Cost of Living in Karlovac - Updated Prices & Insights

53.31
Solo nomad: Estimated monthly costs are $746 (excluding rent), and $1,283 including rent.
Family of 3: Estimated monthly costs are $1,840 (excluding rent), and $2,545 including rent.
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$12.54 €10.83
$11.4 €9.84
$19.38 €16.73
Three-Course Dinner for Two, Mid-Range
$47.09 €40.66
$47.09 €40.66
$130 €112
Fast Food Meal (McDonalds, etc)
$8.29 €7.15
$8.29 €7.15
$11.84 €10.22
Cappuccino
$1.93 €1.67
$1.81 €1.57
$3.4 €2.94
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.41 €2.08
$2.29 €1.98
$4.59 €3.96
Water (0.33 liter bottle)
$1.37 €1.18
$1.14 €0.99
$3.42 €2.95
Local Beer (0.5 liter draught)
$2.35 €2.03
$2.35 €2.03
$7.06 €6.1
Imported Beer (0.33 liter bottle)
$2.25 €1.94
$2.25 €1.94
$7.87 €6.8
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.18 €1.02
$1.18 €1.02
$1.18 €1.02
White Bread (500g)
$1.13 €0.97
$1.13 €0.97
$1.13 €0.97
Rice (white) (1kg)
$1.86 €1.61
$1.17 €1.01
$2.56 €2.21
Eggs
$3.37 €2.91
$2.7 €2.33
$6.74 €5.82
Local Cheese (1kg)
$9.86 €8.51
$9.28 €8.01
$10.44 €9.01
Chicken Fillets (1kg)
$11.8 €10.18
$8.26 €7.13
$14.16 €12.23
Beef Round Steak (1kg)
$13.93 €12.02
$13.93 €12.02
$13.93 €12.02
Apples (1kg)
$1.78 €1.54
$1.19 €1.02
$2.36 €2.04
Banana (1kg)
$1.98 €1.71
$1.7 €1.46
$2.25 €1.94
Oranges (1kg)
$1.77 €1.53
$1.18 €1.02
$2.35 €2.03
Tomato (1kg)
$2 €1.73
$1.72 €1.48
$2.28 €1.97
Potato (1kg)
$1.65 €1.43
$0.95 €0.82
$2.36 €2.04
Onion (1kg)
$1.03 €0.89
$0.92 €0.79
$1.14 €0.99
Lettuce (1 head)
$1.7 €1.46
$1.13 €0.98
$2.25 €1.94
Water (1.5 liter bottle)
$1.03 €0.89
$0.92 €0.79
$1.15 €0.99
Cigarettes 20 Pack (Marlboro, Camel)
$5.53 €4.77
$5.23 €4.52
$5.82 €5.02
Wine (Bottle)
$6.99 €6.04
$4.66 €4.03
$8.16 €7.05
Local Beer (0.5 liter bottle)
$1.7 €1.47
$1.14 €0.98
$2.26 €1.95
Imported Beer (0.33 liter bottle)
$2.64 €2.28
$1.77 €1.53
$3.53 €3.04
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.49 €3.01
$3.49 €3.01
$3.49 €3.01
Public Transport Monthly Pass (Regular Price)
$38.38 €33.14
$31.12 €26.87
$44.09 €38.07
Taxi Start (Normal Tariff)
$5.82 €5.03
$5.82 €5.03
$5.82 €5.03
Taxi (Normal Tariff) (1km)
$1.38 €1.19
$1.38 €1.19
$1.38 €1.19
Taxi 1hour Waiting (Normal Tariff)
$9.67 €8.35
$7.18 €6.2
$18.09 €15.62
Gasoline (1 liter)
$1.76 €1.52
$1.64 €1.42
$1.79 €1.55
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.1K €32.1K
$37.1K €32.1K
$38.2K €33K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K €22.1K
$25.6K €22.1K
$27.3K €23.6K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$185 €160
$109 €94.3
$282 €244
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.18 €20.02
$17.28 €14.92
$23.7 €20.46
Internet (50+ Mbps, Unlimited Data)
$32.67 €28.21
$23.07 €19.92
$46.13 €39.83
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$35.17 €30.36
$35.17 €30.36
$58.6 €50.6
Tennis Court (1 Hour on Weekend)
$17.48 €15.09
-
Cinema Ticket
$6.41 €5.54
$5.83 €5.03
$6.99 €6.03
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$410 €354
$410 €354
$410 €354
International Primary School, 1 Child (Yearly)
$1,391 €1,201
$1,391 €1,201
$1,391 €1,201
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$106 €91.7
$94.4 €81.5
$118 €102
Summer Dress (H&M, Zara, etc)
$34.82 €30.06
$34.82 €30.06
$34.82 €30.06
Sport Shoes (Adidas, Nike)
$69.7 €60.2
$69.7 €60.2
$69.7 €60.2
Men's Leather Business Shoes
$74.7 €64.5
$57.5 €49.6
$91.9 €79.4
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$426 €367
$348 €301
$522 €451
1-bedroom Apartment, Outside City Center (Monthly)
$332 €287
$293 €253
$410 €354
3-bedroom Apartment, City Center (Monthly)
$638 €551
$580 €501
$696 €601
3-bedroom Apartment, Outside City Center (Monthly)
$486 €419
$408 €352
$525 €453
Buy Apartment in City Center (m2)
$2,597 €2,242
$2,326 €2,008
$2,907 €2,510
Buy Apartment Outside City Center (m2)
$2,091 €1,805
$1,743 €1,505
$2,323 €2,006
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,230 €1,062
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.47
4
4.7
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Karlovac - Frequently Asked Questions
How would you describe overall affordability in Karlovac for travelers, expats, and digital nomads, and which groups tend to find it good value?
Compared with Croatia's larger cities and coastal hubs, Karlovac offers a balanced mix of affordability and quality that appeals to long-term stays. You'll find straightforward daily costs, a walkable center, and budget-friendly dining options near neighborhoods with easy access to nature. The appeal is strongest for those who value a slower pace, reliable public services, and a community feel, rather than high-end, tourist-focused infrastructure. Cost of Living in Karlovac, Croatia tends to be favorable for budgeting flexibility and longer stays. Tip: For a balanced budget, plan a longer stay to secure a better housing option and mix in local markets and bakeries for affordable meals.
What does daily life look like in Karlovac for housing search, food options, transport, and co-working or errands?
Daily life in Karlovac blends a compact city core with easy access to lakes and forests. Housing options range from charming apartments in the old town to more affordable setups on the outskirts, with the search eased by local listings and neighborhood visits. Grocery shopping, casual eateries, and bakeries provide steady value, while seasonal markets boost variety. For a snapshot of Karlovac, Croatia living cost, compare one-bedroom spaces near the river with larger units in quieter districts, and plan transit around the compact center. Reliable buses and bike paths keep running costs modest. Tip: Prioritize trial stays in different neighborhoods to gauge commute times and vibe.
What factors affect quality of life, budgeting, seasonal changes, and neighborhood fit in Karlovac?
Quality of life in Karlovac scales with smart budgeting and neighborhood fit. Build a simple framework: rent or housing costs, groceries, transport, and leisure, plus a buffer for seasonal spikes when tourism peaks. In summer, outdoor markets, festivals, and riverside strolls offer low-cost, high-value activities; in winter, heating and utilities may shift monthly use. Focus on neighborhoods with easy access to transit and parks to save on transport and leisure. Tap into local coworking spaces, libraries, and cafes with flexible hours for work-life balance. Tip: map a monthly plan that aligns your workdays with off-peak times to stretch your budget without missing the vibe.
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