Cost of Living in Cincinnati, OH - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $979 (excluding rent), and $2,172 including rent.

Family of 3: Estimated monthly costs are $2,372 (excluding rent), and $4,482 including rent.

Meal at Budget Restaurant

$15.10 $15.10

$10.06 $10.06

$30.19 $30.19

Three-Course Dinner for Two, Mid-Range

$59.4 $59.4

$39.59 $39.59

$79.2 $79.2

Fast Food Meal (McDonalds, etc)

$7.88 $7.88

$10.84 $10.84

Cappuccino

$4.33 $4.33

$1.99 $1.99

$5.96 $5.96

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 $2.19

$1.51 $1.51

$5.03 $5.03

Water (0.33 liter bottle)

$2.06 $2.06

$0.97 $0.97

$4.87 $4.87

Local Beer (0.5 liter draught)

$4.92 $4.92

$2.95 $2.95

$9.84 $9.84

Imported Beer (0.33 liter bottle)

$6.80 $6.80

$4.86 $4.86

$11.66 $11.66

Milk (1 liter)

$0.77 $0.77

$0.56 $0.56

$1.01 $1.01

White Bread (500g)

$3.34 $3.34

$1.99 $1.99

$5.02 $5.02

Rice (white) (1kg)

$3.78 $3.78

$2.06 $2.06

$6.50 $6.50

Eggs

$3.34 $3.34

$1.94 $1.94

$7.18 $7.18

Local Cheese (1kg)

$10.30 $10.30

$8.78 $8.78

$17.53 $17.53

Chicken Fillets (1kg)

$9.60 $9.60

$4.43 $4.43

$15.56 $15.56

Beef Round Steak (1kg)

$15.45 $15.45

$11.04 $11.04

$19.86 $19.86

Apples (1kg)

$4.63 $4.63

$2.86 $2.86

$8.60 $8.60

Banana (1kg)

$1.43 $1.43

$1.12 $1.12

$3.36 $3.36

Oranges (1kg)

$3.92 $3.92

$1.00 $1.00

$7.68 $7.68

Tomato (1kg)

$4.86 $4.86

$3.92 $3.92

$6.51 $6.51

Potato (1kg)

$2.10 $2.10

$1.13 $1.13

$6.74 $6.74

Onion (1kg)

$2.96 $2.96

$2.17 $2.17

$4.35 $4.35

Lettuce (1 head)

$1.74 $1.74

$1.27 $1.27

$1.95 $1.95

Water (1.5 liter bottle)

$1.44 $1.44

$0.61 $0.61

$2.62 $2.62

Cigarettes 20 Pack (Marlboro, Camel)

$8.95 $8.95

$8.46 $8.46

$9.90 $9.90

Wine (Bottle)

$14.38 $14.38

$8.83 $8.83

$19.84 $19.84

Local Beer (0.5 liter bottle)

$2.06 $2.06

$1.75 $1.75

$2.59 $2.59

Imported Beer (0.33 liter bottle)

$1.82 $1.82

$1.51 $1.51

$4.05 $4.05

One-way Ticket (Public Transport)

$2.04 $2.04

Public Transport Monthly Pass (Regular Price)

$81.6 $81.6

$71.4 $71.4

$91.7 $91.7

Taxi Start (Normal Tariff)

$3.81 $3.81

Taxi (Normal Tariff) (1km)

$1.22 $1.22

$1.38 $1.38

Taxi 1hour Waiting (Normal Tariff)

$24.71 $24.71

$29.65 $29.65

Gasoline (1 liter)

$0.81 $0.81

$0.68 $0.68

$0.90 $0.90

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K $35.3K

$23.6K $23.6K

$36.4K $36.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$24.4K $24.4K

$25.6K $25.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 $120

$80.3 $80.3

$224 $224

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.8 $57.8

$35.63 $35.63

$102 $102

Internet (50+ Mbps, Unlimited Data)

