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Cost of Living in Oyo - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $463 (excluding rent), and $703 including rent.
Family of 3: Estimated monthly costs are $1,081 (excluding rent), and $1,852 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$2.62 ₦3,779
$1.02 ₦1,465
$4.64 ₦6,694
Three-Course Dinner for Two, Mid-Range
$50.3 ₦72.5K
$25.94 ₦37.4K
$101 ₦145.1K
Fast Food Meal (McDonalds, etc)
$5.27 ₦7,591
$4.46 ₦6,423
$9.88 ₦14.2K
Cappuccino
$2.19 ₦3,161
$1.02 ₦1,464
$4.05 ₦5,840
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.34 ₦483
$0.25 ₦359
$0.77 ₦1,104
Water (0.33 liter bottle)
$0.22 ₦318
$0.16 ₦227
$0.52 ₦757
Local Beer (0.5 liter draught)
$0.8 ₦1,159
$0.47 ₦679
$1.96 ₦2,828
Imported Beer (0.33 liter bottle)
$1.44 ₦2,077
$0.93 ₦1,341
$3.07 ₦4,420
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.33 ₦3,362
$1.54 ₦2,222
$4.06 ₦5,846
White Bread (500g)
$1.26 ₦1,811
$0.65 ₦935
$2.06 ₦2,968
Rice (white) (1kg)
$2.26 ₦3,265
$1.01 ₦1,461
$3.84 ₦5,542
Eggs
$1.68 ₦2,422
$1.18 ₦1,708
$2.19 ₦3,164
Local Cheese (1kg)
$6.4 ₦9,225
$2.88 ₦4,149
$15.81 ₦22.8K
Chicken Fillets (1kg)
$4.32 ₦6,233
$2.91 ₦4,190
$6.79 ₦9,790
Beef Round Steak (1kg)
$5.46 ₦7,873
$3.25 ₦4,686
$8.47 ₦12.2K
Apples (1kg)
$3.53 ₦5,093
$1.34 ₦1,930
$5.16 ₦7,444
Banana (1kg)
$2.06 ₦2,963
$0.99 ₦1,431
$4.96 ₦7,157
Oranges (1kg)
$2.12 ₦3,051
$0.37 ₦539
$7.51 ₦10.8K
Tomato (1kg)
$2.41 ₦3,470
$0.65 ₦930
$4.09 ₦5,892
Potato (1kg)
$2.32 ₦3,344
$0.99 ₦1,423
$3.82 ₦5,506
Onion (1kg)
$2 ₦2,887
$1.01 ₦1,458
$3.37 ₦4,855
Lettuce (1 head)
$1.94 ₦2,793
$0.63 ₦912
$4.06 ₦5,857
Water (1.5 liter bottle)
$0.36 ₦514
$0.24 ₦347
$0.93 ₦1,348
Cigarettes 20 Pack (Marlboro, Camel)
$1.31 ₦1,889
$1.02 ₦1,476
$1.54 ₦2,214
Wine (Bottle)
$3.08 ₦4,434
$2.25 ₦3,240
$5.08 ₦7,318
Local Beer (0.5 liter bottle)
$0.68 ₦984
$0.39 ₦567
$1.25 ₦1,804
Imported Beer (0.33 liter bottle)
$0.95 ₦1,369
$0.53 ₦767
$1.58 ₦2,272
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.35 ₦498
-
Public Transport Monthly Pass (Regular Price)
$14.53 ₦20.9K
-
Taxi Start (Normal Tariff)
$1.21 ₦1,743
$0.55 ₦800
$1.63 ₦2,343
Taxi (Normal Tariff) (1km)
$2.17 ₦3,131
$1.02 ₦1,466
$2.69 ₦3,871
Taxi 1hour Waiting (Normal Tariff)
$4.67 ₦6,731
$2.81 ₦4,047
$6.46 ₦9,315
Gasoline (1 liter)
$0.78 ₦1,123
$0.42 ₦606
$0.87 ₦1,256
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.1K ₦29M
$12.9K ₦18.5M
$24.7K ₦35.6M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2K ₦29.2M
$19.1K ₦27.5M
$26.6K ₦38.3M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$42 ₦60.6K
$22.21 ₦32K
$81 ₦116.7K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.04 ₦14.5K
$3.82 ₦5,510
$13.48 ₦19.4K
Internet (50+ Mbps, Unlimited Data)
$34.67 ₦50K
$26.78 ₦38.6K
$53.2 ₦76.7K
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$14.46 ₦20.8K
-
Tennis Court (1 Hour on Weekend)
$4.45 ₦6,412
-
Cinema Ticket
$6.29 ₦9,075
$5.48 ₦7,901
$7.73 ₦11.2K
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$81.6 ₦117.6K
$38.05 ₦54.9K
$167 ₦240.8K
International Primary School, 1 Child (Yearly)
$2,296 ₦3.3M
$722 ₦1M
$4,335 ₦6.2M
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$19.18 ₦27.7K
$12.66 ₦18.2K
$35.88 ₦51.7K
Summer Dress (H&M, Zara, etc)
