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Cost of Living in Olsztyn - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $656 (excluding rent), and $1,498 including rent.
Family of 3: Estimated monthly costs are $1,671 (excluding rent), and $2,504 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$10.83 zł 39.33
$7.59 zł 27.55
$17.61 zł 63.9
Three-Course Dinner for Two, Mid-Range
$45.51 zł 165
$32.13 zł 117
$107 zł 389
Fast Food Meal (McDonalds, etc)
$7.72 zł 28.03
$6.89 zł 25.01
$11.02 zł 40.02
Cappuccino
$3.04 zł 11.04
$1.94 zł 7.04
$5.54 zł 20.12
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.71 zł 6.22
$0.75 zł 2.72
$3.90 zł 14.16
Water (0.33 liter bottle)
$1.85 zł 6.71
$1.08 zł 3.91
$3.22 zł 11.70
Local Beer (0.5 liter draught)
$3.27 zł 11.87
$1.09 zł 3.97
$5.81 zł 21.09
Imported Beer (0.33 liter bottle)
$3.74 zł 13.57
$3.21 zł 11.64
$6.67 zł 24.21
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.11 zł 4.03
$0.98 zł 3.55
$1.53 zł 5.57
White Bread (500g)
$1.36 zł 4.94
$0.72 zł 2.62
$2.75 zł 9.98
Rice (white) (1kg)
$1.42 zł 5.17
$0.66 zł 2.41
$2.64 zł 9.60
Eggs
$3.34 zł 12.12
$2.58 zł 9.38
$4.53 zł 16.45
Local Cheese (1kg)
$9.05 zł 32.83
$6.75 zł 24.49
$16.20 zł 58.8
Chicken Fillets (1kg)
$6.04 zł 21.94
$4.12 zł 14.96
$9.62 zł 34.91
Beef Round Steak (1kg)
$9.67 zł 35.11
$6.12 zł 22.22
$21.02 zł 76.3
Apples (1kg)
$1.10 zł 3.99
$0.79 zł 2.88
$1.60 zł 5.81
Banana (1kg)
$1.58 zł 5.72
$0.97 zł 3.53
$2.22 zł 8.06
Oranges (1kg)
$1.99 zł 7.24
$1.10 zł 3.99
$3.28 zł 11.92
Tomato (1kg)
$2.77 zł 10.06
$1.39 zł 5.05
$5.55 zł 20.16
Potato (1kg)
$0.80 zł 2.90
$0.54 zł 1.96
$2.25 zł 8.16
Onion (1kg)
$1.24 zł 4.49
$0.55 zł 2.01
$1.80 zł 6.54
Lettuce (1 head)
$1.16 zł 4.20
$0.80 zł 2.89
$2.13 zł 7.73
Water (1.5 liter bottle)
$0.69 zł 2.50
$0.40 zł 1.46
$0.93 zł 3.39
Cigarettes 20 Pack (Marlboro, Camel)
$5.49 zł 19.93
$5.08 zł 18.46
$6.87 zł 24.93
Wine (Bottle)
$8.18 zł 29.68
$5.45 zł 19.79
$10.90 zł 39.58
Local Beer (0.5 liter bottle)
$1.01 zł 3.68
$0.96 zł 3.50
$1.93 zł 7.00
Imported Beer (0.33 liter bottle)
$1.74 zł 6.31
$1.08 zł 3.91
$2.68 zł 9.72
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.06 zł 3.86
$1.06 zł 3.86
$1.06 zł 3.86
Public Transport Monthly Pass (Regular Price)
$27.55 zł 100
$27.55 zł 100
$27.55 zł 100
Taxi Start (Normal Tariff)
$2.00 zł 7.24
$1.87 zł 6.78
$3.20 zł 11.63
Taxi (Normal Tariff) (1km)
$0.74 zł 2.67
$0.61 zł 2.21
$1.23 zł 4.45
Taxi 1hour Waiting (Normal Tariff)
$13.73 zł 49.84
$10.98 zł 39.85
$15.10 zł 54.8
Gasoline (1 liter)
$1.78 zł 6.46
$1.68 zł 6.08
$1.95 zł 7.09
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6K zł 122.0K
$32.1K zł 116.4K
$34.8K zł 126.4K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6K zł 111.2K
$30.6K zł 111.2K
$34.4K zł 124.9K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$277 zł 1,006
$250 zł 906
$495 zł 1,798
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.85 zł 32.14
$5.32 zł 19.30
$19.93 zł 72.4
Internet (50+ Mbps, Unlimited Data)
$17.55 zł 63.7
$13.74 zł 49.87
$27.47 zł 99.7
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$32.49 zł 118
$32.49 zł 118
$32.49 zł 118
Tennis Court (1 Hour on Weekend)
$16.51 zł 59.9
$9.63 zł 34.97
$16.51 zł 59.9
Cinema Ticket
$8.26 zł 29.99
$8.26 zł 29.99
$12.39 zł 44.98
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$134 zł 487
$134 zł 487
$671 zł 2,434
International Primary School, 1 Child (Yearly)
$15.7K zł 57.1K
$10.9K zł 39.7K
$21.9K zł 79.3K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$93.5 zł 339
$53.4 zł 194
$134 zł 485
Summer Dress (H&M, Zara, etc)
$47.84 zł 174
$33.04 zł 120
$82.6 zł 300
Sport Shoes (Adidas, Nike)
$81.4 zł 295
$67.8 zł 246
$163 zł 591
Men's Leather Business Shoes
$109 zł 397
$67.5 zł 245
$135 zł 490
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$639 zł 2,319
$586 zł 2,126
$745 zł 2,705
1-bedroom Apartment, Outside City Center (Monthly)
$544 zł 1,974
$408 zł 1,480
$680 zł 2,467
3-bedroom Apartment, City Center (Monthly)
$971 zł 3,526
$729 zł 2,645
$1,214 zł 4,408
3-bedroom Apartment, Outside City Center (Monthly)
$605 zł 2,194
$162 zł 590
$1,029 zł 3,734
Buy Apartment in City Center (m2)
$3,591 zł 13.0K
$2,767 zł 10.0K
$4,980 zł 18.1K
Buy Apartment Outside City Center (m2)
$2,609 zł 9,472
$2,056 zł 7,462
$3,837 zł 13.9K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,638 zł 5,948
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.81
5
9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 11, 2026

