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Cost of Living in Nelson - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,214 (excluding rent), and $1,990 including rent.
Family of 3: Estimated monthly costs are $2,691 (excluding rent), and $4,048 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$21.50 NZ$37.41
$12.29 NZ$21.38
$46.07 NZ$80.2
Three-Course Dinner for Two, Mid-Range
$83.4 NZ$145
$71.5 NZ$124
$119 NZ$207
Fast Food Meal (McDonalds, etc)
$9.46 NZ$16.46
$8.86 NZ$15.41
$9.46 NZ$16.46
Cappuccino
$3.30 NZ$5.74
$3.05 NZ$5.30
$3.66 NZ$6.37
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.68 NZ$4.66
$2.16 NZ$3.77
$3.09 NZ$5.37
Water (0.33 liter bottle)
$2.73 NZ$4.75
$2.43 NZ$4.22
$3.03 NZ$5.28
Local Beer (0.5 liter draught)
$7.07 NZ$12.29
$2.94 NZ$5.11
$8.24 NZ$14.33
Imported Beer (0.33 liter bottle)
$5.86 NZ$10.20
$4.10 NZ$7.14
$7.04 NZ$12.25
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.40 NZ$4.18
$1.17 NZ$2.03
$4.28 NZ$7.44
White Bread (500g)
$2.26 NZ$3.93
$1.80 NZ$3.13
$2.58 NZ$4.49
Rice (white) (1kg)
$2.26 NZ$3.94
$1.49 NZ$2.60
$4.17 NZ$7.25
Eggs
$5.97 NZ$10.39
$4.70 NZ$8.17
$7.06 NZ$12.28
Local Cheese (1kg)
$10.10 NZ$17.57
$7.91 NZ$13.76
$12.17 NZ$21.17
Chicken Fillets (1kg)
$8.05 NZ$14.01
$5.49 NZ$9.55
$14.03 NZ$24.40
Beef Round Steak (1kg)
$16.02 NZ$27.88
$12.09 NZ$21.04
$21.16 NZ$36.81
Apples (1kg)
$3.50 NZ$6.09
$2.36 NZ$4.11
$5.33 NZ$9.27
Banana (1kg)
$2.60 NZ$4.53
$2.45 NZ$4.27
$3.06 NZ$5.33
Oranges (1kg)
$2.97 NZ$5.17
$2.06 NZ$3.58
$4.70 NZ$8.17
Tomato (1kg)
$6.72 NZ$11.69
$3.05 NZ$5.31
$9.16 NZ$15.93
Potato (1kg)
$3.74 NZ$6.51
$1.50 NZ$2.61
$4.79 NZ$8.33
Onion (1kg)
$2.47 NZ$4.29
$1.18 NZ$2.05
$4.70 NZ$8.18
Lettuce (1 head)
$2.57 NZ$4.48
$1.82 NZ$3.16
$3.64 NZ$6.33
Water (1.5 liter bottle)
$1.29 NZ$2.24
$0.92 NZ$1.60
$1.85 NZ$3.21
Cigarettes 20 Pack (Marlboro, Camel)
$30.38 NZ$52.9
$24.31 NZ$42.29
$36.46 NZ$63.4
Wine (Bottle)
$9.99 NZ$17.38
$8.82 NZ$15.34
$11.75 NZ$20.44
Local Beer (0.5 liter bottle)
$3.20 NZ$5.57
$1.12 NZ$1.95
$4.91 NZ$8.55
Imported Beer (0.33 liter bottle)
$4.64 NZ$8.07
$2.47 NZ$4.30
$6.19 NZ$10.77
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.34 NZ$4.07
$2.34 NZ$4.07
$2.63 NZ$4.57
Public Transport Monthly Pass (Regular Price)
$64.3 NZ$112
$8.17 NZ$14.21
$64.3 NZ$112
Taxi Start (Normal Tariff)
$4.32 NZ$7.51
$2.47 NZ$4.29
$7.41 NZ$12.89
Taxi (Normal Tariff) (1km)
$1.81 NZ$3.15
$1.45 NZ$2.52
$2.78 NZ$4.84
Taxi 1hour Waiting (Normal Tariff)
$35.64 NZ$62.0
$30.46 NZ$53.0
$36.56 NZ$63.6
Gasoline (1 liter)
$1.65 NZ$2.88
$1.30 NZ$2.26
$1.77 NZ$3.08
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.5K NZ$32.3K
$15.2K NZ$26.4K
$21.9K NZ$38.1K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.9K NZ$38.1K
$19.5K NZ$34.0K
$22.5K NZ$39.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$217 NZ$377
$88.8 NZ$155
$322 NZ$561
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.41 NZ$63.4
$18.40 NZ$32.01
$49.06 NZ$85.4
Internet (50+ Mbps, Unlimited Data)
$49.82 NZ$86.7
$42.27 NZ$73.6
$57.4 NZ$99.8
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$47.78 NZ$83.1
$13.03 NZ$22.68
$107 NZ$186
Tennis Court (1 Hour on Weekend)
$20.83 NZ$36.24
$5.95 NZ$10.36
$35.71 NZ$62.1
Cinema Ticket
$10.08 NZ$17.54
$9.16 NZ$15.94
$14.05 NZ$24.45
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$480 NZ$836
$360 NZ$627
$600 NZ$1,045
International Primary School, 1 Child (Yearly)
$11.9K NZ$20.7K
$10.1K NZ$17.6K
$14.9K NZ$25.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$59.3 NZ$103
$41.54 NZ$72.3
$107 NZ$186
Summer Dress (H&M, Zara, etc)
$66.2 NZ$115
$30.08 NZ$52.3
$108 NZ$188
Sport Shoes (Adidas, Nike)
$132 NZ$229
$84.7 NZ$147
$182 NZ$316
Men's Leather Business Shoes
$109 NZ$189
$65.1 NZ$113
$296 NZ$515
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$965 NZ$1,679
$476 NZ$829
$1,429 NZ$2,487
1-bedroom Apartment, Outside City Center (Monthly)
$745 NZ$1,297
$366 NZ$638
$1,099 NZ$1,913
3-bedroom Apartment, City Center (Monthly)
$1,398 NZ$2,432
$533 NZ$928
$2,843 NZ$4,947
3-bedroom Apartment, Outside City Center (Monthly)
$1,217 NZ$2,118
$430 NZ$749
$2,214 NZ$3,852
Buy Apartment in City Center (m2)
$2,882 NZ$5,014
$1,037 NZ$1,804
$6,170 NZ$10.7K
Buy Apartment Outside City Center (m2)
$2,362 NZ$4,110
$875 NZ$1,523
$5,335 NZ$9,284
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,858 NZ$4,973
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.82
6.5
6.89

