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Cost of Living in Ludhiana - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $327 (excluding rent), and $513 including rent.
Family of 3: Estimated monthly costs are $747 (excluding rent), and $1,290 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$2.89 ₹259
$2.32 ₹208
$4.62 ₹414
Three-Course Dinner for Two, Mid-Range
$11.41 ₹1,022
$6.84 ₹613
$12.54 ₹1,123
Fast Food Meal (McDonalds, etc)
$4.06 ₹363
$3.77 ₹337
$5.21 ₹467
Cappuccino
$1.94 ₹174
$0.59 ₹52.5
$2.65 ₹237
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 ₹38.46
$0.37 ₹32.83
$0.49 ₹44.09
Water (0.33 liter bottle)
$0.24 ₹21.4
$0.22 ₹19.69
$0.28 ₹24.83
Local Beer (0.5 liter draught)
$1.73 ₹155
$1.39 ₹125
$2.89 ₹259
Imported Beer (0.33 liter bottle)
$3.47 ₹311
$2.07 ₹185
$4.12 ₹369
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.76 ₹67.6
$0.68 ₹60.7
$0.84 ₹75.4
White Bread (500g)
$0.53 ₹47.8
$0.45 ₹40.12
$0.61 ₹54.6
Rice (white) (1kg)
$0.93 ₹83
$0.49 ₹43.85
$1.46 ₹131
Eggs
$0.97 ₹86.4
$0.71 ₹63.7
$1.09 ₹97.4
Local Cheese (1kg)
$4.34 ₹389
$3.28 ₹294
$4.68 ₹419
Chicken Fillets (1kg)
$3.49 ₹312
$2.14 ₹192
$4.77 ₹427
Apples (1kg)
$2.27 ₹203
$1.15 ₹103
$2.88 ₹258
Banana (1kg)
$0.66 ₹59.1
$0.46 ₹40.85
$1.58 ₹142
Oranges (1kg)
$0.97 ₹86.5
$0.6 ₹54
$1.2 ₹108
Tomato (1kg)
$0.42 ₹38.01
$0.24 ₹21.32
$0.6 ₹53.8
Potato (1kg)
$0.29 ₹25.56
$0.22 ₹19.6
$0.33 ₹29.82
Onion (1kg)
$0.33 ₹29.44
$0.22 ₹19.92
$0.4 ₹35.5
Lettuce (1 head)
$0.48 ₹43.29
$0.24 ₹21.18
$0.67 ₹59.9
Water (1.5 liter bottle)
$0.37 ₹33.3
$0.24 ₹21.28
$0.72 ₹64.8
Cigarettes 20 Pack (Marlboro, Camel)
$3.6 ₹322
$2.05 ₹184
$4.57 ₹409
Wine (Bottle)
$13.39 ₹1,199
$7.25 ₹649
$22.31 ₹1,998
Local Beer (0.5 liter bottle)
$1.94 ₹174
$1.13 ₹101
$2.82 ₹253
Imported Beer (0.33 liter bottle)
$3.58 ₹320
$2.08 ₹187
$5.79 ₹519
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$7.09 ₹635
$5.25 ₹470
$9.33 ₹836
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.66 ₹59.5
$0.24 ₹21.36
$1.09 ₹97.5
Public Transport Monthly Pass (Regular Price)
$17.41 ₹1,559
$16.25 ₹1,455
$17.41 ₹1,559
Taxi Start (Normal Tariff)
$1.76 ₹157
$1.17 ₹105
$1.76 ₹157
Taxi (Normal Tariff) (1km)
$0.33 ₹29.33
$0.22 ₹19.84
$0.44 ₹39.68
Taxi 1hour Waiting (Normal Tariff)
$2.4 ₹215
$1.19 ₹107
$2.63 ₹236
Gasoline (1 liter)
$1.23 ₹110
$1.19 ₹106
$1.24 ₹111
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.3K ₹1.5M
$13.8K ₹1.2M
$23K ₹2.1M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.6K ₹1.9M
$18.8K ₹1.7M
$25.9K ₹2.3M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.8 ₹5,623
$57.8 ₹5,175
$69.3 ₹6,210
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.56 ₹319
$2.98 ₹267
$3.57 ₹320
Internet (50+ Mbps, Unlimited Data)
$6.42 ₹575
$5.75 ₹515
$9.2 ₹824
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$17.12 ₹1,533
$11.81 ₹1,058
$23.62 ₹2,115
Tennis Court (1 Hour on Weekend)
$6.39 ₹572
$5.8 ₹519
$6.39 ₹572
Cinema Ticket
$4.01 ₹359
$3.44 ₹308
$5.72 ₹513
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$79.2 ₹7,095
$57.6 ₹5,160
$115 ₹10.3K
International Primary School, 1 Child (Yearly)
$1,630 ₹146K
$1,417 ₹127K
$1,772 ₹158.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$23.79 ₹2,131
$6.87 ₹615
$74.4 ₹6,660
Summer Dress (H&M, Zara, etc)
$35.95 ₹3,221
$12.82 ₹1,149
$58.3 ₹5,222
Sport Shoes (Adidas, Nike)
$61.8 ₹5,533
$23.95 ₹2,145
$114 ₹10.2K
Men's Leather Business Shoes
$40.98 ₹3,671
$11.78 ₹1,055
$118 ₹10.5K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$204 ₹18.2K
$117 ₹10.5K
$398 ₹35.6K
1-bedroom Apartment, Outside City Center (Monthly)
$119 ₹10.7K
$45.9 ₹4,111
$275 ₹24.7K
3-bedroom Apartment, City Center (Monthly)
$502 ₹45K
$344 ₹30.9K
$746 ₹66.8K
3-bedroom Apartment, Outside City Center (Monthly)
$493 ₹44.2K
$315 ₹28.2K
$641 ₹57.4K
Buy Apartment in City Center (m2)
$631 ₹56.5K
$390 ₹34.9K
$780 ₹69.8K
Buy Apartment Outside City Center (m2)
$538 ₹48.2K
$510 ₹45.7K
$566 ₹50.7K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$386 ₹34.5K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.62
6
9.5

