Last update: Oct 2026

Cost of Living Comparison Between Zagreb and Kutina

For one person, living is cheaper in Kutina: $1,518 a month against $1,772 in Zagreb, rent and utilities included – about $3,000 less a year. Higher rent and utilities in Zagreb outweigh lower spending on other living expenses.

85

Cost of Living Index in Zagreb
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Zagreb Living Index
76

Cost of Living Index in Kutina
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Kutina Living Index

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Zagreb

🇭🇷 Croatia

$1,772

/mo nomad

Kutina

🇭🇷 Croatia

$1,518

/mo nomad

Monthly Cost of Living

How much you'll spend in Zagreb and in Kutina

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zagreb and in Kutina actually costs, broken down by who's living it.

A single person spends $1,772 per month in Zagreb vs $1,518 in Kutina, rent included.

Zagreb $1,772
Kutina $1,518

A couple spends around $2,619 per month in Zagreb vs $2,449 in Kutina, rent included.

Zagreb $2,619
Kutina $2,449

A family of three spends $3,467 per month in Zagreb vs $3,379 in Kutina, rent included.

Zagreb $3,467
Kutina $3,379

Zagreb costs about 17% more than Kutina, and outside of rent the biggest gap is in groceries.

Both Zagreb and Kutina sit above the global median – Zagreb by 30%, Kutina by 12%.

Meal at Budget Restaurant

$12.33 €11.08

$14.78 €13.28

-16.58%

Three-Course Dinner for Two, Mid-Range

$63.9 €57.4

$68.3 €61.3

-6.36%

Fast Food Meal (McDonalds, etc)

$8.01 €7.20

$8.90 €8.00

-10.00%

Cappuccino

$2.50 €2.25

$2.41 €2.17

3.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.09 €2.77

$3.03 €2.72

1.98%

Water (0.33 liter bottle)

$2.62 €2.35

$2.18 €1.95

20.18%

Local Beer (0.5 liter draught)

$3.42 €3.07

$3.28 €2.95

4.27%

Imported Beer (0.33 liter bottle)

$4.51 €4.05

$4.54 €4.08

-0.66%

Milk (1 liter)

$1.27 €1.14

$1.23 €1.11

3.25%

White Bread (500g)

$1.60 €1.43

$1.85 €1.66

-13.51%

Rice (white) (1kg)

$2.68 €2.41

$3.22 €2.89

-16.77%

Eggs

$3.95 €3.54

$3.93 €3.53

0.51%

Local Cheese (1kg)

$14.58 €13.10

$10.80 €9.70

35.00%

Chicken Fillets (1kg)

$11.47 €10.30

$10.82 €9.72

6.01%

Beef Round Steak (1kg)

$17.35 €15.58

$18.48 €16.60

-6.11%

Apples (1kg)

$2.31 €2.07

$1.89 €1.70

22.22%

Banana (1kg)

$1.65 €1.48

$1.95 €1.75

-15.38%

Oranges (1kg)

$2.19 €1.96

$2.15 €1.93

1.86%

Tomato (1kg)

$2.56 €2.30

$2.51 €2.25

1.99%

Potato (1kg)

$1.36 €1.22

Onion (1kg)

$1.20 €1.08

$1.36 €1.23

-11.76%

Lettuce (1 head)

$1.19 €1.07

$1.29 €1.16

-7.75%

Water (1.5 liter bottle)

$1.29 €1.16

$1.20 €1.08

7.50%

Cigarettes 20 Pack (Marlboro, Camel)

$6.08 €5.46

$5.61 €5.04

8.38%

Wine (Bottle)

$11.07 €9.94

$7.70 €6.92

43.77%

Local Beer (0.5 liter bottle)

$1.69 €1.51

$1.84 €1.66

-8.15%

Imported Beer (0.33 liter bottle)

$2.46 €2.21

$2.40 €2.16

2.50%

One-way Ticket (Public Transport)

$0.57 €0.51

$1.77 €1.59

-67.80%

Public Transport Monthly Pass (Regular Price)

