Cost of Living Comparison Between Zagreb and Kutina Cost of Living Comparison Between Zagreb and Kutina

Monthly Cost of Living

A single person spends $1,717 per month in Zagreb vs $1,490 in Kutina, rent included.

A couple spends around $2,576 per month in Zagreb vs $2,302 in Kutina, rent included.

A family of three spends $3,434 per month in Zagreb vs $3,114 in Kutina, rent included.

Zagreb costs about 15% more than Kutina, driven mainly by Clothing & Footwear.

Both Zagreb and Kutina sit above the global median – Zagreb by 29%, Kutina by 12%.

Meal at Budget Restaurant

$11.53 €10.08

$13.74 €12.02

-16.08%

Three-Course Dinner for Two, Mid-Range

$69.1 €60.5

$76.5 €66.9

-9.62%

Fast Food Meal (McDonalds, etc)

$9.03 €7.90

$9.38 €8.20

-3.73%

Cappuccino

$2.43 €2.12

$2.53 €2.21

-3.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 €2.66

$3.18 €2.78

-4.40%

Water (0.33 liter bottle)

$2.48 €2.17

$2.06 €1.80

20.39%

Local Beer (0.5 liter draught)

$3.79 €3.31

$3.55 €3.11

6.76%

Imported Beer (0.33 liter bottle)

$4.73 €4.14

$5.01 €4.39

-5.59%

Milk (1 liter)

$1.31 €1.14

$1.48 €1.30

-11.49%

White Bread (500g)

$1.96 €1.71

$1.61 €1.40

21.74%

Rice (white) (1kg)

$2.63 €2.30

$3.71 €3.25

-29.11%

Eggs

$3.83 €3.35

$4.25 €3.72

-9.88%

Local Cheese (1kg)

$10.89 €9.53

$10.21 €8.94

6.66%

Chicken Fillets (1kg)

$9.45 €8.27

$9.18 €8.03

2.94%

Beef Round Steak (1kg)

$12.74 €11.15

$11.09 €9.70

14.88%

Apples (1kg)

$1.87 €1.64

$1.98 €1.73

-5.56%

Banana (1kg)

$1.75 €1.53

$1.63 €1.43

7.36%

Oranges (1kg)

$2.03 €1.77

$2.18 €1.91

-6.88%

Tomato (1kg)

$2.96 €2.59

$3.52 €3.08

-15.91%

Potato (1kg)

$1.45 €1.27

$1.54 €1.35

-5.84%

Onion (1kg)

$1.41 €1.23

$0.84 €0.73

67.86%

Lettuce (1 head)

$1.28 €1.12

$1.42 €1.24

-9.86%

Water (1.5 liter bottle)

$1.31 €1.15

$1.32 €1.15

-0.76%

Cigarettes 20 Pack (Marlboro, Camel)

$5.75 €5.03

$5.33 €4.66

7.88%

Wine (Bottle)

$9.30 €8.13

$7.84 €6.86

18.62%

Local Beer (0.5 liter bottle)

$1.86 €1.63

$1.80 €1.57

3.33%

Imported Beer (0.33 liter bottle)

$2.22 €1.95

$2.54 €2.22

-12.60%

One-way Ticket (Public Transport)

$0.59 €0.52

$1.76 €1.54

-66.48%

Public Transport Monthly Pass (Regular Price)

$58.1 €50.8

$42.95 €37.58

35.30%

Taxi Start (Normal Tariff)

$2.26 €1.98

$2.98 €2.61

-24.16%

Taxi (Normal Tariff) (1km)

$1.06 €0.93

$1.02 €0.89

3.92%

Taxi 1hour Waiting (Normal Tariff)

$10.22 €8.94

$8.91 €7.79

14.70%

Gasoline (1 liter)

$1.71 €1.49

$1.69 €1.48

1.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K €30.0K

$37.8K €33.1K

-9.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K €23.2K

$28.4K €24.9K

-6.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 €183

$132 €116

58.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.14 €17.62

$23.48 €20.54

-14.22%

Internet (50+ Mbps, Unlimited Data)

$32.85 €28.74

$33.43 €29.25

-1.73%

Gym Membership (Monthly)

$50.4 €44.08

$51.2 €44.79

-1.58%

Tennis Court (1 Hour on Weekend)

$14.41 €12.60

$14.83 €12.97

-2.83%

Cinema Ticket

$9.00 €7.87

$16.18 €14.16

-44.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$511 €447

$252 €221

102.79%

International Primary School, 1 Child (Yearly)

$13.1K €11.4K

$2,329 €2,038

460.59%

Jeans (Levis 501 Or Similar)

$102 €88.9

$94.3 €82.5

7.74%

Summer Dress (H&M, Zara, etc)

$39.74 €34.77

$38.38 €33.58

3.54%

Sport Shoes (Adidas, Nike)

$96.1 €84.1

$169 €148

-43.18%

Men's Leather Business Shoes

$118 €103

$116 €102

1.55%

1-bedroom Apartment, City Center (Monthly)

$881 €771

$672 €588

31.08%

1-bedroom Apartment, Outside City Center (Monthly)

$671 €587

$464 €406

44.73%

3-bedroom Apartment, City Center (Monthly)

$1,520 €1,329

$1,024 €896

48.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,052 €921

$763 €667

37.97%

Buy Apartment in City Center (m2)

$4,920 €4,304

$3,882 €3,396

26.73%

Buy Apartment Outside City Center (m2)

$3,240 €2,835

$2,799 €2,449

15.75%

Average Monthly Net Salary (After Tax)

$1,915 €1,675

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

4.22

-11.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: July 11, 2026

Last update for Kutina: July 13, 2026

Cost Breakdown

A central one-bedroom costs $881 in Zagreb versus $672 in Kutina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $69.0 in Zagreb versus $76.0 in Kutina. Groceries tell a different story – $280 in Zagreb vs $276 in Kutina – so Kutina wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Kutina: Cost of Living - Frequently Asked Questions

Zagreb costs about 15% more than Kutina, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,575 per month in Zagreb and $2,236 in Kutina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kutina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $511 per month in Zagreb and $252 in Kutina. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 1% more in Zagreb, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Kutina, where all-in costs run around $1,490, than in Zagreb at $1,717. In Kutina it covers expenses comfortably, while in Zagreb it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kutina costs $1,490 versus $1,717 in Zagreb. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kutina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zagreb makes more sense. Both are solid long-term options with distinct trade-offs.