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 30, 2025

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Cost of Living in Ludhiana - Frequently Asked Questions
How does Ludhiana stack up in terms of overall affordability for travelers, expats, and digital nomads?
Compare Ludhiana with bigger metros and you'll find a favorable balance between costs and amenities. Cost of Living in Ludhiana tends to be lower than in many Indian cities while still offering reliable internet, coworking spaces, and a diverse dining scene. Housing spans affordable older homes in established neighborhoods to modern apartments near industrial belts. Utilities and groceries stay approachable if you shop at local markets and plan meals. Transportation is economical, with buses, auto-rickshaws, and ride-hailing options to cover daily needs. A walkable core exists in central neighborhoods, with parks and markets to explore on weekends. Tip: start with a short-term rental in a central area to feel the pace before committing.
What does daily life look like in Ludhiana, including housing search, food options, transport, and errands?
Daily life centers on practical choices: you can find affordable rentals in older neighborhoods and newer flats near college clusters or industrial zones. For housing search, start with local listings, walk through neighborhoods in the day, and check security and water supply. Food options range from bright local markets to modern supermarkets and street carts offering comfort foods. Transport is flexible: reliable bus routes, auto-rickshaws, and ride-hailing help you reach markets and coworking spaces. Co-working spaces exist, coffee shops double as study zones, and markets for fresh produce are close to residential pockets. Ludhiana living cost varies by area and lifestyle; plan a weekly budget around essentials. Tip: map a few neighborhoods in advance before visiting.
What budget and neighborhood strategy helps you maximize quality of life in Ludhiana across the seasons?
Quality of life hinges on daily rhythm, safety, and how you manage your budget over time. Use a simple framework: fixed essentials (housing, utilities, groceries) and flexible extras (dining out, travel). In Ludhiana, you will notice seasonal shifts that influence comfort and spending: summers demand more cooling and hydration, winters bring pleasant days but require warm layers. For neighborhood fit, seek areas with reliable water and electricity, leafy streets, and proximity to markets or coworking hubs. Saving tips include negotiating longer leases, sharing a well-located apartment, and cooking most meals at home. Tip: template a monthly walk-through of expenses to adjust your plan as seasons change.

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