Cost of Living Comparison Between Ubud, Bali and Zurich Cost of Living Comparison Between Ubud, Bali and Zurich

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $4,713 in Zurich.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $6,973 in Zurich.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $9,233 in Zurich.

Living in Ubud, Bali costs roughly 71% less than in Zurich, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Zurich 244% above.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$37.19 CHF 29.74

-91.10%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$147 CHF 118

-73.48%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$19.29 CHF 15.42

-70.87%

Cappuccino

$2.64 Rp 46.9K

$7.09 CHF 5.67

-62.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$6.03 CHF 4.82

-73.80%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$5.37 CHF 4.30

-86.78%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$9.90 CHF 7.92

-72.42%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$8.88 CHF 7.10

-51.35%

Milk (1 liter)

$1.54 Rp 27.4K

$2.21 CHF 1.77

-30.32%

White Bread (500g)

$2.30 Rp 40.8K

$3.84 CHF 3.07

-40.10%

Rice (white) (1kg)

$1.03 Rp 18.3K

$4.01 CHF 3.20

-74.31%

Eggs

$2.12 Rp 37.7K

$8.45 CHF 6.75

-74.91%

Local Cheese (1kg)

$17.30 Rp 307.5K

$28.82 CHF 23.05

-39.97%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$25.53 CHF 20.41

-84.21%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$59.1 CHF 47.27

-78.99%

Apples (1kg)

$3.70 Rp 65.7K

$4.13 CHF 3.31

-10.41%

Banana (1kg)

$1.62 Rp 28.7K

$2.89 CHF 2.31

-43.94%

Oranges (1kg)

$2.27 Rp 40.3K

$3.52 CHF 2.82

-35.51%

Tomato (1kg)

$1.99 Rp 35.4K

$4.78 CHF 3.82

-58.37%

Potato (1kg)

$1.83 Rp 32.5K

$2.55 CHF 2.04

-28.24%

Onion (1kg)

$2.25 Rp 40.1K

$2.27 CHF 1.82

-0.88%

Lettuce (1 head)

$1.04 Rp 18.6K

$2.74 CHF 2.19

-62.04%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$1.28 CHF 1.02

-56.25%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$11.02 CHF 8.81

-79.85%

Wine (Bottle)

$23.22 Rp 412.7K

$13.82 CHF 11.05

68.02%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$2.73 CHF 2.18

-12.45%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$3.30 CHF 2.64

-13.03%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$5.52 CHF 4.42

-95.47%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$108 CHF 86.6

-93.38%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$8.24 CHF 6.59

-94.42%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$4.62 CHF 3.70

-90.04%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$91.1 CHF 72.8

-93.74%

Gasoline (1 liter)

$0.76 Rp 13.6K

$2.28 CHF 1.82

-66.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$41.0K CHF 32.8K

-40.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$39.9K CHF 31.9K

-22.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$281 CHF 225

-70.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$39.77 CHF 31.80

-84.08%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$58.1 CHF 46.48

-68.11%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$93.9 CHF 75.1

-40.31%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

$62.8 CHF 50.2

-70.68%

Cinema Ticket

$4.26 Rp 75.8K

$24.25 CHF 19.39

-82.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$3,766 CHF 3,012

-87.01%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$42.1K CHF 33.7K

-86.25%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$146 CHF 116

-68.41%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$61.1 CHF 48.85

-41.30%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$169 CHF 135

-53.06%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$260 CHF 208

-68.84%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$3,113 CHF 2,489

-63.25%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$2,393 CHF 1,913

-71.08%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$6,151 CHF 4,919

-42.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$4,264 CHF 3,409

-59.92%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$27.5K CHF 22.0K

-89.88%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$16.5K CHF 13.2K

-86.28%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$8,410 CHF 6,724

-97.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.98

595.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Zurich: August 17, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $3,113 in Zurich. Housing cost is often the main lever when comparing two cities.

Zurich pays 4867% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Ubud, Bali vs $147 in Zurich for a mid-range dinner for two. Groceries echo the gap at $293 vs $664 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zurich: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 242% lower than in Zurich. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 4867% lower in Zurich. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,144 in Ubud, Bali versus $3,113 in Zurich. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $489 in Ubud, Bali versus $3,766 in Zurich. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 127% higher in Zurich. For households that cook at home regularly, that difference adds up over a month.

At $1,379 in Ubud, Bali versus $4,713 in Zurich, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zurich. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,379 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Zurich are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 242% less than in Zurich. Beyond cost, consider language, visa policies, and how big the international community is in each city.