Cost of Living in Ho - Updated Prices & Insights

Name: Ho
Address: Ho, GH

Solo nomad: Estimated monthly costs are $304 (excluding rent), and $339 including rent.

Family of 3: Estimated monthly costs are $767 (excluding rent), and $755 including rent.

Meal at Budget Restaurant

$2.88 GHS 32.61

$2.72 GHS 30.71

$9.91 GHS 112

Three-Course Dinner for Two, Mid-Range

$9.56 GHS 108

$85.1 GHS 962

Fast Food Meal (McDonalds, etc)

$3.85 GHS 43.51

$9.23 GHS 104

Cappuccino

$1.48 GHS 16.72

$6.22 GHS 70.3

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 GHS 5.35

$2.9 GHS 32.74

Water (0.33 liter bottle)

$0.3 GHS 3.44

$0.2 GHS 2.25

$0.99 GHS 11.15

Local Beer (0.5 liter draught)

$0.5 GHS 5.69

$2.58 GHS 29.14

Imported Beer (0.33 liter bottle)

$0.8 GHS 9.04

$4.26 GHS 48.22

Milk (1 liter)

$1.18 GHS 13.35

$4.45 GHS 50.3

White Bread (500g)

$0.5 GHS 5.68

$2.29 GHS 25.87

Rice (white) (1kg)

$0.82 GHS 9.25

$4.2 GHS 47.46

Eggs

$2.29 GHS 25.92

$1.47 GHS 16.57

$4.41 GHS 49.83

Local Cheese (1kg)

$10.94 GHS 124

$3.07 GHS 34.76

$24.65 GHS 279

Chicken Fillets (1kg)

$4.48 GHS 50.7

$2.68 GHS 30.31

$6.92 GHS 78.3

Beef Round Steak (1kg)

$5.31 GHS 60

$2.22 GHS 25.12

$11.9 GHS 135

Apples (1kg)

$2.08 GHS 23.53

$1.02 GHS 11.54

$4.44 GHS 50.2

Banana (1kg)

$0.98 GHS 11.11

$0.76 GHS 8.59

$2.27 GHS 25.66

Oranges (1kg)

$0.94 GHS 10.66

$0.43 GHS 4.83

$4.01 GHS 45.37

Tomato (1kg)

$0.94 GHS 10.58

$5.67 GHS 64.1

Potato (1kg)

$1.96 GHS 22.21

$1.04 GHS 11.73

$5.03 GHS 56.9

Onion (1kg)

$0.99 GHS 11.2

$3.92 GHS 44.35

Lettuce (1 head)

$0.28 GHS 3.16

$1.23 GHS 13.95

Water (1.5 liter bottle)

$0.47 GHS 5.29

$0.34 GHS 3.88

$0.72 GHS 8.09

Cigarettes 20 Pack (Marlboro, Camel)

$1.66 GHS 18.75

$1.58 GHS 17.81

$3.6 GHS 40.75

Wine (Bottle)

$3.16 GHS 35.75

$12.32 GHS 139

Local Beer (0.5 liter bottle)

$0.59 GHS 6.68

$1.56 GHS 17.62

Imported Beer (0.33 liter bottle)

$1.14 GHS 12.87

$2.63 GHS 29.71

Taxi Start (Normal Tariff)

$1.56 GHS 17.61

$1.38 GHS 15.6

$2.21 GHS 24.96

Taxi (Normal Tariff) (1km)

$1.17 GHS 13.21

$0.98 GHS 11.1

$1.32 GHS 14.88

Taxi 1hour Waiting (Normal Tariff)

$5.5 GHS 62.2

$3.1 GHS 35.02

$8.84 GHS 100

Gasoline (1 liter)

$0.96 GHS 10.82

$1.15 GHS 13.05

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$5,741 GHS 64.9K

$15.6K GHS 176.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$7,928 GHS 89.7K

$12.2K GHS 138.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$24.54 GHS 278

$129 GHS 1,456

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.38 GHS 151

$7.57 GHS 85.7

$24.17 GHS 273

Internet (50+ Mbps, Unlimited Data)

$14.42 GHS 163

$98.8 GHS 1,117

Cinema Ticket

$9.91 GHS 112

$7.28 GHS 82.3

$12.3 GHS 139

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.4 GHS 830

$67.8 GHS 767

$106 GHS 1,200

International Primary School, 1 Child (Yearly)

$7,997 GHS 90.4K

$4,772 GHS 54K

$25.9K GHS 292.8K

Jeans (Levis 501 Or Similar)

$14.6 GHS 165

$7.45 GHS 84.2

$29.76 GHS 337

Summer Dress (H&M, Zara, etc)

$18.54 GHS 210

$9.82 GHS 111

$25.78 GHS 292

Sport Shoes (Adidas, Nike)

$29.55 GHS 334

$17.77 GHS 201

$67.4 GHS 762

Men's Leather Business Shoes

$41.42 GHS 468

$20.6 GHS 233

$80.2 GHS 907

Average Monthly Net Salary (After Tax)

$108 GHS 1,220

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

35.8

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 2, 2025

Digital Nomad Cost of Living Index

City tags:

🌍 Africa

Cost of Living in Ho - Frequently Asked Questions

Ho offers a practical blend of value and comfort for travelers, expats, and digital nomads who want a slower pace without sacrificing access to essentials. You'll find simple apartments or guesthouses at reasonable rents, plentiful street food, and affordable local transport that covers daily errands without a car. The city's smaller scale means shorter commutes and a calmer rhythm, which translates to lower daily costs than bigger metros. If you're weighing options, the Cost of Living in Ho, Ghana tends to feel more approachable for longer stays focused on community, learning, or remote work. Tip: scout neighborhoods by vibe, not just price, to find your fit.

Daily life in Ho centers on a practical, community-focused rhythm. For housing, look in midtown or riverside pockets where safety and access to markets align, with flexible leases common. Food options range from bustling markets offering Ghanaian staples to cafés with Western favorites; you can keep costs down by cooking at home using fresh produce. Transport relies on tro-tro minibuses, shared taxis, and motorbike taxis, plus walking when distances are short. Co-working spaces exist but are modest; many remote workers blend work with casual cafés. Ho, Ghana living cost remains reasonable for most routines. Tip: create a core shortlist of reliable vendors for groceries and transport to keep days efficient.

Quality of life in Ho is defined by pace, green spaces, and accessible services. A simple budgeting approach: identify a comfortable base on rent, then plan meals at markets and occasional dining out, with transport kept affordable by bulk trips and walking. Seasonality affects markets and prices; the Harmattan and rainy periods can shift availability and travel comfort, so stay flexible and keep extra supplies in the dry season. When choosing neighborhoods, consider proximity to the river, schools, or coworking hubs, and the feel of morning markets. Tip: visit at different times of day to gauge noise, safety, and convenience.