Last update: Oct 2026

Cost of Living Comparison Between Sibenik and Zagreb

For one person, living is cheaper in Sibenik: $1,352 a month against $1,772 in Zagreb, rent and utilities included – about $5,000 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Sibenik
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Sibenik Living Index
85

Cost of Living Index in Zagreb
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Zagreb Living Index

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Sibenik

🇭🇷 Croatia

$1,352

/mo nomad

Zagreb

🇭🇷 Croatia

$1,772

/mo nomad

Monthly Cost of Living

How much you'll spend in Sibenik and in Zagreb

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sibenik and in Zagreb actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,352 in Sibenik versus $1,772 in Zagreb.

Sibenik $1,352
Zagreb $1,772

Estimated couple costs with rent: $1,957 in Sibenik versus $2,619 in Zagreb.

Sibenik $1,957
Zagreb $2,619

Monthly costs for a family of three with rent: $2,562 in Sibenik versus $3,467 in Zagreb.

Sibenik $2,562
Zagreb $3,467

Living in Sibenik costs roughly 24% less than in Zagreb, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$13.43 €12.06

$12.33 €11.08

8.92%

Three-Course Dinner for Two, Mid-Range

$50.7 €45.56

$63.9 €57.4

-20.68%

Fast Food Meal (McDonalds, etc)

$7.60 €6.83

$8.01 €7.20

-5.12%

Cappuccino

$2.31 €2.07

$2.50 €2.25

-7.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.85 €1.66

$3.09 €2.77

-40.13%

Water (0.33 liter bottle)

$1.04 €0.94

$2.62 €2.35

-60.31%

Local Beer (0.5 liter draught)

$3.14 €2.82

$3.42 €3.07

-8.19%

Imported Beer (0.33 liter bottle)

$4.55 €4.08

$4.51 €4.05

0.89%

Milk (1 liter)

$1.05 €0.94

$1.27 €1.14

-17.32%

White Bread (500g)

$1.15 €1.04

$1.60 €1.43

-28.13%

Rice (white) (1kg)

$1.73 €1.55

$2.68 €2.41

-35.45%

Eggs

$3.66 €3.29

$3.95 €3.54

-7.34%

Local Cheese (1kg)

$7.94 €7.13

$14.58 €13.10

-45.54%

Chicken Fillets (1kg)

$8.02 €7.21

$11.47 €10.30

-30.08%

Beef Round Steak (1kg)

$10.46 €9.39

$17.35 €15.58

-39.71%

Apples (1kg)

$1.30 €1.16

$2.31 €2.07

-43.72%

Banana (1kg)

$1.59 €1.43

$1.65 €1.48

-3.64%

Oranges (1kg)

$1.42 €1.28

$2.19 €1.96

-35.16%

Tomato (1kg)

$1.23 €1.11

$2.56 €2.30

-51.95%

Potato (1kg)

$1.15 €1.03

$1.36 €1.22

-15.44%

Onion (1kg)

$1.32 €1.18

$1.20 €1.08

10.00%

Lettuce (1 head)

$0.54 €0.49

$1.19 €1.07

-54.62%

Water (1.5 liter bottle)

$0.94 €0.85

$1.29 €1.16

-27.13%

Cigarettes 20 Pack (Marlboro, Camel)

$5.39 €4.84

$6.08 €5.46

-11.35%

Wine (Bottle)

$4.61 €4.14

$11.07 €9.94

-58.36%

Local Beer (0.5 liter bottle)

$1.28 €1.15

$1.69 €1.51

-24.26%

Imported Beer (0.33 liter bottle)

$0.83 €0.74

$2.46 €2.21

-66.26%

One-way Ticket (Public Transport)

$1.41 €1.27

$0.57 €0.51

147.37%

Public Transport Monthly Pass (Regular Price)

$22.29 €20.02

$53.2 €47.82

-58.13%

Taxi Start (Normal Tariff)

$3.44 €3.09

$2.18 €1.96

57.80%

Taxi (Normal Tariff) (1km)

$1.44 €1.29

Taxi 1hour Waiting (Normal Tariff)

$13.32 €11.96

$12.39 €11.13

7.51%

Gasoline (1 liter)

