Cost of Living in Ho - Updated Prices & Insights

Name: Ho
Address: Ho, GH

Solo nomad: Estimated monthly costs are $310 (excluding rent), and $341 including rent.

Family of 3: Estimated monthly costs are $729 (excluding rent), and $754 including rent.

Meal at Budget Restaurant

$2.98 GHS 30.43

$2.8 GHS 28.66

$10.24 GHS 105

Three-Course Dinner for Two, Mid-Range

$9.85 GHS 101

$87.7 GHS 896

Fast Food Meal (McDonalds, etc)

$3.83 GHS 39.14

$9.18 GHS 93.9

Cappuccino

$1.48 GHS 15.17

$6.24 GHS 63.8

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 GHS 5.23

$3.13 GHS 32

Water (0.33 liter bottle)

$0.28 GHS 2.83

$0.18 GHS 1.85

$0.9 GHS 9.16

Local Beer (0.5 liter draught)

$0.47 GHS 4.76

$2.39 GHS 24.41

Imported Beer (0.33 liter bottle)

$0.81 GHS 8.26

$4.31 GHS 44.07

Milk (1 liter)

$1.19 GHS 12.21

$4.5 GHS 46.02

White Bread (500g)

$0.5 GHS 5.14

$2.29 GHS 23.38

Rice (white) (1kg)

$0.76 GHS 7.8

$3.91 GHS 40

Eggs

$2.35 GHS 24

$1.5 GHS 15.35

$4.51 GHS 46.14

Local Cheese (1kg)

$11.22 GHS 115

$3.15 GHS 32.22

$25.28 GHS 258

Chicken Fillets (1kg)

$4.26 GHS 43.58

$2.55 GHS 26.07

$6.59 GHS 67.4

Beef Round Steak (1kg)

$5.43 GHS 55.5

$2.27 GHS 23.22

$12.17 GHS 124

Apples (1kg)

$2.09 GHS 21.36

$1.03 GHS 10.48

$4.46 GHS 45.61

Banana (1kg)

$0.94 GHS 9.61

$0.73 GHS 7.43

$2.17 GHS 22.2

Oranges (1kg)

$1 GHS 10.23

$0.45 GHS 4.64

$4.26 GHS 43.54

Tomato (1kg)

$0.94 GHS 9.59

$5.69 GHS 58.1

Potato (1kg)

$1.98 GHS 20.22

$1.04 GHS 10.68

$5.07 GHS 51.8

Onion (1kg)

$0.99 GHS 10.15

$3.93 GHS 40.17

Lettuce (1 head)

$0.3 GHS 3.08

$1.33 GHS 13.59

Water (1.5 liter bottle)

$0.47 GHS 4.84

$0.35 GHS 3.55

$0.72 GHS 7.41

Cigarettes 20 Pack (Marlboro, Camel)

$1.65 GHS 16.91

$1.57 GHS 16.07

$3.6 GHS 36.75

Wine (Bottle)

$3.49 GHS 35.64

$2.95 GHS 30.1

$12.27 GHS 125

Local Beer (0.5 liter bottle)

$0.59 GHS 6.06

$1.56 GHS 15.98

Imported Beer (0.33 liter bottle)

$1.19 GHS 12.16

$2.75 GHS 28.07

Taxi Start (Normal Tariff)

$1.54 GHS 15.76

$1.37 GHS 13.96

$2.19 GHS 22.34

Taxi (Normal Tariff) (1km)

$1.2 GHS 12.3

$1.01 GHS 10.34

$1.36 GHS 13.85

Taxi 1hour Waiting (Normal Tariff)

$5.62 GHS 57.4

$3.17 GHS 32.36

$9.04 GHS 92.4

Gasoline (1 liter)

$0.93 GHS 9.54

$1.13 GHS 11.5

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$5,763 GHS 58.9K

$15.7K GHS 160.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$7,647 GHS 78.2K

$11.8K GHS 120.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.91 GHS 244

$125 GHS 1,282

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.1 GHS 134

$7.42 GHS 75.8

$23.68 GHS 242

Internet (50+ Mbps, Unlimited Data)

$14.4 GHS 147

$98.7 GHS 1,008

Cinema Ticket

$9.42 GHS 96.2

$6.91 GHS 70.7

$11.69 GHS 119

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$71.9 GHS 735

$66.4 GHS 679

$104 GHS 1,062

International Primary School, 1 Child (Yearly)

$7,980 GHS 81.6K

$4,762 GHS 48.7K

$25.8K GHS 264.1K

Jeans (Levis 501 Or Similar)

$14.85 GHS 152

$7.58 GHS 77.5

$30.28 GHS 310

Summer Dress (H&M, Zara, etc)

$18.5 GHS 189

$9.8 GHS 100

$25.73 GHS 263

Sport Shoes (Adidas, Nike)

$28.69 GHS 293

$17.26 GHS 176

$65.5 GHS 669

Men's Leather Business Shoes

$41.14 GHS 420

$20.47 GHS 209

$79.6 GHS 814

Average Monthly Net Salary (After Tax)

$119 GHS 1,217

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

35.8

Citycost data is based on AI and user input – minor inaccuracies may occur.

City tags:

🌍 Africa

Cost of Living in Ho - Frequently Asked Questions

Ho offers a practical blend of value and comfort for travelers, expats, and digital nomads who want a slower pace without sacrificing access to essentials. You'll find simple apartments or guesthouses at reasonable rents, plentiful street food, and affordable local transport that covers daily errands without a car. The city's smaller scale means shorter commutes and a calmer rhythm, which translates to lower daily costs than bigger metros. If you're weighing options, the Cost of Living in Ho, Ghana tends to feel more approachable for longer stays focused on community, learning, or remote work. Tip: scout neighborhoods by vibe, not just price, to find your fit.

Daily life in Ho centers on a practical, community-focused rhythm. For housing, look in midtown or riverside pockets where safety and access to markets align, with flexible leases common. Food options range from bustling markets offering Ghanaian staples to cafés with Western favorites; you can keep costs down by cooking at home using fresh produce. Transport relies on tro-tro minibuses, shared taxis, and motorbike taxis, plus walking when distances are short. Co-working spaces exist but are modest; many remote workers blend work with casual cafés. Ho, Ghana living cost remains reasonable for most routines. Tip: create a core shortlist of reliable vendors for groceries and transport to keep days efficient.

Quality of life in Ho is defined by pace, green spaces, and accessible services. A simple budgeting approach: identify a comfortable base on rent, then plan meals at markets and occasional dining out, with transport kept affordable by bulk trips and walking. Seasonality affects markets and prices; the Harmattan and rainy periods can shift availability and travel comfort, so stay flexible and keep extra supplies in the dry season. When choosing neighborhoods, consider proximity to the river, schools, or coworking hubs, and the feel of morning markets. Tip: visit at different times of day to gauge noise, safety, and convenience.