Last update: Oct 2026

Cost of Living Comparison Between Zagreb and Sibenik

For one person, living is cheaper in Sibenik: $1,352 a month against $1,772 in Zagreb, rent and utilities included – about $5,000 less a year. Rent and utilities account for about half of the difference.

85

Cost of Living Index in Zagreb
Learn more

Zagreb Living Index
65

Cost of Living Index in Sibenik
Learn more

Sibenik Living Index

Jump to prices

Zagreb

🇭🇷 Croatia

$1,772

/mo nomad

Sibenik

🇭🇷 Croatia

$1,352

/mo nomad

Monthly Cost of Living

How much you'll spend in Zagreb and in Sibenik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zagreb and in Sibenik actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,772 in Zagreb versus $1,352 in Sibenik.

Zagreb $1,772
Sibenik $1,352

Estimated couple costs with rent: $2,619 in Zagreb versus $1,957 in Sibenik.

Zagreb $2,619
Sibenik $1,957

Monthly costs for a family of three with rent: $3,467 in Zagreb versus $2,562 in Sibenik.

Zagreb $3,467
Sibenik $2,562

Living in Zagreb is roughly 31% more expensive than in Sibenik, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$12.33 €11.08

$13.43 €12.06

-8.19%

Three-Course Dinner for Two, Mid-Range

$63.9 €57.4

$50.7 €45.56

26.06%

Fast Food Meal (McDonalds, etc)

$8.01 €7.20

$7.60 €6.83

5.39%

Cappuccino

$2.50 €2.25

$2.31 €2.07

8.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.09 €2.77

$1.85 €1.66

67.03%

Water (0.33 liter bottle)

$2.62 €2.35

$1.04 €0.94

151.92%

Local Beer (0.5 liter draught)

$3.42 €3.07

$3.14 €2.82

8.92%

Imported Beer (0.33 liter bottle)

$4.51 €4.05

$4.55 €4.08

-0.88%

Milk (1 liter)

$1.27 €1.14

$1.05 €0.94

20.95%

White Bread (500g)

$1.60 €1.43

$1.15 €1.04

39.13%

Rice (white) (1kg)

$2.68 €2.41

$1.73 €1.55

54.91%

Eggs

$3.95 €3.54

$3.66 €3.29

7.92%

Local Cheese (1kg)

$14.58 €13.10

$7.94 €7.13

83.63%

Chicken Fillets (1kg)

$11.47 €10.30

$8.02 €7.21

43.02%

Beef Round Steak (1kg)

$17.35 €15.58

$10.46 €9.39

65.87%

Apples (1kg)

$2.31 €2.07

$1.30 €1.16

77.69%

Banana (1kg)

$1.65 €1.48

$1.59 €1.43

3.77%

Oranges (1kg)

$2.19 €1.96

$1.42 €1.28

54.23%

Tomato (1kg)

$2.56 €2.30

$1.23 €1.11

108.13%

Potato (1kg)

$1.36 €1.22

$1.15 €1.03

18.26%

Onion (1kg)

$1.20 €1.08

$1.32 €1.18

-9.09%

Lettuce (1 head)

$1.19 €1.07

$0.54 €0.49

120.37%

Water (1.5 liter bottle)

$1.29 €1.16

$0.94 €0.85

37.23%

Cigarettes 20 Pack (Marlboro, Camel)

$6.08 €5.46

$5.39 €4.84

12.80%

Wine (Bottle)

$11.07 €9.94

$4.61 €4.14

140.13%

Local Beer (0.5 liter bottle)

$1.69 €1.51

$1.28 €1.15

32.03%

Imported Beer (0.33 liter bottle)

$2.46 €2.21

$0.83 €0.74

196.39%

One-way Ticket (Public Transport)

$0.57 €0.51

$1.41 €1.27

-59.57%

Public Transport Monthly Pass (Regular Price)

$53.2 €47.82

$22.29 €20.02

138.85%

Taxi Start (Normal Tariff)

$2.18 €1.96

$3.44 €3.09

-36.63%

Taxi (Normal Tariff) (1km)

$1.44 €1.29

Taxi 1hour Waiting (Normal Tariff)

$12.39 €11.13

$13.32 €11.96

-6.98%

Gasoline (1 liter)