Olsztyn Median Internet Speeds (Updated December 2025)

Mobile

Download
274
Mbps
Upload
20
Mbps
Latency
21
ms

Fixed Broadband

Download
283
Mbps
Upload
91
Mbps
Latency
12
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
City tags:
Cost of Living in Olsztyn - Frequently Asked Questions
How does affordability in Olsztyn, Poland compare for newcomers and long-term visitors?
Compared with larger Polish cities, Cost of Living in Olsztyn, Poland tends to feel approachable for travelers, expats, and digital nomads. You’ll notice savings in housing and casual dining, while utilities and internet remain predictable if you choose a sensible apartment. The city offers a mix of older, well-maintained buildings and newer options, with prices generally modest by national standards. Seasonal demand – summer visitors and winter heating – may nudge costs, but you can stay balanced by picking neighborhoods a short walk from amenities and transit. Tip: start with a central base near shops and transit to keep daily costs predictable.
What does daily life look like in Olsztyn, Poland in terms of housing, food, transport, and coworking options?
Daily life in Olsztyn unfolds with a balance of heritage charm and practical modern options. Housing ranges from cozy flats near the university to comfortable apartments in leafy residential blocks a short ride from the river. Food options include farmers markets, bakeries, and affordable casual spots where you can eat well without overspending. Public transport is reliable, buses connect neighborhoods, and biking is practical in warmer months; walking is often convenient in the compact city center. For work or study, co-working spaces and wifi-enabled cafes are plentiful. Olsztyn, Poland living cost informs how you balance rent, groceries, and transit as you plan. Tip: test a few neighborhoods during your first weeks to feel the vibe.
How can you optimize quality of life, budgeting, and seasonal choices to fit your personality and work style in Olsztyn?
Quality of life in Olsztyn rewards a calmer pace, access to nature, and a tight-knit community feel. Build a budgeting framework that works for you: separate essentials (housing, utilities, and transport) from discretionary spending (dining out, leisure), and reassess as seasons shift. In winter, heating and indoor activities rise in importance; in summer, lakeside recreation and markets take center stage. Neighborhood fit matters: Old Town offers walkability and cultural events, while residential districts nearby can shave rent and give you quick park access. Tip: set realistic savings goals and give yourself a trial period in a couple of neighborhoods.

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