Quality of life in Mosul comes from steady routines, flexible budgeting, and neighborhood fit. Build a practical framework: core monthly needs (housing, utilities, food, transport) plus a buffer for one-off costs or activities. Save by cooking at home, purchasing seasonally, and choosing local services over western imports. Plan for seasonality – hot summers push cooling needs; milder winters ease heating costs and allow outdoor activities. For neighborhood fit, consider access to markets, cafes, and safe corridors, plus proximity to work or coworking spaces. Tip: Keep a simple tracking method, revisit your budget every month, and adjust as you sample different areas.