Last update: Oct 2026

Cost of Living Comparison Between Zagreb and Gradac

For one person, living costs are similar in Zagreb and in Gradac: $1,761 and $1,688 a month, rent and utilities included.

85

Cost of Living Index in Zagreb
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Zagreb Living Index
82

Cost of Living Index in Gradac
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Gradac Living Index

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Zagreb

🇭🇷 Croatia

$1,761

/mo nomad

Gradac

🇭🇷 Croatia

$1,688

/mo nomad

Monthly Cost of Living

How much you'll spend in Zagreb and in Gradac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zagreb and in Gradac actually costs, broken down by who's living it.

A single person spends $1,761 per month in Zagreb vs $1,688 in Gradac, rent included.

Zagreb $1,761
Gradac $1,688

A couple spends around $2,604 per month in Zagreb vs $2,558 in Gradac, rent included.

Zagreb $2,604
Gradac $2,558

A family of three spends $3,447 per month in Zagreb vs $3,427 in Gradac, rent included.

Zagreb $3,447
Gradac $3,427

Zagreb costs about 4% more than Gradac, and outside of rent the biggest gap is in eating out.

Both Zagreb and Gradac sit above the global median – Zagreb by 30%, Gradac by 25%.

Meal at Budget Restaurant

$12.50 €11.12

$29.53 €26.27

-57.67%

Three-Course Dinner for Two, Mid-Range

$63.6 €56.6

$61.5 €54.7

3.50%

Fast Food Meal (McDonalds, etc)

$8.33 €7.41

$17.62 €15.67

-52.72%

Cappuccino

$2.51 €2.23

$2.53 €2.25

-0.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 €2.67

$3.06 €2.73

-1.96%

Water (0.33 liter bottle)

$2.54 €2.26

$2.24 €1.99

13.39%

Local Beer (0.5 liter draught)

$3.27 €2.91

$3.32 €2.95

-1.51%

Imported Beer (0.33 liter bottle)

$4.36 €3.88

$7.92 €7.05

-44.95%

Milk (1 liter)

$1.23 €1.09

$1.18 €1.05

4.24%

White Bread (500g)

$1.66 €1.48

$1.57 €1.39

5.73%

Rice (white) (1kg)

$2.72 €2.42

$2.76 €2.45

-1.45%

Eggs

$3.87 €3.45

$3.89 €3.46

-0.51%

Local Cheese (1kg)

$14.61 €12.99

$11.66 €10.37

25.30%

Chicken Fillets (1kg)

$11.95 €10.63

$9.39 €8.35

27.26%

Beef Round Steak (1kg)

$17.44 €15.51

$12.43 €11.06

40.31%

Apples (1kg)

$2.31 €2.05

$1.96 €1.74

17.86%

Banana (1kg)

$1.78 €1.59

$1.43 €1.27

24.48%

Oranges (1kg)

$2.11 €1.88

$1.82 €1.62

15.93%

Tomato (1kg)

$2.50 €2.22

$2.47 €2.20

1.21%

Potato (1kg)

$1.31 €1.17

$1.36 €1.21

-3.68%

Onion (1kg)

$1.19 €1.06

$1.20 €1.07

-0.83%

Lettuce (1 head)

$1.17 €1.04

$1.05 €0.93

11.43%

Water (1.5 liter bottle)

$1.37 €1.22

$1.20 €1.07

14.17%

Cigarettes 20 Pack (Marlboro, Camel)

$5.78 €5.14

$10.55 €9.39

-45.21%

Wine (Bottle)

$10.23 €9.10

$7.72 €6.87

32.51%

Local Beer (0.5 liter bottle)

$1.61 €1.43

Imported Beer (0.33 liter bottle)

$2.48 €2.20

$2.20 €1.95

12.73%

One-way Ticket (Public Transport)

$0.57 €0.51

$1.64 €1.46

-65.24%

Public Transport Monthly Pass (Regular Price)

$53.5 €47.63

$43.87 €39.02

22.04%

Taxi Start (Normal Tariff)

