Last update: Oct 2026

Cost of Living Comparison Between Zdunska Wola and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,205 in Zdunska Wola, rent and utilities included – about $3,400 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Zdunska Wola
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Zdunska Wola Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Zdunska Wola

🇵🇱 Poland

$1,205

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Zdunska Wola and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zdunska Wola and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,205 in Zdunska Wola versus $918 in Cebu.

Zdunska Wola $1,205
Cebu $918

Estimated couple costs with rent: $1,773 in Zdunska Wola versus $1,409 in Cebu.

Zdunska Wola $1,773
Cebu $1,409

Monthly costs for a family of three with rent: $2,341 in Zdunska Wola versus $1,900 in Cebu.

Zdunska Wola $2,341
Cebu $1,900

Living in Zdunska Wola is roughly 31% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Zdunska Wola 11% lower, Cebu 32% lower.

Meal at Budget Restaurant

$5.83 zł 22.66

$3.09 ₱194

88.67%

Three-Course Dinner for Two, Mid-Range

$28.30 zł 110

$24.22 ₱1,525

16.85%

Fast Food Meal (McDonalds, etc)

$9.08 zł 35.28

$3.92 ₱247

131.63%

Cappuccino

$2.72 zł 10.58

$2.51 ₱158

8.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 zł 7.76

$1.59 ₱100

25.79%

Water (0.33 liter bottle)

$1.24 zł 4.83

$0.53 ₱33.43

133.96%

Local Beer (0.5 liter draught)

$2.50 zł 9.73

$1.78 ₱112

40.45%

Imported Beer (0.33 liter bottle)

$4.12 zł 16.00

$2.17 ₱137

89.86%

Milk (1 liter)

$0.91 zł 3.54

$1.92 ₱121

-52.60%

White Bread (500g)

$1.27 zł 4.94

$1.36 ₱85.4

-6.62%

Rice (white) (1kg)

$1.61 zł 6.25

$1.01 ₱63.5

59.41%

Eggs

$2.87 zł 11.15

$2.03 ₱128

41.38%

Local Cheese (1kg)

$7.73 zł 30.04

$9.86 ₱621

-21.60%

Chicken Fillets (1kg)

$6.21 zł 24.14

$4.39 ₱277

41.46%

Beef Round Steak (1kg)

$13.93 zł 54.1

$7.60 ₱479

83.29%

Apples (1kg)

$1.06 zł 4.12

$3.30 ₱208

-67.88%

Banana (1kg)

$1.66 zł 6.45

$1.39 ₱87.8

19.42%

Oranges (1kg)

$1.51 zł 5.87

$2.33 ₱147

-35.19%

Tomato (1kg)

$3.24 zł 12.61

$1.50 ₱94.3

116.00%

Potato (1kg)

$0.92 zł 3.58

$2.36 ₱149

-61.02%

Onion (1kg)

$1.39 zł 5.40

$1.90 ₱119

-26.84%

Lettuce (1 head)

$1.46 zł 5.69

$1.19 ₱74.9

22.69%

Water (1.5 liter bottle)

$0.52 zł 2.01

$0.63 ₱39.71

-17.46%

Cigarettes 20 Pack (Marlboro, Camel)

$4.50 zł 17.49

$3.00 ₱189

50.00%

Wine (Bottle)

$7.12 zł 27.65

$6.03 ₱379

18.08%

Local Beer (0.5 liter bottle)

$1.56 zł 6.05

$1.23 ₱77.7

26.83%

Imported Beer (0.33 liter bottle)

$2.10 zł 8.16

$1.75 ₱110

20.00%

One-way Ticket (Public Transport)

$1.02 zł 3.98

$0.25 ₱15.86

308.00%

Public Transport Monthly Pass (Regular Price)

$31.63 zł 123

$12.64 ₱796

150.24%

Taxi Start (Normal Tariff)

$1.50 zł 5.82

$0.77 ₱48.62

94.81%

Taxi (Normal Tariff) (1km)

$0.49 zł 1.90

$0.23 ₱14.53

113.04%

Taxi 1hour Waiting (Normal Tariff)