$1.90 €1.70

$1.65 €1.48

15.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K €25.1K

$24.3K €21.9K

14.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K €23.4K

$24.7K €22.2K

5.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 €193

$143 €128

50.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.34 €20.07

$19.68 €17.68

13.52%

Internet (50+ Mbps, Unlimited Data)

$38.73 €34.79

$34.45 €30.95

12.42%

Gym Membership (Monthly)

$48.65 €43.70

$36.72 €32.99

32.49%

Tennis Court (1 Hour on Weekend)

$18.95 €17.02

$22.15 €19.90

-14.45%

Cinema Ticket

$10.41 €9.35

$6.87 €6.17

51.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$499 €448

$112 €101

344.61%

International Primary School, 1 Child (Yearly)

$9,720 €8,731

$12.9K €11.6K

-24.90%

Jeans (Levis 501 Or Similar)

$109 €97.6

$55.7 €50.0

95.01%

Summer Dress (H&M, Zara, etc)

$42.23 €37.93

$41.71 €37.47

1.25%

Sport Shoes (Adidas, Nike)

$102 €91.9

$85.1 €76.4

20.24%

Men's Leather Business Shoes

$111 €99.3

$68.4 €61.4

61.62%

1-bedroom Apartment, City Center (Monthly)

$888 €798

$731 €657

21.48%

1-bedroom Apartment, Outside City Center (Monthly)

$683 €614

$555 €499

22.99%

3-bedroom Apartment, City Center (Monthly)

$1,468 €1,319

$941 €845

56.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,066 €958

$761 €683

40.18%

Buy Apartment in City Center (m2)

$5,275 €4,739

$3,986 €3,581

32.33%

Buy Apartment Outside City Center (m2)

$3,670 €3,297

$3,532 €3,173

3.89%

Average Monthly Net Salary (After Tax)

$1,975 €1,774

$1,271 €1,142

55.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

3.73

-11.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: October 25, 2026

Last update for Sibenik: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zagreb

$683 38.5%

Sibenik

$555 41.1% 18.7% $128

Groceries & Markets

Zagreb

$314 17.7%

Sibenik

$204 15.1% 35.1% $110

Monthly Utilities & Internet

Zagreb

$276 15.6%

Sibenik

$197 14.6% 28.6% $79

Eating Out

Zagreb

$202 11.4%

Sibenik

$194 14.4% 3.7% $7.4

Clothing & Footwear

Zagreb

$164 9.2%

Sibenik

$113 8.4% 31% $51

Sport & Entertainment

Zagreb

$69 3.9%

Sibenik

$50 3.7% 27.4% $19

Getting Around

Zagreb

$65 3.7%

Sibenik

$39 2.9% 40.5% $26

Cost Breakdown

A one-bedroom apartment in the center runs $888 in Zagreb and $731 in Sibenik. Housing cost is often the main lever when comparing two cities.

Zagreb pays 55% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $64 in Zagreb vs $51 in Sibenik for a mid-range dinner for two. Groceries echo the gap at $314 vs $204 per month, with Sibenik cheaper across the board.

Good to know

🇭🇷 Zagreb

🇭🇷 Sibenik

🕒 Local time

23:59 11:59 PM

Same time as Zagreb

🌤 Weather

👥 Population

767,131 Capital

42,599

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Zagreb Sibenik 230 km

From you

Zagreb
Sibenik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Sibenik: Cost of Living - Frequently Asked Questions

Sibenik wins on cost – living expenses run 24% lower than in Zagreb. Housing and daily spending are where you’ll feel the difference most, making Sibenik the obvious pick if budget is a priority.

Average pay runs 55% higher in Zagreb, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $888 in Zagreb versus $731 in Sibenik. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Sibenik runs roughly 58% less than in Zagreb. The price difference matters if you commute daily and watch your budget.

Childcare runs $499 in Zagreb versus $112 in Sibenik. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Sibenik is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Sibenik is more practical. Housing and childcare are both notably cheaper than in Zagreb, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Zagreb and Sibenik are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Sibenik gentler on the wallet – expenses run 24% less than in Zagreb. Beyond cost, consider language, visa policies, and how big the international community is in each city.