Cost of Living Comparison Between Zagreb and Đakovo Cost of Living Comparison Between Zagreb and Đakovo

Monthly Cost of Living

A single person spends $1,841 per month in Zagreb vs $1,292 in Đakovo, rent included.

A couple spends around $2,690 per month in Zagreb vs $1,922 in Đakovo, rent included.

A family of three spends $3,539 per month in Zagreb vs $2,551 in Đakovo, rent included.

Zagreb costs about 42% more than Đakovo, driven mainly by Groceries & Markets.

Zagreb sits 35% above the global median, while Đakovo is 6% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.87 €12.09

$8.18 €7.13

69.56%

Three-Course Dinner for Two, Mid-Range

$60.0 €52.3

$29.14 €25.40

105.94%

Fast Food Meal (McDonalds, etc)

$7.87 €6.86

$5.82 €5.07

35.22%

Cappuccino

$2.55 €2.22

$1.76 €1.53

44.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.16 €2.75

$1.75 €1.52

80.57%

Water (0.33 liter bottle)

$2.58 €2.25

$1.78 €1.55

44.94%

Local Beer (0.5 liter draught)

$3.39 €2.96

$3.41 €2.97

-0.59%

Imported Beer (0.33 liter bottle)

$4.74 €4.13

$3.39 €2.96

39.82%

Milk (1 liter)

$1.31 €1.14

$1.36 €1.19

-3.68%

White Bread (500g)

$1.68 €1.46

$1.13 €0.98

48.67%

Rice (white) (1kg)

$3.15 €2.75

$1.18 €1.03

166.95%

Eggs

$4.15 €3.62

$2.85 €2.49

45.61%

Local Cheese (1kg)

$16.23 €14.14

$5.93 €5.17

173.69%

Chicken Fillets (1kg)

$12.41 €10.81

$5.80 €5.06

113.97%

Beef Round Steak (1kg)

$17.77 €15.49

$13.59 €11.84

30.76%

Apples (1kg)

$2.30 €2.00

$2.28 €1.99

0.88%

Banana (1kg)

$1.85 €1.61

$1.76 €1.53

5.11%

Oranges (1kg)

$2.11 €1.84

$2.12 €1.85

-0.47%

Tomato (1kg)

$2.78 €2.42

$1.17 €1.02

137.61%

Potato (1kg)

$1.46 €1.27

$1.18 €1.03

23.73%

Onion (1kg)

$1.12 €0.97

$1.10 €0.96

1.82%

Lettuce (1 head)

$1.31 €1.14

$1.18 €1.03

11.02%

Water (1.5 liter bottle)

$1.33 €1.16

$1.13 €0.99

17.70%

Cigarettes 20 Pack (Marlboro, Camel)

$5.73 €5.00

$5.61 €4.89

2.14%

Wine (Bottle)

$9.20 €8.02

$5.93 €5.17

55.14%

Local Beer (0.5 liter bottle)

$1.63 €1.42

$1.70 €1.48

-4.12%

Imported Beer (0.33 liter bottle)

$2.40 €2.09

$2.28 €1.98

5.26%

One-way Ticket (Public Transport)

$0.62 €0.54

$1.70 €1.48

-63.53%

Public Transport Monthly Pass (Regular Price)

$56.6 €49.35

$35.36 €30.82

60.10%

Taxi Start (Normal Tariff)

$2.37 €2.07

$2.27 €1.98

4.41%

Taxi (Normal Tariff) (1km)

$1.47 €1.28

$1.13 €0.99

30.09%

Taxi 1hour Waiting (Normal Tariff)

$11.41 €9.94

$11.53 €10.05

-1.04%

Gasoline (1 liter)

$1.88 €1.64

$1.87 €1.63

0.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K €23.9K

$23.1K €20.1K

18.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K €23.8K

$26.7K €23.3K

2.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 €187

$127 €111

68.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.97 €20.02

$11.78 €10.27

94.99%

Internet (50+ Mbps, Unlimited Data)

$45.40 €39.57

$21.67 €18.89

109.51%

Gym Membership (Monthly)

$54.8 €47.80

$53.6 €46.68

2.39%

Tennis Court (1 Hour on Weekend)

$19.37 €16.89

$17.80 €15.51

8.82%

Cinema Ticket

$9.39 €8.19

$9.10 €7.94

3.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$541 €471

$80.7 €70.4

569.66%

International Primary School, 1 Child (Yearly)

$10.8K €9,386

$10.5K €9,161

2.46%

Jeans (Levis 501 Or Similar)

$110 €95.8

$108 €94.5

1.37%

Summer Dress (H&M, Zara, etc)

$46.00 €40.10

$34.36 €29.96

33.88%

Sport Shoes (Adidas, Nike)

$100.0 €87.1

$47.07 €41.03

112.39%

Men's Leather Business Shoes

$112 €97.3

$105 €91.2

6.65%

1-bedroom Apartment, City Center (Monthly)

$889 €775

$701 €611

26.97%

1-bedroom Apartment, Outside City Center (Monthly)

$684 €597

$541 €472

26.46%

3-bedroom Apartment, City Center (Monthly)

$1,437 €1,253

$1,215 €1,059

18.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,048 €914

$858 €748

22.22%

Buy Apartment in City Center (m2)

$5,191 €4,525

$4,191 €3,653

23.86%

Buy Apartment Outside City Center (m2)

$3,555 €3,099

$3,004 €2,619

18.34%

Average Monthly Net Salary (After Tax)

$2,015 €1,757

$1,364 €1,189

47.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zagreb: September 13, 2026

Last update for Đakovo: September 14, 2026

Cost Breakdown

A central one-bedroom costs $889 in Zagreb versus $701 in Đakovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 48% higher in Zagreb, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60.0 in Zagreb versus $29.00 in Đakovo. Monthly groceries follow the same trend: $327 vs $214 – making Đakovo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zagreb vs Đakovo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,841 in Zagreb, $1,292 in Đakovo – roughly 42% apart. Zagreb costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,761 per month in Zagreb and $1,939 in Đakovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Đakovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 60% less in Đakovo. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $541 per month in Zagreb and $80.7 in Đakovo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Đakovo, where all-in costs run around $1,292, than in Zagreb at $1,841. In Đakovo it covers expenses comfortably, while in Zagreb it requires careful planning or may not stretch far enough.

It depends on your priorities. Zagreb has an edge in some lifestyle areas, with costs from $1,292 in Đakovo to $1,841 in Zagreb. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Đakovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zagreb makes more sense. Both are solid long-term options with distinct trade-offs.