Cost of Living Comparison Between Zug and Ubud, Bali Cost of Living Comparison Between Zug and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $5,583 in Zug versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $8,037 in Zug versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $10.5K in Zug versus $3,275 in Ubud, Bali.

Living in Zug is roughly 305% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Zug 305% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$35.57 CHF 28.78

$3.33 Rp 58.7K

968.17%

Three-Course Dinner for Two, Mid-Range

$174 CHF 141

$35.82 Rp 631.0K

386.35%

Fast Food Meal (McDonalds, etc)

$25.16 CHF 20.36

$5.63 Rp 99.2K

346.89%

Cappuccino

$7.27 CHF 5.88

$2.82 Rp 49.7K

157.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$6.28 CHF 5.08

$1.75 Rp 30.8K

258.86%

Water (0.33 liter bottle)

$6.32 CHF 5.11

$0.80 Rp 14.0K

690.00%

Local Beer (0.5 liter draught)

$9.76 CHF 7.90

$3.04 Rp 53.6K

221.05%

Imported Beer (0.33 liter bottle)

$7.63 CHF 6.17

$4.30 Rp 75.7K

77.44%

Milk (1 liter)

$2.20 CHF 1.78

$1.61 Rp 28.3K

36.65%

White Bread (500g)

$4.03 CHF 3.26

$2.27 Rp 40.0K

77.53%

Rice (white) (1kg)

$4.23 CHF 3.42

$1.17 Rp 20.6K

261.54%

Eggs

$7.94 CHF 6.43

$2.17 Rp 38.2K

265.90%

Local Cheese (1kg)

$27.78 CHF 22.48

$17.63 Rp 310.6K

57.57%

Chicken Fillets (1kg)

$31.47 CHF 25.46

$4.05 Rp 71.4K

677.04%

Beef Round Steak (1kg)

$42.93 CHF 34.74

$12.18 Rp 214.6K

252.46%

Apples (1kg)

$3.69 CHF 2.98

$3.62 Rp 63.7K

1.93%

Banana (1kg)

$2.07 CHF 1.67

$1.64 Rp 28.8K

26.22%

Oranges (1kg)

$2.87 CHF 2.32

$2.31 Rp 40.6K

24.24%

Tomato (1kg)

$5.66 CHF 4.58

$1.96 Rp 34.5K

188.78%

Potato (1kg)

$2.01 CHF 1.62

$1.84 Rp 32.5K

9.24%

Onion (1kg)

$2.25 CHF 1.82

$2.37 Rp 41.8K

-5.06%

Lettuce (1 head)

$2.45 CHF 1.98

$1.05 Rp 18.5K

133.33%

Water (1.5 liter bottle)

$1.36 CHF 1.10

$0.54 Rp 9,564

151.85%

Cigarettes 20 Pack (Marlboro, Camel)

$10.94 CHF 8.85

$2.30 Rp 40.6K

375.65%

Wine (Bottle)

$18.76 CHF 15.18

$23.08 Rp 406.5K

-18.72%

Local Beer (0.5 liter bottle)

$2.93 CHF 2.37

$2.34 Rp 41.2K

25.21%

Imported Beer (0.33 liter bottle)

$3.95 CHF 3.20

$3.07 Rp 54.0K

28.66%

One-way Ticket (Public Transport)

$5.58 CHF 4.52

$0.25 Rp 4,366

2132.00%

Public Transport Monthly Pass (Regular Price)

$165 CHF 134

$9.42 Rp 165.9K

1653.82%

Taxi Start (Normal Tariff)

$9.33 CHF 7.55

$0.49 Rp 8,635

1804.08%

Taxi (Normal Tariff) (1km)

$6.29 CHF 5.09

$0.47 Rp 8,352

1238.30%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.7K

Gasoline (1 liter)

$2.34 CHF 1.89

$0.81 Rp 14.2K

188.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.8K CHF 34.7K

$25.0K Rp 440.5M

71.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.9K CHF 32.3K

$31.1K Rp 547.2M

28.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$231 CHF 187

$82.7 Rp 1.5M

179.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.07 CHF 33.23

$6.49 Rp 114.3K

532.82%

Internet (50+ Mbps, Unlimited Data)

$64.6 CHF 52.3

$18.79 Rp 331.0K

243.91%

Gym Membership (Monthly)

$123 CHF 99.2

$55.2 Rp 973.0K

121.89%

Tennis Court (1 Hour on Weekend)

$32.97 CHF 26.67

$18.21 Rp 320.8K

81.05%

Cinema Ticket

$24.20 CHF 19.58

$4.30 Rp 75.7K

462.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$4,324 CHF 3,499

$494 Rp 8.7M

775.05%

International Primary School, 1 Child (Yearly)

$36.5K CHF 29.5K

$5,917 Rp 104.2M

516.34%

Jeans (Levis 501 Or Similar)

$166 CHF 134

$46.28 Rp 815.2K

258.15%

Summer Dress (H&M, Zara, etc)

$71.0 CHF 57.4

$36.44 Rp 641.9K

94.81%

Sport Shoes (Adidas, Nike)

$195 CHF 158

$80.7 Rp 1.4M

141.71%

Men's Leather Business Shoes

$280 CHF 226

$78.8 Rp 1.4M

255.11%

1-bedroom Apartment, City Center (Monthly)

$3,893 CHF 3,150

$1,114 Rp 19.6M

249.46%

1-bedroom Apartment, Outside City Center (Monthly)

$3,200 CHF 2,590

$693 Rp 12.2M

361.66%

3-bedroom Apartment, City Center (Monthly)

$7,158 CHF 5,792

$3,639 Rp 64.1M

96.73%

3-bedroom Apartment, Outside City Center (Monthly)

$5,165 CHF 4,179

$1,712 Rp 30.2M

201.64%

Buy Apartment in City Center (m2)

$31.8K CHF 25.8K

$2,761 Rp 48.6M

1053.09%

Buy Apartment Outside City Center (m2)

$21.5K CHF 17.4K

$2,293 Rp 40.4M

838.04%

Average Monthly Net Salary (After Tax)

$7,354 CHF 5,950

$167 Rp 2.9M

4301.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.9

13.78

-86.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zug: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,893 in Zug and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zug pays 4301% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $174 in Zug vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $648 vs $294 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zug vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 305% lower than in Zug. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 4301% higher in Zug, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,893 in Zug versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $4,324 in Zug versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 121% higher in Zug. For households that cook at home regularly, that difference adds up over a month.

At $1,378 in Ubud, Bali versus $5,583 in Zug, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zug. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Zug and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 305% less than in Zug. Beyond cost, consider language, visa policies, and how big the international community is in each city.