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Cost of Living Comparison Between Zurich and Ubud, Bali Cost of Living Comparison Between Zurich and Ubud, Bali

๐Ÿ˜ Solo nomad: Zurich is 184.7% more expensive than Ubud, Bali without rent, and 204.3% more expensive with rent.
๐Ÿ˜ Family of 3: Zurich is 244% more expensive than Ubud, Bali without rent, and 134.5% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Zurich
Ubud, Bali
Difference
Meal at Budget Restaurant
$30.44 CHFย 24.44
$3.43 Rpย 58.1K
787.46%
Three-Course Dinner for Two, Mid-Range
$145 CHFย 117
$32.70 Rpย 553.4K
343.79%
Fast Food Meal (McDonalds, etc)
$20.65 CHFย 16.58
$5.04 Rpย 85.2K
309.72%
Cappuccino
$6.98 CHFย 5.61
$2.85 Rpย 48.2K
144.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.77 CHFย 4.64
$1.34 Rpย 22.8K
330.60%
Water (0.33 liter bottle)
$5.17 CHFย 4.15
$0.75 Rpย 12.6K
589.33%
Local Beer (0.5 liter draught)
$10.08 CHFย 8.09
$2.90 Rpย 49.1K
247.59%
Imported Beer (0.33 liter bottle)
$8.64 CHFย 6.93
$3.94 Rpย 66.7K
119.29%
๐Ÿ›’ Groceries & Markets
Zurich
Ubud, Bali
Difference
Milk (1 liter)
$2.15 CHFย 1.73
$1.80 Rpย 30.5K
19.44%
White Bread (500g)
$3.37 CHFย 2.71
$2.55 Rpย 43.2K
32.16%
Rice (white) (1kg)
$4.02 CHFย 3.23
$1.19 Rpย 20.2K
237.82%
Eggs
$7.54 CHFย 6.05
$2.42 Rpย 40.9K
211.57%
Local Cheese (1kg)
$29.47 CHFย 23.67
$14.38 Rpย 243.4K
104.94%
Chicken Fillets (1kg)
$33.72 CHFย 27.08
$4.21 Rpย 71.2K
700.95%
Beef Round Steak (1kg)
$50.2 CHFย 40.31
$11.88 Rpย 201.0K
322.56%
Apples (1kg)
$4.17 CHFย 3.35
$3.71 Rpย 62.8K
12.40%
Banana (1kg)
$2.87 CHFย 2.31
$1.56 Rpย 26.4K
83.97%
Oranges (1kg)
$2.99 CHFย 2.40
$2.77 Rpย 46.9K
7.94%
Tomato (1kg)
$5.10 CHFย 4.09
$2.22 Rpย 37.6K
129.73%
Potato (1kg)
$2.84 CHFย 2.28
$1.99 Rpย 33.8K
42.71%
Onion (1kg)
$2.29 CHFย 1.84
$2.29 Rpย 38.8K
-
Lettuce (1 head)
$2.59 CHFย 2.08
$1.01 Rpย 17.1K
156.44%
Water (1.5 liter bottle)
$1.71 CHFย 1.37
$0.78 Rpย 13.3K
119.23%
Cigarettes 20 Pack (Marlboro, Camel)
$11.06 CHFย 8.88
$3.17 Rpย 53.6K
248.90%
Wine (Bottle)
$14.25 CHFย 11.44
$23.70 Rpย 401.1K
-39.87%
Local Beer (0.5 liter bottle)
$2.62 CHFย 2.11
$2.78 Rpย 47.0K
-5.76%
Imported Beer (0.33 liter bottle)
$3.25 CHFย 2.61
$2.75 Rpย 46.5K
18.18%
๐ŸšŒ Getting Around
Zurich
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.86 CHFย 3.91
$0.27 Rpย 4,514
1700.00%
Public Transport Monthly Pass (Regular Price)
$109 CHFย 87.7
$8.14 Rpย 137.7K
1240.91%
Taxi Start (Normal Tariff)
$7.61 CHFย 6.11
$0.45 Rpย 7,609
1591.11%
Taxi (Normal Tariff) (1km)
$4.15 CHFย 3.33
$0.42 Rpย 7,192
888.10%
Taxi 1hour Waiting (Normal Tariff)
$88.7 CHFย 71.2
$6.18 Rpย 104.6K
1334.95%
Gasoline (1 liter)
$2.25 CHFย 1.80
$0.80 Rpย 13.5K
181.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.7K CHFย 32.7K
$26.2K Rpย 443.1M
55.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.6K CHFย 31.8K
$31.6K Rpย 534.8M
25.19%
๐Ÿงพ Monthly Utilities & Internet
Zurich
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$256 CHFย 206
$80.7 Rpย 1.4M
217.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.59 CHFย 28.58
$4.12 Rpย 69.8K
763.83%
Internet (50+ Mbps, Unlimited Data)
$58.2 CHFย 46.72
$23.70 Rpย 401.0K
145.53%
๐ŸŽ‰ Sport & Entertainment
Zurich
Ubud, Bali
Difference
Gym Membership (Monthly)
$90.3 CHFย 72.5
$96.9 Rpย 1.6M
-6.75%
Tennis Court (1 Hour on Weekend)
$49.68 CHFย 39.89
$6.29 Rpย 106.4K
689.83%
Cinema Ticket
$24.49 CHFย 19.66
$4.11 Rpย 69.5K
495.86%
๐Ÿงธ Childcare & Education
Zurich
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,412 CHFย 2,739
$298 Rpย 5.0M
1043.46%
International Primary School, 1 Child (Yearly)
$39.3K CHFย 31.5K
$6,540 Rpย 110.7M
500.41%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Zurich
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$142 CHFย 114
$53.4 Rpย 904.2K
165.99%
Summer Dress (H&M, Zara, etc)
$60.6 CHFย 48.66
$38.33 Rpย 648.6K
58.10%
Sport Shoes (Adidas, Nike)
$149 CHFย 120
$86.4 Rpย 1.5M
72.88%
Men's Leather Business Shoes
$198 CHFย 159
$78.9 Rpย 1.3M
151.44%
๐Ÿ  Accommodation & Living
Zurich
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$2,720 CHFย 2,184
$1,015 Rpย 17.2M
167.83%
1-bedroom Apartment, Outside City Center (Monthly)
$2,250 CHFย 1,807
$669 Rpย 11.3M
236.62%
3-bedroom Apartment, City Center (Monthly)
$4,982 CHFย 4,000
$3,348 Rpย 56.7M
48.80%
3-bedroom Apartment, Outside City Center (Monthly)
$3,719 CHFย 2,986
$2,114 Rpย 35.8M
75.96%
Buy Apartment in City Center (m2)
$25.5K CHFย 20.4K
$3,020 Rpย 51.1M
743.23%
Buy Apartment Outside City Center (m2)
$16.1K CHFย 12.9K
$2,334 Rpย 39.5M
589.63%
๐Ÿ’ต Salaries & Financials
Zurich
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$8,135 CHFย 6,532
$178 Rpย 3.0M
4460.15%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.09
13.28
-84.26%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Zurich: January 12, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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