Cost of Living in Whakatane - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $921 (excluding rent), and $1,783 including rent.
Family of 3: Estimated monthly costs are $2,251 (excluding rent), and $3,790 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$14.96 NZ$24.68
$10.77 NZ$17.77
$41.91 NZ$69.1
Three-Course Dinner for Two, Mid-Range
$72 NZ$119
$42.01 NZ$69.3
$120 NZ$198
Fast Food Meal (McDonalds, etc)
$9.48 NZ$15.64
$8.56 NZ$14.12
$11 NZ$18.15
Cappuccino
$3.39 NZ$5.59
$2.92 NZ$4.82
$4.18 NZ$6.89
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.35 NZ$3.87
$1.84 NZ$3.03
$3.37 NZ$5.57
Water (0.33 liter bottle)
$2.22 NZ$3.67
$1.8 NZ$2.96
$3.59 NZ$5.93
Local Beer (0.5 liter draught)
$6.47 NZ$10.67
$5.3 NZ$8.74
$8.83 NZ$14.56
Imported Beer (0.33 liter bottle)
$6.65 NZ$10.96
$5.44 NZ$8.98
$8.46 NZ$13.95
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.74 NZ$2.87
$1.18 NZ$1.95
$2.94 NZ$4.85
White Bread (500g)
$0.99 NZ$1.63
$0.7 NZ$1.15
$2.92 NZ$4.82
Rice (white) (1kg)
$1.96 NZ$3.23
$1.2 NZ$1.98
$2.98 NZ$4.92
Eggs
$5.79 NZ$9.55
$4.16 NZ$6.86
$8.56 NZ$14.12
Local Cheese (1kg)
$7.62 NZ$12.57
$5.38 NZ$8.88
$11.95 NZ$19.71
Chicken Fillets (1kg)
$9.16 NZ$15.11
$5.91 NZ$9.74
$11.82 NZ$19.49
Beef Round Steak (1kg)
$12.78 NZ$21.08
$7.71 NZ$12.71
$16.6 NZ$27.37
Apples (1kg)
$2.7 NZ$4.45
$1.84 NZ$3.04
$4.3 NZ$7.09
Banana (1kg)
$2.29 NZ$3.78
$1.85 NZ$3.06
$3.08 NZ$5.08
Oranges (1kg)
$3.22 NZ$5.32
$2.36 NZ$3.89
$4.72 NZ$7.79
Tomato (1kg)
$4.12 NZ$6.79
$2.12 NZ$3.5
$11.51 NZ$18.99
Potato (1kg)
$2.07 NZ$3.42
$1.24 NZ$2.04
$3.7 NZ$6.1
Onion (1kg)
$1.69 NZ$2.78
$0.97 NZ$1.6
$2.44 NZ$4.02
Lettuce (1 head)
$1.95 NZ$3.21
$1.22 NZ$2.01
$3.04 NZ$5.01
Water (1.5 liter bottle)
$1.18 NZ$1.95
$0.59 NZ$0.98
$2.38 NZ$3.92
Cigarettes 20 Pack (Marlboro, Camel)
$25.84 NZ$42.61
$22.14 NZ$36.52
$30.75 NZ$50.7
Wine (Bottle)
$9.16 NZ$15.1
$9.16 NZ$15.1
$15.27 NZ$25.18
Local Beer (0.5 liter bottle)
$1.51 NZ$2.49
$1.51 NZ$2.49
$5.87 NZ$9.67
Imported Beer (0.33 liter bottle)
$1.18 NZ$1.95
$1.18 NZ$1.95
$7.06 NZ$11.64
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.04 NZ$3.37
$1.32 NZ$2.17
$2.33 NZ$3.85
Public Transport Monthly Pass (Regular Price)
$62.4 NZ$103
$7.92 NZ$13.07
$62.4 NZ$103
Taxi Start (Normal Tariff)
$2.08 NZ$3.43
$1.79 NZ$2.94
$2.97 NZ$4.9
Taxi (Normal Tariff) (1km)
$1.97 NZ$3.25
$1.52 NZ$2.51
$3.83 NZ$6.32
Taxi 1hour Waiting (Normal Tariff)
$35.09 NZ$57.9
$29.99 NZ$49.47
$35.99 NZ$59.4
Gasoline (1 liter)
$1.68 NZ$2.77
$1.53 NZ$2.52
$1.8 NZ$2.97
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.6K NZ$47.2K
$24.4K NZ$40.2K
$32.9K NZ$54.2K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,745 NZ$16.1K
$9,745 NZ$16.1K
$23.1K NZ$38.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$127 NZ$209
$98.5 NZ$162
$214 NZ$353
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.67 NZ$50.6
$12.13 NZ$20.01
$48.52 NZ$80
Internet (50+ Mbps, Unlimited Data)
$47.59 NZ$78.5
$39.49 NZ$65.1
$66.2 NZ$109
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$37.48 NZ$61.8
$17.19 NZ$28.36
$50.7 NZ$83.6
Tennis Court (1 Hour on Weekend)
$13.37 NZ$22.05
$5.34 NZ$8.81
$17.38 NZ$28.67
Cinema Ticket
$9.05 NZ$14.93
$9.05 NZ$14.93
$18.12 NZ$29.88
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$902 NZ$1,487
$793 NZ$1,307
$1,250 NZ$2,062
International Primary School, 1 Child (Yearly)
$13.5K NZ$22.3K
$12K NZ$19.7K
