🙂Monthly costs for one person with rent: $726 in Zhangzhou versus $1,397 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,131 in Zhangzhou versus $2,588 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,535 in Zhangzhou versus $3,778 in Ubud, Bali.
🌍Living in Zhangzhou costs roughly 48% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Zhangzhou is 46% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Zhangzhou
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.86¥19.36
$3.43Rp 61.4K
-16.62%
Three-Course Dinner for Two, Mid-Range
$21.75¥147
$31.97Rp 572.4K
-31.97%
Fast Food Meal(McDonalds, etc)
$4.93¥33.40
$5.05Rp 90.4K
-2.38%
Cappuccino
$2.99¥20.27
$2.71Rp 48.6K
10.33%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.47¥3.18
$1.39Rp 24.9K
-66.19%
Water(0.33 liter bottle)
$0.29¥1.98
$0.74Rp 13.3K
-60.81%
Local Beer(0.5 liter draught)
$0.95¥6.43
$2.89Rp 51.8K
-67.13%
Imported Beer(0.33 liter bottle)
$2.05¥13.87
$3.79Rp 67.9K
-45.91%
🛒 Groceries & Markets
Zhangzhou
Ubud, Bali
Difference
Milk(1 liter)
$1.80¥12.19
$1.79Rp 32.1K
0.56%
White Bread(500g)
$1.57¥10.61
$2.51Rp 44.9K
-37.45%
Rice(white)(1kg)
$0.96¥6.49
$1.21Rp 21.7K
-20.66%
Eggs
$1.54¥10.45
$2.37Rp 42.4K
-35.02%
Local Cheese(1kg)
$12.89¥87.3
$14.43Rp 258.4K
-10.67%
Chicken Fillets(1kg)
$3.25¥22.03
$4.15Rp 74.3K
-21.69%
Beef Round Steak(1kg)
$10.14¥68.7
$12.11Rp 216.9K
-16.27%
Apples(1kg)
$1.81¥12.24
$3.77Rp 67.5K
-51.99%
Banana(1kg)
$1.22¥8.24
$1.63Rp 29.1K
-25.15%
Oranges(1kg)
$1.47¥9.97
$2.71Rp 48.5K
-45.76%
Tomato(1kg)
$1.13¥7.67
$2.26Rp 40.4K
-50.00%
Potato(1kg)
$0.70¥4.73
$1.93Rp 34.5K
-63.73%
Onion(1kg)
$0.90¥6.07
$2.19Rp 39.3K
-58.90%
Lettuce(1 head)
$0.57¥3.85
$1.02Rp 18.2K
-44.12%
Water(1.5 liter bottle)
$0.54¥3.69
$0.72Rp 12.8K
-25.00%
Cigarettes 20 Pack(Marlboro, Camel)
$3.15¥21.30
$3.18Rp 57.0K
-0.94%
Wine(Bottle)
$10.61¥71.8
$23.84Rp 426.8K
-55.49%
Local Beer(0.5 liter bottle)
$0.80¥5.40
$2.77Rp 49.7K
-71.12%
Imported Beer(0.33 liter bottle)
$1.64¥11.10
$2.75Rp 49.3K
-40.36%
🚌 Getting Around
Zhangzhou
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.27¥1.82
$0.27Rp 4,786
-
Public Transport Monthly Pass(Regular Price)
$16.54¥112
$8.20Rp 146.8K
101.71%
Taxi Start(Normal Tariff)
$1.36¥9.23
$0.48Rp 8,653
183.33%
Taxi(Normal Tariff)(1km)
$0.33¥2.23
$0.42Rp 7,545
-21.43%
Taxi 1hour Waiting(Normal Tariff)
$6.80¥46.03
$6.03Rp 107.9K
12.77%
Gasoline(1 liter)
$1.16¥7.89
$0.82Rp 14.7K
41.46%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.6K¥132.7K
$26.6KRp 475.6M
-26.22%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.1K¥116.1K
$32.2KRp 576.6M
-46.76%
🧾 Monthly Utilities & Internet
Zhangzhou
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$44.85¥304
$78.3Rp 1.4M
-42.68%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.09¥68.4
$3.91Rp 70.1K
158.06%
Internet(50+ Mbps, Unlimited Data)
$11.80¥79.9
$23.91Rp 428.2K
-50.65%
🎉 Sport & Entertainment
Zhangzhou
Ubud, Bali
Difference
Gym Membership(Monthly)
$41.11¥278
$96.2Rp 1.7M
-57.26%
Tennis Court(1 Hour on Weekend)
$13.84¥93.7
$6.53Rp 116.8K
111.94%
Cinema Ticket
$5.99¥40.53
$4.01Rp 71.9K
49.38%
🧸 Childcare & Education
Zhangzhou
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$334¥2,262
$303Rp 5.4M
10.41%
International Primary School, 1 Child(Yearly)
$16.7K¥113.3K
$6,551Rp 117.3M
155.36%
👕👟 Clothing & Footwear
Zhangzhou
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$44.31¥300
$55.3Rp 990.4K
-19.89%
Summer Dress(H&M, Zara, etc)
$29.93¥203
$38.32Rp 686.1K
-21.89%
Sport Shoes(Adidas, Nike)
$71.3¥483
$88.5Rp 1.6M
-19.42%
Men's Leather Business Shoes
$73.3¥496
$76.7Rp 1.4M
-4.48%
🏠 Accommodation & Living
Zhangzhou
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$283¥1,915
$986Rp 17.6M
-71.31%
1-bedroom Apartment, Outside City Center(Monthly)
$190¥1,286
$682Rp 12.2M
-72.16%
3-bedroom Apartment, City Center(Monthly)
$587¥3,975
$3,420Rp 61.2M
-82.84%
3-bedroom Apartment, Outside City Center(Monthly)
$357¥2,421
$2,075Rp 37.1M
-82.77%
Buy Apartment in City Center(m2)
$3,012¥20.4K
$2,762Rp 49.5M
9.05%
Buy Apartment Outside City Center(m2)
$2,010¥13.6K
$2,243Rp 40.2M
-10.41%
💵 Salaries & Financials
Zhangzhou
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$169Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
3.89
13.28
-70.71%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Zhangzhou: July 21, 2026
Last update for Ubud, Bali: July 22, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $283 in Zhangzhou and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $22.00 in Zhangzhou vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $198 vs $298 per month, with Zhangzhou cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zhangzhou vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zhangzhou or Ubud, Bali?
Zhangzhou wins on cost – living expenses run 92% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhangzhou the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Zhangzhou and in Ubud, Bali?
You'd need roughly $1,089 in Zhangzhou and $2,096 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Zhangzhou compared to Ubud, Bali?
Rent for a central apartment: $283 in Zhangzhou versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Zhangzhou and in Ubud, Bali?
Childcare runs $334 in Zhangzhou versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Zhangzhou or in Ubud, Bali?
Supermarket bills run roughly 51% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $2,000/month in Zhangzhou or in Ubud, Bali?
At $726 in Zhangzhou versus $1,397 in Ubud, Bali, a $2,000 budget is realistic in Zhangzhou but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhangzhou the clear choice for anyone on this budget.
Which city is better for digital nomads, Zhangzhou or Ubud, Bali?
Both work as nomad bases, but Zhangzhou delivers better value – similar infrastructure at $726 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhangzhou hard to pass up.
How safe is Zhangzhou compared to Ubud, Bali?
Safety-wise, Zhangzhou and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zhangzhou gentler on the wallet – expenses run 92% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.