Cost of Living Comparison Between Zagreb and Sibenik Cost of Living Comparison Between Zagreb and Sibenik

Monthly Cost of Living

Monthly costs for one person with rent: $1,815 in Zagreb versus $1,395 in Sibenik.

Estimated couple costs with rent: $2,718 in Zagreb versus $2,037 in Sibenik.

Monthly costs for a family of three with rent: $3,620 in Zagreb versus $2,679 in Sibenik.

Living in Zagreb is roughly 30% more expensive than in Sibenik, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Zagreb 32% above, Sibenik 1% above.

Meal at Budget Restaurant

$13.88 €11.96

$13.88 €11.97

Three-Course Dinner for Two, Mid-Range

$60.3 €51.9

$51.8 €44.69

16.22%

Fast Food Meal (McDonalds, etc)

$8.30 €7.16

$7.77 €6.70

6.82%

Cappuccino

$2.63 €2.26

$2.34 €2.02

12.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.17 €2.73

$1.88 €1.62

68.62%

Water (0.33 liter bottle)

$2.64 €2.28

$1.07 €0.92

146.73%

Local Beer (0.5 liter draught)

$3.40 €2.93

$3.14 €2.71

8.28%

Imported Beer (0.33 liter bottle)

$4.72 €4.07

$4.66 €4.02

1.29%

Milk (1 liter)

$1.35 €1.16

$1.08 €0.93

25.00%

White Bread (500g)

$1.73 €1.49

$1.14 €0.98

51.75%

Rice (white) (1kg)

$3.07 €2.65

$1.69 €1.46

81.66%

Eggs

$4.10 €3.53

$3.86 €3.33

6.22%

Local Cheese (1kg)

$16.57 €14.28

$8.47 €7.30

95.63%

Chicken Fillets (1kg)

$12.71 €10.96

$8.66 €7.47

46.77%

Beef Round Steak (1kg)

$17.87 €15.41

$10.75 €9.26

66.23%

Apples (1kg)

$2.30 €1.98

$1.39 €1.20

65.47%

Banana (1kg)

$1.90 €1.64

$1.63 €1.40

16.56%

Oranges (1kg)

$2.18 €1.88

$1.46 €1.26

49.32%

Tomato (1kg)

$2.71 €2.34

$1.26 €1.09

115.08%

Potato (1kg)

$1.45 €1.25

$1.18 €1.02

22.88%

Onion (1kg)

$1.07 €0.92

$1.35 €1.17

-20.74%

Lettuce (1 head)

$1.33 €1.14

$0.55 €0.48

141.82%

Water (1.5 liter bottle)

$1.34 €1.15

$1.03 €0.89

30.10%

Cigarettes 20 Pack (Marlboro, Camel)

$5.78 €4.98

$5.69 €4.90

1.58%

Wine (Bottle)

$9.15 €7.89

$4.59 €3.96

99.35%

Local Beer (0.5 liter bottle)

$1.73 €1.49

$1.26 €1.09

37.30%

Imported Beer (0.33 liter bottle)

$2.49 €2.15

$0.80 €0.69

211.25%

One-way Ticket (Public Transport)

$0.60 €0.51

$1.46 €1.26

-58.90%

Public Transport Monthly Pass (Regular Price)

$58.2 €50.2

$23.51 €20.27

147.55%

Taxi Start (Normal Tariff)

$2.26 €1.95

$5.69 €4.91

-60.28%

Taxi (Normal Tariff) (1km)

$1.43 €1.24

$1.47 €1.27

-2.72%

Taxi 1hour Waiting (Normal Tariff)

$11.00 €9.49

$28.99 €24.99

-62.06%

Gasoline (1 liter)

$1.86 €1.60

$1.78 €1.54

4.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K €24.1K

$25.5K €22.0K

9.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K €23.8K

$27.5K €23.7K

0.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 €188

$151 €130

44.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.03 €18.99

$20.72 €17.86

6.32%

Internet (50+ Mbps, Unlimited Data)

$40.41 €34.84

$35.35 €30.48

14.31%

Gym Membership (Monthly)

$53.8 €46.37

$38.38 €33.09

40.15%

Tennis Court (1 Hour on Weekend)

$19.46 €16.78

$23.35 €20.12

-16.66%

Cinema Ticket

$9.40 €8.11

$7.07 €6.09

32.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$555 €478

$115 €99.0

383.24%

International Primary School, 1 Child (Yearly)

$10.9K €9,364

$13.2K €11.4K

-17.51%

Jeans (Levis 501 Or Similar)

$109 €94.4

$58.6 €50.5

86.70%

Summer Dress (H&M, Zara, etc)

$46.46 €40.05

$43.76 €37.72

6.17%

Sport Shoes (Adidas, Nike)

$98.8 €85.2

$87.7 €75.6

12.67%

Men's Leather Business Shoes

$111 €96.0

$69.2 €59.7

60.83%

1-bedroom Apartment, City Center (Monthly)

$916 €789

$777 €670

17.84%

1-bedroom Apartment, Outside City Center (Monthly)

$700 €603

$575 €496

21.69%

3-bedroom Apartment, City Center (Monthly)

$1,460 €1,259

$948 €817

54.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,067 €920

$785 €676

35.96%

Buy Apartment in City Center (m2)

$5,291 €4,561

$4,167 €3,592

26.98%

Buy Apartment Outside City Center (m2)

$3,520 €3,034

$3,624 €3,124

-2.86%

Average Monthly Net Salary (After Tax)

$1,954 €1,685

$1,292 €1,114

51.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

3.73

-12.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: September 6, 2026

Last update for Sibenik: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $916 in Zagreb and $777 in Sibenik. Housing cost is often the main lever when comparing two cities.

Zagreb pays 51% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $60.0 in Zagreb vs $52.0 in Sibenik for a mid-range dinner for two. Groceries echo the gap at $331 vs $212 per month, with Sibenik cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Sibenik: Cost of Living - Frequently Asked Questions

Sibenik wins on cost – living expenses run 30% lower than in Zagreb. Housing and daily spending are where you'll feel the difference most, making Sibenik the obvious pick if budget is a priority.

Average pay runs 51% higher in Zagreb, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $916 in Zagreb versus $777 in Sibenik. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Sibenik runs roughly 148% less than in Zagreb. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $555 in Zagreb versus $115 in Sibenik. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,395 in Sibenik versus $1,815 in Zagreb, a $1,000 budget is realistic in Sibenik but tight or insufficient in Zagreb. The gap between the two cities makes Sibenik the clear choice for anyone on this budget.

Both work as nomad bases, but Sibenik delivers better value – similar infrastructure at $1,395 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Sibenik hard to pass up.

Safety-wise, Zagreb and Sibenik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sibenik gentler on the wallet – expenses run 30% less than in Zagreb. Beyond cost, consider language, visa policies, and how big the international community is in each city.