Cost of Living Comparison Between Zambia and Germany Cost of Living Comparison Between Zambia and Germany

Name: Germany
Address: DE

🙂 Solo nomad: Zambia is 41.6% cheaper than Germany without rent, and 61.7% cheaper with rent.

🙂 Family of 3: Zambia is 47.9% cheaper than Germany without rent, and 50.8% cheaper with rent.

Meal at Budget Restaurant

$6.97 ZMW 139

$17.58 €15.16

-60.35%

Three-Course Dinner for Two, Mid-Range

$23.45 ZMW 469

$75.0 €64.7

-68.75%

Fast Food Meal (McDonalds, etc)

$3.74 ZMW 74.8

$11.54 €9.95

-67.59%

Cappuccino

$1.89 ZMW 37.80

$4.10 €3.53

-53.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 ZMW 13.53

$3.40 €2.93

-80.00%

Water (0.33 liter bottle)

$0.33 ZMW 6.50

$3.03 €2.61

-89.11%

Local Beer (0.5 liter draught)

$0.92 ZMW 18.32

$5.26 €4.53

-82.51%

Imported Beer (0.33 liter bottle)

$1.50 ZMW 30.05

$4.59 €3.96

-67.32%

Milk (1 liter)

$1.25 ZMW 24.92

$1.25 €1.07

White Bread (500g)

$0.82 ZMW 16.33

$2.29 €1.98

-64.19%

Rice (white) (1kg)

$1.83 ZMW 36.56

$3.37 €2.90

-45.70%

Eggs

$1.53 ZMW 30.64

$3.79 €3.27

-59.63%

Local Cheese (1kg)

$7.91 ZMW 158

$14.54 €12.54

-45.60%

Chicken Fillets (1kg)

$3.92 ZMW 78.3

$14.28 €12.31

-72.55%

Beef Round Steak (1kg)

$4.91 ZMW 98.1

$19.99 €17.23

-75.44%

Apples (1kg)

$2.31 ZMW 46.22

$3.16 €2.72

-26.90%

Banana (1kg)

$1.56 ZMW 31.12

$1.79 €1.54

-12.85%

Oranges (1kg)

$2.60 ZMW 52.0

$2.21 €1.91

17.65%

Tomato (1kg)

$1.19 ZMW 23.80

$4.73 €4.07

-74.84%

Potato (1kg)

$1.97 ZMW 39.29

$1.55 €1.33

27.10%

Onion (1kg)

$1.43 ZMW 28.58

$1.63 €1.41

-12.27%

Lettuce (1 head)

$0.91 ZMW 18.11

$1.85 €1.59

-50.81%

Water (1.5 liter bottle)

$0.56 ZMW 11.28

$1.07 €0.92

-47.66%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 ZMW 45.91

$9.80 €8.45

-76.53%

Wine (Bottle)

$6.24 ZMW 125

$6.94 €5.98

-10.09%

Local Beer (0.5 liter bottle)

$0.84 ZMW 16.84

$1.10 €0.95

-23.64%

Imported Beer (0.33 liter bottle)

$1.29 ZMW 25.79

$1.62 €1.40

-20.37%

One-way Ticket (Public Transport)

$0.96 ZMW 19.11

$3.68 €3.17

-73.91%

Public Transport Monthly Pass (Regular Price)

$39.24 ZMW 784

$66.7 €57.5

-41.19%

Taxi Start (Normal Tariff)

$2.48 ZMW 49.46

$5.69 €4.90

-56.41%

Taxi (Normal Tariff) (1km)

$1.03 ZMW 20.56

$2.28 €1.96

-54.82%

Taxi 1hour Waiting (Normal Tariff)

$9.36 ZMW 187

$38.16 €32.89

-75.47%

Gasoline (1 liter)

$1.18 ZMW 23.51

$1.98 €1.70

-40.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,112 ZMW 162.1K

$31.8K €27.4K

-74.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K ZMW 570.0K

$37.4K €32.2K

-23.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.8 ZMW 1,734

$354 €306

-75.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.0 ZMW 1,019

$27.69 €23.87

84.25%

Internet (50+ Mbps, Unlimited Data)

$123 ZMW 2,466

$51.4 €44.29

140.19%

Gym Membership (Monthly)

$41.51 ZMW 829

$41.25 €35.55

0.63%

Tennis Court (1 Hour on Weekend)

$13.67 ZMW 273

$24.49 €21.11

-44.18%

Cinema Ticket

$4.10 ZMW 81.9

$13.87 €11.96

-70.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$177 ZMW 3,536

$461 €397

-61.60%

International Primary School, 1 Child (Yearly)

$9,450 ZMW 188.8K

$15.2K €13.1K

-37.63%

Jeans (Levis 501 Or Similar)

$19.64 ZMW 392

$93.7 €80.8

-79.05%

Summer Dress (H&M, Zara, etc)

$17.66 ZMW 353

$43.43 €37.44

-59.34%

Sport Shoes (Adidas, Nike)

$79.4 ZMW 1,586

$100 €86.4

-20.81%

Men's Leather Business Shoes

$72.7 ZMW 1,452

$133 €115

-45.37%

1-bedroom Apartment, City Center (Monthly)

$212 ZMW 4,230

$1,038 €895

-79.61%

1-bedroom Apartment, Outside City Center (Monthly)

$127 ZMW 2,545

$773 €667

-83.53%

3-bedroom Apartment, City Center (Monthly)

$862 ZMW 17.2K

$1,932 €1,665

-55.38%

3-bedroom Apartment, Outside City Center (Monthly)

$702 ZMW 14.0K

$1,451 €1,251

-51.64%

Buy Apartment in City Center (m2)

$1,980 ZMW 39.6K

$6,257 €5,393

-68.36%

Buy Apartment Outside City Center (m2)

$5,165 ZMW 103.2K

$4,369 €3,766

18.22%

Average Monthly Net Salary (After Tax)

$337 ZMW 6,743

$3,444 €2,969

-90.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.98

528.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zambia: January 12, 2026

Last update for Germany: January 11, 2026

Digital Nomad Cost of Living Index

Cost of Living Comparison Between Zambia and Germany Cost of Living Comparison Between Zambia and Germany

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