.03 NZ$1.79
$0.73 NZ$1.27
$3.04 NZ$5.29
Rice (white) (1kg)
$1.97 NZ$3.42
$1.20 NZ$2.09
$2.99 NZ$5.20
Eggs
$5.84 NZ$10.17
$4.20 NZ$7.31
$8.64 NZ$15.04
Local Cheese (1kg)
$7.78 NZ$13.53
$5.49 NZ$9.55
$12.19 NZ$21.22
Chicken Fillets (1kg)
$9.42 NZ$16.39
$6.08 NZ$10.57
$12.15 NZ$21.14
Beef Round Steak (1kg)
$12.94 NZ$22.52
$7.81 NZ$13.58
$16.81 NZ$29.24
Apples (1kg)
$2.61 NZ$4.55
$1.78 NZ$3.11
$4.16 NZ$7.24
Banana (1kg)
$2.20 NZ$3.82
$1.77 NZ$3.09
$2.95 NZ$5.13
Oranges (1kg)
$3.21 NZ$5.59
$2.35 NZ$4.10
$4.71 NZ$8.19
Tomato (1kg)
$4.22 NZ$7.35
$2.17 NZ$3.78
$11.80 NZ$20.53
Potato (1kg)
$1.99 NZ$3.46
$1.18 NZ$2.06
$3.54 NZ$6.17
Onion (1kg)
$1.70 NZ$2.96
$0.98 NZ$1.70
$2.45 NZ$4.27
Lettuce (1 head)
$1.98 NZ$3.45
$1.24 NZ$2.16
$3.09 NZ$5.38
Water (1.5 liter bottle)
$1.22 NZ$2.12
$0.61 NZ$1.06
$2.45 NZ$4.26
Cigarettes 20 Pack (Marlboro, Camel)
$25.68 NZ$44.69
$22.01 NZ$38.30
$30.57 NZ$53.2
Wine (Bottle)
$8.70 NZ$15.14
$8.70 NZ$15.14
$14.50 NZ$25.23
Local Beer (0.5 liter bottle)
$1.51 NZ$2.62
$1.51 NZ$2.62
$5.86 NZ$10.19
Imported Beer (0.33 liter bottle)
$1.19 NZ$2.08
$1.19 NZ$2.08
$7.15 NZ$12.44
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.14 NZ$3.73
$1.38 NZ$2.40
$2.45 NZ$4.26
Public Transport Monthly Pass (Regular Price)
$62.8 NZ$109
$7.98 NZ$13.89
$62.8 NZ$109
Taxi Start (Normal Tariff)
$2.06 NZ$3.58
$1.76 NZ$3.07
$2.93 NZ$5.10
Taxi (Normal Tariff) (1km)
$1.91 NZ$3.32
$1.47 NZ$2.55
$3.70 NZ$6.44
Taxi 1hour Waiting (Normal Tariff)
$35.52 NZ$61.8
$30.36 NZ$52.8
$36.44 NZ$63.4
Gasoline (1 liter)
$1.70 NZ$2.95
$1.54 NZ$2.69
$1.82 NZ$3.17
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.6K NZ$49.8K
$24.4K NZ$42.4K
$32.9K NZ$57.3K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,572 NZ$16.7K
$9,572 NZ$16.7K
$22.7K NZ$39.6K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$123 NZ$214
$95.4 NZ$166
$207 NZ$361
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.72 NZ$53.5
$12.15 NZ$21.14
$48.61 NZ$84.6
Internet (50+ Mbps, Unlimited Data)
$47.53 NZ$82.7
$39.44 NZ$68.6
$66.2 NZ$115
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$36.27 NZ$63.1
$16.64 NZ$28.95
$49.04 NZ$85.3
Tennis Court (1 Hour on Weekend)
$12.10 NZ$21.06
$4.84 NZ$8.42
$15.74 NZ$27.38
Cinema Ticket
$9.27 NZ$16.13
$9.27 NZ$16.13
$18.55 NZ$32.28
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$922 NZ$1,604
$811 NZ$1,411
$1,278 NZ$2,225
International Primary School, 1 Child (Yearly)
$13.5K NZ$23.5K
$12.0K NZ$20.8K
$16.7K NZ$29.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$69.7 NZ$121
$41.82 NZ$72.8
$95.6 NZ$166
Summer Dress (H&M, Zara, etc)
$44.12 NZ$76.8
$30.22 NZ$52.6
$72.5 NZ$126
Sport Shoes (Adidas, Nike)
$90.5 NZ$157
$60.3 NZ$105
$121 NZ$210
Men's Leather Business Shoes
$127 NZ$221
$79.6 NZ$139
$214 NZ$373
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$971 NZ$1,690
$723 NZ$1,258
$1,326 NZ$2,307
1-bedroom Apartment, Outside City Center (Monthly)
$796 NZ$1,385
$428 NZ$744
$1,157 NZ$2,014
3-bedroom Apartment, City Center (Monthly)
$1,578 NZ$2,745
$1,209 NZ$2,104
$1,980 NZ$3,445
3-bedroom Apartment, Outside City Center (Monthly)
$1,441 NZ$2,507
$1,251 NZ$2,177
$1,767 NZ$3,075
Buy Apartment in City Center (m2)
$4,846 NZ$8,431
$1,321 NZ$2,299
$4,846 NZ$8,431
Buy Apartment Outside City Center (m2)
$3,447 NZ$5,997
$1,766 NZ$3,072
$4,414 NZ$7,681
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,092 NZ$7,120
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
5
8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

Whakatane Median Internet Speeds (Updated December 2025)

Mobile

Download
252
Mbps
Upload
34
Mbps
Latency
40
ms

Fixed Broadband

Download
142
Mbps
Upload
32
Mbps
Latency
20
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Whakatane - Frequently Asked Questions
Is Whakatane a good value for money compared with larger New Zealand cities, and who tends to find it most affordable and livable?
Whakatane offers a balance that many travelers and remote workers appreciate. Because it is smaller and less touristy than Auckland or Wellington, everyday costs around groceries, dining, and services tend to feel more accessible, though seasonal demand can shift prices. Cost of Living in Whakatane, New Zealand is generally manageable when you plan around town movements and local markets. Housing ranges from compact rentals to waterfront options, often with shorter commutes and a calmer pace. You’ll find practical amenities within easy reach, plus day trips to the coast and nearby forests. Tip: Plan a simple weekly budget around essentials and local markets to maximize value.
What does daily life look like in Whakatane for housing, food, transport, and errands?
Daily life in Whakatane centers on a walkable town core, with a mix of modest rentals and homes near the river. Housing options range from compact apartments to cozy cottages, all within easy reach of shops and eateries. Groceries are convenient, with fresh local produce at markets on weekends and steady options at supermarkets. Public transport works well for short trips, and many remote workers pair it with biking for errands. Co-working spaces and casual cafes support productive days. For context, Whakatane, New Zealand living cost tends to be friendlier than bigger cities, helping you balance work and leisure. Tip: Test several neighborhoods by foot to find your preferred pace and access.
How can you optimize your budget and choose neighborhoods to fit your lifestyle, considering seasonality and local flavor?
Quality of life in Whakatane depends on choosing a neighborhood that matches your pace, from riverwalks to cafe hubs. Use a simple budgeting approach that starts with essentials, then flexible spending, and room for occasional experiences. Seasonal shifts affect activities and dining: summer markets are vibrant, shoulder seasons bring quieter days, and a beach day is always feasible. Local flavor comes through weekend markets, fishing trips, and easy access to nature. Tip: Map a short-term housing plan and a few neighborhoods you like, then adjust as you settle in.

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