Cost of Living Comparison Between Zagreb and Đakovo Cost of Living Comparison Between Zagreb and Đakovo

Monthly Cost of Living

A single person spends $1,674 per month in Zagreb vs $1,442 in Đakovo, rent included.

A couple spends around $2,514 per month in Zagreb vs $2,081 in Đakovo, rent included.

A family of three spends $3,355 per month in Zagreb vs $2,719 in Đakovo, rent included.

Zagreb costs about 16% more than Đakovo, driven mainly by Eating Out.

Both Zagreb and Đakovo sit above the global median – Zagreb by 25%, Đakovo by 8%.

Meal at Budget Restaurant

$11.76 €10.03

$7.98 €6.81

47.37%

Three-Course Dinner for Two, Mid-Range

$70.3 €60.0

$28.40 €24.23

147.57%

Fast Food Meal (McDonalds, etc)

$9.03 €7.70

$5.82 €4.96

55.15%

Cappuccino

$2.53 €2.15

$1.70 €1.45

48.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 €2.58

$1.78 €1.52

70.22%

Water (0.33 liter bottle)

$2.44 €2.08

$1.75 €1.49

39.43%

Local Beer (0.5 liter draught)

$3.72 €3.17

$3.44 €2.94

8.14%

Imported Beer (0.33 liter bottle)

$4.68 €3.99

$3.43 €2.92

36.44%

Milk (1 liter)

$1.34 €1.15

$1.31 €1.11

2.29%

White Bread (500g)

$1.96 €1.67

$1.90 €1.62

3.16%

Rice (white) (1kg)

$2.62 €2.24

$2.68 €2.29

-2.24%

Eggs

$3.67 €3.13

$3.65 €3.12

0.55%

Local Cheese (1kg)

$11.01 €9.39

$11.24 €9.59

-2.05%

Chicken Fillets (1kg)

$9.63 €8.21

$9.52 €8.12

1.16%

Beef Round Steak (1kg)

$12.74 €10.87

$12.49 €10.66

2.00%

Apples (1kg)

$1.82 €1.55

Banana (1kg)

$1.73 €1.48

$1.72 €1.47

0.58%

Oranges (1kg)

$2.05 €1.75

$2.07 €1.76

-0.97%

Tomato (1kg)

$2.96 €2.52

$2.94 €2.51

0.68%

Potato (1kg)

$1.43 €1.22

$1.45 €1.23

-1.38%

Onion (1kg)

$1.46 €1.25

$1.47 €1.25

-0.68%

Lettuce (1 head)

$1.31 €1.12

$1.26 €1.07

3.97%

Water (1.5 liter bottle)

$1.29 €1.10

$1.32 €1.13

-2.27%

Cigarettes 20 Pack (Marlboro, Camel)

$5.94 €5.07

$5.91 €5.04

0.51%

Wine (Bottle)

$8.43 €7.19

$5.83 €4.97

44.60%

Local Beer (0.5 liter bottle)

$1.84 €1.57

$1.79 €1.53

2.79%

Imported Beer (0.33 liter bottle)

$2.30 €1.96

$2.21 €1.88

4.07%

One-way Ticket (Public Transport)

$0.60 €0.51

$1.78 €1.52

-66.29%

Public Transport Monthly Pass (Regular Price)

$57.0 €48.63

$42.53 €36.28

34.05%

Taxi Start (Normal Tariff)

$2.25 €1.92

$2.32 €1.98

-3.02%

Taxi (Normal Tariff) (1km)

$1.02 €0.87

$1.05 €0.90

-2.86%

Taxi 1hour Waiting (Normal Tariff)

$10.39 €8.86

$10.27 €8.76

1.17%

Gasoline (1 liter)

$1.73 €1.48

$1.79 €1.52

-3.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K €29.9K

$34.8K €29.7K

0.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K €22.4K

$26.3K €22.4K

-0.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$203 €173

$206 €176

-1.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.60 €16.72

$19.93 €17.00

-1.66%

Internet (50+ Mbps, Unlimited Data)

$32.02 €27.32

$33.07 €28.21

-3.18%

Gym Membership (Monthly)

$49.83 €42.50

$52.7 €44.99

-5.52%

Tennis Court (1 Hour on Weekend)

$14.29 €12.19

$15.02 €12.81

-4.86%

Cinema Ticket

$8.74 €7.46

$8.94 €7.62

-2.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$498 €425

$239 €204

108.61%

International Primary School, 1 Child (Yearly)

$13.3K €11.4K

$13.0K €11.1K

2.66%

Jeans (Levis 501 Or Similar)

$98.6 €84.1

$99.0 €84.4

-0.35%

Summer Dress (H&M, Zara, etc)

$39.51 €33.70

$39.95 €34.08

-1.10%

Sport Shoes (Adidas, Nike)

$98.9 €84.4

$96.3 €82.1

2.69%

Men's Leather Business Shoes

$116 €99.3

$115 €98.4

0.95%

1-bedroom Apartment, City Center (Monthly)

$883 €754

$672 €573

31.50%

1-bedroom Apartment, Outside City Center (Monthly)

$684 €583

$456 €389

49.90%

3-bedroom Apartment, City Center (Monthly)

$1,503 €1,282

$1,060 €905

41.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,051 €896

$786 €670

33.76%

Buy Apartment in City Center (m2)

$5,520 €4,709

$4,096 €3,493

34.79%

Buy Apartment Outside City Center (m2)

$3,448 €2,941

$2,883 €2,459

19.60%

Average Monthly Net Salary (After Tax)

$1,933 €1,649

$1,428 €1,218

35.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: April 20, 2026

Last update for Đakovo: April 21, 2026

Cost Breakdown

A central one-bedroom costs $883 in Zagreb versus $672 in Đakovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 35% higher in Zagreb, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70 in Zagreb versus $28 in Đakovo. Monthly groceries follow the same trend: $279 vs $272 – making Đakovo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Đakovo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,674 in Zagreb, $1,442 in Đakovo – roughly 16% apart. Zagreb costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,511 per month in Zagreb and $2,164 in Đakovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Đakovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 34% less in Đakovo. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $498 per month in Zagreb and $239 in Đakovo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Đakovo, where all-in costs run around $1,442, than in Zagreb at $1,674. In Đakovo it covers expenses comfortably, while in Zagreb it requires careful planning or may not stretch far enough.

It depends on your priorities. Zagreb has an edge in some lifestyle areas, with costs from $1,442 in Đakovo to $1,674 in Zagreb. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Đakovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zagreb makes more sense. Both are solid long-term options with distinct trade-offs.