Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Zurich

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $4,519 in Zurich, rent and utilities included – about $38,100 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
218

Cost of Living Index in Zurich
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Zurich Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Zurich

🇨🇭 Switzerland

$4,519

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zurich

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zurich actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $4,519 in Zurich.

Ubud, Bali $1,348
Zurich $4,519

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $6,911 in Zurich.

Ubud, Bali $2,312
Zurich $6,911

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $9,303 in Zurich.

Ubud, Bali $3,276
Zurich $9,303

Living in Ubud, Bali costs roughly 70% less than in Zurich, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Zurich 237% above.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$34.88 CHF 28.95

-90.45%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$146 CHF 121

-75.71%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$18.34 CHF 15.22

-68.59%

Cappuccino

$2.63 Rp 47.0K

$6.94 CHF 5.76

-62.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$5.94 CHF 4.93

-70.71%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$5.27 CHF 4.38

-85.39%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$9.91 CHF 8.22

-72.65%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$8.48 CHF 7.04

-46.70%

Milk (1 liter)

$1.53 Rp 27.4K

$2.10 CHF 1.74

-27.14%

White Bread (500g)

$2.20 Rp 39.2K

$3.82 CHF 3.17

-42.41%

Rice (white) (1kg)

$1.22 Rp 21.8K

$3.74 CHF 3.11

-67.38%

Eggs

$2.14 Rp 38.2K

$8.49 CHF 7.04

-74.79%

Local Cheese (1kg)

$17.73 Rp 316.9K

$26.67 CHF 22.14

-33.52%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$28.17 CHF 23.38

-86.30%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$60.8 CHF 50.4

-80.20%

Apples (1kg)

$3.61 Rp 64.5K

$4.20 CHF 3.48

-14.05%

Banana (1kg)

$1.51 Rp 27.1K

$2.68 CHF 2.22

-43.66%

Oranges (1kg)

$2.32 Rp 41.4K

$3.39 CHF 2.81

-31.56%

Tomato (1kg)

$2.00 Rp 35.8K

$4.46 CHF 3.70

-55.16%

Potato (1kg)

$1.81 Rp 32.4K

$2.57 CHF 2.13

-29.57%

Onion (1kg)

$2.39 Rp 42.7K

$2.22 CHF 1.85

7.66%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.51 CHF 2.09

-60.56%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$1.25 CHF 1.04

-58.40%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$10.91 CHF 9.06

-80.02%

Wine (Bottle)

$22.98 Rp 410.7K

$13.90 CHF 11.54

65.32%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$2.77 CHF 2.30

-13.36%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$3.07 CHF 2.55

-2.28%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$5.59 CHF 4.64

-95.71%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$105 CHF 87.4

-93.36%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$7.94 CHF 6.59

-94.46%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$4.64 CHF 3.85

-90.95%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$89.7 CHF 74.4

-93.92%

Gasoline (1 liter)

$0.84 Rp 15.1K

$2.33 CHF 1.93

-63.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$39.9K CHF 33.1K

-39.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$39.1K CHF 32.5K

-18.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$275 CHF 228

-70.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$36.64 CHF 30.41

-82.04%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$55.5 CHF 46.07

-67.14%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$90.7 CHF 75.3

-39.20%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$62.1 CHF 51.6

-70.20%

Cinema Ticket

$4.24 Rp 75.9K

$24.25 CHF 20.13

-82.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$3,617 CHF 3,002

-86.57%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$42.7K CHF 35.5K

-86.72%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$140 CHF 117

-67.82%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$58.9 CHF 48.92

-41.35%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$166 CHF 138

-52.37%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$251 CHF 208

-69.09%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$2,960 CHF 2,457

-61.93%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$2,296 CHF 1,906

-70.64%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$6,003 CHF 4,982

-39.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$4,217 CHF 3,500

-58.86%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$27.7K CHF 23.0K

-89.78%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$16.1K CHF 13.3K

-85.65%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$8,005 CHF 6,644

-97.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.07

565.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Zurich: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Zurich

$2.3K 51.8% 241% $1.6K

Groceries & Markets

Ubud, Bali

$290 21.4%

Zurich

$669 15.1% 131% $379

Eating Out

Ubud, Bali

$108 8%

Zurich

$529 11.9% 389% $421

Clothing & Footwear

Ubud, Bali

$106 7.8%

Zurich

$277 6.3% 161% $171

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Zurich

$367 8.3% 247% $261

Sport & Entertainment

Ubud, Bali

$64 4.7%

Zurich

$139 3.1% 119% $76

Getting Around

Ubud, Bali

$11 0.8%

Zurich

$159 3.6% 1413% $148

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $2,960 in Zurich. Housing cost is often the main lever when comparing two cities.

Zurich pays 4731% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $146 in Zurich for a mid-range dinner for two. Groceries echo the gap at $290 vs $669 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇭 Zurich

🕒 Local time

18:40 6:40 PM

12:40 12:40 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

443,037

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 CHF = 1.2 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Swiss Franc exchange rates as of October 10, 2026: 1 USD = 0.83 CHF (1 CHF = 1.2 USD). 1 EUR = 0.93 CHF (1 CHF = 1.08 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Zurich 11,960 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Zurich

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zurich: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 235% lower than in Zurich. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 4731% lower in Zurich. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,127 in Ubud, Bali versus $2,960 in Zurich. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $486 in Ubud, Bali versus $3,617 in Zurich. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 131% higher in Zurich. For households that cook at home regularly, that difference adds up over a month.

At $1,348 in Ubud, Bali versus $4,519 in Zurich, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zurich. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,348 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Zurich are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 235% less than in Zurich. Beyond cost, consider language, visa policies, and how big the international community is in each city.