Cost of Living Comparison Between Zurich and Ubud, Bali Cost of Living Comparison Between Zurich and Ubud, Bali

😐 Solo nomad: Zurich is 211% more expensive than Ubud, Bali without rent, and 196.3% more expensive with rent.
😐 Family of 3: Zurich is 157% more expensive than Ubud, Bali without rent, and 125.1% more expensive with rent.
Currency
🍽 Eating Out
Zurich
Ubud, Bali
Difference
Meal at Budget Restaurant
$31.39 CHF 24.49
$3.47 Rp 58.5K
804.61%
Three-Course Dinner for Two, Mid-Range
$148 CHF 116
$32.10 Rp 541.6K
361.56%
Fast Food Meal (McDonalds, etc)
$20.60 CHF 16.06
$4.86 Rp 82.0K
323.87%
Cappuccino
$6.90 CHF 5.38
$2.82 Rp 47.6K
144.68%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.83 CHF 4.55
$1.37 Rp 23.2K
325.55%
Water (0.33 liter bottle)
$5.30 CHF 4.13
$0.73 Rp 12.3K
626.03%
Local Beer (0.5 liter draught)
$9.74 CHF 7.59
$2.90 Rp 48.9K
235.86%
Imported Beer (0.33 liter bottle)
$8.44 CHF 6.58
$3.92 Rp 66.1K
115.31%
🛒 Groceries & Markets
Zurich
Ubud, Bali
Difference
Milk (1 liter)
$2.16 CHF 1.69
$1.74 Rp 29.3K
24.14%
White Bread (500g)
$3.40 CHF 2.65
$2.44 Rp 41.2K
39.34%
Rice (white) (1kg)
$3.94 CHF 3.07
$1.17 Rp 19.7K
236.75%
Eggs
$7.57 CHF 5.91
$2.35 Rp 39.7K
222.13%
Local Cheese (1kg)
$29.08 CHF 22.68
$14.78 Rp 249.4K
96.75%
Chicken Fillets (1kg)
$33.28 CHF 25.96
$4.25 Rp 71.7K
683.06%
Beef Round Steak (1kg)
$50.8 CHF 39.61
$12.21 Rp 206.1K
315.89%
Apples (1kg)
$4.01 CHF 3.13
$3.72 Rp 62.8K
7.80%
Banana (1kg)
$2.82 CHF 2.20
$1.56 Rp 26.2K
80.77%
Oranges (1kg)
$3.04 CHF 2.37
$2.69 Rp 45.4K
13.01%
Tomato (1kg)
$5.17 CHF 4.03
$2.34 Rp 39.4K
120.94%
Potato (1kg)
$2.73 CHF 2.13
$2.00 Rp 33.7K
36.50%
Onion (1kg)
$2.37 CHF 1.85
$2.31 Rp 38.9K
2.60%
Lettuce (1 head)
$2.58 CHF 2.02
$1.01 Rp 17.1K
155.45%
Water (1.5 liter bottle)
$1.66 CHF 1.30
$0.73 Rp 12.3K
127.40%
Cigarettes 20 Pack (Marlboro, Camel)
$11.15 CHF 8.69
$3.31 Rp 55.9K
236.86%
Wine (Bottle)
$15.52 CHF 12.10
$25.14 Rp 424.2K
-38.27%
Local Beer (0.5 liter bottle)
$2.75 CHF 2.14
$2.90 Rp 48.9K
-5.17%
Imported Beer (0.33 liter bottle)
$3.34 CHF 2.60
$2.77 Rp 46.8K
20.58%
🚌 Getting Around
Zurich
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.96 CHF 3.87
$0.27 Rp 4,526
1737.04%
Public Transport Monthly Pass (Regular Price)
$109 CHF 85.3
$8.26 Rp 139.4K
1224.33%
Taxi Start (Normal Tariff)
$7.63 CHF 5.95
$0.45 Rp 7,634
1595.56%
Taxi (Normal Tariff) (1km)
$4.13 CHF 3.22
$0.42 Rp 7,129
883.33%
Taxi 1hour Waiting (Normal Tariff)
$89.0 CHF 69.4
$6.26 Rp 105.5K
1321.57%
Gasoline (1 liter)
$2.24 CHF 1.75
$0.86 Rp 14.6K
160.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.1K CHF 31.3K
$25.9K Rp 436.8M
54.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.5K CHF 30.8K
$31.9K Rp 538.1M
23.70%
🧾 Monthly Utilities & Internet
Zurich
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$253 CHF 198
$80.8 Rp 1.4M
213.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.07 CHF 27.35
$3.98 Rp 67.1K
781.16%
Internet (50+ Mbps, Unlimited Data)
$58.2 CHF 45.36
$23.55 Rp 397.3K
146.96%
🎉 Sport & Entertainment
Zurich
Ubud, Bali
Difference
Gym Membership (Monthly)
$90.5 CHF 70.6
$97.3 Rp 1.6M
-6.94%
Tennis Court (1 Hour on Weekend)
$48.94 CHF 38.17
$6.42 Rp 108.4K
662.31%
Cinema Ticket
$24.92 CHF 19.44
$4.16 Rp 70.3K
499.04%
🧸 Childcare & Education
Zurich
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,471 CHF 2,707
$294 Rp 5.0M
1080.17%
International Primary School, 1 Child (Yearly)
$39.2K CHF 30.6K
$6,548 Rp 110.5M
498.82%
👕👟 Clothing & Footwear
Zurich
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$137 CHF 107
$54.2 Rp 913.9K
153.46%
Summer Dress (H&M, Zara, etc)
$61.1 CHF 47.63
$37.95 Rp 640.3K
60.92%
Sport Shoes (Adidas, Nike)
$149 CHF 117
$88.1 Rp 1.5M
69.58%
Men's Leather Business Shoes
$201 CHF 157
$78.1 Rp 1.3M
156.91%
🏠 Accommodation & Living
Zurich
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$2,726 CHF 2,126
$995 Rp 16.8M
173.88%
1-bedroom Apartment, Outside City Center (Monthly)
$2,225 CHF 1,736
$668 Rp 11.3M
233.23%
3-bedroom Apartment, City Center (Monthly)
$4,974 CHF 3,879
$3,391 Rp 57.2M
46.66%
3-bedroom Apartment, Outside City Center (Monthly)
$3,694 CHF 2,881
$2,080 Rp 35.1M
77.64%
Buy Apartment in City Center (m2)
$24.7K CHF 19.3K
$3,037 Rp 51.2M
714.44%
Buy Apartment Outside City Center (m2)
$16.4K CHF 12.8K
$2,378 Rp 40.1M
589.47%
💵 Salaries & Financials
Zurich
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$8,573 CHF 6,687
$180 Rp 3.0M
4675.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.09
13.28
-84.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zurich: February 28, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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