Last update: Oct 2026

Cost of Living Comparison Between Zhangzhou and Ubud, Bali

For one person, living is cheaper in Zhangzhou: $716 a month against $1,353 in Ubud, Bali, rent and utilities included – about $7,600 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Zhangzhou
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Zhangzhou Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zhangzhou

🇨🇳 China

$716

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Zhangzhou and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zhangzhou and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $716 in Zhangzhou versus $1,353 in Ubud, Bali.

Zhangzhou $716
Ubud, Bali $1,353

Estimated couple costs with rent: $1,132 in Zhangzhou versus $2,297 in Ubud, Bali.

Zhangzhou $1,132
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,547 in Zhangzhou versus $3,241 in Ubud, Bali.

Zhangzhou $1,547
Ubud, Bali $3,241

Living in Zhangzhou costs roughly 47% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Zhangzhou is 47% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$2.74 ¥18.35

$3.23 Rp 58.1K

-15.17%

Three-Course Dinner for Two, Mid-Range

$21.73 ¥145

$34.88 Rp 627.8K

-37.70%

Fast Food Meal (McDonalds, etc)

$4.80 ¥32.11

$5.70 Rp 102.5K

-15.79%

Cappuccino

$3.05 ¥20.39

$2.62 Rp 47.1K

16.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ¥3.16

$1.72 Rp 31.0K

-72.67%

Water (0.33 liter bottle)

$0.27 ¥1.78

$0.81 Rp 14.6K

-66.67%

Local Beer (0.5 liter draught)

$0.90 ¥6.01

$2.65 Rp 47.7K

-66.04%

Imported Beer (0.33 liter bottle)

$2.06 ¥13.75

$4.37 Rp 78.6K

-52.86%

Milk (1 liter)

$1.81 ¥12.13

$1.57 Rp 28.3K

15.29%

White Bread (500g)

$1.59 ¥10.65

$2.19 Rp 39.5K

-27.40%

Rice (white) (1kg)

$0.90 ¥6.03

$1.18 Rp 21.2K

-23.73%

Eggs

$1.55 ¥10.35

$2.16 Rp 38.8K

-28.24%

Local Cheese (1kg)

$12.58 ¥84.1

$17.65 Rp 317.7K

-28.73%

Chicken Fillets (1kg)

$3.15 ¥21.08

$3.78 Rp 68.0K

-16.67%

Beef Round Steak (1kg)

$10.14 ¥67.8

$11.95 Rp 215.1K

-15.15%

Apples (1kg)

$1.86 ¥12.45

$3.60 Rp 64.8K

-48.33%

Banana (1kg)

$1.25 ¥8.36

$1.59 Rp 28.6K

-21.38%

Oranges (1kg)

$1.48 ¥9.91

$2.31 Rp 41.6K

-35.93%

Tomato (1kg)

$1.10 ¥7.38

$1.91 Rp 34.3K

-42.41%

Potato (1kg)

$0.73 ¥4.88

$1.78 Rp 32.1K

-58.99%

Onion (1kg)

$0.91 ¥6.11

$2.33 Rp 41.9K

-60.94%

Lettuce (1 head)

$0.55 ¥3.70

$1.00 Rp 18.0K

-45.00%

Water (1.5 liter bottle)

$0.56 ¥3.72

$0.53 Rp 9,509

5.66%

Cigarettes 20 Pack (Marlboro, Camel)

$3.06 ¥20.49

$2.29 Rp 41.1K

33.62%

Wine (Bottle)

$10.62 ¥71.0

$22.07 Rp 397.3K

-51.88%

Local Beer (0.5 liter bottle)

$0.73 ¥4.89

$2.35 Rp 42.2K

-68.94%

Imported Beer (0.33 liter bottle)

$1.58 ¥10.55

$2.98 Rp 53.6K

-46.98%

One-way Ticket (Public Transport)

$0.29 ¥1.95

$0.23 Rp 4,112

26.09%

Public Transport Monthly Pass (Regular Price)

$16.89 ¥113

$8.90 Rp 160.2K

89.78%

Taxi Start (Normal Tariff)

$1.41 ¥9.43

$0.47 Rp 8,466

200.00%

Taxi (Normal Tariff) (1km)

$0.32 ¥2.17

$0.43 Rp 7,737

-25.58%

Taxi 1hour Waiting (Normal Tariff)

$6.55 ¥43.79

$5.47 Rp 98.4K

19.74%

Gasoline (1 liter)

