Cost of Living in Croatia - Updated Prices & Insights

Name: Croatia
Address: HR

Solo nomad: Estimated monthly costs are $831 (excluding rent), and $1,640 including rent.

Family of 3: Estimated monthly costs are $2,135 (excluding rent), and $3,206 including rent.

Meal at Budget Restaurant

$13.66 €11.77

$9.11 €7.85

$22.77 €19.62

Three-Course Dinner for Two, Mid-Range

$68.1 €58.7

$51.1 €44.04

$114 €97.9

Fast Food Meal (McDonalds, etc)

$9.02 €7.77

$7.89 €6.80

$11.27 €9.71

Cappuccino

$2.49 €2.14

$1.81 €1.56

$3.62 €3.12

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 €2.72

$2.32 €2.00

$4.65 €4.01

Water (0.33 liter bottle)

$2.37 €2.04

$1.81 €1.56

$3.40 €2.93

Local Beer (0.5 liter draught)

$4.10 €3.54

$2.93 €2.52

$5.98 €5.15

Imported Beer (0.33 liter bottle)

$4.59 €3.96

$3.44 €2.97

$5.74 €4.95

Milk (1 liter)

$1.24 €1.07

$0.90 €0.78

$1.74 €1.50

White Bread (500g)

$1.68 €1.45

$0.96 €0.83

$2.70 €2.33

Rice (white) (1kg)

$3.09 €2.66

$1.77 €1.52

$5.30 €4.57

Eggs

$3.71 €3.20

$2.76 €2.38

$4.41 €3.80

Local Cheese (1kg)

$11.29 €9.73

$6.84 €5.90

$28.51 €24.58

Chicken Fillets (1kg)

$9.74 €8.40

$5.87 €5.06

$14.09 €12.15

Beef Round Steak (1kg)

$12.61 €10.87

$9.31 €8.03

$23.28 €20.07

Apples (1kg)

$1.74 €1.50

$1.17 €1.01

$2.33 €2.01

Banana (1kg)

$1.75 €1.51

$1.45 €1.25

$2.49 €2.15

Oranges (1kg)

$1.98 €1.70

$1.19 €1.02

$3.55 €3.06

Tomato (1kg)

$2.57 €2.21

$1.17 €1.01

$4.44 €3.83

Potato (1kg)

$1.29 €1.12

$0.68 €0.58

$2.27 €1.95

Onion (1kg)

$1.37 €1.18

$0.82 €0.71

$2.33 €2.01

Lettuce (1 head)

$1.28 €1.11

$0.71 €0.61

$2.37 €2.05

Water (1.5 liter bottle)

$1.19 €1.03

$0.79 €0.68

$2.28 €1.97

Cigarettes 20 Pack (Marlboro, Camel)

$5.88 €5.07

$5.29 €4.56

$6.71 €5.78

Wine (Bottle)

$7.99 €6.89

$4.57 €3.94

$13.69 €11.80

Local Beer (0.5 liter bottle)

$1.62 €1.40

$1.13 €0.98

$2.25 €1.94

Imported Beer (0.33 liter bottle)

$2.26 €1.95

$1.47 €1.27

$3.52 €3.03

One-way Ticket (Public Transport)

$1.52 €1.31

$0.62 €0.53

$2.93 €2.53

Public Transport Monthly Pass (Regular Price)

$54.6 €47.02

$34.82 €30.02

$69.7 €60.0

Taxi Start (Normal Tariff)

$3.38 €2.92

$2.14 €1.85

$5.64 €4.87

Taxi (Normal Tariff) (1km)

$1.07 €0.92

$0.95 €0.82

$2.14 €1.85

Taxi 1hour Waiting (Normal Tariff)

$10.33 €8.90

$5.80 €5.00

$29.00 €25.00

Gasoline (1 liter)

$1.77 €1.52

$1.68 €1.45

$1.87 €1.61

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.7K €32.5K

$31.8K €27.4K

$37.7K €32.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K €22.9K

$26.2K €22.6K

$27.9K €24.0K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 €165

$131 €113

$286 €246

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.69 €18.70

$13.66 €11.77

$31.87 €27.47

Internet (50+ Mbps, Unlimited Data)

$31.90 €27.50

$22.85 €19.70

$45.69 €39.39

Gym Membership (Monthly)

