Cost of Living Comparison Between Ubud, Bali and Zurich Cost of Living Comparison Between Ubud, Bali and Zurich

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $4,247 in Zurich.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $6,522 in Zurich.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $8,798 in Zurich.

Living in Ubud, Bali costs roughly 66% less than in Zurich, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Zurich 217% above.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$30.49 CHF 24.12

-88.29%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$145 CHF 115

-77.53%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$21.33 CHF 16.87

-76.23%

Cappuccino

$2.83 Rp 49.0K

$6.65 CHF 5.26

-57.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$6.13 CHF 4.85

-78.14%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$5.22 CHF 4.13

-86.78%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$9.90 CHF 7.83

-69.80%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$8.64 CHF 6.83

-55.44%

Milk (1 liter)

$1.74 Rp 30.2K

$2.18 CHF 1.72

-20.18%

White Bread (500g)

$2.54 Rp 44.0K

$3.25 CHF 2.57

-21.85%

Rice (white) (1kg)

$1.19 Rp 20.6K

$3.92 CHF 3.10

-69.64%

Eggs

$2.43 Rp 42.0K

$7.27 CHF 5.75

-66.57%

Local Cheese (1kg)

$14.66 Rp 254.1K

$29.79 CHF 23.57

-50.79%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$34.09 CHF 26.97

-87.74%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$50.4 CHF 39.85

-76.30%

Apples (1kg)

$3.69 Rp 63.9K

$4.15 CHF 3.28

-11.08%

Banana (1kg)

$1.61 Rp 27.8K

$2.92 CHF 2.31

-44.86%

Oranges (1kg)

$2.69 Rp 46.5K

$2.99 CHF 2.37

-10.03%

Tomato (1kg)

$2.33 Rp 40.4K

$5.11 CHF 4.04

-54.40%

Potato (1kg)

$1.91 Rp 33.0K

$2.77 CHF 2.19

-31.05%

Onion (1kg)

$2.19 Rp 37.9K

$2.27 CHF 1.79

-3.52%

Lettuce (1 head)

$1.06 Rp 18.3K

$2.46 CHF 1.94

-56.91%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.68 CHF 1.33

-57.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$11.02 CHF 8.71

-71.60%

Wine (Bottle)

$23.49 Rp 407.1K

$15.44 CHF 12.21

52.14%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$2.61 CHF 2.06

4.98%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$3.32 CHF 2.63

-13.25%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$5.08 CHF 4.01

-94.29%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$107 CHF 84.6

-92.36%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$7.82 CHF 6.18

-94.25%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$4.29 CHF 3.39

-90.21%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$89.5 CHF 70.8

-93.12%

Gasoline (1 liter)

$0.84 Rp 14.6K

$2.30 CHF 1.82

-63.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$39.9K CHF 31.6K

-34.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$39.1K CHF 30.9K

-16.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$258 CHF 204

-69.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$35.85 CHF 28.36

-88.98%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$59.8 CHF 47.33

-59.22%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$89.4 CHF 70.7

7.96%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$49.22 CHF 38.93

-87.10%

Cinema Ticket

$4.04 Rp 70.0K

$24.46 CHF 19.35

-83.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$3,419 CHF 2,704

-91.15%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$39.7K CHF 31.4K

-83.55%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$141 CHF 112

-61.82%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$62.0 CHF 49.04

-38.74%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$151 CHF 119

-42.50%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$203 CHF 161

-61.15%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$2,743 CHF 2,169

-63.09%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$2,176 CHF 1,721

-69.01%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$4,897 CHF 3,873

-30.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$3,823 CHF 3,024

-45.12%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$25.1K CHF 19.8K

-88.09%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$16.0K CHF 12.6K

-85.36%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$8,594 CHF 6,798

-97.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.09

535.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Zurich: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $2,743 in Zurich. Housing cost is often the main lever when comparing two cities.

Zurich pays 4864% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $145 in Zurich for a mid-range dinner for two. Groceries echo the gap at $298 vs $679 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zurich: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 195% lower than in Zurich. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Zurich earns 4864% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $2,743 in Zurich. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $3,419 in Zurich. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 128% higher in Zurich. For households that cook at home regularly, that difference adds up over a month.

At $1,438 in Ubud, Bali versus $4,247 in Zurich, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zurich. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Zurich are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 195% less than in Zurich. Beyond cost, consider language, visa policies, and how big the international community is in each city.