$2.19 €1.95

$3.43 €3.05

-36.15%

Taxi (Normal Tariff) (1km)

$1.42 €1.26

$1.36 €1.21

4.41%

Taxi 1hour Waiting (Normal Tariff)

$11.67 €10.38

$13.44 €11.96

-13.17%

Gasoline (1 liter)

$1.84 €1.64

$1.83 €1.63

0.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K €24.6K

$26.1K €23.2K

6.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K €24.2K

$24.9K €22.2K

8.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 €190

$180 €160

18.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.36 €20.77

$23.56 €20.96

-0.85%

Internet (50+ Mbps, Unlimited Data)

$41.16 €36.61

$39.27 €34.93

4.81%

Gym Membership (Monthly)

$51.1 €45.48

$51.3 €45.63

-0.33%

Tennis Court (1 Hour on Weekend)

$18.82 €16.74

$15.33 €13.64

22.77%

Cinema Ticket

$9.13 €8.12

$8.83 €7.86

3.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$501 €445

$427 €379

17.34%

International Primary School, 1 Child (Yearly)

$9,878 €8,787

$6,955 €6,187

42.03%

Jeans (Levis 501 Or Similar)

$111 €98.3

$97.9 €87.1

12.91%

Summer Dress (H&M, Zara, etc)

$42.93 €38.19

$39.15 €34.82

9.66%

Sport Shoes (Adidas, Nike)

$98.0 €87.1

$99.3 €88.3

-1.36%

Men's Leather Business Shoes

$110 €98.3

$96.5 €85.9

14.43%

1-bedroom Apartment, City Center (Monthly)

$868 €772

$677 €602

28.23%

1-bedroom Apartment, Outside City Center (Monthly)

$668 €594

$529 €470

26.27%

3-bedroom Apartment, City Center (Monthly)

$1,463 €1,301

$1,186 €1,055

23.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,039 €924

$859 €764

20.92%

Buy Apartment in City Center (m2)

$5,031 €4,475

$4,170 €3,709

20.64%

Buy Apartment Outside City Center (m2)

$3,468 €3,085

$2,835 €2,522

22.33%

Average Monthly Net Salary (After Tax)

$1,937 €1,723

$1,578 €1,404

22.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

3.56

-7.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: October 11, 2026

Last update for Gradac: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zagreb

$668 37.9%

Gradac

$529 31.3% 20.8% $139

Groceries & Markets

Zagreb

$315 17.9%

Gradac

$264 15.7% 16.2% $51

Monthly Utilities & Internet

Zagreb

$278 15.8%

Gradac

$243 14.4% 12.8% $36

Eating Out

Zagreb

$202 11.5%

Gradac

$373 22.1% 84.4% $171

Clothing & Footwear

Zagreb

$163 9.3%

Gradac

$150 8.9% 8% $13

Sport & Entertainment

Zagreb

$69 3.9%

Gradac

$69 4.1% 0.6% $0.4

Getting Around

Zagreb

$65 3.7%

Gradac

$61 3.6% 6.8% $4.4

Cost Breakdown

A central one-bedroom costs $868 in Zagreb versus $677 in Gradac. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Zagreb, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $64.0 in Zagreb versus $61.0 in Gradac. Monthly groceries follow the same trend: $315 vs $264 – making Gradac the more affordable choice for daily food spending.

Good to know

🇭🇷 Zagreb

🇭🇷 Gradac

🕒 Local time

22:40 10:40 PM

Same time as Zagreb

🌤 Weather

👥 Population

767,131 Capital

3,300

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Gradac: Cost of Living - Frequently Asked Questions

Zagreb costs about 4% more than Gradac, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,642 per month in Zagreb and $2,533 in Gradac. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gradac, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 19% more in Zagreb, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $64.0 in Zagreb and $61.0 in Gradac. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Gradac, where all-in costs run around $1,688, than in Zagreb at $1,761. In Gradac it covers expenses comfortably, while in Zagreb it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Gradac costs $1,688 versus $1,761 in Zagreb. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gradac. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zagreb makes more sense. Both are solid long-term options with distinct trade-offs.