$24.53 ₦35.4K
$11.23 ₦16.2K
$51.3 ₦74K
Sport Shoes (Adidas, Nike)
$47.64 ₦68.7K
$16.62 ₦24K
$127 ₦182.5K
Men's Leather Business Shoes
$33.62 ₦48.5K
$23.46 ₦33.8K
$115 ₦165.6K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$416 ₦599.1K
-
1-bedroom Apartment, Outside City Center (Monthly)
$247 ₦356.4K
-
3-bedroom Apartment, City Center (Monthly)
$1,080 ₦1.6M
-
3-bedroom Apartment, Outside City Center (Monthly)
$640 ₦922.8K
-
Buy Apartment in City Center (m2)
$710 ₦1M
-
Buy Apartment Outside City Center (m2)
$181 ₦260.2K
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$109 ₦156.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
10
9
22

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 2, 2025

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Cost of Living in Oyo - Frequently Asked Questions
Is Oyo a good value for travelers, expats, and digital nomads compared with larger Nigerian cities?
Oyo offers a practical balance of cost and quality for travelers, expats, and digital nomads. You can secure comfortable housing outside the busiest hubs at reasonable rents, and daily needs such as local markets, street food, and casual dining often cost less than in Lagos or Abuja. Public transport and ride-hailing provide flexible options, though reliability can vary by area and time of day. Plan for utilities and internet in advance, and consider staying in neighborhoods near academic towns or business districts for shorter commutes. Cost of Living in Oyo can feel approachable when you balance location, season, and your pace of work. Tip: Track your monthly spend and map a simple budget to stay flexible.
What does daily life look like in Oyo for housing, food, transport, and errands?
Daily life centers on flexible routines. Housing options range from compact flats in quieter wards to modest family homes near campuses, with rents that suit a tight to moderate budget. Food is a mix of market produce, street meals, and affordable eateries great for experimenting with flavors. Transport blends buses, motorbike taxis, and ride-hailing when needed; expect occasional delays but quicker hops with preplanned routes. Errands are easier with local networks and markets that support quick purchases. For many, Oyo living cost is kept manageable by opting for local markets, modest apartments, and sensible transit choices. Tip: Keep a short weekly shopping plan to minimize impulse buys.
How can you budget effectively, choose neighborhoods, and handle seasonality or lifestyle tweaks to maximize quality of life?
Build a simple budgeting framework: estimate core costs such as housing, utilities, food, and transport, and leave a flexible envelope for leisure. Choose neighborhoods by proximity to work or study hubs, with safety and access to markets as top filters. Save by cooking at home, buying in bulk at markets, and using public transit or shared rides. Co-working spaces can offer predictable daily costs for freelancers or remote teams. Seasonal shifts such as festivals, holidays, and rain can influence prices for accommodation, services, and crowds, so adjust plans accordingly. Tip: keep a monthly review to reallocate funds as needs change.
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