$55.7 $55.7

$44.50 $44.50

$84.1 $84.1

Gym Membership (Monthly)

$31.13 $31.13

$10.10 $10.10

$60.6 $60.6

Tennis Court (1 Hour on Weekend)

$8.98 $8.98

Cinema Ticket

$13.63 $13.63

$11.90 $11.90

$15.86 $15.86

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,582 $1,582

$1,414 $1,414

$1,661 $1,661

International Primary School, 1 Child (Yearly)

$17.7K $17.7K

$9,170 $9,170

$19.9K $19.9K

Jeans (Levis 501 Or Similar)

$40.81 $40.81

$29.80 $29.80

$54.6 $54.6

Summer Dress (H&M, Zara, etc)

$40.09 $40.09

$34.08 $34.08

$75.2 $75.2

Sport Shoes (Adidas, Nike)

$90.1 $90.1

$66.0 $66.0

$132 $132

Men's Leather Business Shoes

$102 $102

$70.6 $70.6

$121 $121

1-bedroom Apartment, City Center (Monthly)

$1,501 $1,501

$1,212 $1,212

$1,919 $1,919

1-bedroom Apartment, Outside City Center (Monthly)

$1,058 $1,058

$874 $874

$1,525 $1,525

3-bedroom Apartment, City Center (Monthly)

$2,853 $2,853

$1,973 $1,973

$3,689 $3,689

3-bedroom Apartment, Outside City Center (Monthly)

$1,924 $1,924

$1,671 $1,671

$2,457 $2,457

Buy Apartment in City Center (m2)

$3,291 $3,291

$2,145 $2,145

$3,751 $3,751

Buy Apartment Outside City Center (m2)

$2,062 $2,062

$1,911 $1,911

$2,114 $2,114

Average Monthly Net Salary (After Tax)

$3,908 $3,908

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

5.8

7.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 17, 2026

Cincinnati, OH Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

326

Mbps

251

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Cincinnati, OH - Frequently Asked Questions

Compared with many coastal hubs, Cost of Living in Cincinnati, OH feels more approachable for everyday expenses, housing in many neighborhoods, and dining out without breaking the bank. You’ll find a practical mix of options, from affordable apartments in up-and-coming areas to character-filled historic districts. Transit and biking are workable, reducing car reliance. Seasonal events and a strong food scene add value without premium pricing. Overall, many travelers, expats, and digital nomads find it easy to stretch a dollar here while enjoying a solid urban lifestyle. Tip: Start by identifying neighborhoods that fit your vibe, then test a short stay in a few areas to compare prices, transit access, and local services.

Daily life in Cincinnati is defined by balance and accessibility. Housing options range from historic districts like Over-the-Rhine to family-friendly areas such as Hyde Park, with studios to multi-bedroom units and transit-friendly locations along major corridors. Food options span farmers markets, ethnic eateries, and budget-friendly casual spots. Transport relies on a solid bus network, with a riverfront streetcar and growing bike lanes; walking remains practical in many neighborhoods. For errands, you’ll find reliably stocked groceries, pharmacies, and services within easy reach. A quick look at Cincinnati, OH living cost helps you balance rent against groceries and transit as you map out a monthly plan. Tip: Block out a week to explore different neighborhoods on foot or by transit to see what daily errands feel like and where you find your preferred shops.

Quality of life in Cincinnati blends city amenities with Midwestern ease. Use a budgeting framework like 50/30/20 to allocate housing, essentials, and savings, then adjust for seasons – hot summers, cold winters, and indoor-friendly weeks. Neighborhood fit depends on how you move: Mount Adams offers skyline views and walkability; Northside and Clifton have a lively, casual vibe; Pleasant Ridge and Oakley balance green spaces with accessibility. Save by cooking at home, shopping at farmers markets, and using transit or biking on pleasant routes. Seasonality affects events and crowds, so pick a location that lines up with your preferred pace and social life. Tip: Map a flexible monthly plan and revisit it after your first month.