Cost of Living Comparison Between Zug and Ubud, Bali Cost of Living Comparison Between Zug and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $4,472 in Zug versus $1,397 in Ubud, Bali.

Estimated couple costs with rent: $7,190 in Zug versus $2,588 in Ubud, Bali.

Monthly costs for a family of three with rent: $9,908 in Zug versus $3,778 in Ubud, Bali.

Living in Zug is roughly 220% more expensive than in Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Zug 235% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$31.43 CHF 25.68

$3.43 Rp 61.4K

816.33%

Three-Course Dinner for Two, Mid-Range

$164 CHF 134

$31.97 Rp 572.5K

412.70%

Fast Food Meal (McDonalds, etc)

$18.87 CHF 15.42

$5.05 Rp 90.5K

273.66%

Cappuccino

$6.97 CHF 5.69

$2.71 Rp 48.6K

157.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.93 CHF 4.84

$1.39 Rp 24.9K

326.62%

Water (0.33 liter bottle)

$5.51 CHF 4.50

$0.74 Rp 13.3K

644.59%

Local Beer (0.5 liter draught)

$10.61 CHF 8.67

$2.89 Rp 51.8K

267.13%

Imported Beer (0.33 liter bottle)

$7.50 CHF 6.12

$3.79 Rp 67.9K

97.89%

Milk (1 liter)

$2.25 CHF 1.84

$1.79 Rp 32.1K

25.70%

White Bread (500g)

$4.05 CHF 3.31

$2.51 Rp 44.9K

61.35%

Rice (white) (1kg)

$5.29 CHF 4.32

$1.21 Rp 21.8K

337.19%

Eggs

$7.89 CHF 6.44

$2.37 Rp 42.4K

232.91%

Local Cheese (1kg)

$28.68 CHF 23.43

$14.43 Rp 258.4K

98.75%

Chicken Fillets (1kg)

$35.75 CHF 29.21

$4.15 Rp 74.3K

761.45%

Beef Round Steak (1kg)

$44.93 CHF 36.71

$12.11 Rp 217.0K

271.02%

Apples (1kg)

$3.71 CHF 3.03

$3.77 Rp 67.5K

-1.59%

Banana (1kg)

$2.10 CHF 1.71

$1.63 Rp 29.1K

28.83%

Oranges (1kg)

$2.78 CHF 2.27

$2.71 Rp 48.5K

2.58%

Tomato (1kg)

$7.36 CHF 6.02

$2.26 Rp 40.4K

225.66%

Potato (1kg)

$2.30 CHF 1.88

$1.93 Rp 34.5K

19.17%

Onion (1kg)

$2.52 CHF 2.06

$2.19 Rp 39.3K

15.07%

Lettuce (1 head)

$2.57 CHF 2.10

$1.02 Rp 18.2K

151.96%

Water (1.5 liter bottle)

$1.67 CHF 1.36

$0.72 Rp 12.8K

131.94%

Cigarettes 20 Pack (Marlboro, Camel)

$10.44 CHF 8.53

$3.18 Rp 57.0K

228.30%

Wine (Bottle)

$18.15 CHF 14.83

$23.84 Rp 426.9K

-23.87%

Local Beer (0.5 liter bottle)

$4.15 CHF 3.39

$2.77 Rp 49.7K

49.82%

Imported Beer (0.33 liter bottle)

$4.23 CHF 3.46

$2.75 Rp 49.3K

53.82%

One-way Ticket (Public Transport)

$4.96 CHF 4.05

$0.27 Rp 4,787

1737.04%

Public Transport Monthly Pass (Regular Price)

$98.9 CHF 80.8

$8.20 Rp 146.8K

1105.73%

Taxi Start (Normal Tariff)

$8.65 CHF 7.07

$0.48 Rp 8,656

1702.08%

Taxi (Normal Tariff) (1km)

$5.60 CHF 4.57

$0.42 Rp 7,547

1233.33%

Taxi 1hour Waiting (Normal Tariff)

$87.0 CHF 71.1

$6.03 Rp 108.0K

1342.29%

Gasoline (1 liter)

$2.19 CHF 1.79

$0.82 Rp 14.7K

167.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.0K CHF 32.6K

$26.6K Rp 475.7M

50.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.4K CHF 34.6K

$32.2K Rp 576.7M

31.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$289 CHF 236

$78.3 Rp 1.4M

269.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.3 CHF 55.8

$3.91 Rp 70.1K

1646.80%

Internet (50+ Mbps, Unlimited Data)

$58.1 CHF 47.48

$23.91 Rp 428.3K

143.04%

Gym Membership (Monthly)

$136 CHF 111

$96.2 Rp 1.7M

41.57%

Tennis Court (1 Hour on Weekend)

$32.65 CHF 26.68

$6.53 Rp 116.9K

400.00%

Cinema Ticket

$23.59 CHF 19.27

$4.01 Rp 71.9K

488.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$4,036 CHF 3,298

$303 Rp 5.4M

1233.95%

International Primary School, 1 Child (Yearly)

$40.6K CHF 33.2K

$6,551 Rp 117.3M

519.58%

Jeans (Levis 501 Or Similar)

$107 CHF 87.1

$55.3 Rp 990.6K

92.82%

Summer Dress (H&M, Zara, etc)

$54.2 CHF 44.31

$38.32 Rp 686.3K

41.52%

Sport Shoes (Adidas, Nike)

$154 CHF 126

$88.5 Rp 1.6M

74.56%

Men's Leather Business Shoes

$186 CHF 152

$76.7 Rp 1.4M

142.08%

1-bedroom Apartment, City Center (Monthly)

$2,771 CHF 2,264

$986 Rp 17.7M

181.13%

1-bedroom Apartment, Outside City Center (Monthly)

$2,212 CHF 1,807

$682 Rp 12.2M

224.34%

3-bedroom Apartment, City Center (Monthly)

$6,701 CHF 5,475

$3,420 Rp 61.3M

95.91%

3-bedroom Apartment, Outside City Center (Monthly)

$4,892 CHF 3,997

$2,075 Rp 37.2M

135.80%

Buy Apartment in City Center (m2)

$31.2K CHF 25.5K

$2,762 Rp 49.5M

1030.06%

Buy Apartment Outside City Center (m2)

$21.5K CHF 17.6K

$2,243 Rp 40.2M

859.70%

Average Monthly Net Salary (After Tax)

$7,558 CHF 6,175

$169 Rp 3.0M

4379.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

13.28

-81.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zug: July 20, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,771 in Zug and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zug pays 4379% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $164 in Zug vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $702 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zug vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 220% lower than in Zug. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 4379% higher in Zug, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,771 in Zug versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $4,036 in Zug versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 135% higher in Zug. For households that cook at home regularly, that difference adds up over a month.

At $1,397 in Ubud, Bali versus $4,472 in Zug, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zug. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,397 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Zug and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 220% less than in Zug. Beyond cost, consider language, visa policies, and how big the international community is in each city.