Cost of Living in Santa Cruz
For one person, living costs in Santa Cruz are estimated at $1,758 a month, including rent and utilities, which take more than a third of the total. Other living expenses average about $33 a day.
How much you'll spend in Santa Cruz
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santa Cruz actually costs, broken down by who's living it.
A single person spends around $1,758 per month with rent, or $999 for everyday expenses alone.
A couple spends around $2,778 per month with rent, or $1,697 for everyday expenses alone.
A family of three spends around $3,798 per month with rent, or $2,394 without housing.
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 11, 2026
Categories marked with * are only partly priced – their share counts the items that do have prices.
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
Groceries cost around $400 per month for one person. A mid-range dinner for two is priced at $63.0.
Cost Highlights
Gasoline is more expensive than 97% of cities in North America
Milk is more expensive than 93% of cities in North America
Gym membership is more expensive than 90% of cities in North America
- Santa Cruz
Distances are measured in a straight line. Your location is detected approximately.
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