Cost of Living Comparison Between Germany and Zambia Cost of Living Comparison Between Germany and Zambia

Name: Zambia
Address: ZM

😐 Solo nomad: Germany is 66% more expensive than Zambia without rent, and 157.8% more expensive with rent.

😐 Family of 3: Germany is 91.2% more expensive than Zambia without rent, and 109.5% more expensive with rent.

Meal at Budget Restaurant

$17.27 €14.64

$6.95 ZMW 133

148.49%

Three-Course Dinner for Two, Mid-Range

$76.6 €65.0

$23.29 ZMW 446

229.07%

Fast Food Meal (McDonalds, etc)

$11.69 €9.91

$3.69 ZMW 70.6

216.80%

Cappuccino

$4.13 €3.50

$1.97 ZMW 37.66

109.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.34 €2.83

$0.63 ZMW 12.01

430.16%

Water (0.33 liter bottle)

$3.05 €2.59

$0.35 ZMW 6.76

771.43%

Local Beer (0.5 liter draught)

$5.28 €4.47

$0.93 ZMW 17.86

467.74%

Imported Beer (0.33 liter bottle)

$4.54 €3.85

$1.50 ZMW 28.63

202.67%

Milk (1 liter)

$1.31 €1.11

$1.28 ZMW 24.54

2.34%

White Bread (500g)

$2.25 €1.90

$0.85 ZMW 16.34

164.71%

Rice (white) (1kg)

$3.30 €2.80

$1.73 ZMW 33.12

90.75%

Eggs

$3.94 €3.34

$1.52 ZMW 29.11

159.21%

Local Cheese (1kg)

$14.76 €12.52

$7.50 ZMW 144

96.80%

Chicken Fillets (1kg)

$14.38 €12.20

$3.94 ZMW 75.4

264.97%

Beef Round Steak (1kg)

$19.53 €16.56

$4.81 ZMW 92.1

306.03%

Apples (1kg)

$3.17 €2.69

$2.38 ZMW 45.46

33.19%

Banana (1kg)

$1.81 €1.54

$1.49 ZMW 28.58

21.48%

Oranges (1kg)

$2.24 €1.90

$2.50 ZMW 47.74

-10.40%

Tomato (1kg)

$4.96 €4.20

$1.15 ZMW 21.93

331.30%

Potato (1kg)

$1.60 €1.36

$2.06 ZMW 39.38

-22.33%

Onion (1kg)

$1.58 €1.34

$1.36 ZMW 25.94

16.18%

Lettuce (1 head)

$1.82 €1.55

$0.95 ZMW 18.12

91.58%

Water (1.5 liter bottle)

$1.06 €0.90

$0.52 ZMW 10.00

103.85%

Cigarettes 20 Pack (Marlboro, Camel)

$9.78 €8.29

$2.21 ZMW 42.23

342.53%

Wine (Bottle)

$6.42 €5.44

$6.76 ZMW 129

-5.03%

Local Beer (0.5 liter bottle)

$1.10 €0.93

$0.84 ZMW 16.08

30.95%

Imported Beer (0.33 liter bottle)

$1.67 €1.42

$1.24 ZMW 23.67

34.68%

One-way Ticket (Public Transport)

$3.75 €3.18

$1.03 ZMW 19.68

264.08%

Public Transport Monthly Pass (Regular Price)

$67.1 €56.9

$40.24 ZMW 770

66.77%

Taxi Start (Normal Tariff)

$5.66 €4.80

$2.57 ZMW 49.15

120.23%

Taxi (Normal Tariff) (1km)

$2.23 €1.89

$1.02 ZMW 19.50

118.63%

Taxi 1hour Waiting (Normal Tariff)

$38.11 €32.32

$9.45 ZMW 181

303.28%

Gasoline (1 liter)

$2.03 €1.72

$1.18 ZMW 22.51

72.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K €26.8K

$8,042 ZMW 153.8K

292.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.0K €32.2K

$28.4K ZMW 543.6K

33.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$353 €299

$86.1 ZMW 1,647

309.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.42 €23.26

$50.9 ZMW 973

-46.09%

Internet (50+ Mbps, Unlimited Data)

$52.8 €44.75

$125 ZMW 2,400

-57.92%

Gym Membership (Monthly)

$41.00 €34.77

$42.59 ZMW 815

-3.73%

Tennis Court (1 Hour on Weekend)

$24.60 €20.86

$13.89 ZMW 266

77.11%

Cinema Ticket

$14.00 €11.88

$4.07 ZMW 77.9

243.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$465 €394

$176 ZMW 3,374

163.55%

International Primary School, 1 Child (Yearly)

$15.0K €12.7K

$9,412 ZMW 180.1K

59.48%

Jeans (Levis 501 Or Similar)

$92.4 €78.3

$19.83 ZMW 379

365.71%

Summer Dress (H&M, Zara, etc)

$43.28 €36.70

$17.85 ZMW 341

142.46%

Sport Shoes (Adidas, Nike)

$103 €87.0

$79.5 ZMW 1,521

29.04%

Men's Leather Business Shoes

$134 €114

$73.0 ZMW 1,396

84.29%

1-bedroom Apartment, City Center (Monthly)

$1,027 €871

$214 ZMW 4,101

379.23%

1-bedroom Apartment, Outside City Center (Monthly)

$764 €648

$126 ZMW 2,417

504.24%

3-bedroom Apartment, City Center (Monthly)

$1,900 €1,611

$866 ZMW 16.6K

119.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,429 €1,212

$696 ZMW 13.3K

105.38%

Buy Apartment in City Center (m2)

$6,440 €5,461

$2,001 ZMW 38.3K

221.83%

Buy Apartment Outside City Center (m2)

$4,243 €3,598

$5,056 ZMW 96.7K

-16.08%

Average Monthly Net Salary (After Tax)

$3,484 €2,955

$383 ZMW 7,334

808.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.98

-84.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: April 12, 2026

Last update for Zambia: April 11, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Germany vs other spots: cost of living compared

Cost of Living Comparison Between Germany and Zambia Cost of Living Comparison Between Germany and Zambia

City Median Internet Speeds Comparison (Updated April 2026)

Germany

Zambia

Germany

Zambia

Germany vs other spots: cost of living compared

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