Last update: Oct 2026

Cost of Living Comparison Between Kutina and Zagreb

For one person, living is cheaper in Kutina: $1,518 a month against $1,772 in Zagreb, rent and utilities included – about $3,000 less a year. Higher rent and utilities in Zagreb outweigh lower spending on other living expenses.

76

Cost of Living Index in Kutina
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Kutina Living Index
85

Cost of Living Index in Zagreb
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Zagreb Living Index

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Kutina

🇭🇷 Croatia

$1,518

/mo nomad

Zagreb

🇭🇷 Croatia

$1,772

/mo nomad

Monthly Cost of Living

How much you'll spend in Kutina and in Zagreb

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kutina and in Zagreb actually costs, broken down by who's living it.

A single person spends $1,518 per month in Kutina vs $1,772 in Zagreb, rent included.

Kutina $1,518
Zagreb $1,772

A couple spends around $2,449 per month in Kutina vs $2,619 in Zagreb, rent included.

Kutina $2,449
Zagreb $2,619

A family of three spends $3,379 per month in Kutina vs $3,467 in Zagreb, rent included.

Kutina $3,379
Zagreb $3,467

Kutina is about 14% cheaper than Zagreb, and outside of rent the biggest gap is in groceries.

Both Kutina and Zagreb sit above the global median – Kutina by 12%, Zagreb by 30%.

Meal at Budget Restaurant

$14.78 €13.28

$12.33 €11.08

19.87%

Three-Course Dinner for Two, Mid-Range

$68.3 €61.3

$63.9 €57.4

6.79%

Fast Food Meal (McDonalds, etc)

$8.90 €8.00

$8.01 €7.20

11.11%

Cappuccino

$2.41 €2.17

$2.50 €2.25

-3.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 €2.72

$3.09 €2.77

-1.94%

Water (0.33 liter bottle)

$2.18 €1.95

$2.62 €2.35

-16.79%

Local Beer (0.5 liter draught)

$3.28 €2.95

$3.42 €3.07

-4.09%

Imported Beer (0.33 liter bottle)

$4.54 €4.08

$4.51 €4.05

0.67%

Milk (1 liter)

$1.23 €1.11

$1.27 €1.14

-3.15%

White Bread (500g)

$1.85 €1.66

$1.60 €1.43

15.63%

Rice (white) (1kg)

$3.22 €2.89

$2.68 €2.41

20.15%

Eggs

$3.93 €3.53

$3.95 €3.54

-0.51%

Local Cheese (1kg)

$10.80 €9.70

$14.58 €13.10

-25.93%

Chicken Fillets (1kg)

$10.82 €9.72

$11.47 €10.30

-5.67%

Beef Round Steak (1kg)

$18.48 €16.60

$17.35 €15.58

6.51%

Apples (1kg)

$1.89 €1.70

$2.31 €2.07

-18.18%

Banana (1kg)

$1.95 €1.75

$1.65 €1.48

18.18%

Oranges (1kg)

$2.15 €1.93

$2.19 €1.96

-1.83%

Tomato (1kg)

$2.51 €2.25

$2.56 €2.30

-1.95%

Potato (1kg)

$1.36 €1.22

Onion (1kg)

$1.36 €1.23

$1.20 €1.08

13.33%

Lettuce (1 head)

$1.29 €1.16

$1.19 €1.07

8.40%

Water (1.5 liter bottle)

$1.20 €1.08

$1.29 €1.16

-6.98%

Cigarettes 20 Pack (Marlboro, Camel)

$5.61 €5.04

$6.08 €5.46

-7.73%

Wine (Bottle)

$7.70 €6.92

$11.07 €9.94

-30.44%

Local Beer (0.5 liter bottle)

$1.84 €1.66

$1.69 €1.51

8.88%

Imported Beer (0.33 liter bottle)

$2.40 €2.16

$2.46 €2.21

-2.44%

One-way Ticket (Public Transport)

$1.77 €1.59

$0.57 €0.51

210.53%

Public Transport Monthly Pass (Regular Price)

$50.6 €45.41

$53.2 €47.82

-5.05%

Taxi Start (Normal Tariff)

