Cost of Living in Stillwater, OK - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $963 (excluding rent), and $1,994 including rent.

Family of 3: Estimated monthly costs are $2,302 (excluding rent), and $5,031 including rent.

Meal at Budget Restaurant

$14.87 $14.87

$7.43 $7.43

$29.73 $29.73

Three-Course Dinner for Two, Mid-Range

$41.72 $41.72

$34.36 $34.36

$118 $118

Fast Food Meal (McDonalds, etc)

$10.59 $10.59

$10.09 $10.09

$13.12 $13.12

Cappuccino

$4.68 $4.68

$4.01 $4.01

$7.02 $7.02

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 $2.71

$1.98 $1.98

$7.6 $7.6

Water (0.33 liter bottle)

$1.52 $1.52

$1.01 $1.01

$3.03 $3.03

Local Beer (0.5 liter draught)

$3.9 $3.9

$2.93 $2.93

$7.8 $7.8

Imported Beer (0.33 liter bottle)

$5.06 $5.06

$4.05 $4.05

$8.1 $8.1

Milk (1 liter)

$1.05 $1.05

$0.72 $0.72

$1.62 $1.62

White Bread (500g)

$2.67 $2.67

$1.38 $1.38

$6.73 $6.73

Rice (white) (1kg)

$5.25 $5.25

$1.65 $1.65

$10.71 $10.71

Eggs

$4.2 $4.2

$1.86 $1.86

$6.91 $6.91

Local Cheese (1kg)

$9.91 $9.91

$5.58 $5.58

$44.95 $44.95

Chicken Fillets (1kg)

$10.43 $10.43

$6.48 $6.48

$30.37 $30.37

Beef Round Steak (1kg)

$16.5 $16.5

$11.89 $11.89

$20.02 $20.02

Apples (1kg)

$4.56 $4.56

$2.22 $2.22

$6.67 $6.67

Banana (1kg)

$1.32 $1.32

$1.11 $1.11

$4.45 $4.45

Oranges (1kg)

$3.51 $3.51

$2.7 $2.7

$6.9 $6.9

Tomato (1kg)

$2.66 $2.66

$2.13 $2.13

$6.52 $6.52

Potato (1kg)

$2.39 $2.39

$1.46 $1.46

$6.19 $6.19

Onion (1kg)

$2.64 $2.64

$1.47 $1.47

$6.67 $6.67

Lettuce (1 head)

$2.14 $2.14

$0.88 $0.88

$2.89 $2.89

Water (1.5 liter bottle)

$1.83 $1.83

$1.54 $1.54

$2.05 $2.05

Cigarettes 20 Pack (Marlboro, Camel)

$7.43 $7.43

$6.11 $6.11

$12.65 $12.65

Wine (Bottle)

$10.66 $10.66

$7.09 $7.09

$12.19 $12.19

Local Beer (0.5 liter bottle)

$1.78 $1.78

$1.32 $1.32

$2.76 $2.76

Imported Beer (0.33 liter bottle)

$3.05 $3.05

$1.31 $1.31

$4.91 $4.91

One-way Ticket (Public Transport)

$1.99 $1.99

$1.24 $1.24

$1.99 $1.99

Taxi Start (Normal Tariff)

$3.59 $3.59

Taxi (Normal Tariff) (1km)

$1.51 $1.51

Taxi 1hour Waiting (Normal Tariff)

$29.33 $29.33

$26.52 $26.52

$35.16 $35.16

Gasoline (1 liter)

$0.72 $0.72

$0.62 $0.62

$0.88 $0.88

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K $30.9K

$29.9K $29.9K

$31.9K $31.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$38.6K $38.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 $195

$125 $125

$351 $351

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.29 $43.29

$40.27 $40.27

$75.5 $75.5

Internet (50+ Mbps, Unlimited Data)

$66.8 $66.8

$50.2 $50.2

$125 $125

Gym Membership (Monthly)

$43.63 $43.63

$17.76 $17.76

$50.7 $50.7

Cinema Ticket

$12.05 $12.05

$8.54 $8.54

$20.08 $20.08

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,487 $1,487

International Primary School, 1 Child (Yearly)

$23.4K $23.4K

$16.7K $16.7K

$27.2K $27.2K

Jeans (Levis 501 Or Similar)

$46.46 $46.46

$19.61 $19.61

$98.2 $98.2

Summer Dress (H&M, Zara, etc)

$38.24 $38.24

$29.93 $29.93

$49.89 $49.89

Sport Shoes (Adidas, Nike)

$104 $104

$101 $101

$110 $110

Men's Leather Business Shoes

$88.8 $88.8

$68.3 $68.3

$99 $99

1-bedroom Apartment, City Center (Monthly)

$1,086 $1,086

$815 $815

$1,528 $1,528

1-bedroom Apartment, Outside City Center (Monthly)

$906 $906

$504 $504

$1,511 $1,511

3-bedroom Apartment, City Center (Monthly)

$2,893 $2,893

$1,258 $1,258

$4,528 $4,528

3-bedroom Apartment, Outside City Center (Monthly)

$2,657 $2,657

$844 $844

$4,470 $4,470

Buy Apartment in City Center (m2)

$1,686 $1,686

$1,633 $1,633

$1,760 $1,760

Buy Apartment Outside City Center (m2)

$1,738 $1,738

$1,683 $1,683

$1,814 $1,814

Average Monthly Net Salary (After Tax)

$2,360 $2,360

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 29, 2025

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Stillwater, OK - Frequently Asked Questions

Stillwater offers a compact, walkable feel and a predictable price rhythm that many travelers and remote workers value. You'll likely find housing and everyday essentials more affordable than bigger metros, with steady utilities and reliable internet making budgeting straightforward. Seasonal events or OSU campus activity can shift demand, but overall options stay manageable for a modest budget. The trade-off is a smaller pool of premium dining and shopping, yet you gain a strong sense of community and access to outdoor and campus life. Cost of Living in Stillwater, OK, United States. Tip: Start with a short-term stay near campus to gauge neighborhoods before committing.

Expect a practical daily rhythm in Stillwater that blends campus access with local options. Start with OSU housing boards, university rental offices, and neighborhood flyers for short-term or furnished options. For groceries, rely on nearby markets, chain stores, and farmers markets when available. Transportation leans toward a car for errands, with a campus shuttle and bike routes offering economical choices. Errands cluster around downtown and north-side hubs, with supermarkets, pharmacies, and services within easy reach. Stillwater, OK, United States living cost informs how you pace purchases and leases. Tip: map a weekly routine to minimize trips and save time.

To maximize life quality, create a simple budgeting framework that separates needs, wants, and buffers. Track essentials like housing, food, and transport, then factor occasional recreation and travel. Opt for a neighborhood that matches your pace, downtown for walkable shops, campus-adjacent for coworking and events, or quieter residential streets for steady routines. Seasonal shifts influence spending: summer outings can be cheaper if you plan local activities, while winter energy use and indoor options change a budget. Leverage free or low-cost resources: public libraries, community centers, and local markets. Tip: set a recurring monthly review to adjust as your schedule and needs evolve.