Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.6K$25.6K
$25.6K$25.6K
$35.2K$35.2K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3K$24.3K
$23.2K$23.2K
$24.7K$24.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$128$128
$86.5$86.5
$255$255
SIM Card Monthly Plan(Calls and 10GB+ Data)
$50.7$50.7
$21.78$21.78
$99.0$99.0
Internet(50+ Mbps, Unlimited Data)
$61.3$61.3
$40.31$40.31
$101$101
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$69.4$69.4
$17.34$17.34
$69.4$69.4
Cinema Ticket
$12.45$12.45
$10.20$10.20
$15.30$15.30
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,367$1,367
$1,367$1,367
$1,996$1,996
International Primary School, 1 Child(Yearly)
$11.7K$11.7K
$11.7K$11.7K
$11.7K$11.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$64.4$64.4
$20.34$20.34
$102$102
Summer Dress(H&M, Zara, etc)
$63.5$63.5
$45.69$45.69
$81.2$81.2
Sport Shoes(Adidas, Nike)
$71.7$71.7
$49.10$49.10
$147$147
Men's Leather Business Shoes
$83.4$83.4
$39.27$39.27
$98.2$98.2
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$1,454$1,454
$994$994
$1,740$1,740
1-bedroom Apartment, Outside City Center(Monthly)
$1,659$1,659
$1,423$1,423
$2,029$2,029
3-bedroom Apartment, City Center(Monthly)
$2,038$2,038
$1,572$1,572
$2,457$2,457
3-bedroom Apartment, Outside City Center(Monthly)
$2,674$2,674
$1,273$1,273
$4,075$4,075
Buy Apartment in City Center(m2)
$2,061$2,061
$1,974$1,974
$2,112$2,112
Buy Apartment Outside City Center(m2)
$2,090$2,090
$2,001$2,001
$2,141$2,141
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$4,671$4,671
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.4
6.19
6.8
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: April 20, 2026
Cost Breakdown
🏠Expect to pay about $1,454 for a central one-bedroom, or $1,659 outside the center. At around 31% of the average salary ($4,671), rent noticeably above the typical 30% rent-to-income guideline.
💰Average take-home pay sits at $4,671, while typical expenses reach $2,870. This leaves solid room for saving and lifestyle spending.
🛒Expect to spend about $375 monthly on groceries. Dining out at a mid-range restaurant costs roughly $76 for two.
🚌Public transport is priced at around $42 per month.
Cost Highlights
⭐Cappuccino is more expensive than 97% of cities in North America
⭐Gym membership is more expensive than 93% of cities in North America
Rochester, MN Median Internet Speeds (Updated April 2026)
Mobile
Download
Mbps
Upload
Mbps
Latency
ms
Fixed Broadband
Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Cost of Living in Rochester, MN - Frequently Asked Questions
How does affordability in Rochester, MN, United States compare for travelers, expats, and digital nomads?
Compared with many coastal hubs and bigger metros, the Cost of Living in Rochester, MN, United States tends to feel steadier and more predictable. Housing options range from walkable downtown flats to calmer neighborhoods a short ride away, with rents generally easier to negotiate for longer stays. Groceries and dining offer variety without the shock of major metro prices. Transportation is practical, with decent public service and bike-friendly routes, and healthcare access is a notable advantage for long-term stays. If you value stability, Rochester often represents solid value without the price volatility found elsewhere. Tip: Plan ahead for seasonal heating costs and explore neighborhoods with good walkability.
What does daily life look like for someone living in Rochester, particularly around housing search, food options, transport, and coworking?
Daily life here balances practicality with a slower pace than big metro areas. For housing, look for leases in the downtown core or near campuses and clinics; start with online listings, then walk a few neighborhoods to get a feel for noise, daylight, and parking. Food choices range from farmers markets to reliable grocery stores and casual eateries; you’ll find vegetarian and family-friendly options without pretentious prices. Transit is workable, with bus routes and bike lanes; many digital nomads pair coworking spaces with nearby cafés for errands and meetings. Rochester, MN, United States living cost guidance helps you budget upfront. Tip: Map your everyday routes to minimize backtracking and save time.
What budgeting approaches help maintain quality of life here, and how can you spot a good neighborhood fit?
Quality of life here comes from a thoughtful budgeting framework rather than a single price tag. Start with core needs – where you sleep, what you eat, and how you move – and then layer in flexible options like shared workspaces, library resources, and seasonal activities. Seasonal seasonality: winters emphasize heating and indoor recreation; summers favor outdoor patios and festivals, which can influence food costs and transit choices. Compare neighborhoods by walkability, access to clinics, and convenience for errands, not just rent. Build a simple saving habit through meal planning and using public services or bike routes for longer trips. Tip: choose a neighborhood that minimizes daily commute and maximizes convenience for your routines.
Is Rochester, MN expensive to live in?
Everyday life in Rochester, MN is moderately priced at about $2,870 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
What percentage of income goes to rent in Rochester, MN?
With 31% of the average paycheck going to rent, Rochester, MN is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
What is a good salary in Rochester, MN?
Earning $4,305 monthly in Rochester, MN means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
How much does a 1-bedroom apartment cost in Rochester, MN?
Rents for a 1-bedroom flat in Rochester, MN range from $1,659 to $1,454, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
How expensive is a gym membership in Rochester, MN?
A regular gym membership in Rochester, MN costs around $69.4 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
What is a typical grocery budget in Rochester, MN?
Expect to spend around $375 per month on groceries in Rochester, MN. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
Can a person live on $1,000 monthly in Rochester, MN?
Living on $1,000 in Rochester, MN means careful planning, since monthly costs average $2,870. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Is Rochester, MN a good place to live?
Living in Rochester, MN means access to fast internet at about $2,870 per month including rent. It works for a wide range of budgets, and most residents find the lifestyle-to-cost balance appealing. Your experience will depend on priorities like climate, culture, and career.
Rochester, MN vs other spots: cost of living compared