Cost of Living in Nagano - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $1,172 per month with rent, or $905 for everyday expenses alone.

A couple spends around $1,938 per month with rent, or $1,390 for everyday expenses alone.

A family of three spends around $2,704 per month with rent, or $1,876 without housing.

Overall, Nagano is 5–12% below the global median across household types. Within Asia, costs are 16% above average – pricier than most cities in the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$6.78 ¥1,101
$3.39 ¥551
$20.34 ¥3,305
Three-Course Dinner for Two, Mid-Range
$34.31 ¥5,575
$27.45 ¥4,459
$68.6 ¥11.1K
Fast Food Meal (McDonalds, etc)
$4.06 ¥660
$3.53 ¥574
$7.06 ¥1,147
Cappuccino
$3.56 ¥579
$1.43 ¥232
$4.27 ¥694
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.14 ¥185
$1.00 ¥162
$2.13 ¥347
Water (0.33 liter bottle)
$0.64 ¥104
$0.64 ¥104
$1.07 ¥174
Local Beer (0.5 liter draught)
$2.04 ¥332
$1.37 ¥222
$3.41 ¥554
Imported Beer (0.33 liter bottle)
$2.09 ¥340
$1.74 ¥283
$4.19 ¥681
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.26 ¥205
$0.95 ¥155
$2.05 ¥333
White Bread (500g)
$1.27 ¥207
$1.27 ¥207
$2.12 ¥344
Rice (white) (1kg)
$4.74 ¥771
$3.54 ¥575
$5.94 ¥965
Eggs
$1.58 ¥257
$0.85 ¥139
$2.13 ¥345
Local Cheese (1kg)
$12.22 ¥1,986
$3.50 ¥568
$20.96 ¥3,405
Chicken Fillets (1kg)
$12.22 ¥1,986
$3.78 ¥615
$20.65 ¥3,355
Beef Round Steak (1kg)
$16.77 ¥2,724
$5.59 ¥909
$27.94 ¥4,540
Apples (1kg)
$7.83 ¥1,273
$5.70 ¥926
$9.97 ¥1,620
Banana (1kg)
$2.54 ¥412
$1.35 ¥220
$4.04 ¥657
Oranges (1kg)
$4.62 ¥750
$3.55 ¥577
$5.68 ¥923
Tomato (1kg)
$4.64 ¥754
$2.81 ¥457
$5.64 ¥916
Potato (1kg)
$3.62 ¥588
$1.72 ¥279
$5.51 ¥896
Onion (1kg)
$3.59 ¥584
$1.71 ¥278
$5.48 ¥890
Lettuce (1 head)
$1.03 ¥167
$1.03 ¥167
$2.74 ¥445
Water (1.5 liter bottle)
$0.72 ¥117
$0.72 ¥117
$2.18 ¥354
Cigarettes 20 Pack (Marlboro, Camel)
$5.46 ¥887
$5.46 ¥887
$5.46 ¥887
Wine (Bottle)
$9.13 ¥1,484
$6.09 ¥990
$21.32 ¥3,464
Local Beer (0.5 liter bottle)
$2.50 ¥407
$2.05 ¥333
$3.42 ¥555
Imported Beer (0.33 liter bottle)
$3.50 ¥568
$2.10 ¥341
$4.89 ¥794
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.44 ¥234
$1.37 ¥222
$1.84 ¥299
Public Transport Monthly Pass (Regular Price)
$55.2 ¥8,961
$20.68 ¥3,361
$55.2 ¥8,961
Taxi Start (Normal Tariff)
$3.04 ¥493
$3.04 ¥493
$3.04 ¥493
Taxi (Normal Tariff) (1km)
$3.03 ¥492
$2.75 ¥447
$4.53 ¥736
Taxi 1hour Waiting (Normal Tariff)
$21.20 ¥3,444
$21.20 ¥3,444
$23.32 ¥3,789
Gasoline (1 liter)
$1.20 ¥194
$1.14 ¥184
$1.25 ¥203
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.3K ¥3.9M
$24.3K ¥3.9M
$24.3K ¥3.9M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.4K ¥2.8M
$17.1K ¥2.8M
$24.4K ¥4.0M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84.1 ¥13.7K
$59.3 ¥9,630
$237 ¥38.5K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.98 ¥4,872
$21.10 ¥3,428
$38.68 ¥6,284
Internet (50+ Mbps, Unlimited Data)
$17.64 ¥2,866
$14.12 ¥2,294
$24.70 ¥4,014
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$54.5 ¥8,858
$34.08 ¥5,537
$61.3 ¥9,967
Tennis Court (1 Hour on Weekend)
$13.83 ¥2,248
$3.46 ¥562
$13.83 ¥2,248
Cinema Ticket
$11.35 ¥1,845
$10.32 ¥1,677
$12.39 ¥2,012
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$279 ¥45.3K
$192 ¥31.2K
$347 ¥56.3K
International Primary School, 1 Child (Yearly)
$13.6K ¥2.2M
$7,014 ¥1.1M
$21.0K ¥3.4M
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$44.59 ¥7,245
$20.93 ¥3,401
$69.8 ¥11.3K
Summer Dress (H&M, Zara, etc)
$29.09 ¥4,726
$10.26 ¥1,668
$51.7 ¥8,392
Sport Shoes (Adidas, Nike)
$58.9 ¥9,576
$30.63 ¥4,976
$81.7 ¥13.3K
Men's Leather Business Shoes
$95.3 ¥15.5K
$68.1 ¥11.1K
$123 ¥19.9K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$481 ¥78.2K
$413 ¥67.0K
$533 ¥86.6K
1-bedroom Apartment, Outside City Center (Monthly)
$279 ¥45.3K
$279 ¥45.3K
$383 ¥62.3K
3-bedroom Apartment, City Center (Monthly)
$853 ¥138.6K
$682 ¥110.8K
$996 ¥161.8K
3-bedroom Apartment, Outside City Center (Monthly)
$661 ¥107.5K
$533 ¥86.5K
$748 ¥121.6K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$621 ¥101.0K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2
1.4
2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the city center costs around $481, dropping to $279 outside central areas. Housing accounts for roughly 77% of the average salary ($621) – well above the 30% international benchmark.