$1.65 €1.48

$1.90 €1.70

-13.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K €21.9K

$27.9K €25.1K

-12.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K €22.2K

$26.0K €23.4K

-4.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 €128

$215 €193

-33.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.68 €17.68

$22.34 €20.07

-11.91%

Internet (50+ Mbps, Unlimited Data)

$34.45 €30.95

$38.73 €34.79

-11.05%

Gym Membership (Monthly)

$36.72 €32.99

$48.65 €43.70

-24.52%

Tennis Court (1 Hour on Weekend)

$22.15 €19.90

$18.95 €17.02

16.89%

Cinema Ticket

$6.87 €6.17

$10.41 €9.35

-34.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$112 €101

$499 €448

-77.51%

International Primary School, 1 Child (Yearly)

$12.9K €11.6K

$9,720 €8,731

33.15%

Jeans (Levis 501 Or Similar)

$55.7 €50.0

$109 €97.6

-48.72%

Summer Dress (H&M, Zara, etc)

$41.71 €37.47

$42.23 €37.93

-1.23%

Sport Shoes (Adidas, Nike)

$85.1 €76.4

$102 €91.9

-16.84%

Men's Leather Business Shoes

$68.4 €61.4

$111 €99.3

-38.13%

1-bedroom Apartment, City Center (Monthly)

$731 €657

$888 €798

-17.68%

1-bedroom Apartment, Outside City Center (Monthly)

$555 €499

$683 €614

-18.69%

3-bedroom Apartment, City Center (Monthly)

$941 €845

$1,468 €1,319

-35.91%

3-bedroom Apartment, Outside City Center (Monthly)

$761 €683

$1,066 €958

-28.66%

Buy Apartment in City Center (m2)

$3,986 €3,581

$5,275 €4,739

-24.43%

Buy Apartment Outside City Center (m2)

$3,532 €3,173

$3,670 €3,297

-3.74%

Average Monthly Net Salary (After Tax)

$1,271 €1,142

$1,975 €1,774

-35.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.73

3.3

13.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sibenik: October 25, 2026

Last update for Zagreb: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sibenik

$555 41.1%

Zagreb

$683 38.5% 23% $128

Groceries & Markets

Sibenik

$204 15.1%

Zagreb

$314 17.7% 54% $110

Monthly Utilities & Internet

Sibenik

$197 14.6%

Zagreb

$276 15.6% 40% $79

Eating Out

Sibenik

$194 14.4%

Zagreb

$202 11.4% 3.8% $7.4

Clothing & Footwear

Sibenik

$113 8.4%

Zagreb

$164 9.2% 44.9% $51

Sport & Entertainment

Sibenik

$50 3.7%

Zagreb

$69 3.9% 37.7% $19

Getting Around

Sibenik

$39 2.9%

Zagreb

$65 3.7% 68.2% $26

Cost Breakdown

A one-bedroom apartment in the center runs $731 in Sibenik and $888 in Zagreb. Housing cost is often the main lever when comparing two cities.

Zagreb pays 55% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $51 in Sibenik vs $64 in Zagreb for a mid-range dinner for two. Groceries echo the gap at $204 vs $314 per month, with Sibenik cheaper across the board.

Good to know

🇭🇷 Sibenik

🇭🇷 Zagreb

🕒 Local time

23:57 11:57 PM

Same time as Sibenik

🌤 Weather

👥 Population

42,599

767,131 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sibenik vs Zagreb: Cost of Living - Frequently Asked Questions

Sibenik wins on cost – living expenses run 24% lower than in Zagreb. Housing and daily spending are where you’ll feel the difference most, making Sibenik the obvious pick if budget is a priority.

On paper, salaries run 36% lower in Sibenik. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $731 in Sibenik versus $888 in Zagreb. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Sibenik runs roughly 58% less than in Zagreb. The price difference matters if you commute daily and watch your budget.

Childcare runs $112 in Sibenik versus $499 in Zagreb. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Sibenik is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Sibenik is more practical. Housing and childcare are both notably cheaper than in Zagreb, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sibenik and Zagreb are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Sibenik gentler on the wallet – expenses run 24% less than in Zagreb. Beyond cost, consider language, visa policies, and how big the international community is in each city.