$6.53 zł 25.35

$4.46 ₱281

46.41%

Gasoline (1 liter)

$1.52 zł 5.92

$1.31 ₱82.8

16.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K zł 118.7K

$21.2K ₱1.3M

43.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K zł 104.5K

$19.1K ₱1.2M

40.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 zł 728

$120 ₱7,569

55.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.55 zł 40.98

$14.00 ₱882

-24.64%

Internet (50+ Mbps, Unlimited Data)

$14.93 zł 58.0

$27.54 ₱1,734

-45.79%

Gym Membership (Monthly)

$38.39 zł 149

$32.33 ₱2,035

18.74%

Tennis Court (1 Hour on Weekend)

$23.74 zł 92.3

$6.65 ₱419

256.99%

Cinema Ticket

$5.89 zł 22.90

$5.65 ₱356

4.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$194 zł 755

$275 ₱17.3K

-29.39%

International Primary School, 1 Child (Yearly)

$5,098 zł 19.8K

$7,918 ₱498.5K

-35.61%

Jeans (Levis 501 Or Similar)

$45.34 zł 176

$49.33 ₱3,106

-8.09%

Summer Dress (H&M, Zara, etc)

$39.10 zł 152

$25.24 ₱1,589

54.91%

Sport Shoes (Adidas, Nike)

$77.0 zł 299

$77.0 ₱4,846

0.03%

Men's Leather Business Shoes

$46.46 zł 181

$57.2 ₱3,601

-18.78%

1-bedroom Apartment, City Center (Monthly)

$516 zł 2,006

$500 ₱31.5K

3.37%

1-bedroom Apartment, Outside City Center (Monthly)

$452 zł 1,755

$309 ₱19.4K

46.23%

3-bedroom Apartment, City Center (Monthly)

$1,097 zł 4,263

$1,078 ₱67.9K

1.81%

3-bedroom Apartment, Outside City Center (Monthly)

$783 zł 3,041

$615 ₱38.7K

27.23%

Buy Apartment in City Center (m2)

$2,916 zł 11.3K

$2,886 ₱181.7K

1.05%

Buy Apartment Outside City Center (m2)

$2,247 zł 8,730

$1,917 ₱120.7K

17.24%

Average Monthly Net Salary (After Tax)

$895 zł 3,476

$346 ₱21.8K

158.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

7.2

-13.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zdunska Wola: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zdunska Wola

$452 37.5%

Cebu

$309 33.6% 31.6% $143

Groceries & Markets

Zdunska Wola

$217 18%

Cebu

$206 22.4% 5.2% $11

Monthly Utilities & Internet

Zdunska Wola

$213 17.7%

Cebu

$162 17.6% 24% $51

Eating Out

Zdunska Wola

$140 11.6%

Cebu

$88 9.6% 37.1% $52

Clothing & Footwear

Zdunska Wola

$94 7.8%

Cebu

$94 10.2% 0.4% $0.4

Sport & Entertainment

Zdunska Wola

$50 4.2%

Cebu

$44 4.8% 13.1% $6.6

Getting Around

Zdunska Wola

$40 3.3%

Cebu

$16 1.7% 60.7% $24

Cost Breakdown

A one-bedroom apartment in the center runs $516 in Zdunska Wola and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Zdunska Wola pays 159% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $28.00 in Zdunska Wola vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $217 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇵🇱 Zdunska Wola

🇵🇭 Cebu

🕒 Local time

03:14 3:14 AM

09:14 9:14 AM

6 h ahead of Zdunska Wola

🌤 Weather

👥 Population

40,996

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Zdunska Wola Cebu 10,120 km ≈ 13 h nonstop flight

From you

Zdunska Wola
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zdunska Wola vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and leisure. The 31% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 159% higher in Zdunska Wola, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $516 in Zdunska Wola versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,205 per month in Zdunska Wola versus $918 in Cebu – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 150% less than in Zdunska Wola. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,205 in Zdunska Wola, a $1,500 budget is realistic in Cebu but tight or insufficient in Zdunska Wola. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Zdunska Wola, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Zdunska Wola and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 31% less than in Zdunska Wola. Beyond cost, consider language, visa policies, and how big the international community is in each city.