Cost of Living in Olsztyn - Updated Prices & Insights

47.55
Solo nomad: Estimated monthly costs are $661 (excluding rent), and $1,462 including rent.
Family of 3: Estimated monthly costs are $1,662 (excluding rent), and $2,485 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$10.99 zł 40.52
$7.7 zł 28.38
$17.86 zł 65.9
Three-Course Dinner for Two, Mid-Range
$45.25 zł 167
$31.94 zł 118
$106 zł 393
Fast Food Meal (McDonalds, etc)
$7.67 zł 28.27
$6.84 zł 25.22
$10.94 zł 40.36
Cappuccino
$3.05 zł 11.23
$1.94 zł 7.16
$5.55 zł 20.46
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.7 zł 6.26
$0.74 zł 2.74
$3.86 zł 14.24
Water (0.33 liter bottle)
$1.83 zł 6.76
$1.07 zł 3.94
$3.2 zł 11.79
Local Beer (0.5 liter draught)
$3.24 zł 11.94
$1.08 zł 3.99
$5.75 zł 21.21
Imported Beer (0.33 liter bottle)
$3.82 zł 14.09
$3.28 zł 12.09
$6.82 zł 25.14
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.07 zł 3.94
$0.94 zł 3.47
$1.48 zł 5.44
White Bread (500g)
$1.37 zł 5.06
$0.73 zł 2.68
$2.78 zł 10.24
Rice (white) (1kg)
$1.5 zł 5.54
$0.7 zł 2.58
$2.79 zł 10.29
Eggs
$3.28 zł 12.11
$2.54 zł 9.37
$4.46 zł 16.44
Local Cheese (1kg)
$8.9 zł 32.81
$6.64 zł 24.47
$15.93 zł 58.8
Chicken Fillets (1kg)
$6.14 zł 22.64
$4.19 zł 15.44
$9.77 zł 36.03
Beef Round Steak (1kg)
$9.84 zł 36.28
$6.23 zł 22.96
$21.38 zł 78.9
Apples (1kg)
$1.14 zł 4.22
$0.83 zł 3.05
$1.66 zł 6.14
Banana (1kg)
$1.5 zł 5.55
$0.93 zł 3.42
$2.12 zł 7.82
Oranges (1kg)
$1.94 zł 7.15
$1.07 zł 3.93
$3.19 zł 11.77
Tomato (1kg)
$2.64 zł 9.74
$1.33 zł 4.89
$5.29 zł 19.52
Potato (1kg)
$0.75 zł 2.75
$0.5 zł 1.86
$2.1 zł 7.75
Onion (1kg)
$1.18 zł 4.35
$0.53 zł 1.94
$1.72 zł 6.33
Lettuce (1 head)
$1.2 zł 4.42
$0.82 zł 3.04
$2.21 zł 8.14
Water (1.5 liter bottle)
$0.67 zł 2.46
$0.39 zł 1.44
$0.9 zł 3.34
Cigarettes 20 Pack (Marlboro, Camel)
$5.55 zł 20.46
$5.14 zł 18.95
$6.94 zł 25.6
Wine (Bottle)
$6.88 zł 25.39
$4.96 zł 18.28
$13.78 zł 50.8
Local Beer (0.5 liter bottle)
$0.97 zł 3.58
$0.92 zł 3.4
$1.84 zł 6.8
Imported Beer (0.33 liter bottle)
$1.74 zł 6.41
$1.08 zł 3.97
$2.68 zł 9.87
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.11 zł 4.1
$1.11 zł 4.1
$1.11 zł 4.1
Public Transport Monthly Pass (Regular Price)
$27.46 zł 101
$27.46 zł 101
$27.46 zł 101
Taxi Start (Normal Tariff)
$2.07 zł 7.63
$1.94 zł 7.14
$3.32 zł 12.25
Taxi (Normal Tariff) (1km)
$0.72 zł 2.65
$0.59 zł 2.19
$1.2 zł 4.41
Taxi 1hour Waiting (Normal Tariff)
$13.82 zł 51
$11.05 zł 40.74
$15.19 zł 56
Gasoline (1 liter)
$1.69 zł 6.24
$1.59 zł 5.88
$1.86 zł 6.85
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.4K zł 123.3K
$31.9K zł 117.5K
$34.6K zł 127.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31K zł 114.5K
$31K zł 114.5K
$34.9K zł 128.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$269 zł 992
$242 zł 893
$481 zł 1,773
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.21 zł 33.98
$5.53 zł 20.41
$20.74 zł 76.5
Internet (50+ Mbps, Unlimited Data)
$17.01 zł 62.7
$13.32 zł 49.12
$26.63 zł 98.2
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$33.14 zł 122
$33.14 zł 122
$33.14 zł 122
Tennis Court (1 Hour on Weekend)
$16.31 zł 60.2
$9.52 zł 35.1
$16.31 zł 60.2
Cinema Ticket
$8.26 zł 30.45
$8.26 zł 30.45
$12.39 zł 45.68
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$136 zł 500
$136 zł 500
$678 zł 2,501
International Primary School, 1 Child (Yearly)
$15.9K zł 58.6K
$11K zł 40.7K
$22.1K zł 81.3K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$96.2 zł 355