$1.12 ¥7.48

$0.83 Rp 14.9K

34.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.1K ¥127.9K

$23.9K Rp 429.8M

-19.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.2K ¥115.3K

$32.8K Rp 590.1M

-47.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$45.55 ¥305

$80.0 Rp 1.4M

-43.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.74 ¥65.1

$6.56 Rp 118.1K

48.48%

Internet (50+ Mbps, Unlimited Data)

$11.81 ¥79.0

$18.60 Rp 334.8K

-36.51%

Gym Membership (Monthly)

$41.19 ¥275

$54.1 Rp 974.1K

-23.89%

Tennis Court (1 Hour on Weekend)

$13.66 ¥91.4

$18.28 Rp 329.0K

-25.27%

Cinema Ticket

$5.94 ¥39.75

$4.25 Rp 76.5K

39.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$337 ¥2,251

$493 Rp 8.9M

-31.65%

International Primary School, 1 Child (Yearly)

$16.7K ¥111.4K

$5,597 Rp 100.7M

197.58%

Jeans (Levis 501 Or Similar)

$43.23 ¥289

$45.58 Rp 820.4K

-5.16%

Summer Dress (H&M, Zara, etc)

$30.11 ¥201

$34.96 Rp 629.4K

-13.87%

Sport Shoes (Adidas, Nike)

$71.1 ¥476

$77.7 Rp 1.4M

-8.47%

Men's Leather Business Shoes

$72.8 ¥487

$78.5 Rp 1.4M

-7.28%

1-bedroom Apartment, City Center (Monthly)

$282 ¥1,886

$1,131 Rp 20.4M

-75.08%

1-bedroom Apartment, Outside City Center (Monthly)

$196 ¥1,308

$673 Rp 12.1M

-70.93%

3-bedroom Apartment, City Center (Monthly)

$584 ¥3,902

$3,613 Rp 65.0M

-83.85%

3-bedroom Apartment, Outside City Center (Monthly)

$361 ¥2,411

$1,702 Rp 30.6M

-78.81%

Buy Apartment in City Center (m2)

$2,977 ¥19.9K

$2,717 Rp 48.9M

9.55%

Buy Apartment Outside City Center (m2)

$2,003 ¥13.4K

$2,241 Rp 40.3M

-10.62%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

13.78

-71.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zhangzhou: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Zhangzhou

$197 27.5%

Ubud, Bali

$287 21.2% 45.8% $90

Accommodation & Living

Zhangzhou

$196 27.3%

Ubud, Bali

$673 49.7% 244% $477

Clothing & Footwear

Zhangzhou

$98 13.7%

Ubud, Bali

$107 7.9% 9% $8.8

Eating Out

Zhangzhou

$85 11.8%

Ubud, Bali

$106 7.9% 25.9% $22

Monthly Utilities & Internet

Zhangzhou

$67 9.4%

Ubud, Bali

$105 7.8% 56.7% $38

Sport & Entertainment

Zhangzhou

$53 7.4%

Ubud, Bali

$63 4.6% 18% $9.5

Getting Around

Zhangzhou

$21 2.9%

Ubud, Bali

$12 0.9% 41.1% $8.7

Cost Breakdown

A one-bedroom apartment in the center runs $282 in Zhangzhou and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $22.00 in Zhangzhou vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $197 vs $287 per month, with Zhangzhou cheaper across the board.

Good to know

🇨🇳 Zhangzhou

🇮🇩 Ubud, Bali

🕒 Local time

09:33 9:33 AM

Same time as Zhangzhou

🌤 Weather

👥 Population

4,809,983

74,800

💱 Currency

Chinese Yuan CNY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of October 23, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

Indonesian Rupiah exchange rates as of October 23, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CNY in detail →

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Zhangzhou Ubud, Bali 3,680 km ≈ 5 h nonstop flight

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Zhangzhou
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zhangzhou vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zhangzhou wins on cost – living expenses run 89% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhangzhou the obvious pick if budget is a priority.

You'd need roughly $1,074 in Zhangzhou and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $282 in Zhangzhou versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $337 in Zhangzhou versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 46% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $716 in Zhangzhou versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Zhangzhou but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhangzhou the clear choice for anyone on this budget.

Both work as nomad bases, but Zhangzhou delivers better value – similar infrastructure at $716 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhangzhou hard to pass up.

Safety-wise, Zhangzhou and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zhangzhou gentler on the wallet – expenses run 89% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.