Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Zug

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $4,837 in Zug, rent and utilities included – about $41,800 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
236

Cost of Living Index in Zug
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Zug Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Zug

🇨🇭 Switzerland

$4,837

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zug

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zug actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $4,837 in Zug.

Ubud, Bali $1,353
Zug $4,837

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $7,605 in Zug.

Ubud, Bali $2,297
Zug $7,605

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $10.4K in Zug.

Ubud, Bali $3,241
Zug $10.4K

Living in Ubud, Bali costs roughly 72% less than in Zug, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.23 Rp 58.5K

$36.92 CHF 30.52

-91.25%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 631.8K

$178 CHF 147

-80.45%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 103.2K

$23.76 CHF 19.64

-76.01%

Cappuccino

$2.62 Rp 47.4K

$7.12 CHF 5.89

-63.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.2K

$6.16 CHF 5.09

-72.08%

Water (0.33 liter bottle)

$0.81 Rp 14.7K

$6.03 CHF 4.99

-86.57%

Local Beer (0.5 liter draught)

$2.65 Rp 48.0K

$9.45 CHF 7.81

-71.96%

Imported Beer (0.33 liter bottle)

$4.37 Rp 79.1K

$7.71 CHF 6.37

-43.32%

Milk (1 liter)

$1.57 Rp 28.5K

$2.19 CHF 1.81

-28.31%

White Bread (500g)

$2.19 Rp 39.7K

$4.00 CHF 3.31

-45.25%

Rice (white) (1kg)

$1.18 Rp 21.3K

$4.14 CHF 3.42

-71.50%

Eggs

$2.16 Rp 39.0K

$7.88 CHF 6.51

-72.59%

Local Cheese (1kg)

$17.65 Rp 319.7K

$27.44 CHF 22.68

-35.68%

Chicken Fillets (1kg)

$3.78 Rp 68.5K

$31.40 CHF 25.96

-87.96%

Beef Round Steak (1kg)

$11.95 Rp 216.5K

$41.61 CHF 34.39

-71.28%

Apples (1kg)

$3.60 Rp 65.3K

$3.72 CHF 3.08

-3.23%

Banana (1kg)

$1.59 Rp 28.8K

$1.95 CHF 1.61

-18.46%

Oranges (1kg)

$2.31 Rp 41.9K

$2.83 CHF 2.34

-18.37%

Tomato (1kg)

$1.91 Rp 34.5K

$5.35 CHF 4.42

-64.30%

Potato (1kg)

$1.78 Rp 32.3K

$2.04 CHF 1.69

-12.75%

Onion (1kg)

$2.33 Rp 42.2K

$2.21 CHF 1.82

5.43%

Lettuce (1 head)

$1.00 Rp 18.1K

$2.40 CHF 1.98

-58.33%

Water (1.5 liter bottle)

$0.53 Rp 9,570

$1.33 CHF 1.10

-60.15%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.4K

$10.94 CHF 9.05

-79.07%

Wine (Bottle)

$22.07 Rp 399.9K

$17.81 CHF 14.72

23.92%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.5K

$2.95 CHF 2.44

-20.34%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.9K

$3.88 CHF 3.21

-23.20%

One-way Ticket (Public Transport)

$0.23 Rp 4,138

$4.88 CHF 4.03

-95.29%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 161.2K

$161 CHF 133

-94.46%

Taxi Start (Normal Tariff)

$0.47 Rp 8,520

$8.84 CHF 7.31

-94.68%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,787

$6.17 CHF 5.10

-93.03%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 99.1K

$36.93 CHF 30.53

-85.19%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.23 CHF 1.84

-62.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 432.5M

$38.5K CHF 31.8K

-37.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 593.9M

$39.7K CHF 32.8K

-17.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$276 CHF 229

-71.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.8K

$38.12 CHF 31.52

-82.79%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 337.0K

$61.7 CHF 51.0

-69.86%

Gym Membership (Monthly)

$54.1 Rp 980.3K

$121 CHF 99.7

-55.15%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 331.1K

$32.40 CHF 26.78

-43.58%

Cinema Ticket

$4.25 Rp 77.0K

$23.71 CHF 19.60

-82.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$4,240 CHF 3,505

-88.38%

International Primary School, 1 Child (Yearly)

$5,597 Rp 101.4M

$35.1K CHF 29.0K

-84.04%

Jeans (Levis 501 Or Similar)

$45.58 Rp 825.6K

$168 CHF 138

-72.79%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 633.4K

$67.5 CHF 55.8

-48.23%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$154 CHF 127

-49.50%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$272 CHF 224

-71.09%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.5M

$3,874 CHF 3,202

-70.79%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.2M

$2,575 CHF 2,128

-73.87%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.4M

$6,833 CHF 5,648

-47.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.8M

$4,953 CHF 4,094

-65.64%

Buy Apartment in City Center (m2)

$2,717 Rp 49.2M

$31.1K CHF 25.7K

-91.25%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.6M

$21.2K CHF 17.5K

-89.41%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$7,434 CHF 6,145

-97.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.9

625.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Zug: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Zug

$2.6K 53.2% 283% $1.9K

Groceries & Markets

Ubud, Bali

$287 21.2%

Zug

$637 13.2% 122% $350

Clothing & Footwear

Ubud, Bali

$107 7.9%

Zug

$297 6.2% 179% $191

Eating Out

Ubud, Bali

$106 7.9%

Zug

$564 11.7% 430% $457

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Zug

$376 7.8% 258% $271

Sport & Entertainment

Ubud, Bali

$63 4.6%

Zug

$168 3.5% 168% $105

Getting Around

Ubud, Bali

$12 0.9%

Zug

$220 4.5% 1668% $207

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $3,874 in Zug. Housing cost is often the main lever when comparing two cities.

Zug pays about 45 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $178 in Zug for a mid-range dinner for two. Groceries echo the gap at $287 vs $637 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇭 Zug

🕒 Local time

10:41 10:41 AM

03:41 3:41 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

29,251

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.93 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 27, 2026: 1 USD = 18,115 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,283 IDR (100,000 IDR = 4.93 EUR).

Swiss Franc exchange rates as of October 27, 2026: 1 USD = 0.827 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Zug 11,960 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Zug

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zug: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 72% lower than in Zug. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 98% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $3,874 in Zug. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $4,240 in Zug. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 122% higher in Zug. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Zug, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Zug are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 72% less than in Zug. Beyond cost, consider language, visa policies, and how big the international community is in each city.