Cost of Living in Veliko Tarnovo - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $605 (excluding rent), and $946 including rent.

Family of 3: Estimated monthly costs are $1,535 (excluding rent), and $2,105 including rent.

Meal at Budget Restaurant

$10.28 BGN 16.76

$5.88 BGN 9.58

$21.84 BGN 35.61

Three-Course Dinner for Two, Mid-Range

$41.82 BGN 68.2

$26.89 BGN 43.82

$59.8 BGN 97.4

Fast Food Meal (McDonalds, etc)

$8.84 BGN 14.41

$10.61 BGN 17.29

Cappuccino

$1.90 BGN 3.10

$1.17 BGN 1.91

$2.92 BGN 4.76

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 BGN 2.14

$0.86 BGN 1.41

$1.73 BGN 2.83

Water (0.33 liter bottle)

$0.70 BGN 1.15

$0.61 BGN 1.00

$1.22 BGN 1.99

Local Beer (0.5 liter draught)

$1.93 BGN 3.15

$1.07 BGN 1.74

$2.97 BGN 4.84

Imported Beer (0.33 liter bottle)

$2.91 BGN 4.75

$2.33 BGN 3.80

$3.49 BGN 5.70

Milk (1 liter)

$1.70 BGN 2.78

$1.20 BGN 1.96

$2.10 BGN 3.42

White Bread (500g)

$0.95 BGN 1.55

$0.61 BGN 0.99

$1.46 BGN 2.39

Rice (white) (1kg)

$1.96 BGN 3.20

$1.21 BGN 1.97

$3.62 BGN 5.90

Eggs

$3.39 BGN 5.53

$2.45 BGN 3.99

$5.39 BGN 8.79

Local Cheese (1kg)

$9.55 BGN 15.57

$7.16 BGN 11.67

$15.52 BGN 25.29

Chicken Fillets (1kg)

$7.76 BGN 12.65

$4.31 BGN 7.02

$11.51 BGN 18.75

Beef Round Steak (1kg)

$11.43 BGN 18.64

$5.84 BGN 9.52

$17.52 BGN 28.56

Apples (1kg)

$1.60 BGN 2.61

$0.87 BGN 1.42

$2.51 BGN 4.09

Banana (1kg)

$2.06 BGN 3.36

$1.22 BGN 1.99

$2.91 BGN 4.74

Oranges (1kg)

$2.05 BGN 3.34

$1.18 BGN 1.93

$3.58 BGN 5.83

Tomato (1kg)

$2.57 BGN 4.18

$1.82 BGN 2.96

$3.63 BGN 5.92

Potato (1kg)

$1.19 BGN 1.94

$0.54 BGN 0.87

$2.39 BGN 3.89

Onion (1kg)

$1.32 BGN 2.16

$0.87 BGN 1.42

$1.75 BGN 2.85

Lettuce (1 head)

$1.05 BGN 1.71

$0.60 BGN 0.98

$1.80 BGN 2.94

Water (1.5 liter bottle)

$0.80 BGN 1.30

$0.49 BGN 0.80

$1.24 BGN 2.02

Cigarettes 20 Pack (Marlboro, Camel)

$3.56 BGN 5.81

$3.38 BGN 5.52

$4.09 BGN 6.66

Wine (Bottle)

$6.79 BGN 11.08

$2.95 BGN 4.81

$11.82 BGN 19.26

Local Beer (0.5 liter bottle)

$0.95 BGN 1.54

$0.74 BGN 1.21

$1.42 BGN 2.32

Imported Beer (0.33 liter bottle)

$1.67 BGN 2.73

$1.08 BGN 1.75

$2.69 BGN 4.38

One-way Ticket (Public Transport)

$0.86 BGN 1.40

$1.73 BGN 2.81

Public Transport Monthly Pass (Regular Price)

$33.60 BGN 54.8

$23.38 BGN 38.11

$55.5 BGN 90.5

Taxi Start (Normal Tariff)

$1.19 BGN 1.94

$0.72 BGN 1.17

$1.79 BGN 2.92

Taxi (Normal Tariff) (1km)

$0.66 BGN 1.08

$1.09 BGN 1.78

Taxi 1hour Waiting (Normal Tariff)

$11.68 BGN 19.04

$10.51 BGN 17.14

$29.21 BGN 47.61

Gasoline (1 liter)

