Cost of Living in San Francisco, CA - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,488 (excluding rent), and $4,523 including rent.

Family of 3: Estimated monthly costs are $3,821 (excluding rent), and $8,445 including rent.

Meal at Budget Restaurant

$25.43 $25.43

$15.26 $15.26

$45.78 $45.78

Three-Course Dinner for Two, Mid-Range

$128 $128

$78.9 $78.9

$197 $197

Fast Food Meal (McDonalds, etc)

$15.23 $15.23

$12.19 $12.19

$15.23 $15.23

Cappuccino

$5.87 $5.87

$3.98 $3.98

$9.95 $9.95

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.25 $3.25

$2.45 $2.45

$4.89 $4.89

Water (0.33 liter bottle)

$2.49 $2.49

$1.98 $1.98

$3.96 $3.96

Local Beer (0.5 liter draught)

$7.89 $7.89

$4.93 $4.93

$9.86 $9.86

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$7.12 $7.12

$12.20 $12.20

Milk (1 liter)

$1.51 $1.51

$1.08 $1.08

$1.88 $1.88

White Bread (500g)

$5.07 $5.07

$2.77 $2.77

$8.84 $8.84

Rice (white) (1kg)

$6.90 $6.90

$2.95 $2.95

$13.59 $13.59

Eggs

$6.14 $6.14

$4.00 $4.00

$9.20 $9.20

Local Cheese (1kg)

$23.87 $23.87

$13.44 $13.44

$53.8 $53.8

Chicken Fillets (1kg)

$15.15 $15.15

$6.69 $6.69

$26.78 $26.78

Beef Round Steak (1kg)

$23.92 $23.92

$15.46 $15.46

$33.13 $33.13

Apples (1kg)

$7.23 $7.23

$3.35 $3.35

$11.15 $11.15

Banana (1kg)

$2.93 $2.93

$1.80 $1.80

$9.03 $9.03

Oranges (1kg)

$5.11 $5.11

$2.15 $2.15

$12.91 $12.91

Tomato (1kg)

$7.34 $7.34

$2.92 $2.92

$11.60 $11.60

Potato (1kg)

$3.87 $3.87

$2.24 $2.24

$8.96 $8.96

Onion (1kg)

$3.81 $3.81

$2.15 $2.15

$6.45 $6.45

Lettuce (1 head)

$2.94 $2.94

$1.54 $1.54

$4.09 $4.09

Water (1.5 liter bottle)

$2.84 $2.84

$1.22 $1.22

$4.06 $4.06

Cigarettes 20 Pack (Marlboro, Camel)

$14.20 $14.20

$13.19 $13.19

$16.23 $16.23

Wine (Bottle)

$18.77 $18.77

$9.88 $9.88

$24.70 $24.70

Local Beer (0.5 liter bottle)

$2.55 $2.55

$1.42 $1.42

$4.26 $4.26

Imported Beer (0.33 liter bottle)

$3.20 $3.20

$1.47 $1.47

$4.89 $4.89

One-way Ticket (Public Transport)

$3.05 $3.05

$2.54 $2.54

$3.55 $3.55

Public Transport Monthly Pass (Regular Price)

$95.6 $95.6

$81.5 $81.5

$103 $103

Taxi Start (Normal Tariff)

$4.20 $4.20

$3.80 $3.80

$4.20 $4.20

Taxi (Normal Tariff) (1km)

$2.03 $2.03

$2.51 $2.51

Taxi 1hour Waiting (Normal Tariff)

$38.42 $38.42

Gasoline (1 liter)

$1.29 $1.29

$1.14 $1.14

$1.57 $1.57

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$23.5K $23.5K

$36.2K $36.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$24.9K $24.9K

$26.8K $26.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$225 $225

$153 $153

$407 $407

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.4 $63.4

$39.21 $39.21

$118 $118

Internet (50+ Mbps, Unlimited Data)

$66.6 $66.6

$44.53 $44.53

$99.0 $99.0

Gym Membership (Monthly)

$100 $100

$30.36 $30.36

$197 $197

Tennis Court (1 Hour on Weekend)

$12.56 $12.56

Cinema Ticket

$17.25 $17.25

$15.22 $15.22

$20.29 $20.29

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,197 $3,197

$2,101 $2,101

$5,042 $5,042

International Primary School, 1 Child (Yearly)

$38.1K $38.1K

$32.1K $32.1K

$45.2K $45.2K

Jeans (Levis 501 Or Similar)

$69.0 $69.0

$40.28 $40.28

$99.7 $99.7

Summer Dress (H&M, Zara, etc)

$46.35 $46.35

$30.23 $30.23

$70.5 $70.5

Sport Shoes (Adidas, Nike)

$100 $100

$59.3 $59.3

$148 $148

Men's Leather Business Shoes

$146 $146

$88.2 $88.2

$392 $392

1-bedroom Apartment, City Center (Monthly)

$3,398 $3,398

$2,754 $2,754

$4,079 $4,079

1-bedroom Apartment, Outside City Center (Monthly)

$2,812 $2,812

$2,417 $2,417

$3,425 $3,425

3-bedroom Apartment, City Center (Monthly)

$5,388 $5,388

$4,172 $4,172

$6,954 $6,954

3-bedroom Apartment, Outside City Center (Monthly)

$4,495 $4,495

$4,000 $4,000

$5,200 $5,200

Buy Apartment in City Center (m2)

$10.5K $10.5K

$8,749 $8,749

$12.7K $12.7K

Buy Apartment Outside City Center (m2)

$9,344 $9,344

$7,108 $7,108

$13.1K $13.1K

Average Monthly Net Salary (After Tax)

$7,510 $7,510

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

San Francisco, CA Median Internet Speeds (Updated December 2025)

Mobile

145

Mbps

Fixed Broadband

336

Mbps

131

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in San Francisco, CA - Frequently Asked Questions

San Francisco tends to sit at the high end of the cost spectrum, especially for housing and everyday services. The upside is excellent connectivity, safety, and access to a vibrant scene, which can offset some expenses if you choose carefully. For context, Cost of Living in San Francisco, CA, United States is often cited as a benchmark among major cities in North America. If you are planning a stay, target neighborhoods with good transit links, use short-term rental options for flexibility, and balance dining out with groceries from local markets. Tip: map neighborhoods by access to transit and coworking spaces before you book.

Daily life for a nomad in San Francisco blends practicality with exploration. When budgeting for San Francisco living cost, you will notice housing takes a large share, so look for flexible leases, month-to-month options, and options near transit lines. For housing, search beyond the core financial district, areas with character and calmer streets often price more moderately. Food ranges from casual markets and small eateries to high-end options; cooking at home covers costs and gives you time to roam. Getting around is straightforward with buses, light rail, and ride-sharing as backups, while many spots are walkable or bike-friendly. Tip: set a simple weekly budget and pre-plan coworking days.

Quality of life in San Francisco rewards planning and flexibility. Build a simple budgeting framework: fixed housing, variable living, and discretionary spends; track online for deals on coworking, transit passes, and groceries. Pick a neighborhood that matches your vibe and daily routine; short walks to cafes and parks can save time and transit costs. Seasonality matters: shoulder seasons may offer quieter streets and more availability, while big events spike demand; plan ahead if you are staying during major conferences or festivals. Tip: pilot a two-week trial in a couple of neighborhoods before committing long-term.