Cost of Living Comparison Between Zambia and Germany Cost of Living Comparison Between Zambia and Germany

Name: Germany
Address: DE

🙂 Solo nomad: Zambia is 40.7% cheaper than Germany without rent, and 59.8% cheaper with rent.

🙂 Family of 3: Zambia is 47.2% cheaper than Germany without rent, and 51.4% cheaper with rent.

Meal at Budget Restaurant

$7 ZMW 172

$17.11 €14.78

-59.09%

Three-Course Dinner for Two, Mid-Range

$23.02 ZMW 566

$74.9 €64.7

-69.28%

Fast Food Meal (McDonalds, etc)

$3.62 ZMW 89

$11.47 €9.91

-68.44%

Cappuccino

$1.98 ZMW 48.67

$4.01 €3.46

-50.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.66 ZMW 16.27

$3.33 €2.88

-80.18%

Water (0.33 liter bottle)

$0.33 ZMW 8.07

$2.89 €2.5

-88.58%

Local Beer (0.5 liter draught)

$0.93 ZMW 22.94

$5.24 €4.52

-82.25%

Imported Beer (0.33 liter bottle)

$1.48 ZMW 36.48

$4.58 €3.95

-67.69%

Milk (1 liter)

$1.24 ZMW 30.44

$1.26 €1.08

-1.59%

White Bread (500g)

$0.84 ZMW 20.69

$2.19 €1.89

-61.64%

Rice (white) (1kg)

$1.79 ZMW 44.07

$3.46 €2.99

-48.27%

Eggs

$1.49 ZMW 36.56

$3.79 €3.28

-60.69%

Local Cheese (1kg)

$7.48 ZMW 184

$14.73 €12.72

-49.22%

Chicken Fillets (1kg)

$3.98 ZMW 97.8

$13.83 €11.94

-71.22%

Beef Round Steak (1kg)

$4.99 ZMW 123

$19.93 €17.21

-74.96%

Apples (1kg)

$2.42 ZMW 59.5

$3.18 €2.75

-23.90%

Banana (1kg)

$1.56 ZMW 38.42

$1.79 €1.55

-12.85%

Oranges (1kg)

$2.61 ZMW 64.3

$2.32 €2

12.50%

Tomato (1kg)

$1.14 ZMW 28.01

$4.73 €4.09

-75.90%

Potato (1kg)

$1.96 ZMW 48.17

$1.58 €1.37

24.05%

Onion (1kg)

$1.36 ZMW 33.46

$1.62 €1.4

-16.05%

Lettuce (1 head)

$0.89 ZMW 21.94

$1.86 €1.6

-52.15%

Water (1.5 liter bottle)

$0.53 ZMW 13.15

$1.07 €0.92

-50.47%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 ZMW 55.5

$9.84 €8.5

-77.13%

Wine (Bottle)

$6.78 ZMW 167

$6.85 €5.92

-1.02%

Local Beer (0.5 liter bottle)

$0.92 ZMW 22.58

$1.1 €0.95

-16.36%

Imported Beer (0.33 liter bottle)

$1.27 ZMW 31.31

$1.7 €1.46

-25.29%

One-way Ticket (Public Transport)

$0.96 ZMW 23.56

$3.68 €3.18

-73.91%

Public Transport Monthly Pass (Regular Price)

$39.44 ZMW 970

$68 €58.7

-41.96%

Taxi Start (Normal Tariff)

$2.48 ZMW 61

$5.87 €5.07

-57.75%

Taxi (Normal Tariff) (1km)

$1.06 ZMW 26.1

$2.23 €1.92

-52.47%

Taxi 1hour Waiting (Normal Tariff)

$9.4 ZMW 231

$37.69 €32.54

-75.06%

Gasoline (1 liter)

$1.24 ZMW 30.59

$1.97 €1.7

-37.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,152 ZMW 200.5K

$31.7K €27.4K

-74.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.1K ZMW 692.2K

$37.3K €32.2K

-24.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.8 ZMW 2,111

$350 €302

-75.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.5 ZMW 1,243

$27.07 €23.37

86.63%

Internet (50+ Mbps, Unlimited Data)

$126 ZMW 3,111

$51.9 €44.83

143.55%

Gym Membership (Monthly)

$42.29 ZMW 1,040

$40.64 €35.09

4.06%

Tennis Court (1 Hour on Weekend)

$13.59 ZMW 334

$24.54 €21.19

-44.62%

Cinema Ticket

$4.1 ZMW 101

$14.15 €12.22

-71.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$176 ZMW 4,329

$463 €400

-62.00%

International Primary School, 1 Child (Yearly)

$9,594 ZMW 236K

$15.1K €13K

-36.45%

Jeans (Levis 501 Or Similar)

$19.78 ZMW 487

$94.4 €81.5

-79.04%

Summer Dress (H&M, Zara, etc)

$17.61 ZMW 433

$43.6 €37.65

-59.61%

Sport Shoes (Adidas, Nike)

$78 ZMW 1,919

$100 €86.7

-22.33%

Men's Leather Business Shoes

$71.2 ZMW 1,752

$133 €115

-46.45%

1-bedroom Apartment, City Center (Monthly)

$208 ZMW 5,117

$1,042 €900

-80.04%

1-bedroom Apartment, Outside City Center (Monthly)

$127 ZMW 3,129

$765 €660

-83.37%

3-bedroom Apartment, City Center (Monthly)

$865 ZMW 21.3K

$1,909 €1,648

-54.70%

3-bedroom Apartment, Outside City Center (Monthly)

$706 ZMW 17.4K

$1,445 €1,247

-51.14%

Buy Apartment in City Center (m2)

$3,458 ZMW 85.1K

$6,341 €5,475

-45.47%

Buy Apartment Outside City Center (m2)

$6,440 ZMW 158.4K

$4,896 €4,227

31.54%

Average Monthly Net Salary (After Tax)

$281 ZMW 6,903

$3,362 €2,903

-91.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.98

528.14%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zambia: October 28, 2025

Last update for Germany: October 29, 2025

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