$50.0 €43.13

$30.56 €26.35

$75.0 €64.6

Tennis Court (1 Hour on Weekend)

$14.43 €12.43

$9.34 €8.05

$21.01 €18.11

Cinema Ticket

$7.94 €6.84

$5.67 €4.89

$11.34 €9.77

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$290 €250

$114 €97.9

$568 €489

International Primary School, 1 Child (Yearly)

$10.9K €9,430

$5,795 €4,995

$19.3K €16.7K

Jeans (Levis 501 Or Similar)

$95.4 €82.2

$54.3 €46.77

$134 €116

Summer Dress (H&M, Zara, etc)

$40.66 €35.05

$21.63 €18.65

$56.9 €49.07

Sport Shoes (Adidas, Nike)

$102 €87.9

$64.0 €55.2

$140 €121

Men's Leather Business Shoes

$107 €92.2

$56.8 €49.00

$171 €147

1-bedroom Apartment, City Center (Monthly)

$766 €661

$586 €505

$1,172 €1,010

1-bedroom Apartment, Outside City Center (Monthly)

$579 €499

$403 €348

$830 €715

3-bedroom Apartment, City Center (Monthly)

$1,255 €1,082

$810 €699

$2,084 €1,796

3-bedroom Apartment, Outside City Center (Monthly)

$912 €786

$625 €539

$1,478 €1,274

Buy Apartment in City Center (m2)

$4,716 €4,065

$2,613 €2,253

$7,067 €6,092

Buy Apartment Outside City Center (m2)

$3,526 €3,039

$2,333 €2,011

$4,852 €4,183

Average Monthly Net Salary (After Tax)

$1,626 €1,402

20-Year Fixed Mortgage Interest Rate (Annual %)

4.34

4.7

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

By City in Croatia

Lowest

Highest

Rank	City	Population	Living Index	Solo costs (no rent) / month	Solo costs (with rent) / month	Family of 3 costs (no rent) / month	Family of 3 costs (with rent) / month	Mobile download speed (Mbps)	Internet download speed (Mbps)
1	Belišće	6500	61	$639	$1,223	$1,552	$2,452	205.02	16.85
2	Bjelovar	36316	74	$725	$1,508	$2,100	$3,041	31.23	77.45
3	Buzet	6000	78	$848	$1,529	$2,322	$3,362	148.93	178.84
4	Cakovec	27122	68	$707	$1,353	$1,894	$2,670	33.63	200.01
5	Cavtat	2153	77	$798	$1,510	$2,053	$3,077	69.41	141.4
6	Crikvenica	11000	73	$699	$1,481	$2,334	$3,011	281.34	194.16
7	Daruvar	8500	73	$814	$1,467	$2,249	$2,916	338.22	100.11
8	Dubrovnik	41562	99	$960	$2,000	$2,050	$3,793	24.77	95.98
9	Gospic	11502	72	$880	$1,440	$2,087	$2,963	28.08	81.72
10	Gradac	3300	72	$812	$1,452	$1,911	$2,992	20.23	242.29
11	Hvar	3979	77	$802	$1,519	$2,072	$3,092	11.98	68.22
12	Jastrebarsko	5400	75	$841	$1,486	$2,259	$3,121	168.65	181.47
13	Karlovac	41869	63	$631	$1,266	$1,650	$2,457	45.57	63.46
14	Kaštela	37794	69	$747	$1,400	$2,145	$2,968	16.73	222.43
15	Koprivnica	28580	73	$811	$1,475	$1,635	$2,832	169.8	214.5
16	Krk	20165	76	$762	$1,517	$1,844	$3,031	170.46	190.38
17	Kutina	19601	74	$997	$1,470	$2,345	$3,170	38.3	39.07
18	Makarska	12809	78	$891	$1,520	$2,166	$3,272	160.89	82.64
19	Metkovic	15235	75	$723	$1,518	$2,031	$3,041	81.98	143.79
20	Nova Gradiska	11690	75	$915	$1,473	$1,866	$3,067	33.01	164.62
21	Ogulin	12246	74	$913	$1,471	$2,306	$3,130	82.3	196.17
22	Opatija	10619	85	$794	$1,713	$2,050	$3,016	32.09	142.4
23	Osijek	75535	67	$740	$1,318	$1,885	$2,794	26.39	167.48
24	Petrinja	19950	78	$768	$1,537	$2,642	$3,286	58.11	261.46
25	Porec	16607	70	$685	$1,421	$1,717	$2,870	101.25	111.3
26	Pula	52220	73	$932	$1,463	$2,150	$3,233	24.1	64.57
27	Rijeka	107964	79	$878	$1,558	$2,169	$3,150	226.17	266.95
28	Rovinj	12968	85	$751	$1,695	$1,971	$3,245	18.22	167.87
29	Samobor	37435	71	$738	$1,417	$2,206	$2,851	16.83	211.7
30	Sesvete	70800	70	$770	$1,393	$2,155	$2,932	56.12	281.72
31	Sibenik	42599	70	$636	$1,407	$1,999	$2,707	39.99	114.32
32	Sisak	40121	70	$934	$1,375	$1,909	$2,953	167.09	262.28
33	Slavonski Brod	45005	59	$659	$1,167	$1,665	$2,375	138.96	94.43
34	Solin	24862	69	$766	$1,388	$2,085	$3,078	60.35	235.08
35	Split	149830	91	$913	$1,826	$2,307	$3,726	43.28	248.23
36	Umag	13000	74	$860	$1,483	$1,813	$3,035	131.45	119.82
37	Varazdin	43782	65	$671	$1,290	$1,595	$2,468	115.4	211.06
38	Velika Gorica	61075	74	$776	$1,449	$1,774	$3,030	131.74	250.31
39	Vinkovci	30842	71	$696	$1,425	$1,849	$2,693	33.94	56.31
40	Virovitica	19302	75	$834	$1,514	$2,184	$3,159	126.86	102.77
41	Vukovar	23175	74	$750	$1,464	$1,925	$3,035	178.88	249.09
42	Zadar	67309	83	$767	$1,661	$2,131	$3,483	19.59	157.36
43	Zagreb	767131	86	$809	$1,734	$2,057	$3,344	158.4	280.49
44	Zapresic	24133	71	$804	$1,415	$1,633	$2,826	172.59	260.4
45	Zupanja	12000	74	$809	$1,511	$2,086	$3,036	-	33.18
46	Đakovo	16875	72	$844	$1,430	$1,863	$2,770	17.58	45.69