$54.9 zł 203
$137 zł 507
Summer Dress (H&M, Zara, etc)
$46.72 zł 172
$32.27 zł 119
$80.7 zł 297
Sport Shoes (Adidas, Nike)
$80.9 zł 298
$67.4 zł 249
$162 zł 597
Men's Leather Business Shoes
$109 zł 400
$67.1 zł 247
$134 zł 495
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$663 zł 2,444
$608 zł 2,241
$773 zł 2,852
1-bedroom Apartment, Outside City Center (Monthly)
$542 zł 2,000
$407 zł 1,500
$678 zł 2,500
3-bedroom Apartment, City Center (Monthly)
$966 zł 3,563
$725 zł 2,672
$1,208 zł 4,454
3-bedroom Apartment, Outside City Center (Monthly)
$602 zł 2,221
$162 zł 597
$1,025 zł 3,779
Buy Apartment in City Center (m2)
$2,527 zł 9,319
$2,394 zł 8,829
$2,660 zł 9,810
Buy Apartment Outside City Center (m2)
$1,933 zł 7,131
$1,867 zł 6,885
$2,000 zł 7,377
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,348 zł 4,970
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.81
5
9
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Olsztyn - Frequently Asked Questions
How does affordability in Olsztyn, Poland compare for newcomers and long-term visitors?
Compared with larger Polish cities, Cost of Living in Olsztyn, Poland tends to feel approachable for travelers, expats, and digital nomads. You’ll notice savings in housing and casual dining, while utilities and internet remain predictable if you choose a sensible apartment. The city offers a mix of older, well-maintained buildings and newer options, with prices generally modest by national standards. Seasonal demand – summer visitors and winter heating – may nudge costs, but you can stay balanced by picking neighborhoods a short walk from amenities and transit. Tip: start with a central base near shops and transit to keep daily costs predictable.
What does daily life look like in Olsztyn, Poland in terms of housing, food, transport, and coworking options?
Daily life in Olsztyn unfolds with a balance of heritage charm and practical modern options. Housing ranges from cozy flats near the university to comfortable apartments in leafy residential blocks a short ride from the river. Food options include farmers markets, bakeries, and affordable casual spots where you can eat well without overspending. Public transport is reliable, buses connect neighborhoods, and biking is practical in warmer months; walking is often convenient in the compact city center. For work or study, co-working spaces and wifi-enabled cafes are plentiful. Olsztyn, Poland living cost informs how you balance rent, groceries, and transit as you plan. Tip: test a few neighborhoods during your first weeks to feel the vibe.
How can you optimize quality of life, budgeting, and seasonal choices to fit your personality and work style in Olsztyn?
Quality of life in Olsztyn rewards a calmer pace, access to nature, and a tight-knit community feel. Build a budgeting framework that works for you: separate essentials (housing, utilities, and transport) from discretionary spending (dining out, leisure), and reassess as seasons shift. In winter, heating and indoor activities rise in importance; in summer, lakeside recreation and markets take center stage. Neighborhood fit matters: Old Town offers walkability and cultural events, while residential districts nearby can shave rent and give you quick park access. Tip: set realistic savings goals and give yourself a trial period in a couple of neighborhoods.
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