Cost of Living in Ho - Updated Prices & Insights

Name: Ho
Address: Ho, GH

Solo nomad: Estimated monthly costs are $274 (excluding rent), and $337 including rent.

Family of 3: Estimated monthly costs are $657 (excluding rent), and $750 including rent.

Meal at Budget Restaurant

$2.91 GHS 31.53

$2.74 GHS 29.70

$9.99 GHS 108

Three-Course Dinner for Two, Mid-Range

$9.98 GHS 108

$88.8 GHS 963

Fast Food Meal (McDonalds, etc)

$3.96 GHS 42.95

$9.49 GHS 103

Cappuccino

$1.50 GHS 16.25

$6.30 GHS 68.4

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 GHS 5.08

$2.87 GHS 31.09

Water (0.33 liter bottle)

$0.30 GHS 3.29

$0.20 GHS 2.16

$0.98 GHS 10.67

Local Beer (0.5 liter draught)

$0.51 GHS 5.49

$2.59 GHS 28.14

Imported Beer (0.33 liter bottle)

$0.77 GHS 8.31

$4.08 GHS 44.30

Milk (1 liter)

$1.20 GHS 13.03

$4.53 GHS 49.11

White Bread (500g)

$0.50 GHS 5.48

$2.30 GHS 24.92

Rice (white) (1kg)

$0.82 GHS 8.88

$4.20 GHS 45.56

Eggs

$2.35 GHS 25.45

$1.50 GHS 16.27

$4.51 GHS 48.93

Local Cheese (1kg)

$11.32 GHS 123

$3.18 GHS 34.52

$25.51 GHS 277

Chicken Fillets (1kg)

$4.36 GHS 47.28

$2.61 GHS 28.28

$6.74 GHS 73.1

Beef Round Steak (1kg)

$5.25 GHS 57.0

$2.20 GHS 23.87

$11.78 GHS 128

Apples (1kg)

$2.19 GHS 23.76

$1.07 GHS 11.66

$4.68 GHS 50.7

Banana (1kg)

$1.01 GHS 10.93

$0.78 GHS 8.45

$2.33 GHS 25.24

Oranges (1kg)

$0.93 GHS 10.05

$0.42 GHS 4.56

$3.95 GHS 42.81

Tomato (1kg)

$0.98 GHS 10.65

$5.95 GHS 64.6

Potato (1kg)

$1.89 GHS 20.54

$1.00 GHS 10.85

$4.86 GHS 52.7

Onion (1kg)

$0.96 GHS 10.41

$3.80 GHS 41.23

Lettuce (1 head)

$0.28 GHS 3.02

$1.23 GHS 13.31

Water (1.5 liter bottle)

$0.51 GHS 5.50

$0.37 GHS 4.04

$0.78 GHS 8.42

Cigarettes 20 Pack (Marlboro, Camel)

$1.64 GHS 17.76

$1.56 GHS 16.87

$3.56 GHS 38.60

Wine (Bottle)

$3.28 GHS 35.60

$12.08 GHS 131

Local Beer (0.5 liter bottle)

$0.60 GHS 6.55

$1.59 GHS 17.27

Imported Beer (0.33 liter bottle)

$1.15 GHS 12.44

$2.65 GHS 28.71

Taxi Start (Normal Tariff)

$1.57 GHS 17.03

$1.39 GHS 15.09

$2.22 GHS 24.14

Taxi (Normal Tariff) (1km)

$1.22 GHS 13.26

$1.03 GHS 11.14

$1.38 GHS 14.93

Taxi 1hour Waiting (Normal Tariff)

$5.63 GHS 61.1

$3.17 GHS 34.40

$9.05 GHS 98.2

Gasoline (1 liter)

$0.95 GHS 10.28

$1.14 GHS 12.40

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$5,796 GHS 62.9K

$15.8K GHS 171.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$7,807 GHS 84.7K

$12.0K GHS 130.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$24.17 GHS 262

$127 GHS 1,376

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.25 GHS 144

$7.50 GHS 81.4

$23.94 GHS 260

Internet (50+ Mbps, Unlimited Data)

$14.79 GHS 160

$101 GHS 1,099

Cinema Ticket

$9.56 GHS 104

$7.02 GHS 76.2

$11.87 GHS 129

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.3 GHS 795

$67.7 GHS 735

$106 GHS 1,150

International Primary School, 1 Child (Yearly)

$8,066 GHS 87.5K

$4,813 GHS 52.2K

$26.1K GHS 283.4K

Jeans (Levis 501 Or Similar)

$14.85 GHS 161

$7.58 GHS 82.2

$30.28 GHS 329

Summer Dress (H&M, Zara, etc)

$19.24 GHS 209

$10.20 GHS 111

$26.75 GHS 290

Sport Shoes (Adidas, Nike)

$28.57 GHS 310

$17.19 GHS 186

$65.2 GHS 707

Men's Leather Business Shoes

$41.24 GHS 447

$20.52 GHS 223

$79.8 GHS 866

Average Monthly Net Salary (After Tax)

$114 GHS 1,236

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

35.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 11, 2026

Ho Median Internet Speeds (Updated December 2025)

Mobile

253

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌍 Africa

Cost of Living in Ho - Frequently Asked Questions

Ho offers a practical blend of value and comfort for travelers, expats, and digital nomads who want a slower pace without sacrificing access to essentials. You'll find simple apartments or guesthouses at reasonable rents, plentiful street food, and affordable local transport that covers daily errands without a car. The city's smaller scale means shorter commutes and a calmer rhythm, which translates to lower daily costs than bigger metros. If you're weighing options, the Cost of Living in Ho, Ghana tends to feel more approachable for longer stays focused on community, learning, or remote work. Tip: scout neighborhoods by vibe, not just price, to find your fit.

Daily life in Ho centers on a practical, community-focused rhythm. For housing, look in midtown or riverside pockets where safety and access to markets align, with flexible leases common. Food options range from bustling markets offering Ghanaian staples to cafés with Western favorites; you can keep costs down by cooking at home using fresh produce. Transport relies on tro-tro minibuses, shared taxis, and motorbike taxis, plus walking when distances are short. Co-working spaces exist but are modest; many remote workers blend work with casual cafés. Ho, Ghana living cost remains reasonable for most routines. Tip: create a core shortlist of reliable vendors for groceries and transport to keep days efficient.

Quality of life in Ho is defined by pace, green spaces, and accessible services. A simple budgeting approach: identify a comfortable base on rent, then plan meals at markets and occasional dining out, with transport kept affordable by bulk trips and walking. Seasonality affects markets and prices; the Harmattan and rainy periods can shift availability and travel comfort, so stay flexible and keep extra supplies in the dry season. When choosing neighborhoods, consider proximity to the river, schools, or coworking hubs, and the feel of morning markets. Tip: visit at different times of day to gauge noise, safety, and convenience.