Digital Nomad Cost of Living Index

Cost of Living in Croatia - Frequently Asked Questions

Croatia offers a favorable blend of scenery, culture, and value, especially when compared with Western Europe. You'll find that everyday costs - food, local services, and utilities - tend to be lower inland than in peak coastal towns, though tourist hubs can spike prices in summer. For travelers, expats, and digital nomads, longer stays often unlock better housing and coworking rates. If you plan around seasons, you'll notice price gaps between shoulder and peak periods. International connections are solid in major cities, with reliable public transport and practical day trips by rail or ferry. Overall, the Cost of Living in Croatia tends to be competitive for a European destination. Tip: map out a baseline monthly budget and test it across a full month.

Day-to-day living in Croatia centers on practical routines: smart housing searches, accessible groceries, and reliable transit. In cities and popular towns you’ll find a range of rentals – from studio flats to two-bedroom apartments – often with longer lease terms that help you negotiate better rates. Local markets and seasonal produce keep groceries reasonable, while dining out balances budget-friendly taverns with mid-range cafés. Public transit is dependable in major towns, and ferries or buses connect the coast to the islands. For work or study, coworking spaces and cafés with strong wifi are common. Croatia living cost varies by region and season, so plan ahead. Tip: Build a short trial plan across a month to see how costs in your chosen area stack up.

Quality of life hinges on neighborhood fit, budgeting approach, and seasonal rhythm. Start with a simple monthly framework: fixed housing, essential groceries, local transport, and discretionary spend. In Croatia, your lifestyle matters more than a single price tag; historic city centers offer walkable amenities but higher living costs than inland towns or rural areas. To save, pair self-catering with occasional dining out in seasonal markets, and use public transit or rail passes when available. Seasonal swings affect prices, so plan shoulder seasons for longer stays. Neighborhood pick should balance access to services, safety, and a vibe that matches work and leisure. Tip: Test a few districts during different seasons before committing.