Cost of Living in St Francis Bay - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $582 (excluding rent), and $1,021 including rent.

Family of 3: Estimated monthly costs are $1,415 (excluding rent), and $2,136 including rent.

Meal at Budget Restaurant

$8.57 R 146

$5.06 R 86.3

$16.86 R 288

Three-Course Dinner for Two, Mid-Range

$33.81 R 577

$23.95 R 409

$67.6 R 1,155

Fast Food Meal (McDonalds, etc)

$4.97 R 84.9

$4 R 68.3

$5.72 R 97.6

Cappuccino

$2.04 R 34.77

$1.1 R 18.81

$3.03 R 51.7

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 R 17.76

$0.8 R 13.72

$1.73 R 29.55

Water (0.33 liter bottle)

$0.82 R 13.98

$0.58 R 9.91

$1.45 R 24.78

Local Beer (0.5 liter draught)

$2.3 R 39.29

$1.15 R 19.64

$3.16 R 54

Imported Beer (0.33 liter bottle)

$2.55 R 43.51

$1.7 R 29.01

$4.25 R 72.5

Milk (1 liter)

$1.1 R 18.8

$0.82 R 13.97

$1.74 R 29.77

White Bread (500g)

$1.04 R 17.81

$0.67 R 11.41

$1.31 R 22.3

Rice (white) (1kg)

$1.56 R 26.61

$1.09 R 18.63

$2.29 R 39.09

Eggs

$2.48 R 42.36

$1.36 R 23.27

$4.1 R 70

Local Cheese (1kg)

$7.87 R 134

$5.15 R 88

$13.38 R 228

Chicken Fillets (1kg)

$4.6 R 78.6

$2.82 R 48.17

$7.2 R 123

Beef Round Steak (1kg)

$6.59 R 113

$4.93 R 84.1

$9.62 R 164

Apples (1kg)

$1.6 R 27.39

$1.05 R 17.87

$2.13 R 36.41

Banana (1kg)

$1.53 R 26.2

$1 R 17.12

$2.52 R 42.97

Oranges (1kg)

$1.54 R 26.29

$0.74 R 12.71

$2.85 R 48.76

Tomato (1kg)

$1.58 R 26.92

$0.99 R 16.89

$2.11 R 36.12

Potato (1kg)

$1.33 R 22.71

$0.56 R 9.49

$2.22 R 37.96

Onion (1kg)

$1.18 R 20.07

$0.54 R 9.29

$1.9 R 32.52

Lettuce (1 head)

$1.08 R 18.46

$0.63 R 10.69

$1.41 R 24.15

Water (1.5 liter bottle)

$0.96 R 16.4

$0.68 R 11.69

$1.43 R 24.43

Cigarettes 20 Pack (Marlboro, Camel)

$2.82 R 48.24

$2.54 R 43.42

$3.67 R 62.7

Wine (Bottle)

$4.57 R 78.1

$3.44 R 58.7

$9.72 R 166

Local Beer (0.5 liter bottle)

$1.34 R 22.93

$0.87 R 14.83

$2.21 R 37.76

Imported Beer (0.33 liter bottle)

$1.66 R 28.28

$1 R 17

$2.76 R 47.13

One-way Ticket (Public Transport)

$1.63 R 27.82

$0.66 R 11.3

$1.63 R 27.82

Taxi Start (Normal Tariff)

$1.14 R 19.39

$0.91 R 15.58

$2.27 R 38.78

Taxi (Normal Tariff) (1km)

$0.94 R 16.01

$0.55 R 9.39

$1.71 R 29.23

Taxi 1hour Waiting (Normal Tariff)

$4.12 R 70.4

$2.86 R 48.91

$5.73 R 97.8

Gasoline (1 liter)

$1.23 R 21.01

$1.15 R 19.68

$1.37 R 23.35

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K R 359.7K

$17.1K R 292.8K

$27.7K R 473.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K R 415.1K

$19.9K R 340.6K

$31.3K R 535.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 R 2,037

$73.4 R 1,254

$198 R 3,377

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.93 R 597

$13.09 R 223

$66.8 R 1,142

Internet (50+ Mbps, Unlimited Data)

$42.13 R 719

$31.16 R 532

$56.7 R 967

Gym Membership (Monthly)

$31.02 R 530

$17.92 R 306

$41.96 R 717

Tennis Court (1 Hour on Weekend)

$11.35 R 194

Cinema Ticket

$6.78 R 116

$5.09 R 86.9

$11.31 R 193

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$194 R 3,305

$110 R 1,880

$261 R 4,465

International Primary School, 1 Child (Yearly)

$4,432 R 75.7K

$2,742 R 46.8K

$7,425 R 126.8K

Jeans (Levis 501 Or Similar)

$50.6 R 864

$33.73 R 576

$67.5 R 1,152

Summer Dress (H&M, Zara, etc)

$31.65 R 541

$12.11 R 207

$49.55 R 846

Sport Shoes (Adidas, Nike)

$87.3 R 1,491

$49.66 R 848

$138 R 2,356

Men's Leather Business Shoes

$79.3 R 1,354

$44.52 R 760

$122 R 2,091

1-bedroom Apartment, City Center (Monthly)

$359 R 6,127

$221 R 3,770

$400 R 6,834

1-bedroom Apartment, Outside City Center (Monthly)

$329 R 5,617

$249 R 4,244

$442 R 7,545

3-bedroom Apartment, City Center (Monthly)

$696 R 11.9K

$455 R 7,764

$852 R 14.6K

3-bedroom Apartment, Outside City Center (Monthly)

$686 R 11.7K

$501 R 8,554

$849 R 14.5K

Buy Apartment Outside City Center (m2)

$523 R 8,933

$335 R 5,719

$630 R 10.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.51

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 30, 2025

Digital Nomad Cost of Living Index

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Cost of Living in St Francis Bay - Frequently Asked Questions

St Francis Bay offers a mix of value and comfort. In terms of Cost of Living in St Francis Bay, daily costs for groceries, dining, and local services sit above smaller inland towns but below major metro areas. Your lifestyle matters: shorter stays around the marina feel premium, while longer-term rentals in quieter pockets are more predictable. Seasonal swings can bump rental and service prices, so plan ahead or target the shoulder seasons to stretch your budget. You’ll trade some big-city variety for a slower pace, cleaner air, and easy beach access – great for expats and digital nomads who want quality without urban price tags. Tip: map a couple of neighborhoods and test a month of expenses.

To handle day-to-day life, scout housing early – look for long-stay rentals near the village center or dunes for easy errands and beach access. For groceries and dining, expect a mix of local markets, small shops, and seasonal specials; plan a regular shopping routine to balance quality and cost. Transport tends to rely on a car or bike, with limited public options, so a dependable ride makes trips to nearby towns smoother. For work, test a cafe corner or a small co-working space when possible. This awareness of the St Francis Bay living cost helps you shape your weekly rhythm. Tip: Track one month of expenses across housing, food, and transport to refine your plan.

Quality of life here rises with access to outdoors and a relaxed pace. Frame a simple budgeting approach around four buckets: housing/have-nots, food, transport, and discretionary leisure. In shoulder seasons, you may see quieter streets and milder prices, while peak times bring more crowds; adapt your routines to enjoy fewer crowds and lower costs. Neighborhood fit matters: look for quiet streets near the canal or dunes for safety, then test a couple of weeks in each area to sense noise, access, and community. Practical savings come from cooking at home, sharing spaces with neighbors, and choosing off-peak times for activities. Tip: Set a monthly limit and revisit weekly.