Last update: Oct 2026

Cost of Living Comparison Between Zgorzelec and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,412 in Zgorzelec, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

69

Cost of Living Index in Zgorzelec
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Zgorzelec Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Zgorzelec

🇵🇱 Poland

$1,412

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Zgorzelec and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zgorzelec and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,412 in Zgorzelec versus $915 in Cebu.

Zgorzelec $1,412
Cebu $915

Estimated couple costs with rent: $2,062 in Zgorzelec versus $1,418 in Cebu.

Zgorzelec $2,062
Cebu $1,418

Monthly costs for a family of three with rent: $2,712 in Zgorzelec versus $1,921 in Cebu.

Zgorzelec $2,712
Cebu $1,921

Living in Zgorzelec is roughly 54% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Zgorzelec is 4% above, Cebu is 33% below.

Meal at Budget Restaurant

$8.96 zł 34.83

$3.05 ₱192

193.77%

Three-Course Dinner for Two, Mid-Range

$50.8 zł 197

$24.00 ₱1,511

111.63%

Fast Food Meal (McDonalds, etc)

$7.65 zł 29.70

$3.99 ₱251

91.73%

Cappuccino

$3.09 zł 12.02

$2.50 ₱157

23.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 zł 3.40

$1.54 ₱97.1

-42.86%

Water (0.33 liter bottle)

$1.57 zł 6.09

$0.50 ₱31.37

214.00%

Local Beer (0.5 liter draught)

$1.49 zł 5.77

$1.78 ₱112

-16.29%

Imported Beer (0.33 liter bottle)

$2.01 zł 7.79

$2.17 ₱136

-7.37%

Milk (1 liter)

$0.91 zł 3.52

$2.00 ₱126

-54.50%

White Bread (500g)

$1.20 zł 4.67

$1.37 ₱86.2

-12.41%

Rice (white) (1kg)

$1.43 zł 5.54

$1.03 ₱64.9

38.83%

Eggs

$3.60 zł 13.97

$2.03 ₱128

77.34%

Local Cheese (1kg)

$8.70 zł 33.79

$10.20 ₱642

-14.71%

Chicken Fillets (1kg)

$6.13 zł 23.83

$4.45 ₱280

37.75%

Beef Round Steak (1kg)

$13.18 zł 51.2

$7.67 ₱483

71.84%

Apples (1kg)

$0.86 zł 3.32

$3.31 ₱208

-74.02%

Banana (1kg)

$1.55 zł 6.04

$1.46 ₱91.8

6.16%

Oranges (1kg)

$1.68 zł 6.53

$2.32 ₱146

-27.59%

Tomato (1kg)

$1.50 zł 5.81

$1.49 ₱94.0

0.67%

Potato (1kg)

$0.66 zł 2.57

$2.34 ₱147

-71.79%

Onion (1kg)

$1.01 zł 3.91

$1.94 ₱122

-47.94%

Lettuce (1 head)

$1.23 zł 4.76

$1.16 ₱73.0

6.03%

Water (1.5 liter bottle)

$0.69 zł 2.68

$0.68 ₱42.89

1.47%

Cigarettes 20 Pack (Marlboro, Camel)

$4.72 zł 18.35

$2.99 ₱188

57.86%

Wine (Bottle)

$7.56 zł 29.36

$6.24 ₱393

21.15%

Local Beer (0.5 liter bottle)

$0.87 zł 3.39

$1.23 ₱77.3

-29.27%

Imported Beer (0.33 liter bottle)

$1.40 zł 5.45

$1.73 ₱109

-19.08%

One-way Ticket (Public Transport)

$1.05 zł 4.07

$0.23 ₱14.36

356.52%

Public Transport Monthly Pass (Regular Price)

$30.83 zł 120

$12.34 ₱777

149.84%

Taxi Start (Normal Tariff)

$2.23 zł 8.66

$0.79 ₱49.96

182.28%

Taxi (Normal Tariff) (1km)

$0.99 zł 3.85

$0.22 ₱13.86

350.00%

Taxi 1hour Waiting (Normal Tariff)

$12.86 zł 49.96

$4.54 ₱286

183.26%

Gasoline (1 liter)

