Cost of Living in Stillwater, MN - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,334 (excluding rent), and $2,857 including rent.

Family of 3: Estimated monthly costs are $2,475 (excluding rent), and $5,303 including rent.

Meal at Budget Restaurant

$17.74 $17.74

$11.83 $11.83

$44.35 $44.35

Three-Course Dinner for Two, Mid-Range

$78.6 $78.6

$54.0 $54.0

$147 $147

Fast Food Meal (McDonalds, etc)

$12.17 $12.17

$9.13 $9.13

$13.18 $13.18

Cappuccino

$5.64 $5.64

$2.99 $2.99

$9.95 $9.95

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 $1.98

$4.96 $4.96

Water (0.33 liter bottle)

$2.21 $2.21

$1.95 $1.95

$3.89 $3.89

Local Beer (0.5 liter draught)

$6.16 $6.16

$4.93 $4.93

$8.87 $8.87

Imported Beer (0.33 liter bottle)

$7.12 $7.12

$6.10 $6.10

$12.21 $12.21

Milk (1 liter)

$0.92 $0.92

$0.71 $0.71

$1.30 $1.30

White Bread (500g)

$3.65 $3.65

$2.24 $2.24

$5.62 $5.62

Rice (white) (1kg)

$5.30 $5.30

$1.92 $1.92

$10.78 $10.78

Eggs

$3.64 $3.64

$1.64 $1.64

$6.79 $6.79

Local Cheese (1kg)

$11.37 $11.37

$6.18 $6.18

$31.59 $31.59

Chicken Fillets (1kg)

$14.31 $14.31

$6.64 $6.64

$22.15 $22.15

Beef Round Steak (1kg)

$16.33 $16.33

$10.89 $10.89

$21.78 $21.78

Apples (1kg)

$6.48 $6.48

$2.56 $2.56

$11.27 $11.27

Banana (1kg)

$1.79 $1.79

$1.20 $1.20

$4.37 $4.37

Oranges (1kg)

$6.84 $6.84

$2.13 $2.13

$15.72 $15.72

Tomato (1kg)

$5.46 $5.46

$2.15 $2.15

$9.05 $9.05

Potato (1kg)

$3.10 $3.10

$1.51 $1.51

$8.78 $8.78

Onion (1kg)

$3.73 $3.73

$2.17 $2.17

$8.12 $8.12

Lettuce (1 head)

$2.55 $2.55

$1.81 $1.81

$5.06 $5.06

Water (1.5 liter bottle)

$2.42 $2.42

$0.51 $0.51

$3.60 $3.60

Cigarettes 20 Pack (Marlboro, Camel)

$7.61 $7.61

$5.08 $5.08

$15.23 $15.23

Wine (Bottle)

$16.08 $16.08

$7.03 $7.03

$25.12 $25.12

Local Beer (0.5 liter bottle)

$2.16 $2.16

$1.40 $1.40

$3.49 $3.49

Imported Beer (0.33 liter bottle)

$5.08 $5.08

$1.52 $1.52

$8.13 $8.13

One-way Ticket (Public Transport)

$2.04 $2.04

$1.28 $1.28

$2.04 $2.04

Public Transport Monthly Pass (Regular Price)

$83.4 $83.4

Taxi Start (Normal Tariff)

$4.75 $4.75

$10.11 $10.11

Taxi (Normal Tariff) (1km)

$1.76 $1.76

$1.59 $1.59

$1.76 $1.76

Taxi 1hour Waiting (Normal Tariff)

$24.37 $24.37

$50.8 $50.8

Gasoline (1 liter)

$0.86 $0.86

$0.74 $0.74

$0.99 $0.99

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K $30.2K

$25.9K $25.9K

$36.4K $36.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K $22.3K

$29.3K $29.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 $131

$127 $127

$197 $197

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.7 $51.7

$30.06 $30.06

$100 $100

Internet (50+ Mbps, Unlimited Data)

$69.0 $69.0

$49.41 $49.41

$101 $101

Gym Membership (Monthly)

$42.33 $42.33

$17.23 $17.23

$49.22 $49.22

Cinema Ticket

$14.75 $14.75

$11.80 $11.80

$17.69 $17.69

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,581 $1,581

$1,032 $1,032

$1,966 $1,966

International Primary School, 1 Child (Yearly)

$26.2K $26.2K

$21.2K $21.2K

$35.6K $35.6K

Jeans (Levis 501 Or Similar)

$64.0 $64.0

$30.54 $30.54

$91.6 $91.6

Summer Dress (H&M, Zara, etc)

$43.45 $43.45

$24.83 $24.83

$79.5 $79.5

Sport Shoes (Adidas, Nike)

$90.8 $90.8

$56.0 $56.0

$142 $142

Men's Leather Business Shoes

$50.8 $50.8

$152 $152

1-bedroom Apartment, City Center (Monthly)

$1,488 $1,488

$1,463 $1,463

$1,513 $1,513

1-bedroom Apartment, Outside City Center (Monthly)

$1,601 $1,601

$1,300 $1,300

$1,901 $1,901

3-bedroom Apartment, City Center (Monthly)

$2,138 $2,138

$1,579 $1,579

$2,467 $2,467

3-bedroom Apartment, Outside City Center (Monthly)

$2,256 $2,256

$2,040 $2,040

$2,389 $2,389

Buy Apartment in City Center (m2)

$3,023 $3,023

$2,631 $2,631

$3,415 $3,415

Buy Apartment Outside City Center (m2)

$2,894 $2,894

$2,404 $2,404

$3,383 $3,383

Average Monthly Net Salary (After Tax)

$6,356 $6,356

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

7.7

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 12, 2026

Stillwater, MN Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Stillwater, MN - Frequently Asked Questions

Cost of Living in Stillwater, MN tends to be friendlier than many larger metros. The riverfront charm, walkable streets, and smaller-service footprint help you stretch everyday expenses. Housing often offers more space and character for similar prices, especially outside the oldest downtown core, and you will find a pragmatic mix of rentals and family homes within easy reach of groceries and parks. Utilities and local transport stay reasonable, while downtown amenities can carry a premium during peak seasons. Tip: map a few neighborly routes to groceries and coworking spaces to balance convenience with value.

Stillwater centers around a walkable downtown, with a mix of historic homes, modern rentals, and family-sized houses a short ride away. When you search for housing, start with neighborhood areas around Main Street and the river for convenience, then widen to residential streets with yards for more space. Food options run from markets and bakeries to casual eateries with local produce. Getting around relies on a car for longer trips, but you can bike along scenic river paths or walk to many shops and cafés. Stillwater living cost tends to reflect neighborhood choice rather than the citywide average. Tip: set a buddy budget and tour several areas in different seasons to compare value.

To optimize quality of life on Stillwater budgets, use a simple framework: allocate housing, groceries, and transport based on your season and work setup. In winter, plan energy use and heating with good insulation; in shoulder seasons, look for coworking spaces and cafés with reliable wifi as cheaper work bases. Neighborhood fit depends on lifestyle: the historic core offers compact living and nightlife, while riverside or residential edges provide more space and quieter evenings. Consider a trial month in a few areas to gauge internet reliability, walkability, and commute to work or coworking. Tip: build a monthly rolling budget that accounts for seasonal shifts and occasional weekend trips.