Last update: Oct 2026

Cost of Living Comparison Between Zambia and Bansko

For one person, living is cheaper in Zambia: $905 a month against $970 in Bansko, rent and utilities included – about $780 less a year. Higher rent and utilities in Bansko outweigh lower spending on other living expenses.

44

Cost of Living Index in Zambia
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Zambia Living Index
47

Cost of Living Index in Bansko
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Bansko Living Index

Jump to prices

🇿🇲 Zambia

$905

/mo nomad

Bansko

🇧🇬 Bulgaria

$970

/mo nomad

😐 Solo nomad: Zambia is 35.2% more expensive than Bansko without rent, and 6.7% cheaper with rent.

😐 Family of 3: Zambia is 8.3% more expensive than Bansko without rent, and 18.8% more expensive with rent.

Meal at Budget Restaurant

$6.84 ZMW 136

$8.66 BGN 15.15

-21.02%

Three-Course Dinner for Two, Mid-Range

$30.13 ZMW 597

$46.63 BGN 81.6

-35.38%

Fast Food Meal (McDonalds, etc)

$5.20 ZMW 103

$9.01 BGN 15.77

-42.29%

Cappuccino

$3.03 ZMW 60.1

$2.24 BGN 3.92

35.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 ZMW 15.38

$1.50 BGN 2.63

-48.00%

Water (0.33 liter bottle)

$0.49 ZMW 9.72

$0.86 BGN 1.51

-43.02%

Local Beer (0.5 liter draught)

$1.30 ZMW 25.73

$1.76 BGN 3.07

-26.14%

Imported Beer (0.33 liter bottle)

$2.53 ZMW 50.3

$2.00 BGN 3.51

26.50%

Milk (1 liter)

$1.88 ZMW 37.25

$1.79 BGN 3.14

5.03%

White Bread (500g)

$1.23 ZMW 24.32

$0.81 BGN 1.42

51.85%

Rice (white) (1kg)

$2.44 ZMW 48.42

$1.52 BGN 2.66

60.53%

Eggs

$1.84 ZMW 36.42

$2.30 BGN 4.02

-20.00%

Local Cheese (1kg)

$10.44 ZMW 207

$9.60 BGN 16.81

8.75%

Chicken Fillets (1kg)

$6.54 ZMW 130

$6.32 BGN 11.06

3.48%

Beef Round Steak (1kg)

$6.13 ZMW 122

$8.64 BGN 15.12

-29.05%

Apples (1kg)

$3.48 ZMW 68.9

$1.28 BGN 2.24

171.88%

Banana (1kg)

$2.14 ZMW 42.42

$1.68 BGN 2.95

27.38%

Oranges (1kg)

$3.51 ZMW 69.5

$1.70 BGN 2.98

106.47%

Tomato (1kg)

$1.57 ZMW 31.15

$1.89 BGN 3.30

-16.93%

Potato (1kg)

$2.81 ZMW 55.7

$0.93 BGN 1.63

202.15%

Onion (1kg)

$1.90 ZMW 37.77

$0.76 BGN 1.32

150.00%

Lettuce (1 head)

$1.15 ZMW 22.88

$0.54 BGN 0.95

112.96%

Water (1.5 liter bottle)

$0.71 ZMW 14.09

$0.58 BGN 1.02

22.41%

Cigarettes 20 Pack (Marlboro, Camel)

$2.84 ZMW 56.3

$3.44 BGN 6.02

-17.44%

Wine (Bottle)

$10.13 ZMW 201

$5.14 BGN 9.00

97.08%

Local Beer (0.5 liter bottle)

$1.41 ZMW 27.94

$1.11 BGN 1.94

27.03%

Imported Beer (0.33 liter bottle)

$2.10 ZMW 41.62

$1.70 BGN 2.97

23.53%

One-way Ticket (Public Transport)

$0.98 ZMW 19.52

$0.88 BGN 1.55

11.36%

Public Transport Monthly Pass (Regular Price)

$50.2 ZMW 995

$26.76 BGN 46.83

87.41%

Taxi Start (Normal Tariff)

$2.57 ZMW 50.9

$1.29 BGN 2.26

99.22%

Taxi (Normal Tariff) (1km)

$1.69 ZMW 33.60

$0.65 BGN 1.14

160.00%

Taxi 1hour Waiting (Normal Tariff)

$8.94 ZMW 177

$10.18 BGN 17.81

-12.18%

Gasoline (1 liter)

