Cost of Living in Somerset, NJ - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,108 (excluding rent), and $4,078 including rent.

Family of 3: Estimated monthly costs are $3,376 (excluding rent), and $5,357 including rent.

Meal at Budget Restaurant

$20.02 $20.02

$15.01 $15.01

$35.03 $35.03

Three-Course Dinner for Two, Mid-Range

$79.2 $79.2

$39.60 $39.60

$139 $139

Fast Food Meal (McDonalds, etc)

$12.73 $12.73

$8.15 $8.15

$17.31 $17.31

Cappuccino

$5.27 $5.27

$4.06 $4.06

$8.11 $8.11

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 $2.43

$1.95 $1.95

$4.87 $4.87

Water (0.33 liter bottle)

$2.61 $2.61

$1.49 $1.49

$3.98 $3.98

Local Beer (0.5 liter draught)

$7.95 $7.95

$4.97 $4.97

$9.94 $9.94

Imported Beer (0.33 liter bottle)

$10.07 $10.07

$8.05 $8.05

$10.07 $10.07

Milk (1 liter)

$1.09 $1.09

$0.90 $0.90

$2.59 $2.59

White Bread (500g)

$4.10 $4.10

$2.22 $2.22

$10.05 $10.05

Rice (white) (1kg)

$8.40 $8.40

$2.23 $2.23

$13.53 $13.53

Eggs

$4.18 $4.18

$1.96 $1.96

$4.94 $4.94

Local Cheese (1kg)

$17.48 $17.48

$9.26 $9.26

$33.29 $33.29

Chicken Fillets (1kg)

$16.61 $16.61

$7.22 $7.22

$28.87 $28.87

Beef Round Steak (1kg)

$20.36 $20.36

$13.35 $13.35

$33.36 $33.36

Apples (1kg)

$7.18 $7.18

$2.15 $2.15

$10.83 $10.83

Banana (1kg)

$2.53 $2.53

$1.34 $1.34

$6.71 $6.71

Oranges (1kg)

$5.49 $5.49

$2.27 $2.27

$11.35 $11.35

Tomato (1kg)

$5.96 $5.96

$2.16 $2.16

$10.83 $10.83

Potato (1kg)

$2.72 $2.72

$1.06 $1.06

$8.75 $8.75

Onion (1kg)

$3.58 $3.58

$1.04 $1.04

$6.45 $6.45

Lettuce (1 head)

$2.59 $2.59

$1.09 $1.09

$4.08 $4.08

Water (1.5 liter bottle)

$2.45 $2.45

$1.34 $1.34

$3.40 $3.40

Cigarettes 20 Pack (Marlboro, Camel)

$10.82 $10.82

$7.87 $7.87

$20.66 $20.66

Wine (Bottle)

$14.97 $14.97

$10.98 $10.98

$19.95 $19.95

Local Beer (0.5 liter bottle)

$1.72 $1.72

$4.26 $4.26

Imported Beer (0.33 liter bottle)

$3.82 $3.82

$2.02 $2.02

$8.06 $8.06

One-way Ticket (Public Transport)

$1.96 $1.96

$1.23 $1.23

$1.96 $1.96

Taxi Start (Normal Tariff)

$4.86 $4.86

$2.92 $2.92

$7.80 $7.80

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.52 $1.52

$2.12 $2.12

Taxi 1hour Waiting (Normal Tariff)

$41.39 $41.39

$29.56 $29.56

$44.34 $44.34

Gasoline (1 liter)

$0.88 $0.88

$0.79 $0.79

$1.22 $1.22

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K $30.1K

$23.4K $23.4K

$36.5K $36.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$24.8K $24.8K

$38.6K $38.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$177 $177

$108 $108

$295 $295

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.54 $49.54

$29.58 $29.58

$98.6 $98.6

Internet (50+ Mbps, Unlimited Data)

$55.7 $55.7

$29.02 $29.02

$100 $100

Gym Membership (Monthly)

$42.40 $42.40

$17.25 $17.25

$49.30 $49.30

Cinema Ticket

$14.75 $14.75

$11.80 $11.80

$24.58 $24.58

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,840 $1,840

$1,288 $1,288

$4,127 $4,127

International Primary School, 1 Child (Yearly)

$39.5K $39.5K

$64.2K $64.2K

Jeans (Levis 501 Or Similar)

$66.0 $66.0

$29.58 $29.58

$88.7 $88.7

Summer Dress (H&M, Zara, etc)

$47.48 $47.48

$24.70 $24.70

$74.1 $74.1

Sport Shoes (Adidas, Nike)

$114 $114

$50.5 $50.5

$252 $252

Men's Leather Business Shoes

$170 $170

$39.80 $39.80

$298 $298

1-bedroom Apartment, City Center (Monthly)

$1,593 $1,593

$1,193 $1,193

$1,847 $1,847

1-bedroom Apartment, Outside City Center (Monthly)

$2,609 $2,609

$2,067 $2,067

$3,150 $3,150

3-bedroom Apartment, City Center (Monthly)

$2,658 $2,658

$2,021 $2,021

$3,032 $3,032

3-bedroom Apartment, Outside City Center (Monthly)

$2,242 $2,242

$1,715 $1,715

$2,522 $2,522

Buy Apartment in City Center (m2)

$2,718 $2,718

$1,979 $1,979

$2,718 $2,718

Buy Apartment Outside City Center (m2)

$2,406 $2,406

$1,947 $1,947

$2,406 $2,406

Average Monthly Net Salary (After Tax)

$4,954 $4,954

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 3, 2026

Somerset, NJ Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Somerset, NJ - Frequently Asked Questions

Across the board, the Cost of Living in Somerset, NJ, United States sits between ultra-expensive coastal cities and more affordable inland towns, offering solid value for longer stays or work trips. You'll find a mix of leafy neighborhoods, reliable services, and balanced housing options that tend to be more approachable than New York or Jersey City, while still giving you easy access to major metros by rail or car. Food, healthcare, and everyday goods tend to be reasonable choices with room to tailor your budget through groceries, cooking at home, and selecting modest rentals. Seasonal events and a family-friendly vibe add to the practicality for longer stays. Tip: Build a two-week explore plan to compare neighborhoods.

Daily life blends practicality with accessible amenities. Housing searches yield a mix of single-family homes, townhomes, and apartments, clustered near the town center or along rail lines into major hubs. Food options range from grocery chains to farmers markets and familiar casual spots for quick meals. Transport is reliable: NJ Transit links you to New York and Philadelphia, while many errands are walkable or bike-friendly. Car ownership remains common, though parking and traffic patterns shift by neighborhood. Somerset, NJ, United States living cost varies by area, so you can tailor your search to closer-in, transit-rich zones or more spacious, quieter pockets. Tip: Visit at different times to gauge crowds and noise.

Quality of life in Somerset centers on balance and accessibility. To budget effectively, try a simple framework: separate housing, meals, transport, and leisure, then set monthly targets by neighborhood you like. Seasons influence things like energy use, outdoor events, and crowd levels at markets and transit hubs. For neighborhood fit, look for tree-lined blocks near parks or along train routes for easy outings and workdays. Local co-working spaces, community centers, and library programs offer affordable, flexible options. Tip: Visit in both weekday and weekend to compare pace, noise, and social life.