Cost of Living in Fargo, ND - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,085 (excluding rent), and $2,092 including rent.

Family of 3: Estimated monthly costs are $3,000 (excluding rent), and $4,368 including rent.

Meal at Budget Restaurant

$15.06 $15.06

$9.03 $9.03

$25.10 $25.10

Three-Course Dinner for Two, Mid-Range

$50.4 $50.4

$45.38 $45.38

$101 $101

Fast Food Meal (McDonalds, etc)

$11.22 $11.22

$10.20 $10.20

$12.94 $12.94

Cappuccino

$5.17 $5.17

$3.44 $3.44

$8.84 $8.84

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 $2.56

$1.96 $1.96

$2.95 $2.95

Water (0.33 liter bottle)

$1.94 $1.94

$2.43 $2.43

Local Beer (0.5 liter draught)

$5.78 $5.78

$3.93 $3.93

$7.85 $7.85

Imported Beer (0.33 liter bottle)

$8.16 $8.16

$5.96 $5.96

$11.92 $11.92

Milk (1 liter)

$1.27 $1.27

$0.80 $0.80

$1.61 $1.61

White Bread (500g)

$3.56 $3.56

$1.42 $1.42

$5.66 $5.66

Rice (white) (1kg)

$5.82 $5.82

$2.15 $2.15

$8.62 $8.62

Eggs

$3.94 $3.94

$1.96 $1.96

$11.83 $11.83

Local Cheese (1kg)

$12.31 $12.31

$8.71 $8.71

$21.77 $21.77

Chicken Fillets (1kg)

$15.07 $15.07

$11.14 $11.14

$22.33 $22.33

Beef Round Steak (1kg)

$19.21 $19.21

$15.38 $15.38

$35.15 $35.15

Apples (1kg)

$8.27 $8.27

$4.42 $4.42

$19.87 $19.87

Banana (1kg)

$2.76 $2.76

$1.50 $1.50

$4.36 $4.36

Oranges (1kg)

$6.36 $6.36

$3.75 $3.75

$8.56 $8.56

Tomato (1kg)

$4.76 $4.76

$3.24 $3.24

$7.63 $7.63

Potato (1kg)

$3.89 $3.89

$2.41 $2.41

$9.07 $9.07

Onion (1kg)

$3.66 $3.66

$3.36 $3.36

$4.52 $4.52

Lettuce (1 head)

$1.96 $1.96

$1.86 $1.86

$2.96 $2.96

Water (1.5 liter bottle)

$2.64 $2.64

$1.99 $1.99

$3.98 $3.98

Cigarettes 20 Pack (Marlboro, Camel)

$9.33 $9.33

$7.16 $7.16

$13.30 $13.30

Wine (Bottle)

$14.91 $14.91

$11.93 $11.93

$19.88 $19.88

Local Beer (0.5 liter bottle)

$2.58 $2.58

$1.75 $1.75

$3.60 $3.60

Imported Beer (0.33 liter bottle)

$4.84 $4.84

$1.23 $1.23

$6.46 $6.46

One-way Ticket (Public Transport)

$1.53 $1.53

Public Transport Monthly Pass (Regular Price)

$42.74 $42.74

$102 $102

Taxi Start (Normal Tariff)

$4.52 $4.52

$3.01 $3.01

$5.02 $5.02

Taxi (Normal Tariff) (1km)

$1.64 $1.64

$1.57 $1.57

$2.20 $2.20

Taxi 1hour Waiting (Normal Tariff)

$29.57 $29.57

$26.75 $26.75

$35.46 $35.46

Gasoline (1 liter)

$0.80 $0.80

$0.72 $0.72

$0.87 $0.87

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.7K $32.7K

$22.8K $22.8K

$35.1K $35.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$24.9K $24.9K

$26.7K $26.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 $160

$88.5 $88.5

$322 $322

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.2 $53.2

$29.55 $29.55

$113 $113

Internet (50+ Mbps, Unlimited Data)

$57.0 $57.0

$44.64 $44.64

$79.4 $79.4

Gym Membership (Monthly)

$56.1 $56.1

$30.58 $30.58

$71.4 $71.4

Cinema Ticket

$13.94 $13.94

$11.15 $11.15

$20.27 $20.27

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,256 $1,256

$1,013 $1,013

$1,871 $1,871

International Primary School, 1 Child (Yearly)

$23.5K $23.5K

$16.8K $16.8K

$27.3K $27.3K

Jeans (Levis 501 Or Similar)

$49.82 $49.82

$39.23 $39.23

$88.2 $88.2

Summer Dress (H&M, Zara, etc)

$47.00 $47.00

$30.44 $30.44

$50.7 $50.7

Sport Shoes (Adidas, Nike)

$90.5 $90.5

$50.4 $50.4

$121 $121

Men's Leather Business Shoes

$111 $111

$80.7 $80.7

$121 $121

1-bedroom Apartment, City Center (Monthly)

$972 $972

$707 $707

$1,211 $1,211

1-bedroom Apartment, Outside City Center (Monthly)

$773 $773

$560 $560

$968 $968

3-bedroom Apartment, City Center (Monthly)

$2,571 $2,571

$1,504 $1,504

$3,902 $3,902

3-bedroom Apartment, Outside City Center (Monthly)

$1,525 $1,525

$1,357 $1,357

$1,974 $1,974

Buy Apartment in City Center (m2)

$1,815 $1,815

$1,800 $1,800

$1,823 $1,823

Buy Apartment Outside City Center (m2)

$1,812 $1,812

$1,797 $1,797

$1,819 $1,819

Average Monthly Net Salary (After Tax)

$3,773 $3,773

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

6.19

6.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Fargo, ND Median Internet Speeds (Updated December 2025)

Mobile

115

Mbps

Fixed Broadband

280

Mbps

159

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Fargo, ND - Frequently Asked Questions

Fargo offers a balance of affordability, reliability, and walkable neighborhoods that appeal to temporary residents. The Cost of Living in Fargo, ND, United States tends to favor longer stays where you can get comfortable without rushing to a big city budget. Expect straightforward housing options, reasonable groceries, and access to essential services. Seasonal weather shapes daily life, but infrastructure is practical and well connected by road and bus. Cultural events and a growing co-working scene add value for remote work, while safety and friendliness often speed up the settling-in process. Tip: Start with a flexible month-by-month plan to test neighborhoods before committing.

Daily life in Fargo suits practical travelers and remote workers who value accessibility and quiet neighborhoods. Housing options range from compact studios to larger rentals in Downtown, North Fargo, and West Fargo, with flexible terms that help you test fit. Grocery options include both standard supermarkets and local markets, while dining runs from cozy cafés to family-owned spots. Public transit is reliable enough for errands; many people bike or car-share for longer trips. For work, you’ll find coworking spaces and affordable offices with solid internet. Fargo, ND, United States living cost remains approachable, though utilities can shift with the seasons. Tip: Build a short shopping-and-commute plan for your first two weeks.

Quality of life here comes from balance: friendly neighborhoods, easy access to outdoors, and a calm pace that still supports remote work. A practical budgeting framework helps you enjoy Fargo across seasons: set priorities, track major categories (housing, utilities, groceries, transport), and reallocate as weather changes. For neighborhood fit, Downtown offers compact amenities and nightlife; North Fargo and West Fargo lean residential with longer shopping corridors; South Fargo blends services and housing options. Seasonal shifts influence heating and outdoor activities; plan for warm jackets and home insulation checks. Tip: test a few neighborhoods during both winter and shoulder seasons to gauge comfort and commute time.