Cost of Living Comparison Between Zug and Ubud, Bali Cost of Living Comparison Between Zug and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $4,420 in Zug versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $7,343 in Zug versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $10.3K in Zug versus $3,660 in Ubud, Bali.

Living in Zug is roughly 211% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Zug 230% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$32.21 CHF 25.65

$3.56 Rp 64.3K

804.78%

Three-Course Dinner for Two, Mid-Range

$168 CHF 134

$32.73 Rp 590.3K

413.75%

Fast Food Meal (McDonalds, etc)

$19.47 CHF 15.50

$4.95 Rp 89.3K

293.33%

Cappuccino

$7.10 CHF 5.65

$2.71 Rp 48.9K

161.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.86 CHF 4.67

$1.34 Rp 24.2K

337.31%

Water (0.33 liter bottle)

$5.58 CHF 4.45

$0.70 Rp 12.6K

697.14%

Local Beer (0.5 liter draught)

$10.45 CHF 8.32

$2.92 Rp 52.7K

257.88%

Imported Beer (0.33 liter bottle)

$7.50 CHF 5.97

$3.96 Rp 71.4K

89.39%

Milk (1 liter)

$2.26 CHF 1.80

$1.81 Rp 32.6K

24.86%

White Bread (500g)

$4.05 CHF 3.23

$2.52 Rp 45.4K

60.71%

Rice (white) (1kg)

$5.19 CHF 4.14

$1.16 Rp 20.9K

347.41%

Eggs

$8.03 CHF 6.40

$2.46 Rp 44.4K

226.42%

Local Cheese (1kg)

$29.12 CHF 23.19

$14.71 Rp 265.3K

97.96%

Chicken Fillets (1kg)

$35.71 CHF 28.45

$4.32 Rp 77.9K

726.62%

Beef Round Steak (1kg)

$43.38 CHF 34.56

$12.14 Rp 218.9K

257.33%

Apples (1kg)

$3.67 CHF 2.92

$3.84 Rp 69.3K

-4.43%

Banana (1kg)

$2.07 CHF 1.65

$1.56 Rp 28.1K

32.69%

Oranges (1kg)

$2.77 CHF 2.20

$2.83 Rp 51.1K

-2.12%

Tomato (1kg)

$7.15 CHF 5.69

$2.33 Rp 41.9K

206.87%

Potato (1kg)

$2.25 CHF 1.80

$1.91 Rp 34.5K

17.80%

Onion (1kg)

$2.44 CHF 1.94

$2.20 Rp 39.7K

10.91%

Lettuce (1 head)

$2.52 CHF 2.01

$1.01 Rp 18.3K

149.50%

Water (1.5 liter bottle)

$1.67 CHF 1.33

$0.78 Rp 14.0K

114.10%

Cigarettes 20 Pack (Marlboro, Camel)

$10.50 CHF 8.36

$3.32 Rp 59.8K

216.27%

Wine (Bottle)

$19.13 CHF 15.24

$23.74 Rp 428.1K

-19.42%

Local Beer (0.5 liter bottle)

$3.96 CHF 3.16

$2.79 Rp 50.3K

41.94%

Imported Beer (0.33 liter bottle)

$4.22 CHF 3.36

$2.86 Rp 51.6K

47.55%

One-way Ticket (Public Transport)

$4.98 CHF 3.97

$0.27 Rp 4,848

1744.44%

Public Transport Monthly Pass (Regular Price)

$97.8 CHF 77.9

$8.03 Rp 144.8K

1118.31%

Taxi Start (Normal Tariff)

$8.70 CHF 6.93

$0.46 Rp 8,231

1791.30%

Taxi (Normal Tariff) (1km)

$5.50 CHF 4.38

$0.45 Rp 8,117

1122.22%

Taxi 1hour Waiting (Normal Tariff)

$86.7 CHF 69.1

$6.10 Rp 109.9K

1321.97%

Gasoline (1 liter)

$2.15 CHF 1.71

$0.79 Rp 14.3K

172.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.5K CHF 32.3K

$26.1K Rp 471.6M

54.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.0K CHF 33.4K

$32.1K Rp 579.3M

30.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$291 CHF 232

$79.9 Rp 1.4M

263.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.7 CHF 54.7

$4.06 Rp 73.3K

1592.12%

Internet (50+ Mbps, Unlimited Data)

$59.6 CHF 47.47

$23.52 Rp 424.2K

153.36%

Gym Membership (Monthly)

$139 CHF 110

$98.7 Rp 1.8M

40.37%

Tennis Court (1 Hour on Weekend)

$33.22 CHF 26.46

$6.63 Rp 119.6K

401.06%

Cinema Ticket

$23.72 CHF 18.90

$4.15 Rp 74.8K

471.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,950 CHF 3,146

$304 Rp 5.5M

1199.50%

International Primary School, 1 Child (Yearly)

$40.4K CHF 32.1K

$6,613 Rp 119.3M

510.31%

Jeans (Levis 501 Or Similar)

$110 CHF 87.9

$55.5 Rp 1.0M

98.76%

Summer Dress (H&M, Zara, etc)

$53.5 CHF 42.63

$38.31 Rp 690.9K

39.70%

Sport Shoes (Adidas, Nike)

$155 CHF 124

$88.6 Rp 1.6M

75.06%

Men's Leather Business Shoes

$184 CHF 147

$77.9 Rp 1.4M

136.86%

1-bedroom Apartment, City Center (Monthly)

$2,784 CHF 2,218

$1,006 Rp 18.2M

176.65%

1-bedroom Apartment, Outside City Center (Monthly)

$2,229 CHF 1,775

$675 Rp 12.2M

230.08%

3-bedroom Apartment, City Center (Monthly)

$6,460 CHF 5,145

$3,442 Rp 62.1M

87.69%

3-bedroom Apartment, Outside City Center (Monthly)

$4,912 CHF 3,912

$2,039 Rp 36.8M

140.84%

Buy Apartment in City Center (m2)

$32.1K CHF 25.5K

$2,841 Rp 51.2M

1028.57%

Buy Apartment Outside City Center (m2)

$22.1K CHF 17.6K

$2,264 Rp 40.8M

877.93%

Average Monthly Net Salary (After Tax)

$7,801 CHF 6,213

$165 Rp 3.0M

4620.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

13.28

-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zug: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,784 in Zug and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zug pays 4621% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $168 in Zug vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $698 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zug vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 211% lower than in Zug. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Zug pays 4621% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,784 in Zug versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,950 in Zug versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 131% higher in Zug. For households that cook at home regularly, that difference adds up over a month.

At $1,419 in Ubud, Bali versus $4,420 in Zug, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zug. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Zug and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 211% less than in Zug. Beyond cost, consider language, visa policies, and how big the international community is in each city.