$53.2 €47.82

$50.6 €45.41

5.32%

Taxi Start (Normal Tariff)

$2.18 €1.96

$3.41 €3.06

-36.07%

Taxi (Normal Tariff) (1km)

$1.44 €1.29

$2.26 €2.03

-36.28%

Taxi 1hour Waiting (Normal Tariff)

$12.39 €11.13

$22.34 €20.07

-44.54%

Gasoline (1 liter)

$1.90 €1.70

$1.88 €1.69

1.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K €25.1K

$26.3K €23.7K

6.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K €23.4K

$25.9K €23.3K

0.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 €193

$156 €140

37.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.34 €20.07

$21.74 €19.53

2.76%

Internet (50+ Mbps, Unlimited Data)

$38.73 €34.79

$39.30 €35.31

-1.45%

Gym Membership (Monthly)

$48.65 €43.70

$55.5 €49.86

-12.36%

Tennis Court (1 Hour on Weekend)

$18.95 €17.02

$17.25 €15.50

9.86%

Cinema Ticket

$10.41 €9.35

$10.71 €9.62

-2.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$499 €448

$240 €215

108.28%

International Primary School, 1 Child (Yearly)

$9,720 €8,731

$2,741 €2,462

254.64%

Jeans (Levis 501 Or Similar)

$109 €97.6

$113 €101

-3.50%

Summer Dress (H&M, Zara, etc)

$42.23 €37.93

$35.74 €32.10

18.16%

Sport Shoes (Adidas, Nike)

$102 €91.9

$143 €128

-28.22%

Men's Leather Business Shoes

$111 €99.3

$128 €115

-13.64%

1-bedroom Apartment, City Center (Monthly)

$888 €798

$720 €647

23.35%

1-bedroom Apartment, Outside City Center (Monthly)

$683 €614

$444 €399

53.87%

3-bedroom Apartment, City Center (Monthly)

$1,468 €1,319

$1,033 €928

42.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,066 €958

$917 €824

16.29%

Buy Apartment in City Center (m2)

$5,275 €4,739

$4,569 €4,104

15.46%

Buy Apartment Outside City Center (m2)

$3,670 €3,297

$3,185 €2,861

15.23%

Average Monthly Net Salary (After Tax)

$1,975 €1,774

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

3.54

-6.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: October 25, 2026

Last update for Kutina: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zagreb

$683 38.5%

Kutina

$444 29.3% 35% $239

Groceries & Markets

Zagreb

$314 17.7%

Kutina

$299 19.7% 4.5% $14

Monthly Utilities & Internet

Zagreb

$276 15.6%

Kutina

$217 14.3% 21.4% $59

Eating Out

Zagreb

$202 11.4%

Kutina

$220 14.5% 9.2% $19

Clothing & Footwear

Zagreb

$164 9.2%

Kutina

$188 12.4% 15.2% $25

Sport & Entertainment

Zagreb

$69 3.9%

Kutina

$77 5.1% 10.7% $7.5

Getting Around

Zagreb

$65 3.7%

Kutina

$72 4.8% 11.5% $7.5

Cost Breakdown

A central one-bedroom costs $888 in Zagreb versus $720 in Kutina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $64 in Zagreb versus $68 in Kutina. Groceries tell a different story – $314 in Zagreb vs $299 in Kutina – so Kutina wins on supermarket bills even if dining out costs more.

Good to know

🇭🇷 Zagreb

🇭🇷 Kutina

🕒 Local time

18:44 6:44 PM

Same time as Zagreb

🌤 Weather

👥 Population

767,131 Capital

19,601

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Kutina: Cost of Living - Frequently Asked Questions

Zagreb costs about 17% more than Kutina, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,658 per month in Zagreb and $2,277 in Kutina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kutina, especially for central apartments: a one-bedroom in the center costs $720 there versus $888 in Zagreb.

Kindergarten costs $499 per month in Zagreb and $240 in Kutina. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 5% more in Zagreb, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 is a stretch for both – monthly costs hit $1,772 in Zagreb and $1,518 in Kutina. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Kutina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.