Cost of Living Comparison Between San Francisco, CA and Lisbon Cost of Living Comparison Between San Francisco, CA and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $4,463 in San Francisco, CA versus $2,316 in Lisbon.

Estimated couple costs with rent: $6,812 in San Francisco, CA versus $3,361 in Lisbon.

Monthly costs for a family of three with rent: $9,161 in San Francisco, CA versus $4,405 in Lisbon.

Living in San Francisco, CA is roughly 93% more expensive than in Lisbon, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: San Francisco, CA 225% above, Lisbon 69% above.

Meal at Budget Restaurant

$24.72 $24.72

$17.30 €14.87

42.89%

Three-Course Dinner for Two, Mid-Range

$121 $121

$63.3 €54.4

90.53%

Fast Food Meal (McDonalds, etc)

$15.27 $15.27

$11.39 €9.79

34.06%

Cappuccino

$5.79 $5.79

$3.19 €2.74

81.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.18 $3.18

$2.45 €2.10

29.80%

Water (0.33 liter bottle)

$2.75 $2.75

$1.76 €1.52

56.25%

Local Beer (0.5 liter draught)

$7.99 $7.99

$3.59 €3.09

122.56%

Imported Beer (0.33 liter bottle)

$8.79 $8.79

$3.39 €2.92

159.29%

Milk (1 liter)

$1.73 $1.73

$1.24 €1.06

39.52%

White Bread (500g)

$5.91 $5.91

$1.98 €1.71

198.48%

Rice (white) (1kg)

$5.15 $5.15

$1.52 €1.31

238.82%

Eggs

$5.19 $5.19

$4.04 €3.47

28.47%

Local Cheese (1kg)

$17.23 $17.23

$13.54 €11.64

27.25%

Chicken Fillets (1kg)

$16.46 $16.46

$8.39 €7.21

96.19%

Beef Round Steak (1kg)

$23.66 $23.66

$18.25 €15.69

29.64%

Apples (1kg)

$6.66 $6.66

$2.29 €1.97

190.83%

Banana (1kg)

$3.01 $3.01

$1.74 €1.50

72.99%

Oranges (1kg)

$4.70 $4.70

$1.86 €1.60

152.69%

Tomato (1kg)

$7.12 $7.12

$2.63 €2.26

170.72%

Potato (1kg)

$3.15 $3.15

$1.92 €1.65

64.06%

Onion (1kg)

$3.88 $3.88

$2.09 €1.80

85.65%

Lettuce (1 head)

$3.06 $3.06

$1.44 €1.24

112.50%

Water (1.5 liter bottle)

$2.85 $2.85

$0.84 €0.72

239.29%

Cigarettes 20 Pack (Marlboro, Camel)

$12.07 $12.07

$6.78 €5.83

78.02%

Wine (Bottle)

$15.23 $15.23

$5.71 €4.91

166.73%

Local Beer (0.5 liter bottle)

$3.29 $3.29

$1.38 €1.18

138.41%

Imported Beer (0.33 liter bottle)

$3.43 $3.43

$2.22 €1.91

54.50%

One-way Ticket (Public Transport)

$3.04 $3.04

$2.40 €2.06

26.67%

Public Transport Monthly Pass (Regular Price)

$91.4 $91.4

$46.78 €40.22

95.30%

Taxi Start (Normal Tariff)

$4.07 $4.07

$4.17 €3.59

-2.40%

Taxi (Normal Tariff) (1km)

$2.07 $2.07

$1.14 €0.98

81.58%

Taxi 1hour Waiting (Normal Tariff)

$38.35 $38.35

$17.68 €15.20

116.91%

Gasoline (1 liter)

$1.48 $1.48

$2.32 €2.00

-36.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K $37.3K

$35.3K €30.4K

5.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$41.4K €35.6K

-38.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 $247

$170 €146

44.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.2 $64.2

$19.34 €16.62

231.90%

Internet (50+ Mbps, Unlimited Data)

$77.5 $77.5

$33.64 €28.92

130.32%

Gym Membership (Monthly)

$132 $132

$48.10 €41.35

174.20%

Tennis Court (1 Hour on Weekend)

$22.24 $22.24

$19.90 €17.11

11.76%

Cinema Ticket

$17.76 $17.76

$9.92 €8.53

79.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,872 $2,872

$717 €617

300.33%

International Primary School, 1 Child (Yearly)

$41.2K $41.2K

$17.5K €15.0K

135.63%

Jeans (Levis 501 Or Similar)

$81.2 $81.2

$105 €90.1

-22.53%

Summer Dress (H&M, Zara, etc)

$54.9 $54.9

$46.95 €40.36

16.89%

Sport Shoes (Adidas, Nike)

$107 $107

$103 €88.9

3.47%

Men's Leather Business Shoes

$156 $156

$124 €107

26.25%

1-bedroom Apartment, City Center (Monthly)

$3,768 $3,768

$1,677 €1,441

124.75%

1-bedroom Apartment, Outside City Center (Monthly)

$2,660 $2,660

$1,271 €1,093

109.32%

3-bedroom Apartment, City Center (Monthly)

$6,137 $6,137

$2,985 €2,566

105.62%

3-bedroom Apartment, Outside City Center (Monthly)

$5,015 $5,015

$1,992 €1,713

151.70%

Buy Apartment in City Center (m2)

$10.7K $10.7K

$7,826 €6,728

36.18%

Buy Apartment Outside City Center (m2)

$9,549 $9,549

$4,658 €4,004

105.00%

Average Monthly Net Salary (After Tax)

$6,663 $6,663

$1,583 €1,361

320.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.5

3.79

71.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Francisco, CA: August 31, 2026

Last update for Lisbon: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,768 in San Francisco, CA and $1,677 in Lisbon. Housing cost is often the main lever when comparing two cities.

San Francisco, CA pays 321% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $121 in San Francisco, CA vs $63.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $546 vs $283 per month, with Lisbon cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Francisco, CA vs Lisbon: Cost of Living - Frequently Asked Questions

San Francisco, CA and Lisbon differ by about 93% in total monthly costs ($4,463 vs $2,316 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 321% higher in San Francisco, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,768 in San Francisco, CA versus $1,677 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,872 in San Francisco, CA versus $717 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 93% higher in San Francisco, CA. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $3,000. Lisbon is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, San Francisco, CA and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 93% less than in San Francisco, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.