$1.48 BGN 2.41

$1.37 BGN 2.24

$1.60 BGN 2.62

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K BGN 52.6K

$30.0K BGN 48.9K

$38.4K BGN 62.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K BGN 41.5K

$23.0K BGN 37.5K

$41.1K BGN 66.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.8 BGN 153

$66.3 BGN 108

$149 BGN 243

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.40 BGN 26.74

$11.65 BGN 18.99

$20.39 BGN 33.24

Internet (50+ Mbps, Unlimited Data)

$13.07 BGN 21.31

$8.72 BGN 14.21

$29.06 BGN 47.37

Gym Membership (Monthly)

$35.01 BGN 57.1

$17.50 BGN 28.53

$52.5 BGN 85.6

Tennis Court (1 Hour on Weekend)

$21.94 BGN 35.76

$11.70 BGN 19.08

$32.19 BGN 52.5

Cinema Ticket

$7.26 BGN 11.83

$6.05 BGN 9.86

$7.26 BGN 11.83

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$234 BGN 382

$176 BGN 287

$416 BGN 678

International Primary School, 1 Child (Yearly)

$4,095 BGN 6,674

Jeans (Levis 501 Or Similar)

$43.84 BGN 71.5

$29.22 BGN 47.64

$93.5 BGN 152

Summer Dress (H&M, Zara, etc)

$29.55 BGN 48.16

$23.64 BGN 38.53

$88.7 BGN 144

Sport Shoes (Adidas, Nike)

$82.7 BGN 135

$53.4 BGN 87.0

$178 BGN 290

Men's Leather Business Shoes

$72.3 BGN 118

$47.54 BGN 77.5

$89.1 BGN 145

1-bedroom Apartment, City Center (Monthly)

$365 BGN 595

$325 BGN 530

$414 BGN 675

1-bedroom Apartment, Outside City Center (Monthly)

$256 BGN 417

$234 BGN 381

$292 BGN 476

3-bedroom Apartment, City Center (Monthly)

$581 BGN 947

$502 BGN 819

$709 BGN 1,156

3-bedroom Apartment, Outside City Center (Monthly)

$438 BGN 713

$418 BGN 681

$478 BGN 778

Buy Apartment in City Center (m2)

$2,575 BGN 4,198

$1,427 BGN 2,325

$3,404 BGN 5,549

Buy Apartment Outside City Center (m2)

$1,431 BGN 2,333

$1,184 BGN 1,930

$3,028 BGN 4,935

Average Monthly Net Salary (After Tax)

$962 BGN 1,568

20-Year Fixed Mortgage Interest Rate (Annual %)

4.57

2.6

5.7

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

Veliko Tarnovo Median Internet Speeds (Updated December 2025)

Mobile

139

Mbps

Fixed Broadband

148

Mbps

124

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🇪🇺 Europe

Cost of Living in Veliko Tarnovo - Frequently Asked Questions

Veliko Tarnovo offers a pleasantly affordable base for long stays, with a value balance that appeals to travelers, expats, and digital nomads who want character without high costs. The town center is lively yet relaxed, and many neighborhoods provide good value for housing compared with larger cities. You’ll find a mix of modest cafés, local markets, and bakeries where meals and groceries feel reasonable, while essentials stay predictable. Weekly errands, daylight hours, and proximity to nature help keep budgets steady – especially if you plan to cook at home and use public transit rather than taxis. Cost of Living in Veliko Tarnovo, Bulgaria reflects this blend of heritage, accessibility, and practical convenience. Tip: Plan ahead and choose a neighborhood with easy access to markets and transit.

Daily life in Veliko Tarnovo blends compact city convenience with a village-like pace. Housing searches lean on local agencies and community groups; you’ll find compact apartments near the old town for walkability, and larger places a short ride away for more space. Food comes from lively markets, affordable bakeries, and family-run eateries where portions feel generous and prices are humane. Getting around is easy on foot or by bus; cycling is practical in good weather. For work or co-working, several cafés offer reliable wifi and a relaxed vibe. Veliko Tarnovo, Bulgaria living cost stays reasonable if you pace purchases and shop seasonal produce. Tip: Build a core routine around markets, transit routes, and a favorite cafe for consistency.

In Veliko Tarnovo, quality of life hinges on choosing a neighborhood that matches your pace and routines. Old Town offers historic charm and compact amenities, while newer areas feel more spacious and practical for daily errands. To budget, think in practical blocs: essentials like housing, groceries, transit, and leisure; prioritize longer leases to lock in stable rates, and cook at home to stretch meals. Seasonality shifts bring crowds in summer and quieter streets in winter, which can influence prices and mood of neighborhoods. A simple framework is to track needs, compare two nearby districts, and allocate time for nature escapes along the surrounding hills. Tip: Regularly review your plan and adjust as seasons change.