$1.67 zł 6.47

$1.32 ₱82.9

26.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K zł 119.9K

$21.0K ₱1.3M

46.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K zł 103.9K

$19.4K ₱1.2M

37.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$295 zł 1,147

$119 ₱7,464

149.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.65 zł 29.71

$14.22 ₱896

-46.20%

Internet (50+ Mbps, Unlimited Data)

$18.94 zł 73.6

$27.47 ₱1,730

-31.05%

Gym Membership (Monthly)

$38.09 zł 148

$32.31 ₱2,034

17.89%

Tennis Court (1 Hour on Weekend)

$21.82 zł 84.8

$6.50 ₱409

235.69%

Cinema Ticket

$7.55 zł 29.35

$5.40 ₱340

39.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$483 zł 1,875

$276 ₱17.4K

74.83%

International Primary School, 1 Child (Yearly)

$7,429 zł 28.9K

$7,866 ₱495.3K

-5.55%

Jeans (Levis 501 Or Similar)

$77.2 zł 300

$49.37 ₱3,108

56.41%

Summer Dress (H&M, Zara, etc)

$37.43 zł 145

$24.58 ₱1,548

52.28%

Sport Shoes (Adidas, Nike)

$85.4 zł 332

$76.6 ₱4,825

11.38%

Men's Leather Business Shoes

$108 zł 420

$58.9 ₱3,706

83.62%

1-bedroom Apartment, City Center (Monthly)

$603 zł 2,341

$503 ₱31.7K

19.70%

1-bedroom Apartment, Outside City Center (Monthly)

$498 zł 1,935

$305 ₱19.2K

63.55%

3-bedroom Apartment, City Center (Monthly)

$994 zł 3,860

$1,075 ₱67.7K

-7.56%

3-bedroom Apartment, Outside City Center (Monthly)

$815 zł 3,168

$632 ₱39.8K

29.01%

Buy Apartment in City Center (m2)

$2,924 zł 11.4K

$2,870 ₱180.7K

1.91%

Buy Apartment Outside City Center (m2)

$2,192 zł 8,515

$1,877 ₱118.2K

16.75%

Average Monthly Net Salary (After Tax)

$1,356 zł 5,270

$336 ₱21.1K

303.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

7.2

-7.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zgorzelec: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zgorzelec

$498 35.3%

Cebu

$305 33.3% 38.9% $194

Monthly Utilities & Internet

Zgorzelec

$322 22.8%

Cebu

$160 17.5% 50.2% $162

Groceries & Markets

Zgorzelec

$205 14.5%

Cebu

$210 22.9% 2.4% $4.9

Eating Out

Zgorzelec

$153 10.8%

Cebu

$88 9.6% 42.6% $65

Clothing & Footwear

Zgorzelec

$139 9.8%

Cebu

$94 10.3% 32% $44

Sport & Entertainment

Zgorzelec

$53 3.8%

Cebu

$43 4.7% 19% $10

Getting Around

Zgorzelec

$42 3%

Cebu

$15 1.7% 64.1% $27

Cost Breakdown

A one-bedroom apartment in the center runs $603 in Zgorzelec and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Zgorzelec pays 304% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Zgorzelec vs $24.00 in Cebu. Groceries flip the comparison at $205 vs $210, with Zgorzelec cheaper for home cooking.

Good to know

🇵🇱 Zgorzelec

🇵🇭 Cebu

🕒 Local time

18:02 6:02 PM

00:02 12:02 AM

6 h ahead of Zgorzelec

🌤 Weather

👥 Population

29,534

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Zgorzelec Cebu 10,390 km ≈ 13 h nonstop flight

From you

Zgorzelec
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zgorzelec vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and leisure. The 54% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 304% higher in Zgorzelec, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $603 in Zgorzelec versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,412 per month in Zgorzelec versus $915 in Cebu – a 54% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 150% less than in Zgorzelec. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,412 in Zgorzelec, a $1,500 budget is realistic in Cebu but tight or insufficient in Zgorzelec. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Zgorzelec, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Zgorzelec and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 54% less than in Zgorzelec. Beyond cost, consider language, visa policies, and how big the international community is in each city.