$1.46 ZMW 28.88

$1.50 BGN 2.63

-2.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$6,225 ZMW 123.4K

$28.8K BGN 50.4K

-78.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K ZMW 768.5K

$21.5K BGN 37.5K

80.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.7 ZMW 1,778

$91.4 BGN 160

-1.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.95 ZMW 217

$14.68 BGN 25.68

-25.41%

Internet (50+ Mbps, Unlimited Data)

$58.9 ZMW 1,169

$12.07 BGN 21.12

388.32%

Gym Membership (Monthly)

$50.3 ZMW 998

$32.28 BGN 56.5

55.86%

Tennis Court (1 Hour on Weekend)

$16.39 ZMW 325

$8.60 BGN 15.05

90.58%

Cinema Ticket

$6.80 ZMW 135

$5.63 BGN 9.86

20.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$142 ZMW 2,821

$228 BGN 400

-37.71%

International Primary School, 1 Child (Yearly)

$16.8K ZMW 333.1K

$2,311 BGN 4,045

626.74%

Jeans (Levis 501 Or Similar)

$24.56 ZMW 487

$30.48 BGN 53.3

-19.42%

Summer Dress (H&M, Zara, etc)

$14.64 ZMW 290

$19.01 BGN 33.26

-22.99%

Sport Shoes (Adidas, Nike)

$59.2 ZMW 1,174

$45.53 BGN 79.7

30.05%

Men's Leather Business Shoes

$75.9 ZMW 1,505

$48.67 BGN 85.2

55.89%

1-bedroom Apartment, City Center (Monthly)

$453 ZMW 8,980

$521 BGN 913

-13.17%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ZMW 3,443

$367 BGN 643

-52.74%

3-bedroom Apartment, City Center (Monthly)

$1,074 ZMW 21.3K

$634 BGN 1,110

69.36%

3-bedroom Apartment, Outside City Center (Monthly)

$720 ZMW 14.3K

$558 BGN 976

29.02%

Buy Apartment in City Center (m2)

$3,941 ZMW 78.1K

$1,204 BGN 2,106

227.42%

Buy Apartment Outside City Center (m2)

$6,414 ZMW 127.2K

$971 BGN 1,699

560.47%

Average Monthly Net Salary (After Tax)

$428 ZMW 8,485

$1,670 BGN 2,923

-74.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.25

2.99

777.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zambia: October 4, 2026

Last update for Bansko: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Zambia

$240 26.5%

Bansko

$193 20% 19.4% $46

Accommodation & Living

Zambia

$174 19.2%

Bansko

$367 38% 112% $194

Monthly Utilities & Internet

Zambia

$160 17.7%

Bansko

$118 12.2% 25.9% $41

Eating Out

Zambia

$123 13.7%

Bansko

$145 15% 17.9% $22

Clothing & Footwear

Zambia

$78 8.7%

Bansko

$65 6.7% 17.6% $14

Getting Around

Zambia

$65 7.2%

Bansko

$35 3.6% 46.5% $30

Sport & Entertainment

Zambia

$64 7.1%

Bansko

$44 4.5% 31.8% $20

Good to know

🇿🇲 Zambia

🇧🇬 Bansko

🕒 Local time

05:23 5:23 AM

06:23 6:23 AM

1 h ahead of Zambia

🌤 Weather

👥 Population

19,610,769

8,000

💱 Currency

Zambian Kwacha ZMW ZK

Bulgarian Lev BGN лв.

📈 Exchange rate

100 ZMW = 5.04 USD

100 ZMW = 4.5 EUR

1 BGN = 0.571 USD

1 BGN = 0.509 EUR

Exchange rates and currency converter

BGN, USD, EUR to ZMW – Zambian Kwacha Converter

🇺🇸 United States Dollar ($)

🇿🇲 Zambian Kwacha (ZK)

Zambian Kwacha exchange rates as of October 10, 2026: 1 USD = 19.83 ZMW (100 ZMW = 5.04 USD). 1 EUR = 22.24 ZMW (100 ZMW = 4.5 EUR).

Bulgarian Lev exchange rates as of October 10, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.509 EUR).

USD to ZMW in detail →

On the map

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Between locations

Zambia Bansko 6,390 km ≈ 8 h nonstop flight

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Zambia
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zambia vs other spots: cost of living compared

Cost of Living Comparison Between Zambia and Bansko

BGN, USD, EUR to ZMW – Zambian Kwacha Converter

City Median Internet Speeds Comparison (Updated April 2026)

Zambia

Bansko

Zambia

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