Last update: Oct 2026 105.5K

Cost of Living in Micronesia

Name: Micronesia
Address: FM

Across Micronesia, living costs for one person average $1,962 a month, including rent and utilities, which take more than a third of the total. Other living expenses average about $36 a day.

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🇫🇲 Micronesia

Monthly Cost of Living

How much you'll spend in Micronesia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Micronesia actually costs, broken down by who's living it.

A single person spends around $1,962 per month with rent on average in Micronesia.

$1,962 /mo

A couple spends around $2,854 per month with rent on average in Micronesia.

$2,854 /mo

A family of three spends around $3,745 per month with rent on average in Micronesia.

$3,745 /mo

Across 4 cities in Micronesia, monthly living costs range from $1,039 to $1,894 – a $855 difference that makes location a key factor.

Meal at Budget Restaurant

$20.41 $20.41

$9.84 $9.84

$29.51 $29.51

Three-Course Dinner for Two, Mid-Range

$45.27 $45.27

$60.4 $60.4

Fast Food Meal (McDonalds, etc)

$8.94 $8.94

$7.66 $7.66

$10.22 $10.22

Cappuccino

$4.10 $4.10

$2.05 $2.05

$4.61 $4.61

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 $1.37

$1.02 $1.02

$1.78 $1.78

Water (0.33 liter bottle)

$2.97 $2.97

$1.98 $1.98

$3.96 $3.96

Local Beer (0.5 liter draught)

$1.10 $1.10

$0.98 $0.98

$1.23 $1.23

Imported Beer (0.33 liter bottle)

$1.94 $1.94

$2.91 $2.91

Milk (1 liter)

$0.23 $0.23

$0.20 $0.20

$0.25 $0.25

White Bread (500g)

$2.80 $2.80

$1.96 $1.96

$5.88 $5.88

Rice (white) (1kg)

$2.79 $2.79

$1.18 $1.18

$4.35 $4.35

Eggs

$7.37 $7.37

$2.44 $2.44

$9.42 $9.42

Local Cheese (1kg)

$6.31 $6.31

$4.34 $4.34

$8.85 $8.85

Chicken Fillets (1kg)

$11.64 $11.64

$4.03 $4.03

$24.43 $24.43

Beef Round Steak (1kg)

$10.91 $10.91

$2.97 $2.97

$65.5 $65.5

Apples (1kg)

$5.60 $5.60

$3.43 $3.43

$6.42 $6.42

Banana (1kg)

$3.50 $3.50

$2.21 $2.21

$4.43 $4.43

Oranges (1kg)

$5.55 $5.55

$2.22 $2.22

$6.66 $6.66

Tomato (1kg)

$6.28 $6.28

$3.14 $3.14

$11.21 $11.21

Potato (1kg)

$7.94 $7.94

$3.37 $3.37

$13.46 $13.46

Onion (1kg)

$2.99 $2.99

$1.67 $1.67

$5.07 $5.07

Lettuce (1 head)

$4.63 $4.63

$1.95 $1.95

$6.17 $6.17

Water (1.5 liter bottle)

$1.54 $1.54

$0.51 $0.51

$2.03 $2.03

Cigarettes 20 Pack (Marlboro, Camel)

$13.35 $13.35

$8.90 $8.90

$17.80 $17.80

Wine (Bottle)

$6.74 $6.74

$2.99 $2.99

$8.98 $8.98

Local Beer (0.5 liter bottle)

$2.19 $2.19

$1.40 $1.40

$3.71 $3.71

Imported Beer (0.33 liter bottle)

$1.96 $1.96

$1.24 $1.24

$3.97 $3.97

One-way Ticket (Public Transport)

$0.99 $0.99

$0.79 $0.79

$0.99 $0.99

Public Transport Monthly Pass (Regular Price)

$28.12 $28.12

$21.93 $21.93

$34.30 $34.30

Taxi Start (Normal Tariff)

$6.21 $6.21

$4.96 $4.96

$7.45 $7.45

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.22 $1.22

$1.62 $1.62

Taxi 1hour Waiting (Normal Tariff)

$4.92 $4.92

$4.10 $4.10

$5.12 $5.12

Gasoline (1 liter)

$2.97 $2.97

$1.39 $1.39

$5.34 $5.34

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$4,063 $4,063

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$3,941 $3,941

$3,940 $3,940

$3,941 $3,941

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 $136

$79.0 $79.0

$198 $198

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.83 $31.83

$15.08 $15.08

$40.20 $40.20

Internet (50+ Mbps, Unlimited Data)

$219 $219

$98.5 $98.5

$295 $295

Gym Membership (Monthly)

$25.37 $25.37

$15.02 $15.02

$41.06 $41.06

Tennis Court (1 Hour on Weekend)

$35.02 $35.02

$20.01 $20.01

$50.0 $50.0

Cinema Ticket

$7.19 $7.19

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$152 $152

$60.2 $60.2

$281 $281

International Primary School, 1 Child (Yearly)