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 11, 2026

Nelson Median Internet Speeds (Updated December 2025)

Mobile

Download
148
Mbps
Upload
8
Mbps
Latency
31
ms

Fixed Broadband

Download
220
Mbps
Upload
96
Mbps
Latency
9
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Nelson - Frequently Asked Questions
Is Nelson, New Zealand affordable for travelers, expats, and digital nomads, and how does its affordability compare to other parts of the country?
Nelson tends to offer a balanced mix of lifestyle and cost. You will find that the Cost of Living in Nelson, New Zealand can feel reasonable when you compare access to nature, safety, and a compact city feel with expenses tied to waterfront proximity. Housing options range from practical rentals to more premium stays, and you can trim costs by choosing smaller spaces, negotiating longer-term leases, or staying outside peak seasons. Daily needs like groceries and transport are manageable with a plan, especially if you combine grocery shopping at local markets with home cooking. Tip: Map a short-term base first and test neighborhoods before committing.
What does day-to-day life look like in Nelson in terms of housing search, food options, transport, and co-working?
In Nelson, you will notice day-to-day life balances practicality with lifestyle. Housing search tends to reward flexibility: central apartments near the marina can be pricier than suburban rentals in Stoke or Tahunanui, so you might browse a few neighborhoods before locking in. If you rely on co-working spaces, Nelson offers several options near the city center and in seaside suburbs. Food options range from farmers markets to cafe meals; cooking at home and buying seasonal produce keeps costs predictable. Transport is approachable by bike, bus, and foot, with car sharing a reasonable option for weekend trips. Nelson, New Zealand living cost balances comfort and economy when you prioritize location, transit, and longer-term leases. Tip: Set a budget envelope for flexible travel and seasonal activities.
How can you budget for quality of life, seasonal changes, neighborhoods, and ways to save without sacrificing the experience?
Budgeting for quality of life in Nelson means focusing on priorities and seasonal shifts. A simple framework is to allocate blocks for housing, groceries, dining out, and local activities, then adjust with the seasons. Summer brings more outdoor events and slightly higher energy needs, while winter tends to be milder. To fit a neighborhood, consider scale and access: central Nelson offers walkable amenities, while Stoke or Tahunanui provide more space and beach access for a calmer pace. Look for long-term leases, join community groups, and shop at farmers markets to stretch every dollar. Tip: test a couple of neighborhoods during different months before settling in.

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