Cost of Living Comparison Between Zug and Ubud, Bali Cost of Living Comparison Between Zug and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $4,487 in Zug versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $7,218 in Zug versus $2,582 in Ubud, Bali.

Monthly costs for a family of three with rent: $9,950 in Zug versus $3,757 in Ubud, Bali.

Living in Zug is roughly 219% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Zug 235% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$32.36 CHF 25.37

$3.42 Rp 58.7K

846.20%

Three-Course Dinner for Two, Mid-Range

$165 CHF 130

$32.96 Rp 566.5K

401.37%

Fast Food Meal (McDonalds, etc)

$19.36 CHF 15.18

$5.08 Rp 87.3K

281.10%

Cappuccino

$6.99 CHF 5.48

$2.82 Rp 48.5K

147.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$6.00 CHF 4.71

$1.37 Rp 23.5K

337.96%

Water (0.33 liter bottle)

$5.44 CHF 4.27

$0.71 Rp 12.2K

666.20%

Local Beer (0.5 liter draught)

$10.38 CHF 8.14

$2.97 Rp 51.0K

249.49%

Imported Beer (0.33 liter bottle)

$7.23 CHF 5.67

$3.91 Rp 67.2K

84.91%

Milk (1 liter)

$2.28 CHF 1.79

$1.75 Rp 30.0K

30.29%

White Bread (500g)

$3.87 CHF 3.04

$2.52 Rp 43.2K

53.57%

Rice (white) (1kg)

$5.13 CHF 4.03

$1.21 Rp 20.8K

323.97%

Eggs

$7.91 CHF 6.20

$2.33 Rp 40.1K

239.48%

Local Cheese (1kg)

$29.31 CHF 22.98

$14.50 Rp 249.2K

102.14%

Chicken Fillets (1kg)

$36.11 CHF 28.31

$4.36 Rp 74.9K

728.21%

Beef Round Steak (1kg)

$44.88 CHF 35.19

$12.05 Rp 207.0K

272.45%

Apples (1kg)

$3.82 CHF 2.99

$3.82 Rp 65.6K

Banana (1kg)

$2.14 CHF 1.68

$1.61 Rp 27.7K

32.92%

Oranges (1kg)

$2.79 CHF 2.18

$2.70 Rp 46.5K

3.33%

Tomato (1kg)

$7.13 CHF 5.59

$2.23 Rp 38.3K

219.73%

Potato (1kg)

$2.33 CHF 1.82

$1.90 Rp 32.6K

22.63%

Onion (1kg)

$2.46 CHF 1.93

$2.18 Rp 37.5K

12.84%

Lettuce (1 head)

$2.57 CHF 2.01

$1.03 Rp 17.7K

149.51%

Water (1.5 liter bottle)

$1.63 CHF 1.28

$0.77 Rp 13.3K

111.69%

Cigarettes 20 Pack (Marlboro, Camel)

$10.65 CHF 8.35

$3.18 Rp 54.7K

234.91%

Wine (Bottle)

$18.87 CHF 14.80

$23.23 Rp 399.2K

-18.77%

Local Beer (0.5 liter bottle)

$3.98 CHF 3.12

$2.85 Rp 48.9K

39.65%

Imported Beer (0.33 liter bottle)

$4.44 CHF 3.48

$2.72 Rp 46.7K

63.24%

One-way Ticket (Public Transport)

$4.90 CHF 3.84

$0.29 Rp 5,022

1589.66%

Public Transport Monthly Pass (Regular Price)

$98.7 CHF 77.4

$8.43 Rp 144.8K

1070.58%

Taxi Start (Normal Tariff)

$8.82 CHF 6.91

$0.49 Rp 8,344

1700.00%

Taxi (Normal Tariff) (1km)

$5.63 CHF 4.42

$0.45 Rp 7,812

1151.11%

Taxi 1hour Waiting (Normal Tariff)

$88.2 CHF 69.1

$6.28 Rp 107.8K

1304.30%

Gasoline (1 liter)

$2.14 CHF 1.68

$0.85 Rp 14.6K

151.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.0K CHF 32.1K

$26.1K Rp 447.8M

57.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.5K CHF 33.4K

$31.5K Rp 541.8M

34.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$290 CHF 227

$79.8 Rp 1.4M

263.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.3 CHF 52.8

$4.09 Rp 70.3K

1546.45%

Internet (50+ Mbps, Unlimited Data)

$59.2 CHF 46.37

$24.06 Rp 413.6K

145.84%

Gym Membership (Monthly)

$136 CHF 107

$96.2 Rp 1.7M

41.68%

Tennis Court (1 Hour on Weekend)

$32.73 CHF 25.66

$6.53 Rp 112.2K

401.23%

Cinema Ticket

$23.00 CHF 18.03

$4.13 Rp 71.1K

456.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$4,037 CHF 3,165

$297 Rp 5.1M

1260.42%

International Primary School, 1 Child (Yearly)

$39.9K CHF 31.3K

$6,661 Rp 114.5M

499.34%

Jeans (Levis 501 Or Similar)

$110 CHF 85.9

$55.0 Rp 944.5K

99.24%

Summer Dress (H&M, Zara, etc)

$53.1 CHF 41.63

$38.75 Rp 666.0K

37.03%

Sport Shoes (Adidas, Nike)

$155 CHF 122

$89.6 Rp 1.5M

73.27%

Men's Leather Business Shoes

$188 CHF 147

$78.9 Rp 1.4M

137.72%

1-bedroom Apartment, City Center (Monthly)

$2,797 CHF 2,193

$1,018 Rp 17.5M

174.72%

1-bedroom Apartment, Outside City Center (Monthly)

$2,221 CHF 1,741

$660 Rp 11.3M

236.49%

3-bedroom Apartment, City Center (Monthly)

$6,587 CHF 5,164

$3,435 Rp 59.0M

91.75%

3-bedroom Apartment, Outside City Center (Monthly)

$4,857 CHF 3,808

$2,053 Rp 35.3M

136.57%

Buy Apartment in City Center (m2)

$32.8K CHF 25.8K

$2,981 Rp 51.2M

1001.97%

Buy Apartment Outside City Center (m2)

$22.9K CHF 18.0K

$2,368 Rp 40.7M

867.15%

Average Monthly Net Salary (After Tax)

$7,764 CHF 6,087

$172 Rp 3.0M

4412.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

13.28

-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zug: April 21, 2026

Last update for Ubud, Bali: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,797 in Zug and $1,018 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zug pays 4413% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $165 in Zug vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $704 vs $299 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zug vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 219% lower than in Zug. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Zug pays 4413% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,797 in Zug versus $1,018 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $4,037 in Zug versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 136% higher in Zug. For households that cook at home regularly, that difference adds up over a month.

At $1,408 in Ubud, Bali versus $4,487 in Zug, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zug. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Zug and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 219% less than in Zug. Beyond cost, consider language, visa policies, and how big the international community is in each city.