$1,705 $1,705

Jeans (Levis 501 Or Similar)

$41.31 $41.31

$19.99 $19.99

$80.0 $80.0

Summer Dress (H&M, Zara, etc)

$56.2 $56.2

$25.09 $25.09

$75.3 $75.3

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$70.3 $70.3

$110 $110

Men's Leather Business Shoes

$92.8 $92.8

$56.1 $56.1

$122 $122

1-bedroom Apartment, City Center (Monthly)

$964 $964

$698 $698

$1,196 $1,196

1-bedroom Apartment, Outside City Center (Monthly)

$721 $721

$465 $465

$989 $989

3-bedroom Apartment, City Center (Monthly)

$1,503 $1,503

$1,002 $1,002

$3,007 $3,007

3-bedroom Apartment, Outside City Center (Monthly)

$1,173 $1,173

$807 $807

$1,967 $1,967

Buy Apartment in City Center (m2)

$1,183 $1,183

$856 $856

$1,510 $1,510

Buy Apartment Outside City Center (m2)

$849 $849

$699 $699

$998 $998

Average Monthly Net Salary (After Tax)

$292 $292

20-Year Fixed Mortgage Interest Rate (Annual %)

393333.33

360000

400000

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Micronesia $1,962

Accommodation & Living

$721 36.7%

Monthly Utilities & Internet

$387 19.7%

Groceries & Markets

$378 19.3%

Eating Out

$266 13.6%

Clothing & Footwear

$125 6.4%

Getting Around

$45 2.3%

Sport & Entertainment

$40 2%

Cost Breakdown

The average net salary in Micronesia is $286 – below average monthly costs of $1,962. Many locals rely on dual incomes or shared housing. Remote workers earning abroad find strong purchasing power here.

Groceries average around $346 per month nationally. A mid-range dinner for two costs about $44.

Cost Highlights

Overall cost of living ($1,962) is 44% above the global median of $1,361.

Average rent ($859) is 30% above the global median of $661.

Public transport ($28) is 15% below the global median of $33.

Good to know

🕒 Local time

20:24 8:24 PM

🌤 Weather

👥 Population

105,544

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.893 EUR

Exchange rates and currency converter

By City in Micronesia

Lowest

Highest

Rank	City	Population	Living Index	Solo costs (no rent) / month	Solo costs (with rent) / month	Family of 3 costs (no rent) / month	Family of 3 costs (with rent) / month	Mobile download speed (Mbps)	Internet download speed (Mbps)
1	Kolonia	6074		$810	$1,511	$2,015	$3,022	98.02	98.88
2	Palikir	6942	50	$999	$1,039	$2,107	$2,146	27.86	109.53
3	Pohnpei	34486	80	$904	$1,662	$2,053	$3,390	250.17	7.49
4	Yap	11577		$810	$1,894	$1,987	$3,049	223.64	79.02

Micronesia Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cost of Living in Micronesia - Frequently Asked Questions

Compared with major metro areas, Cost of Living in Micronesia tends to be more approachable when you favor local resources and community options. You’ll find modest rents on less-touristy islands, and cooking at home helps keep everyday expenses predictable. Imported goods and specialty items can push prices higher in urban hubs, while certain services may be slower or bookable with patience. The value rests in outdoor access, a close-knit expat scene, and a slower pace that suits longer stays. Tip: Test connectivity and housing options during a short visit before committing long term.

Daily life centers on choosing an island and a budget that fits your routine. Start with housing by tapping local networks for rentals or guesthouses; long-term leases are common in urban centers and may offer better monthly rates. Food options range from local produce stalls and fish markets to limited imported groceries; cooking at home often saves money. Getting around is practical with scooters, boats, or shared rides, while inter-island travel relies on flights with varied schedules. Co-working spaces are growing in some hubs, with cafes as informal work spots. Micronesia living cost varies by island, so plan with flexibility and test a few options before settling. Tip: Build a buffer for transport and check internet reliability before committing.

Quality of life here hinges on what you seek: community, outdoor access, and a slower rhythm offer rewards for long stays. A practical budgeting framework is to anchor your plan to housing first, then groceries and utilities, with a cushion for transport and activities. Save by favoring local markets, cooking at home, and choosing neighborhood hubs with affordable rents and walkability. Seasonality brings humidity and rain; plan for indoor leisure on wetter months and outdoor adventures in clearer periods. To find your best fit, spend time in a few neighborhoods to feel safety, noise, and proximity to markets and clinics. Tip: Map a simple monthly plan and adapt as needed.

In 2026, monthly costs in Micronesia range from $1,039 in the most affordable city to $1,894 in the most expensive one. Where you choose to live makes a dramatic difference – the gap between cheapest and most expensive cities is huge.

Living costs across Micronesia vary hugely by location. In 2026, monthly expenses range from $1,039 in affordable regions to $1,894 in major cities.