Cost of Living in Ho - Updated Prices & Insights

Name: Ho
Address: Ho, GH

Solo nomad: Estimated monthly costs are $332 (excluding rent), and $341 including rent.

Family of 3: Estimated monthly costs are $804 (excluding rent), and $741 including rent.

Meal at Budget Restaurant

$2.94 GHS 31.69

$2.77 GHS 29.85

$10.11 GHS 109

Three-Course Dinner for Two, Mid-Range

$9.61 GHS 104

$85.5 GHS 921

Fast Food Meal (McDonalds, etc)

$3.85 GHS 41.46

$9.22 GHS 99.4

Cappuccino

$1.50 GHS 16.13

$6.29 GHS 67.9

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 GHS 5.49

$3.12 GHS 33.61

Water (0.33 liter bottle)

$0.30 GHS 3.25

$0.20 GHS 2.13

$0.98 GHS 10.53

Local Beer (0.5 liter draught)

$0.51 GHS 5.46

$2.60 GHS 27.98

Imported Beer (0.33 liter bottle)

$0.80 GHS 8.57

$4.24 GHS 45.73

Milk (1 liter)

$1.19 GHS 12.82

$4.48 GHS 48.32

White Bread (500g)

$0.47 GHS 5.10

$2.15 GHS 23.21

Rice (white) (1kg)

$0.82 GHS 8.81

$4.19 GHS 45.20

Eggs

$2.32 GHS 25.01

$1.48 GHS 15.99

$4.46 GHS 48.08

Local Cheese (1kg)

$11.27 GHS 121

$3.17 GHS 34.13

$25.39 GHS 274

Chicken Fillets (1kg)

$4.42 GHS 47.70

$2.65 GHS 28.53

$6.84 GHS 73.7

Beef Round Steak (1kg)

$5.47 GHS 59.0

$2.29 GHS 24.71

$12.28 GHS 132

Apples (1kg)

$2.20 GHS 23.67

$1.08 GHS 11.62

$4.69 GHS 50.6

Banana (1kg)

$1.02 GHS 10.95

$0.79 GHS 8.46

$2.34 GHS 25.28

Oranges (1kg)

$1.00 GHS 10.79

$0.45 GHS 4.89

$4.26 GHS 45.93

Tomato (1kg)

$0.98 GHS 10.60

$5.96 GHS 64.3

Potato (1kg)

$1.93 GHS 20.77

$1.02 GHS 10.97

$4.94 GHS 53.3

Onion (1kg)

$1.01 GHS 10.86

$3.99 GHS 43.00

Lettuce (1 head)

$0.28 GHS 2.98

$1.22 GHS 13.15

Water (1.5 liter bottle)

$0.51 GHS 5.49

$0.37 GHS 4.03

$0.78 GHS 8.40

Cigarettes 20 Pack (Marlboro, Camel)

$1.64 GHS 17.67

$1.56 GHS 16.79

$3.56 GHS 38.42

Wine (Bottle)

$3.31 GHS 35.67

$12.22 GHS 132

Local Beer (0.5 liter bottle)

$0.61 GHS 6.56

$1.60 GHS 17.30

Imported Beer (0.33 liter bottle)

$1.20 GHS 12.91

$2.76 GHS 29.80

Taxi Start (Normal Tariff)

$1.53 GHS 16.55

$1.36 GHS 14.66

$2.18 GHS 23.46

Taxi (Normal Tariff) (1km)

$1.16 GHS 12.48

$0.97 GHS 10.48

$1.30 GHS 14.05

Taxi 1hour Waiting (Normal Tariff)

$5.64 GHS 60.8

$3.17 GHS 34.23

$9.07 GHS 97.7

Gasoline (1 liter)

$1.01 GHS 10.89

$1.22 GHS 13.13

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$5,818 GHS 62.7K

$15.8K GHS 170.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$7,666 GHS 82.6K

$11.8K GHS 127.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$24.79 GHS 267

$130 GHS 1,402

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.11 GHS 141

$7.43 GHS 80.1

$23.70 GHS 255

Internet (50+ Mbps, Unlimited Data)

$14.36 GHS 155

$98.3 GHS 1,060

Cinema Ticket

$9.42 GHS 102

$6.91 GHS 74.5

$11.68 GHS 126

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$71.6 GHS 771

$66.2 GHS 713

$103 GHS 1,116

International Primary School, 1 Child (Yearly)

$7,961 GHS 85.8K

$4,750 GHS 51.2K

$25.8K GHS 277.9K

Jeans (Levis 501 Or Similar)

$14.36 GHS 155

$7.33 GHS 79.0

$29.28 GHS 316

Summer Dress (H&M, Zara, etc)

$19.05 GHS 205

$10.10 GHS 109

$26.50 GHS 286

Sport Shoes (Adidas, Nike)

$29.59 GHS 319

$17.80 GHS 192

$67.5 GHS 728

Men's Leather Business Shoes

$41.85 GHS 451

$20.82 GHS 224

$81.0 GHS 873

Average Monthly Net Salary (After Tax)

$111 GHS 1,200

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

35.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: February 28, 2026

Ho Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌍 Africa

Cost of Living in Ho - Frequently Asked Questions

Ho offers a practical blend of value and comfort for travelers, expats, and digital nomads who want a slower pace without sacrificing access to essentials. You'll find simple apartments or guesthouses at reasonable rents, plentiful street food, and affordable local transport that covers daily errands without a car. The city's smaller scale means shorter commutes and a calmer rhythm, which translates to lower daily costs than bigger metros. If you're weighing options, the Cost of Living in Ho, Ghana tends to feel more approachable for longer stays focused on community, learning, or remote work. Tip: scout neighborhoods by vibe, not just price, to find your fit.

Daily life in Ho centers on a practical, community-focused rhythm. For housing, look in midtown or riverside pockets where safety and access to markets align, with flexible leases common. Food options range from bustling markets offering Ghanaian staples to cafés with Western favorites; you can keep costs down by cooking at home using fresh produce. Transport relies on tro-tro minibuses, shared taxis, and motorbike taxis, plus walking when distances are short. Co-working spaces exist but are modest; many remote workers blend work with casual cafés. Ho, Ghana living cost remains reasonable for most routines. Tip: create a core shortlist of reliable vendors for groceries and transport to keep days efficient.

Quality of life in Ho is defined by pace, green spaces, and accessible services. A simple budgeting approach: identify a comfortable base on rent, then plan meals at markets and occasional dining out, with transport kept affordable by bulk trips and walking. Seasonality affects markets and prices; the Harmattan and rainy periods can shift availability and travel comfort, so stay flexible and keep extra supplies in the dry season. When choosing neighborhoods, consider proximity to the river, schools, or coworking hubs, and the feel of morning markets. Tip: visit at different times of day to gauge noise, safety, and convenience.