Last update: Oct 2026 5.4K

Cost of Living in Montserrat

Name: Montserrat
Address: MS

Across Montserrat, living costs for one person average $926 a month, including rent and utilities, which take less than a third of the total. Other living expenses average about $27 a day.

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🇲🇸 Montserrat

Monthly Cost of Living

How much you'll spend in Montserrat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montserrat actually costs, broken down by who's living it.

Average monthly costs for a single person come to about $926 including rent across Montserrat.

$926 /mo

Estimated average monthly cost for a couple: $2,169 including rent across Montserrat.

$2,169 /mo

Average monthly costs for a family of three come to about $3,412 including rent across Montserrat.

$3,412 /mo

Meal at Budget Restaurant

$18.83 EC$50.8

$11.30 EC$30.50

$22.59 EC$61.0

Three-Course Dinner for Two, Mid-Range

$48.48 EC$131

$67.1 EC$181

Fast Food Meal (McDonalds, etc)

$12.21 EC$32.97

$7.51 EC$20.28

$16.90 EC$45.63

Cappuccino

$7.28 EC$19.65

$3.77 EC$10.17

$9.04 EC$24.40

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 EC$7.70

$2.60 EC$7.02

$2.97 EC$8.03

Water (0.33 liter bottle)

$1.52 EC$4.10

$1.28 EC$3.46

$1.82 EC$4.92

Local Beer (0.5 liter draught)

$2.91 EC$7.85

$2.18 EC$5.89

$2.91 EC$7.85

Imported Beer (0.33 liter bottle)

$4.33 EC$11.70

Milk (1 liter)

$3.44 EC$9.27

$3.32 EC$8.95

$3.68 EC$9.95

White Bread (500g)

$2.99 EC$8.08

Eggs

$7.23 EC$19.52

$7.08 EC$19.12

$7.38 EC$19.93

Local Cheese (1kg)

$5.89 EC$15.90

Chicken Fillets (1kg)

$9.49 EC$25.63

Beef Round Steak (1kg)

$22.96 EC$62.0

$22.04 EC$59.5

$23.87 EC$64.5

Apples (1kg)

$3.32 EC$8.96

Tomato (1kg)

$4.54 EC$12.26

Onion (1kg)

$2.28 EC$6.14

Lettuce (1 head)

$5.03 EC$13.58

$2.87 EC$7.76

$7.19 EC$19.40

Wine (Bottle)

$22.02 EC$59.5

$20.19 EC$54.5

$22.02 EC$59.5

Imported Beer (0.33 liter bottle)

$4.39 EC$11.85

One-way Ticket (Public Transport)

$1.89 EC$5.09

Taxi (Normal Tariff) (1km)

$4.66 EC$12.59

Taxi 1hour Waiting (Normal Tariff)

$1.87 EC$5.04

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.2K EC$59.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K EC$40.8K

$13.4K EC$36.2K

$16.8K EC$45.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.9 EC$245

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.11 EC$111

Internet (50+ Mbps, Unlimited Data)

$48.51 EC$131

Gym Membership (Monthly)

$55.6 EC$150

3-bedroom Apartment, City Center (Monthly)

$1,292 EC$3,489

3-bedroom Apartment, Outside City Center (Monthly)

$1,320 EC$3,563

Average Monthly Net Salary (After Tax)

$1,604 EC$4,331

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 25, 2026

Cost Breakdown

National average salary: $1,320. With average costs at $926, most workers manage but need to budget carefully.

Expect to spend about $341 monthly on groceries. Dining out at a mid-range restaurant averages $47 for two.

Cost Highlights

Overall cost of living ($926) is 32% below the global median of $1,361.

Good to know

🕒 Local time

17:30 5:30 PM

🌤 Weather

👥 Population

5,440

💱 Currency

East Caribbean Dollar XCD $

📈 Exchange rate

1 XCD = 0.37 USD

1 XCD = 0.332 EUR

Exchange rates and currency converter

By City in Montserrat

Lowest

Highest

Rank	City	Population	Living Index	Solo costs (no rent) / month	Solo costs (with rent) / month	Family of 3 costs (no rent) / month	Family of 3 costs (with rent) / month	Mobile download speed (Mbps)	Internet download speed (Mbps)
1	Brades	400		$830	$923	$1,983	$3,355	37.58	116.18

Montserrat Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cost of Living in Montserrat - Frequently Asked Questions

Montserrat offers a slower, quieter backdrop that many travelers and nomads value, with value emerging for those who plan to cook at home, stay in guesthouses or small studios, and limit high-season dining. The island’s scale means fewer crowds and simpler logistics, which translates to lower entry costs for longer stays if you are flexible on amenities. Connectivity and services are reliable enough for remote work in several accommodations, but the selection is smaller than larger destinations. Cost of Living in Montserrat reflects this intimate setup, rewarding budgeting discipline and long-term stays. Tip: Start with a short visit to test your workflow and daily routines.

Daily life centers on a tight-knit island rhythm, where you will find guesthouses, small apartments, and cottage rentals that suit short and long stays. Groceries come from local markets and a few supermarkets, with seasonal produce and home cooking helping you stretch budgets. Transport is low-key: car rentals, occasional taxis, or walking in compact areas. Co-working spaces exist in some enclaves, and many places offer reliable Wi-Fi for remote work. Montserrat living cost tends to hinge on housing choice and proximity to services – plan around errands, mail, and electricity usage. Tip: map a weekly shop, test a few routes, and build flexibility into your schedule.

Montserrat rewards those willing to blend settings – coastal viewpoints with inland calm – by choosing lodging that aligns with your pace. For tighter budgets, look for small studios inland or near local markets; for a bit more space, consider hillside cottages with solar awareness or shared housing. In terms of budgeting, adopt a simple framework: set it by category (housing, food, transport, activities) and flex within your envelope for seasonal shifts in travel or services. Seasonality affects island life; plan around festival activity, supply runs, and maintenance windows. Tip: track recurring costs, build a buffer, and test neighborhoods during different weeks to find your fit.