$16.7K NZ$27.6K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$71 NZ$117
$42.57 NZ$70.2
$97.3 NZ$160
Summer Dress (H&M, Zara, etc)
$44.85 NZ$74
$30.72 NZ$50.7
$73.7 NZ$122
Sport Shoes (Adidas, Nike)
$89.6 NZ$148
$59.7 NZ$98.5
$119 NZ$197
Men's Leather Business Shoes
$127 NZ$209
$79.4 NZ$131
$214 NZ$353
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,076 NZ$1,774
$801 NZ$1,321
$1,468 NZ$2,422
1-bedroom Apartment, Outside City Center (Monthly)
$699 NZ$1,153
$376 NZ$619
$1,016 NZ$1,676
3-bedroom Apartment, City Center (Monthly)
$1,567 NZ$2,585
$1,201 NZ$1,981
$1,967 NZ$3,244
3-bedroom Apartment, Outside City Center (Monthly)
$1,435 NZ$2,367
$1,246 NZ$2,055
$1,760 NZ$2,902
Buy Apartment in City Center (m2)
$4,741 NZ$7,819
$2,419 NZ$3,990
$4,741 NZ$7,819
Buy Apartment Outside City Center (m2)
$3,560 NZ$5,872
$2,451 NZ$4,042
$3,676 NZ$6,063
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,162 NZ$6,864
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
5
8
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Whakatane - Frequently Asked Questions
Is Whakatane a good value for money compared with larger New Zealand cities, and who tends to find it most affordable and livable?
Whakatane offers a balance that many travelers and remote workers appreciate. Because it is smaller and less touristy than Auckland or Wellington, everyday costs around groceries, dining, and services tend to feel more accessible, though seasonal demand can shift prices. Cost of Living in Whakatane, New Zealand is generally manageable when you plan around town movements and local markets. Housing ranges from compact rentals to waterfront options, often with shorter commutes and a calmer pace. You’ll find practical amenities within easy reach, plus day trips to the coast and nearby forests. Tip: Plan a simple weekly budget around essentials and local markets to maximize value.
What does daily life look like in Whakatane for housing, food, transport, and errands?
Daily life in Whakatane centers on a walkable town core, with a mix of modest rentals and homes near the river. Housing options range from compact apartments to cozy cottages, all within easy reach of shops and eateries. Groceries are convenient, with fresh local produce at markets on weekends and steady options at supermarkets. Public transport works well for short trips, and many remote workers pair it with biking for errands. Co-working spaces and casual cafes support productive days. For context, Whakatane, New Zealand living cost tends to be friendlier than bigger cities, helping you balance work and leisure. Tip: Test several neighborhoods by foot to find your preferred pace and access.
How can you optimize your budget and choose neighborhoods to fit your lifestyle, considering seasonality and local flavor?
Quality of life in Whakatane depends on choosing a neighborhood that matches your pace, from riverwalks to cafe hubs. Use a simple budgeting approach that starts with essentials, then flexible spending, and room for occasional experiences. Seasonal shifts affect activities and dining: summer markets are vibrant, shoulder seasons bring quieter days, and a beach day is always feasible. Local flavor comes through weekend markets, fishing trips, and easy access to nature. Tip: Map a short-term housing plan and a few neighborhoods you like, then adjust as you settle in.
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