$3.41 €3.06

$2.18 €1.96

56.42%

Taxi (Normal Tariff) (1km)

$2.26 €2.03

$1.44 €1.29

56.94%

Taxi 1hour Waiting (Normal Tariff)

$22.34 €20.07

$12.39 €11.13

80.31%

Gasoline (1 liter)

$1.88 €1.69

$1.90 €1.70

-1.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K €23.7K

$27.9K €25.1K

-5.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K €23.3K

$26.0K €23.4K

-0.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 €140

$215 €193

-27.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.74 €19.53

$22.34 €20.07

-2.69%

Internet (50+ Mbps, Unlimited Data)

$39.30 €35.31

$38.73 €34.79

1.47%

Gym Membership (Monthly)

$55.5 €49.86

$48.65 €43.70

14.10%

Tennis Court (1 Hour on Weekend)

$17.25 €15.50

$18.95 €17.02

-8.97%

Cinema Ticket

$10.71 €9.62

$10.41 €9.35

2.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 €215

$499 €448

-51.99%

International Primary School, 1 Child (Yearly)

$2,741 €2,462

$9,720 €8,731

-71.80%

Jeans (Levis 501 Or Similar)

$113 €101

$109 €97.6

3.63%

Summer Dress (H&M, Zara, etc)

$35.74 €32.10

$42.23 €37.93

-15.37%

Sport Shoes (Adidas, Nike)

$143 €128

$102 €91.9

39.32%

Men's Leather Business Shoes

$128 €115

$111 €99.3

15.80%

1-bedroom Apartment, City Center (Monthly)

$720 €647

$888 €798

-18.93%

1-bedroom Apartment, Outside City Center (Monthly)

$444 €399

$683 €614

-35.01%

3-bedroom Apartment, City Center (Monthly)

$1,033 €928

$1,468 €1,319

-29.68%

3-bedroom Apartment, Outside City Center (Monthly)

$917 €824

$1,066 €958

-14.01%

Buy Apartment in City Center (m2)

$4,569 €4,104

$5,275 €4,739

-13.39%

Buy Apartment Outside City Center (m2)

$3,185 €2,861

$3,670 €3,297

-13.21%

Average Monthly Net Salary (After Tax)

$1,975 €1,774

20-Year Fixed Mortgage Interest Rate (Annual %)

3.54

3.3

7.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kutina: October 25, 2026

Last update for Zagreb: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kutina

$444 29.3%

Zagreb

$683 38.5% 53.9% $239

Groceries & Markets

Kutina

$299 19.7%

Zagreb

$314 17.7% 4.7% $14

Eating Out

Kutina

$220 14.5%

Zagreb

$202 11.4% 8.4% $19

Monthly Utilities & Internet

Kutina

$217 14.3%

Zagreb

$276 15.6% 27.3% $59

Clothing & Footwear

Kutina

$188 12.4%

Zagreb

$164 9.2% 13.2% $25

Sport & Entertainment

Kutina

$77 5.1%

Zagreb

$69 3.9% 9.7% $7.5

Getting Around

Kutina

$72 4.8%

Zagreb

$65 3.7% 10.3% $7.5

Cost Breakdown

A central one-bedroom costs $720 in Kutina versus $888 in Zagreb. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $68 in Kutina versus $64 in Zagreb. Groceries tell a different story – $299 in Kutina vs $314 in Zagreb – so Kutina wins on supermarket bills even if dining out costs more.

Good to know

🇭🇷 Kutina

🇭🇷 Zagreb

🕒 Local time

17:50 5:50 PM

Same time as Kutina

🌤 Weather

👥 Population

19,601

767,131 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.11 USD

Exchange rates and currency converter

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Between locations

Kutina Zagreb 72 km

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kutina vs Zagreb: Cost of Living - Frequently Asked Questions

Zagreb costs about 17% more than Kutina, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,277 per month in Kutina and $2,658 in Zagreb. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kutina, especially for central apartments: a one-bedroom in the center costs $720 there versus $888 in Zagreb.

Kindergarten costs $240 per month in Kutina and $499 in Zagreb. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 5% more in Zagreb, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 is a stretch for both – monthly costs hit $1,518 in Kutina and $1,772 in Zagreb. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Kutina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.