Cost of Living Comparison Between Ubud, Bali and Zurich Cost of Living Comparison Between Ubud, Bali and Zurich

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $4,264 in Zurich.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $6,405 in Zurich.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $8,546 in Zurich.

Living in Ubud, Bali costs roughly 67% less than in Zurich, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Zurich 217% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$30.59 CHF 24.29

-88.33%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$146 CHF 116

-77.68%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$20.52 CHF 16.29

-76.32%

Cappuccino

$2.75 Rp 49.2K

$6.99 CHF 5.55

-60.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$6.08 CHF 4.82

-78.29%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$5.28 CHF 4.19

-86.74%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$9.91 CHF 7.87

-70.64%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$8.83 CHF 7.01

-57.08%

Milk (1 liter)

$1.71 Rp 30.6K

$2.24 CHF 1.77

-23.66%

White Bread (500g)

$2.47 Rp 44.3K

$3.29 CHF 2.62

-24.92%

Rice (white) (1kg)

$1.20 Rp 21.5K

$3.95 CHF 3.13

-69.62%

Eggs

$2.44 Rp 43.8K

$7.39 CHF 5.86

-66.98%

Local Cheese (1kg)

$14.38 Rp 257.7K

$30.07 CHF 23.87

-52.18%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$34.13 CHF 27.10

-87.37%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$50.9 CHF 40.44

-76.03%

Apples (1kg)

$3.68 Rp 66.0K

$4.23 CHF 3.36

-13.00%

Banana (1kg)

$1.55 Rp 27.8K

$2.83 CHF 2.25

-45.23%

Oranges (1kg)

$2.79 Rp 49.9K

$3.01 CHF 2.39

-7.31%

Tomato (1kg)

$2.33 Rp 41.8K

$5.27 CHF 4.18

-55.79%

Potato (1kg)

$1.97 Rp 35.3K

$2.82 CHF 2.24

-30.14%

Onion (1kg)

$2.31 Rp 41.4K

$2.34 CHF 1.85

-1.28%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.51 CHF 1.99

-57.77%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.72 CHF 1.36

-57.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$10.87 CHF 8.63

-69.83%

Wine (Bottle)

$22.79 Rp 408.4K

$15.00 CHF 11.90

51.93%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$2.71 CHF 2.16

3.69%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$3.24 CHF 2.57

-14.20%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$5.06 CHF 4.02

-94.27%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$109 CHF 86.8

-92.63%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$7.88 CHF 6.25

-94.29%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$4.30 CHF 3.41

-89.53%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$88.5 CHF 70.2

-92.95%

Gasoline (1 liter)

$0.85 Rp 15.2K

$2.32 CHF 1.84

-63.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$41.1K CHF 32.7K

-36.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$39.1K CHF 31.0K

-19.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$257 CHF 204

-68.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$35.13 CHF 27.89

-88.44%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$59.1 CHF 46.94

-58.70%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$89.0 CHF 70.7

9.72%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$49.88 CHF 39.60

-87.07%

Cinema Ticket

$4.04 Rp 72.4K

$24.22 CHF 19.22

-83.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$3,382 CHF 2,685

-91.01%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$38.9K CHF 30.9K

-83.00%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$139 CHF 110

-60.99%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$62.5 CHF 49.60

-37.92%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$146 CHF 116

-41.03%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$198 CHF 157

-61.34%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$2,676 CHF 2,125

-63.17%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$2,185 CHF 1,735

-69.89%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$5,057 CHF 4,015

-33.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$3,718 CHF 2,951

-44.43%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$26.5K CHF 21.0K

-89.65%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$16.9K CHF 13.4K

-86.78%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$8,547 CHF 6,786

-98.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.09

535.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Zurich: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $2,676 in Zurich. Housing cost is often the main lever when comparing two cities.

Zurich pays 5130% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $146 in Zurich for a mid-range dinner for two. Groceries echo the gap at $297 vs $685 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zurich: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 204% lower than in Zurich. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Zurich earns 5130% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $2,676 in Zurich. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $3,382 in Zurich. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 131% higher in Zurich. For households that cook at home regularly, that difference adds up over a month.

At $1,404 in Ubud, Bali versus $4,264 in Zurich, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zurich. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Zurich are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 204% less than in Zurich. Beyond cost, consider language, visa policies, and how big the international community is in each city.