The average net salary is $621 – below monthly costs of $1,172. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.

Groceries cost around $363 per month for one person. A mid-range dinner for two is priced at $34.00 – broadly in line with the Asian average.

A monthly public transport pass costs about $55.2 – above the Asian average of $31.00.

Cost Highlights

Chicken fillets is more expensive than 99% of cities in Asia

Taxi is more expensive than 97% of cities in Asia

Rice is more expensive than 97% of cities in Asia

Nagano Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Nagano - Frequently Asked Questions
How does Nagano compare in overall affordability for travelers, expats, and digital nomads?
The Cost of Living in Nagano is generally lower than Japan’s mega-cities, with more affordable housing options and lower daily costs outside peak resort areas. You trade some international conveniences for authentic regional life, easy outdoor recreation, and a reliable public transit network. Seasonal costs shift with tourism, but long stays often benefit from slower rent cycles and longer-term leases. Tip: scout neighborhoods by daily routines – commute times, grocery spots, and access to nature.
What does daily life look like for housing search, food options, transport, co-working, and errands in Nagano?
Daily life in Nagano leans toward practical, seasonal routines. Housing search rewards patience, with options ranging from compact apartments near center to traditional houses in quieter streets; leases often clarify utilities and maintenance. Food options span farmer markets, regional specialties, and affordable eateries, plus international groceries for familiar brands. Transport is dependable: JR trains and local buses connect urban life with hillside villages, and cycling is popular in good weather. Nagano living cost stays reasonable for a non-metropolitan lifestyle, with value found in longer-term rentals and shared workspaces. Tip: plan a weekly route that combines errands and transit.
What lifestyle considerations or budgeting frameworks help maximize quality of life in Nagano, including seasonality and neighborhood fit?
Quality of life in Nagano hinges on a balanced routine, a sensible budget framework, and neighborhood fit. Create a simple monthly plan: housing, utilities, groceries, transport, and occasional leisure. Embrace seasonality – winter snowfall shapes energy use and activity, while summer brings hiking and festivals. If you prioritize quiet and outdoor access, look at hillside or suburban zones a short ride from center rather than the busiest core. Save by cooking at home, buying seasonal produce, and using public transit or bikes instead of rideshares. For coworking, mix quiet libraries with day passes at flexible spaces. Tip: align your choices with your daily pace.
What percentage of income goes to rent in Nagano?
Housing in Nagano takes a heavy bite – about 77% of a typical income, which is above the 30% international benchmark. That squeezes the budget for everything else and is one of the main pain points for residents here.
What is the average cost of living in Nagano?
A single person in Nagano typically spends $1,172 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $905. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
Is the average salary in Nagano enough to cover living costs?
At $621 per month, the average salary in Nagano falls short of the $1,759 needed for truly comfortable living. Most people bridge the gap by sharing housing, relying on a second income, or cutting back on extras. Basic needs are covered, but consistent saving takes real discipline.
Is rent high in Nagano?
Rent is one of the biggest advantages of living in Nagano – 1-bedroom apartments range from $279 to $481 per month, and even central neighborhoods stay accessible on modest incomes. Cheap housing frees up cash for everything else.
Is food expensive in Nagano?
Grocery spending in Nagano lands around $363 per month for one person – not cheap, not expensive. Local produce and staples are fairly priced, though imported goods and specialty items cost more. Overall, food is a manageable part of the budget.
How much is public transport in Nagano?
Getting around Nagano by public transport costs about $55.2 per month. A monthly pass generally covers buses, trams, and metro – much cheaper than owning a car for the daily commute.
Can a person live on $1,000 monthly in Nagano?
$1,000 is below the $1,172 average in Nagano, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Nagano a good city for digital nomads?
Nagano has become a go-to for digital nomads thanks to fast internet. At around $1,172 monthly all-in, the value is strong for the infrastructure and lifestyle you get. Coworking spaces, solid internet, and a growing international crowd make remote work here both productive and social.
How affordable is Nagano?
Nagano is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $1,172, a figure most working professionals can handle without major financial stress.

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